UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
 
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
 
Date of Report (Date of earliest event reported)
 
July 16, 2026
Bank7 Corp.
(Exact name of registrant as specified in its charter)
Oklahoma
  
001-38656
  
20-0763496
(State or other jurisdiction of incorporation)
  
(Commission File Number)
  
(IRS Employer Identification No.)

1039 N.W. 63rd Street, Oklahoma City, Oklahoma 73116
(Address of principal executive offices) (Zip Code)

(405) 810-8600
 (Registrant’s telephone number, including area code)
 
Not Applicable
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 Securities registered pursuant to Section 12(b) of the Act:

 
Title of each class
Trading
Symbol(s)
Name of each exchange on which
registered
  Common Stock, $0.01 par value
BSVN
The NASDAQ Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).

Emerging growth company  ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02.
Results of Operations and Financial Condition

On July 16, 2026, Bank7 Corp. (the “Company”), the holding company for Bank7, issued a press release announcing its results of operations and financial condition for the quarter ended June 30, 2026.  A copy of the press release is attached to this Current Report on Form 8-K as Exhibit 99.1 and is incorporated herein by reference.

The Company is conducting a conference call on July 16, 2026 at 10:00 am CST to discuss its second quarter 2026 financial results. A copy of the presentation slides to be used during the earnings call is attached to this Current Report on Form 8-K as Exhibit 99.2 and is incorporated herein by reference.

In accordance with General Instruction B.2 of Form 8-K, the information in this Current Report on Form 8-K, including Exhibit 99.1 and Exhibit 99.2, shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), and shall not be incorporated by reference into any filing or other document pursuant to the Securities Act of 1933, as amended, or the Exchange Act except as shall be expressly set forth by specific reference in such filing.

Item 9.01
Financial Statements and Exhibits


(d)
Exhibits.

          The following exhibits are filed herewith:

 
Item
  
Description
       
   
Press Release dated July 16, 2026
 
Second Quarter 2026 Investor Presentation
  104
   Cover Page Interactive Data File (embedded within the Inline XBRL document).

SIGNATURES
 
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 
BANK7 CORP.
     
Date: July 16, 2026
By:
/s/   Kelly J. Harris
   
Kelly J. Harris
   
Executive Vice President and Chief Financial Officer


Exhibit 99.1


FOR IMMEDIATE RELEASE: Bank7 Corp. Announces Q2 2026 Earnings

Oklahoma City, July 16, 2026 – Bank7 Corp. (NASDAQ: BSVN) ("the Company"), the parent company of Oklahoma City-based Bank7 (the "Bank"), today reported unaudited results for the quarter ended June 30, 2026.  “We are pleased with our core banking results this quarter. Reported results include a non-recurring loss on the sale of energy assets, which followed the successful maximization of our loan loss recovery related to an energy loan previously charged off in 2023. The Company continues to benefit from strong capital, robust liquidity, a solid net interest margin, and excellent credit quality, which are all supported by our properly matched balance sheet and our location in the dynamic markets we serve,” said Thomas L. Travis, President and CEO of the Company.

For the three months ended June 30, 2026 compared to the three months ended June 30, 2025:


 -
Net income of $8.35 million compared to $11.11 million, a decrease of 24.84%

-
Earnings per share of $0.87 compared to $1.16, a decrease of 25.00%

-
Total assets of $1.91 billion compared to $1.84 billion, an increase of 4.25%

-
Total loans of $1.60 billion compared to $1.50 billion, an increase of 6.68%

-
Pre-provision pre-tax earnings of $11.02 million compared to $14.71 million, a decrease of 25.10%

-
Total interest income of $30.93 million compared to $31.78 million, a decrease of 2.69%

Both the Bank’s and the Company’s capital levels continue to be significantly above the minimum levels required to be designated as “well-capitalized” for regulatory purposes.  On June 30, 2026, the Bank’s Tier 1 leverage ratio, Tier 1 risk-based capital ratio, and total risk-based capital ratios were 13.88%, 15.18%, and 16.36%, respectively.  On June 30, 2026, on a consolidated basis, the Company’s Tier 1 leverage ratio, Tier 1 risk-based capital ratio, and total risk-based capital ratios were 13.88%, 15.17%, and 16.35%, respectively.  Designation as a well-capitalized institution under regulations does not constitute a recommendation or endorsement by bank regulators.

Non-GAAP Financial Measures:
This earnings release contains the non-GAAP financial measure pre-provision pre-tax earnings.  The Company’s management uses this non-GAAP measure in their analysis of the Company’s performance.  This measure adjusts GAAP performance to exclude from net income, income tax expense, provision for credit losses, and loss on sales and calls of available-for-sale debt securities.

