0000860748false00008607482025-08-052025-08-050000860748us-gaap:CommonStockMember2025-08-052025-08-050000860748kmpr:A5875FixedRateResetJuniorSubordinatedDebenturesDue2062Member2025-08-052025-08-05

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

Form 8-K

 

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): August 5, 2025 

Kemper Corporation

(Exact name of registrant as specified in its charter)

 

Commission File Number: 001-18298

 

DE						95-4255452
(State or other jurisdiction of incorporation)						(IRS Employer Identification No.)

200 E. Randolph Street, Suite 3300, Chicago, IL 60601

(Address of principal executive offices, including zip code)

312-661-4600

(Registrant’s telephone number, including area code)

(Former name or former address, if changed since last report)

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the Registrant under any of the following provisions (see General Instruction A.2.below):

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common Stock, par value $0.10 per share			KMPR			NYSE
5.875% Fixed-Rate Reset Junior Subordinated Debentures due 2062			KMPB			NYSE

Indicate by check mark whether the registrant is an emerging growth company as defined in as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

			Emerging Growth Company			☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition

period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of

the Exchange Act.    ¨

---

Section 8 – Other Events

Item 8.01.			Other Events.

On August 5, 2025, Kemper Corporation (“Kemper” or the “Registrant”) issued a press release announcing that its Board has approved a new $500 million share repurchase authorization and announced its quarterly dividend. The press release is attached as Exhibit 99.1 to this report.

Section 9 – Financial Statements and Exhibits

Item 9.01.			Financial Statements and Exhibits.

(d) Exhibits

Exhibit Number			Exhibit Description
99.1			Press release of the Registrant dated August 5, 2025
104			Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

Kemper Corporation

Date:

August 5, 2025

/s/    C. Thomas Evans, Jr.

C. Thomas Evans, Jr.

Executive Vice President, Secretary and General Counsel

Exhibit 99.1

			Kemper Corporation 200 East Randolph Street Suite 3300 Chicago, IL 60601 kemper.com
Press Release

Kemper Announces $500 Million Share Repurchase Authorization

and Quarterly Dividend

CHICAGO, August 5, 2025 — Kemper Corporation (NYSE: KMPR) announced today that its Board of Directors has approved a new share repurchase authorization, under which the Company can repurchase up to $500 million of its common stock. Repurchases may be made from time to time at the Company’s discretion, subject to market conditions and other factors.

In addition, Kemper also announced that its Board of Directors has declared a quarterly dividend of $0.32 per share. The dividend is payable on September 2, 2025, to Kemper’s shareholders of record as of August 18, 2025.

“We remain committed to a disciplined capital strategy that balances both near- and long-term value creation,” said Joseph P. Lacher, Jr., President and CEO. “The new share repurchase authorization and our continuing dividend demonstrate the strength of Kemper’s financial position and our confidence in the underlying performance of the business.”

About Kemper

The Kemper family of companies is one of the nation's leading specialized insurers. With approximately $13 billion in assets, Kemper is improving the world of insurance by providing affordable and easy-to-use personalized solutions to individuals, families and businesses through its Kemper Auto and Kemper Life brands. Kemper serves over 4.7 million policies, is represented by approximately 24,000 agents and brokers, and has approximately 7,500 associates dedicated to meeting the ever-changing needs of its customers. Learn more about Kemper.

Contacts

Investors: Michael Marinaccio, 312.661.4930, [email protected]

Media:      Barbara Ciesemier, 312.661.4521, [email protected]