ryvyl20230719_8k.htm


UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 


 

FORM 8-K

 


 

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

 

Date of Report (Date of earliest event reported): July 19, 2023

 

RYVYL INC.

(Exact name of registrant as specified in its charter)

 

Nevada

 

001-34294

 

22-3962936

(State or other jurisdiction of incorporation)

 

(Commission File Number)

 

(IRS Employer Identification No.)

 

3131 Camino Del Rio North, Suite 1400

San Diego, CA 92108

(Address of principal executive offices) (Zip Code)

 

Registrant’s telephone number, including area code: (619) 631-8261

 

                                   N/A                                     

(Former name or former address, if changed since last report)

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

 

          Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 

          Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 

          Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

 

          Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 

Securities registered pursuant to Section 12(b) of the Act:

 

Title of each class

Trading symbol

Name of exchange on which registered

Common Stock, $0.001 par value

RVYL

The Nasdaq Stock Market LLC (Nasdaq Capital Market)

 

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company

 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

 

 

 

 

Item 2.02 Results of Operations and Financial Condition.

 

On July 19, 2023, RYVYL Inc. (the “Company”) issued a press release announcing the preliminary financial results and operational highlights for the second quarter ended June 30, 2023. A copy of the press release is furnished as Exhibit 99.1 to this current report on Form 8-K.

 

The information contained in Item 2.02 of this Current Report and Exhibit 99.1 to this Current Report shall not be deemed to be “filed” for purposes of Section 18 of the Securities and Exchange Act of 1934, as amended (the “Exchange Act”), and shall not be incorporated by reference into any filings made by the Company under the Securities Act of 1933, as amended, or the Exchange Act, except as may be expressly set forth by specific references in such filing.

 

Item 9.01 Financial Statements and Exhibits.

 

(d) Exhibits

 

Exhibit No.

 

Description

99.1

 

Press Release, dated July 19, 2023

104

 

Cover Page Interactive Data File (embedded within the Inline XBRL document)

 

 

 

 

 

SIGNATURE

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

 

RYVYL, Inc.

 

 

 

 

Date: July 19, 2023

By:

/s/ Fredi Nisan

 

 

 

Name: Fredi Nisan

Title: Chief Executive Officer

 

 

 
false 0001419275 0001419275 2023-07-19 2023-07-19

Exhibit 99.1

 

 

 

 

 

RYVYL Announces Preliminary Second Quarter 2023 Financial Results

 

Q2 2023 Revenues Exceed Guidance Range of $12.5 to $14 million, Growing 30% Sequentially to $14.5 million

 

Q2 Processing Volume Exceeds Guidance Range of $580 to $610 million, Growing 16% Sequentially to $650 million

 

SAN DIEGO, CA July 19, 2023 – RYVYL Inc. (NASDAQ: RVYL) (“RYVYL” or the “Company”), a company that leverages the security of the blockchain and USD-pegged stablecoin technology with near-real-time attestation capabilities to conduct payment transactions today announced preliminary financial results for the second quarter of 2023.

 

Preliminary Q2 2023 Results

 

RYVYL expects total revenues for the second quarter of 2023 to be at least $14.5 million, representing a 30% sequential increase when compared to revenues of $11.3 million in the first quarter 2023 and above the Company’s Q2 target range of $12.5 to $14 million. Q2 2023 processing volume is expected to be at least $650 million, an increase of 16% from the first quarter 2023 and above the Company’s target range of $580 to $610 million.

 

Final recognized revenue is subject to RYVYL’s quarterly review and will be released with the Company's unaudited financial statements and related quarterly report the date of which will be announced shortly.

 

Management Commentary

 

“We are proud to report continued strong business momentum across all major channels in the second quarter leading to revenue and processing volume exceeding our prior guidance,” said Min Wei, Chief Operating Officer of RYVYL. “This demonstrates the ongoing successful execution of our growth initiatives domestically and overseas as our innovative payment and banking solutions continue to gain adoption.”

 

About RYVYL

 

RYVYL Inc. (NASDAQ: RVYL) was born from a passion for empowering a new way to conduct business-to-business, consumer-to-business, and peer-to-peer payment transactions around the globe. By leveraging unique blockchain security and USD-pegged stablecoin technology with near real-time attestation capabilities, RYVYL is reinventing the future of financial transactions using its coyni® stablecoin platform as a transactional foundation. Since its founding as GreenBox POS in 2017 in San Diego, RYVYL has developed applications enabling an end-to-end suite of turnkey financial products with enhanced security and data privacy, world-class identity theft protection, and rapid speed to settlement. As a result, the platform can log immense volumes of immutable transactional records at the speed of the internet for first-tier partners, merchants, and consumers around the globe. www.ryvyl.com

 

Investor Relations Contact:

Mark Schwalenberg

MZ Group - MZ North America

312-261-6430

[email protected]

www.mzgroup.us