 
  
For the Three Months Ended
  
 
  
June 30,
    
June 30,
  
 
  
2026
    
2025
  
Calculation of Pre-Provision Pre-Tax Earnings
  
(Dollars in thousands)
  
Net Income
  
$
8,346
    
$
11,105
  
Income Tax Expense
    
2,669
      
3,602
  
Pre-tax net income
    
11,015
      
14,707
  
Add back: Provision for credit losses
    
-
      
-
  
Add back: (Gain)Loss on sales/calls of AFS debt securities
    
-
      
-
  
Pre-provision pre-tax earnings
  
$
11,015
    
$
14,707
  

Unaudited Condensed Consolidated Balance Sheets
(Dollar amounts in thousands, except par value)

Assets
  
June 30,
2026
(unaudited)
    
December 31,
2025
  
 
  
(Dollars in thousands)
  
Cash and due from banks
  
$
220,585
    
$
244,635
  
Interest-bearing time deposits in other banks
    
1,494
      
10,457
  
Available-for-sale debt securities (amortized cost of $54,950 and $57,316 at June 30, 2026 and December 31, 2025, respectively)
    
51,622
      
54,019
  
Loans, net of allowance for credit losses of $19,512 and $19,407 at June 30, 2026 and December 31, 2025, respectively
    
1,577,838
      
1,587,024
  
Loans held for sale
    
5,156
      
2,078
  
Premises and equipment, net
    
25,897
      
21,884
  
Nonmarketable equity securities
    
1,183
      
1,165
  
Core deposit intangibles
    
690
      
752
  
Goodwill
    
11,208
      
11,208
  
Interest receivable and other assets
    
18,654
      
30,418
  
 
                
Total assets
  
$
1,914,327
    
$
1,963,640
  
 
                
Liabilities and Shareholders’ Equity
                
 
                
Deposits
                
Noninterest-bearing
  
$
329,240
    
$
341,416
  
Interest-bearing
    
1,308,563
      
1,359,417
  
 
                
Total deposits
    
1,637,803
      
1,700,833
  
 
                
Income taxes payable
    
839
      
594
  
Interest payable and other liabilities
    
9,379
      
11,218
  
 
                
Total liabilities
    
1,648,021
      
1,712,645
  
 
                
Shareholders’ equity
                
Common stock, $0.01 par value; 50,000,000 shares authorized; shares issued and outstanding: 9,519,335 and 9,462,656 at June 30, 2026 and December 31, 2025, respectively
    
95
      
95
  
Additional paid-in capital
    
103,865
      
103,739
  
Retained earnings
    
164,919
      
149,707
  
Accumulated other comprehensive loss
    
(2,573
)
    
(2,546
)
 
                
Total shareholders’ equity
    
266,306
      
250,995
  
 
                
Total liabilities and shareholders’ equity
  
$
1,914,327
    
$
1,963,640
  

Unaudited Condensed Consolidated Statements of Comprehensive Income
(Dollar amounts in thousands, except per share data)

 
  
Three Months Ended
    
Six Months Ended
  
 
  
June 30,
    
June 30,
  
 
  
2026
(unaudited)
    
2025
(unaudited)
    
2026
(unaudited)
    
2025
(unaudited)
  
Interest Income
  
(Dollars in thousands)
  
Loans, including fees
  
$
28,980
    
$
28,965
    
$
60,592
    
$
56,293
  
Interest-bearing time deposits in other banks
    
38
      
145
      
150
      
246
  
Debt securities, taxable
    
249
      
278
      
499
      
561
  
Debt securities, tax-exempt
    
59
      
63
      
119
      
126
  
Other interest and dividend income
    
1,601
      
2,330
      
3,350
      
4,997
  
 
                                
Total interest income
    
30,927
      
31,781
      
64,710
      
62,223
  
 
                                
Interest Expense
                                
Deposits
    
9,022
      
10,043
      
18,613
      
19,643
  
 
                                
Total interest expense
    
9,022
      
10,043
      
18,613
      
19,643
  
 
                                
Net Interest Income
    
21,905
      
21,738
      
46,097
      
42,580
  
 
                                
Provision for Credit Losses
    
-
      
-
      
-
      
-
  
 
                                
Net Interest Income After Provision for Credit Losses
    
21,905
      
21,738
      
46,097
      
42,580
  
 
                                
Noninterest Income
                                
Mortgage lending income
    
476
      
520
      
851
      
610
  
Service charges on deposit accounts
    
215
      
232
      
464
      
450
  
Other
    
311
      
1,949
      
1,653
      
3,396
  
 
                                
Total noninterest income
    
1,002
      
2,701
      
2,968
      
4,456
  
 
                                
Noninterest Expense
                                
Salaries and employee benefits
    
6,196
      
5,721
      
12,527
      
11,000
  
Furniture and equipment
    
422
      
361
      
763
      
612
  
Occupancy
    
724
      
630
      
1,410
      
1,222
  
Data and item processing
    
546
      
590
      
1,089
      
1,100
  
Accounting, marketing and legal fees
    
437
      
158
      
1,022
      
263
  
Regulatory assessments
    
259
      
213
      
518
      
297
  
Advertising and public relations
    
98
      
223
      
270
      
417
  
Travel, lodging and entertainment
    
104
      
121
      
174
      
177
  
Other
    
3,106
      
1,715
      
4,456
      
3,528
  
 
                                
Total noninterest expense
    
11,892
      
9,732
      
22,229
      
18,616
  
 
                                
Income Before Taxes
    
11,015
      
14,707
      
26,836
      
28,420
  
Income tax expense
    
2,669
      
3,602
      
6,484
      
6,979
  
Net Income
  
$
8,346
    
$
11,105
    
$
20,352
    
$
21,441
  
 
                                
Earnings per common share - basic
  
$
0.88
    
$
1.18
    
$
2.14
    
$
2.27
  
Earnings per common share - diluted
    
0.87
      
1.16
      
2.12
      
2.25
  
Weighted average common shares outstanding - basic
    
9,519,335
      
9,449,152
      
9,505,283
      
9,435,414
  
Weighted average common shares outstanding - diluted
    
9,604,143
      
9,545,128
      
9,600,421
      
9,548,583
  
 
                                
Other Comprehensive Income (Loss)
                                
Unrealized (losses) gains on securities, net of tax expense of $50 and $189 for the three months ended June 30, 2026 and 2025, respectively; net of tax (benefit) expense of ($5) and $419 for the six months ended June 30, 2026 and 2025, respectively
  
$
114
    
$
587
    
$
(27
)
  
$
1,229
  
Other comprehensive income (loss)
  
$
114
    
$
587
    
$
(27
)
  
$
1,229
  
Comprehensive Income
  
$
8,460
    
$
11,692
    
$
20,325
    
$
22,670
  

 
  
Net Interest Margin
  
 
  
For the Three Months Ended June 30,
  
 
  
2026
(unaudited)
    
2025
(unaudited)
  
 
  
Average
Balance
    
Interest
Income/
Expense
    
Average
Yield/
Rate
    
Average
Balance
    
Interest
Income/
Expense
    
Average
Yield/
Rate
  
 
  
(Dollars in thousands)
  
Interest-Earning Assets:
                                    
Short-term investments
  
$
184,292
    
$
1,639
      
3.57
%
  
$
247,652
    
$
2,475
      
4.01
%
Debt securities, taxable-equivalent
    
42,166
      
249
      
2.37
      
47,285
      
278
      
2.36
  
Debt securities, tax exempt
    
10,975
      
59
      
2.16
      
12,502
      
63
      
2.02
  
Loans held for sale
    
1,998
      
-
      
-
      
1,987
      
-
      
-
  
Total loans(1)
    
1,588,481
      
28,980
      
7.32
      
1,448,924
      
28,965
      
8.02
  
Total interest-earning assets
    
1,827,912
      
30,927
      
6.79
      
1,758,350
      
31,781
      
7.25
  
Noninterest-earning assets
    
35,384
                      
43,048
                  
Total assets
  
$
1,863,296
                    
$
1,801,398
                  
 
                                                
Funding sources:
                                                
Interest-bearing liabilities:
                                                
Deposits:
                                                
Transaction accounts
  
$
1,003,124
    
$
6,721
      
2.69
%
  
$
1,006,484
    
$
7,676
      
3.06
%
Time deposits
    
262,081
      
2,301
      
3.52
      
236,108
      
2,367
      
4.02
  
Total interest-bearing deposits
    
1,265,205
      
9,022
      
2.86
      
1,242,592
      
10,043
      
3.24
  
Total interest-bearing liabilities
  
$
1,265,205
      
9,022
      
2.86
    
$
1,242,592
      
10,043
      
3.24
  
 
                                                
Noninterest-bearing liabilities:
                                                
Noninterest-bearing deposits
  
$
325,384
                    
$
321,351
                  
Other noninterest-bearing liabilities
    
9,157
                      
10,471
                  
Total noninterest-bearing liabilities
    
334,541
                      
331,822
                  
Shareholders' equity
    
263,550
                      
226,984
                  
Total liabilities and shareholders' equity
  
$
1,863,296
                    
$
1,801,398
                  
 
                                                
Net interest income
          
$
21,905
                    
$
21,738
          
Net interest spread
                    
3.93
%
                    
4.01
%
Net interest margin
                    
4.81
%
                    
4.96
%

(1)
Nonaccrual loans are included in total loans

 
  
Net Interest Margin
  
 
  
For the Six Months Ended June, 30
  
 
  
2026
(unaudited)
    
2025
(unaudited)
  
 
  
Average
Balance
    
Interest
Income/
Expense
    
Average
Yield/
Rate
    
Average
Balance
    
Interest
Income/
Expense
    
Average
Yield/
Rate
  
 
  
(Dollars in thousands)
  
Interest-Earning Assets:
                                    
Short-term investments
  
$
197,098
    
$
3,500
      
3.58
%
  
$
242,876
    
$
5,243
      
4.35
%
Debt securities, taxable-equivalent
    
42,861
      
499
      
2.35
      
47,957
      
561
      
2.36
  
Debt securities, tax exempt
    
11,013
      
119
      
2.18
      
12,508
      
126
      
2.03
  
Loans held for sale
    
1,991
      
-
      
-
      
1,287
      
-
      
-
  
Total loans(1)
    
1,592,320
      
60,592
      
7.67
      
1,423,776
      
56,293
      
7.97
  
Total interest-earning assets
    
1,845,283
      
64,710
      
7.07
      
1,728,404
      
62,223
      
7.26
  
Noninterest-earning assets
    
38,323
                      
41,511
                  
Total assets
  
$
1,883,606
                    
$
1,769,915
                  
 
                                                
Funding sources:
                                                
Interest-bearing liabilities:
                                                
Deposits:
                                                
Transaction accounts
  
$
1,030,802
    
$
13,944
      
2.73
%
  
$
981,833
    
$
14,794
      
3.04
%
Time deposits
    
263,338
      
4,669
      
3.58
      
236,216
      
4,849
      
4.14
  
Total interest-bearing deposits
    
1,294,140
      
18,613
      
2.90
      
1,218,049
      
19,643
      
3.25
  
Total interest-bearing liabilities
  
$
1,294,140
    
$
18,613
      
2.90
    
$
1,218,049
    
$
19,643
      
3.25
  
 
                                                
Noninterest-bearing liabilities:
                                                
Noninterest-bearing deposits
  
$
320,326
                    
$
318,952
                  
Other noninterest-bearing liabilities
    
9,335
                      
10,228
                  
Total noninterest-bearing liabilities
    
329,661
                      
329,180
                  
Shareholders' equity
    
259,805
                      
222,686
                  
Total liabilities and shareholders' equity
  
$
1,883,606
                    
$
1,769,915
                  
 
                                                
Net interest income
          
$
46,097
                    
$
42,580
          
Net interest spread
                    
4.17
%
                    
4.01
%
Net interest margin
                    
5.04
%
                    
4.97
%

(1)
Nonaccrual loans are included in total loans

About Bank7 Corp.

We are Bank7 Corp., a bank holding company headquartered in Oklahoma City, Oklahoma. Through our wholly-owned subsidiary, Bank7, we operate twelve locations in Oklahoma, the Dallas/Fort Worth, Texas metropolitan area and Kansas. We are focused on serving business owners and entrepreneurs by delivering fast, consistent and well-designed loan and deposit products to meet their financing needs. We intend to grow organically by selectively opening additional branches in our target markets as well as pursue strategic acquisitions.

Conference Call

Bank7 Corp. has scheduled a conference call to discuss its first quarter results, which will be broadcast live over the Internet, on Thursday, July 16, 2026 at 10:00 a.m. central standard time. To participate in the call, dial 1-888-348-6421, or access it live over the Internet at https://app.webinar.net/ZB5xN3Bnq1w. For those not able to participate in the live call, an archive of the webcast will be available at https://app.webinar.net/ZB5xN3Bnq1w shortly after the call for 1 year.

Cautionary Statements Regarding Forward-Looking Information

This communication contains a number of forward-looking statements. These forward-looking statements reflect Bank7 Corp.’s current views with respect to, among other things, future events and Bank7 Corp.’s financial performance. Any statements about Bank7 Corp.’s expectations, beliefs, plans, predictions, forecasts, objectives, assumptions or future events or performance are not historical facts and may be forward-looking. These statements are often, but not always, made through the use of words or phrases such as “anticipate,” “believes,” “can,” “could,” “may,” “predicts,” “potential,” “should,” “will,” “estimate,” “plans,” “projects,” “continuing,” “ongoing,” “expects,” “intends” and similar words or phrases. Any or all of the forward-looking statements in (or conveyed orally regarding) this presentation may turn out to be inaccurate. The inclusion of or reference to forward-looking information in this presentation should not be regarded as a representation by Bank7 Corp. or any other person that the future plans, estimates or expectations contemplated by Bank7 Corp. will be achieved.

These forward-looking statements are subject to significant uncertainties because they are based upon:  the amount and timing of future changes in interest rates, market behavior, and other economic conditions; future laws, regulations, and accounting principles; changes in regulatory standards and examination policies, and a variety of other matters.  These other matters include, among other things, the impact the direct and indirect effect of economic conditions on interest rates, credit quality, loan demand, liquidity, and monetary and supervisory policies of banking regulators.  Bank7 Corp. has based these forward-looking statements largely on its current expectations and projections about future events and financial trends that Bank7 Corp. believes may affect its financial condition, results of operations, business strategy and financial needs. Bank7 Corp.’s actual results could differ materially from those anticipated in such forward-looking statements as a result of risks, uncertainties and assumptions that are difficult to predict. If one or more events related to these or other risks or uncertainties materialize, or if Bank7 Corp.’s underlying assumptions prove to be incorrect, actual results may differ materially from what Bank7 Corp. anticipates. You are cautioned not to place undue reliance on forward-looking statements. Further, any forward-looking statement speaks only as of the date on which it is made and Bank7 Corp. undertakes no obligation to update or revise any forward-looking statement to reflect events or circumstances after the date on which the statement is made or to reflect the occurrence of unanticipated events, except as may be required by law. All forward-looking statements herein are qualified by these cautionary statements.

Contact:
 
Thomas Travis
President & CEO
(405) 810-8600
 

Exhibit 99.2

 Q2 2026  Earnings Release  BSVN  July 16, 2026 
 
 BSVN – Corporate Overview  Consistently ranked by S & P Global Market Intelligence as one of the Top Performing Community Banks in the United States  Consistently produce top tier earnings and ROATCE (3)  Proven ability to maintain a healthy net interest margin through various interest rate cycles  Abundant liquidity and a properly matched balance sheet  Disciplined credit culture that adheres to our comprehensive risk management practices  High level of capital provides comfort and flexibility  EPS: Strong performance not driven by share buybacks  Dividend Payout Ratio: 23.7%(5), which is lower than the average 34% pay out ratio for dividend-paying banks(4)  Shareholder alignment due to 55% insider ownership  Dollars in thousands, except per share data. All data as of June 30, 2026, unless indicated otherwise  Pre-provision pre-tax earnings (“PPE”) and net interest margin excluding loan fees are non-GAAP financial measures. See appendix for reconciliation to their most comparable GAAP measure  Adjusted core are non-GAAP financial measures. See appendix for reconciliation to their most comparable GAAP measures  See slide 6 for the corresponding comparison between BSVN and peer group  Exchange-traded banks nationwide; Source: S&P Global Market Intelligence. As of Q1 2026, the latest data available  For the rolling four quarters ended June 30, 2026 
 
 Q2 Overview  Excellent Asset Quality  EPS: $0.87; core EPS of $1.06(1)  PPE: $11.02 million; core PPE of $13.46 million(1)  ROAA: 1.80%; core ROAA of 2.20%(1)  ROATCE: 13.30%; core ROATCE of 16.45%(1)  NIM (excluding loan fee income): 4.53%  Performance  Objective Achieved: Successfully maximized our loan loss recovery related to an energy loan previously charged off in 2023  Total cash recovery of $20.2 million exceeded our total cash outlay by $3.7 million  Successful Sale of Oil & Gas Assets  Strong earnings, low dividend payout ratio, no debt, no HTM securities  Significantly higher than the regulatory “well capitalized” thresholds  RBC: 16.35%  CET1: 15.17%  Tier 1 Leverage: 13.88%  TCE/TA: 13.37%  Prudent Capital Management  Tenured team of commercial bankers in dynamic markets  NCO: -2bps (Net recoveries of $0.06 million)  NPAs/TL: 0.39%  ACL/NPLs: 309.96%  ACL/TL: 1.22%  Dollars in thousands except per share data. All data as of June 30, 2026, unless indicated otherwise  Represents a non-GAAP financial measure. See appendix page 23 for reconciliation to its most comparable GAAP measure 
 
 Maximizing Our Employee Base  PPE(1)  Strength in Core Earnings  Dollars are in millions  Financial data is as of or for the twelve months ended December 31 of each respective year and as of or for the three months ended June 30, 2025 and June 30, 2026  Pre-provision, pre-tax earnings (“PPE”) is a non-GAAP financial measure. See appendix for reconciliation to its most comparable GAAP measure  Represents a non-GAAP financial measure. See appendix page 23 for reconciliation to its most comparable GAAP measure  PPE was driven by:  Disciplined loan pricing  Consistent NIM  Expense controls  We achieve maximum productivity by:  Having fewer but higher quality bankers  Operating an efficient delivery system with a strict adherence to process  Core(2)  $13.5 
 
 Return on Average Tangible Common Equity  5 year average: 21.4%  Efficiency Ratio  5 year average: 38.1%   Return on Average Assets  5 year average: 2.2%   Consistent Top Performer  Dollars in thousands  Financial data is as of or for the twelve months ended December 31 of each respective year and as of or for the three months ended June 30, 2025 and June 30, 2026  Represents a non-GAAP financial measure. See appendix page 23 for reconciliation to its most comparable GAAP measure  A non-GAAP measurement that excludes oil and gas non-interest expense of $2,036 and oil and gas revenues of $(16), and acquisition related expense and consulting fees of $397  Performance ratios remain top-tier and within our historical ranges  8.60%  Core (2)  41.40%  Core(1)  16.45%  Core (1)  2.20% 
 
 Diluted Earnings Per Share  Tangible Book Value Per Share(1)  CAGR since 2018: 16.5%   EPS:  No share repurchases since 2020  Reliable and Rapid Capital Compounder  Dollars and shares in thousands, except per share data  Tangible book value per share is a non-GAAP financial measure, and is calculated by dividing “Total tangible shareholders’ equity” by “Shares outstanding”. See appendix for reconciliation to its most comparable GAAP measure  Consistently strong earnings increased TBV despite three factors:  $0.85 per share paid for an all-cash acquisition in Q4 2021  $0.27 per share AOCI unrealized loss from investments  Paid ~20% of earnings as cash dividends since IPO ($5.13 per share) 
 
 Consistently Outperforming our Peer Group  Income Statement as a Percentage of Average Assets  PPE to Average Assets vs Peers  Peer group is defined as exchange-traded banks nationwide with assets between $500mm-$5bn (124 banks); Source: S&P Global Market Intelligence  As of Q1 2026, the latest data available.  
 
    CAGR since 2018: 16.8%   BSVN Compared to All Major Exchange Traded Banks  Source: S&P Global Market Intelligence and FactSet; Market data as of 6/30/2026  Total shareholder return includes the reinvestment of dividends  Tangible book value per share is a non-GAAP financial measures. See appendix for reconciliation to its most comparable GAAP measure  Public banks include all major exchange-traded banks nationwide (292 banks)  Total Shareholder Return Since BSVN’s IPO (9/2018)  BSVN’s TBVPS(1) Since FYE 2018  (2)  Median: 61.5%  Public Banks Median CAGR: 6.7%(1)  BSVN  Public Banks Median  $100 invested in BSVN since IPO would be worth $316.26 now  $100 invested in an index of all public banks since BSVN’s IPO would be worth $161.48 now  154.8% Outperformance  BSVN: 216.3% 
 
 Consistent Net Interest Margin  Financial data is as of or for the twelve months ended December 31 of each respective year and as of or for the three months ended June 30, 2025 and June 30, 2026  Net interest margin (excluding loan fee income) is a non-GAAP financial measure, see Appendix for reconciliation to the most comparable GAAP measure for this metric  ◼︎ Loan Fee Income Contribution  Net interest margin remains within our historical range, and is driven by disciplined loan pricing that is funded by a broad and deep funding base 
 
 We Achieve a Steady Spread thru Various Rate Cycles  Financial data calculated using annual averages  Excluding loan fee income 
 
 Asset Sensitivity Repricing and Liquidity  Dollars in thousands, all data as of June 30, 2026, unless indicated otherwise  $1.03 billion of gross loans reprice daily  Asset Sensitivity Repricing Schedule  (1)  Uninsured deposits total $389.01 million (23.75% of total). Adjusted for insider and collateralized deposits, uninsured deposits are $321.18 million (19.61% of total)  With $788.45 million in cash, securities, and undrawn lines of credit, we have 2.45x coverage of adjusted uninsured deposits  Uninsured Deposits | Cash/Liquidity  Liquidity 
 
 Deposit Composition  Deposit Composition  CAGR since 2021: 6.8%  Dollars in millions, all data as of June 30, 2026, unless indicated otherwise 
 
 Loan Portfolio Trends  Loan Portfolio Trends – Selected Categories  Dollars in millions  No single loan category within 'Other' exceeds 10% of the total loan portfolio  CAGR Since 2021: 10.3%  (1) 
 
 Loan Portfolio Distribution  Dollars are in millions. Data as of June 30, 2026  Loan Portfolio  Selected Categories 
 
 Diverse CRE Portfolio with Very Low Historical Losses  Dollars are in millions. Data as of June 30, 2026  Diverse commercial real estate lending activity in Texas and Oklahoma with an emphasis in the DFW, Oklahoma City, and Tulsa metros  No office exposure to downtown metropolitan locations  Construction lending activity primarily in Oklahoma City and the Dallas metroplex with an emphasis on entry level homes with established homebuilders  Limited lot and development lending activity  Hospitality niche managed by seasoned professionals with proven track record through various economic cycles   CONSTRUCTION  OWNER OCCUPIED 
 
 Hotel Portfolio by Class  Hotel Portfolio by Location  Hospitality Loan Portfolio – A Source of Strength  Dollars are in millions. Data as of June 30, 2026  Blue collar portfolio that is well-protected by the “cycle-down” effect of a recession   Geographically concentrated in TX (76%) and other markets with favorable economic conditions  Loans personally guaranteed by experienced owner/operators with operating history spanning decades of economic cycles  Diversified lending to many reputable brands  Consistent underwriting fundamentals with disciplined equity requirements, debt coverage ratio requirements, personal recourse, and rapid amortization  Average loan size of $5.59 million  Average LTV of 57%  3.56%  Actual  Hotel Portfolio by Location 
 
 Total Assets  Strategic Growth in Dynamic Markets  Dollars are in millions  2014   2015  2016  2017  2018  2019  2020  2021  2022  2023  2024  2025  Q2 2026  LPO opened in Tulsa, OK, full-service branch opened in Frisco, TX  Oklahoma acquisition  Full-service branch opened in Tulsa, OK   Completed IPO  Full-service branch opened in Irving, TX  LPO opened in  Irving, TX  Kansas acquisition  CAGR Since 2014: 12.8%   Oklahoma mortgage acquisition 
 
 Earnings-driven Capital Shock-absorption  Earnings-driven cushion far exceeds regulatory capital minimums as illustrated over a two-year period, consistent with DFAST parameters(1)  Dollars are in thousands  above assumes no cash dividends and is simply an illustration and should not be considered a projection or forward-looking guidance of any kind  DFAST = Dodd-Frank Act Stress Test  Excess capital to target ratio expressed in % is the difference between the actual ratio and regulatory minimum divided by the regulatory minimum  Excess capital to target ratio expressed in $ is the excess capital % multiplied by either average assets or risk-weighted assets, assuming a static balance sheet over the next 24 months   Trailing twelve months PPE of $55.9 million extrapolated over two years 
 
 Appendix 
 
 Bank7 Corp. Financials  BSVN adopted the CECL model (ASC326) on 1/1/2023 using the modified retrospective method. The presented allowance for periods prior to 1/1/2023 is under the incurred loss model (pre-ASC326)  Represents a non-GAAP financial measure. See non-GAAP reconciliations table for reconciliation to most comparable GAAP measure for this metric 
 
 Bank7 Corp. Performance Ratios  Annualized  Efficiency ratio is calculated by dividing noninterest expense by the sum of net interest income on a tax equivalent basis and noninterest income     Represents a non-GAAP financial measure, see non-GAAP reconciliations table for reconciliation to the most comparable GAAP measure for this metric  Ratios are based on Bank level financial information rather than consolidated information. At June 30, 2026, Tier 1 leverage ratio, Tier 1 risk based capital ratio, and total risk-based capital ratios were 13.88%, 15.17%, and 16.35% respectively for the Company 
 
 Non-GAAP Reconciliations 
 
 Non-GAAP Reconciliations -- Continued 
 
 Non-GAAP Reconciliations -- Continued 
 
 Non-GAAP Reconciliations -- Continued  Net Cash Returned is a non-GAAP financial measure used by management to analyze the cash cycle of this specific investment. This measure has significant limitations and is not a substitute for results prepared in accordance with U.S. GAAP. It should not be considered in isolation or as an alternative to net income. This measure is reconciled from income before taxes by adding back only the non-cash expenses shown in the table above. 
 
 Successful Sale of Oil & Gas Assets  Objective Achieved: Successfully maximized our loan loss recovery related to an energy loan previously charged off in 2023  Total cash recovery of $20.2 million exceeded our total cash outlay by $3.7 million  Dollars are in thousands  Represents a non-GAAP financial measure. See appendix page 24 for reconciliation to its most comparable GAAP measure 
 
 Available-for-Sale Securities Portfolio  Investment Portfolio  Dollars are in millions.  All mortgage-backed securities and collateralized mortgage obligations are issued and/or guaranteed by U.S. government agencies or U.S. government-sponsored entities.  Total investment securities of $51.6 million as of June 30, 2026  Weighted Average Duration: 3.4 Years  Book Yield: 2.39% 
 
 Legal Information and Distribution  This presentation and oral statements made regarding the subject of this presentation contain forward-looking statements. These forward-looking statements are subject to significant uncertainties because they are based upon: the amount and timing of future changes in interest rates, market behavior, and other economic conditions; future laws, regulations, and accounting principles; changes in regulatory standards and examination policies, and a variety of other matters. These other matters include, among other things, the direct and indirect effect of economic conditions on interest rates, credit quality, loan demand, liquidity, and monetary and supervisory policies of banking regulators. These forward-looking statements reflect Bank7 Corp.’s current views with respect to, among other things, future events and Bank7 Corp.’s financial performance. Any statements about Bank7 Corp.’s expectations, beliefs, plans, predictions, forecasts, objectives, assumptions or future events or performance are not historical facts and may be forward-looking. These statements are often, but not always, made through the use of words or phrases such as “anticipate,” “believes,” “can,” “could,” “may,” “predicts,” “potential,” “should,” “will,” “estimate,” “plans,” “projects,” “continuing,” “ongoing,” “expects,” “intends” and similar words or phrases. Any or all of the forward-looking statements in (or conveyed orally regarding) this presentation may turn out to be inaccurate. The inclusion of or reference to forward-looking information in this presentation should not be regarded as a representation by Bank7 Corp. or any other person that the future plans, estimates or expectations contemplated by Bank7 Corp. will be achieved. Bank7 Corp. has based these forward-looking statements largely on its current expectations and projections about future events and financial trends that Bank7 Corp. believes may affect its financial condition, results of operations, business strategy and financial needs. Bank7 Corp.’s actual results could differ materially from those anticipated in such forward-looking statements as a result of risks, uncertainties and assumptions that are difficult to predict. If one or more events related to these or other risks or uncertainties materialize, or if Bank7 Corp.’s underlying assumptions prove to be incorrect, actual results may differ materially from what Bank7 Corp. anticipates. You are cautioned not to place undue reliance on forward-looking statements. Further, any forward-looking statement speaks only as of the date on which it is made and Bank7 Corp. undertakes no obligation to update or revise any forward-looking statement to reflect events or circumstances after the date on which the statement is made or to reflect the occurrence of unanticipated events, except as may be required by law. All forward-looking statements herein are qualified by these cautionary statements.     Within this presentation, we reference certain market, industry and demographic data, forecasts and other statistical information. We have obtained this data, forecasts and information from various independent, third party industry sources and publications. Nothing in the data, forecasts or information used or derived from third party sources should be construed as advice. Some data and other information are also based on our good faith estimates, which are derived from our review of industry publications and surveys and independent sources. We believe that these sources and estimates are reliable, but have not independently verified them. Statements as to our market position are based on market data currently available to us. Although we are not aware of any misstatements regarding the economic, employment, industry and other market data presented herein, these estimates involve inherent risks and uncertainties and are based on assumptions that are subject to change.     This presentation includes certain non-GAAP financial measures. These non-GAAP financial should not be considered in isolation, and should be considered as additions to, and not substitutes for or superior to, measures of financial performance prepared in accordance with GAAP. There are a number of limitations related to the use of these non-GAAP financial measures versus their nearest GAAP equivalents. For example, other companies may calculate non-GAAP financial measures differently or may use other measures to evaluate their performance, all of which could reduce the usefulness of Bank7 Corp.’s non-GAAP financial measures as tools for comparison. See the table in the appendix of this presentation for a reconciliation of the non-GAAP financial measures used in (or conveyed orally during) this presentation to their most directly comparable GAAP financial measures.