10-K/A

AUBURN NATIONAL BANCORPORATION, INC (AUBN)

10-K/A 2024-04-12 For: 2023-12-31
View Original
Added on April 08, 2026

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C.

20549

FORM

10-K/A

Amendment No. 1

Annual report pursuant to Section 13 or 15(d) of the Securities

Exchange Act of 1934.

For the fiscal year ended

December 31, 2023

OR

Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934.

For the transition period from __________ to __________

Commission File Number:

0-26486

Auburn National Bancorporation, Inc.

(Exact Name of Registrant as Specified in Its Charter)

Delaware

63-0885779

(State or other jurisdiction

of incorporation)

(I.R.S. Employer

Identification No.)

100 N. Gay Street

,

Auburn,

Alabama

36830

(Address of principal executive offices)

(Zip Code)

Registrant’s telephone number, including area code: (

334

)

821-9200

Securities registered pursuant to Section 12 (b) of the Act:

Title of Each Class

Trading Symbol

Name of Exchange on which Registered

Common Stock

, par value $0.01

AUBN

NASDAQ

Global Market

Securities registered to Section 12(g) of the Act:

None

Indicate by check mark if the registrant

is a well-known seasoned issuer, as defined in Rule 405

of the Securities Act. Yes

No

Indicate by check mark if the registrant

is not required to file reports pursuant

to Section 13 or Section 15(d) of the Act.

Yes

No

Indicate by check mark whether the registrant

(1) has filed all reports required to be

filed by Section 13 or 15(d) of

the Securities Exchange Act of 1934 during

the

preceding 12 months (or for such shorter

period that the registrant was required

to file such reports), and (2) has been subject

to such filing requirements for the past

90 days.

Yes

No

Indicate by check mark whether the registrant

has submitted electronically every Interactive

Data File required to be submitted pursuant

to Rule 405 of Regulation S-

T (§ 232.405 of this chapter) during

the preceding 12 months (or for such

shorter period that the registrant was required

to submit such files).

Yes

No

Indicate by check mark whether the registrant

is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a

smaller reporting company. See the

definitions of “large accelerated filer,” “accelerated filer”

and “smaller reporting company” in

Rule 12b-2 of the Exchange Act. (Check

one):

Large Accelerated filer

Accelerated filer

Non-accelerated filer

Smaller reporting company

Emerging Growth

Company

If an emerging growth company, indicate by check mark if the registrant

has selected not to use the extended

transition period for complying with any

new or revised

financial accounting standards provided pursuant

to Section 13(a) of the Exchange Act.

Indicate by check mark whether the registrant

has filed a report on and attestation

to its management’s assessment of the effectiveness of its internal

control over

financial reporting under Section 404(b)

of the Sarbanes-Oxley Act (15 U.S.C.

7262(b)) by the registered public accounting

firm that prepared or issued its audit

report.

If securities are registered pursuant to Section

12(b) of the Act, indicate by check

mark whether the financial statements of

the registrant included in the filing reflect

the correction of an error to previously

issued financial statements.

Indicate by check mark whether any

of those error corrections are restatements

that required a recovery analysis of

incentive-based compensation received by any

of

the registrant’s executive officers during the relevant recovery

period pursuant to §240.10D-1(b).

Indicate by check mark if the registrant

is a shell company (as defined in Rule

12b-2 of the Act). Yes

No

State the aggregate market value of the voting

and non-voting common equity held by

non-affiliates computed by reference to the price

at which the common equity

was last sold, or the average bid and

asked price of such common equity

as of the last business day of the registrant’s most recently

completed second fiscal quarter:

$

47,841,697

as of June 30, 2023.

APPLICABLE ONLY TO CORPORATE REGISTRANTS

Indicate the number of shares outstanding

of each of the registrant’s classes of common stock,

as of the latest practicable date:

3,493,674

shares of common stock as

of March 13, 2024.

DOCUMENTS INCORPORATED BY REFERENCE

Portions of the Proxy Statement for the

Annual Meeting of Shareholders, scheduled

to be held May 14, 2024, are incorporated

by reference into Part II, Item 5 and

Part III of this Form 10-K.

Auditor Name:

Elliott Davis, LLC

Auditor Location:

Greenville, South Carolina

Auditor Firm ID:

PCAOB

149

EXPLANATORY NOTE

Auburn National Bancorporation, Inc. (the “Company”) is filing this Amendment No. 1 on Form 10-K/A ( “Amendment

No. 1”) to amend the Company’s Annual Report on Form 10-K for the year ended December 31, 2023, which was filed

with the United States Securities and Exchange Commission (the “Commission”) on March 14, 2024 (the “Company Form

10-K”). This Amendment No. 1 solely adds Exhibit 97.1 Policy Relating to Recovery of Erroneously Awarded

Compensation and updates Item 15(b) and the List of Exhibits previously filed and the related hyperlinks in the originally

filed Company Form 10-K to reflect the addition of Exhibit 97.1. The Company and its wholly owned subsidiary,

AuburnBank, adopted their Erroneously Awarded Executive Incentive-Based Compensation Recovery Policy included as

Exhibit 97.1 effective December 1, 2023

.

PART

IV

ITEM 15.

EXHIBITS AND FINANCIAL STATEMENT

SCHEDULES

(b)

Exhibits

3.1.

Certificate of Incorporation of Auburn National Bancorporation, Inc. (incorporated by reference from

Registrant's Form 10-Q dated June 30, 2002 (File No. 000-26486)).

3.2.

Amended and Restated Bylaws of Auburn National Bancorporation, Inc., adopted as of November 13, 2007

(incorporated by reference from Registrant’s Form 10-K dated March 31, 2008 (File No. 000-26486)).

4.1.

Description of the Registrant’s Securities

21.1

Subsidiaries of Registrant

31.1

Certification signed by Chief Executive Officer pursuant to SEC Rule 13a-14(a).

31.2

Certification signed by Chief Financial Officer pursuant to SEC Rule 13a-14(a).

31.3

Certification signed by the Chief Executive Officer pursuant to SEC Rule 13a-14(a).

31.4

Certification signed by the Chief Financial Officer pursuant to SEC Rule 13a-14(a).

97.1

Policy Relating to Recovery of Erroneously Awarded Compensation (included in herewith)

101.INS

Inline XBRL Instance Document

101.SCH

Inline XBRL Taxonomy Extension

Schema Document

101.CAL

Inline XBRL Taxonomy Extension

Calculation Linkbase Document

101.LAB

Inline XBRL Taxonomy Extension

Label Linkbase Document

101.PRE

Inline XBRL Taxonomy Extension

Presentation Linkbase Document

101.DEF

Inline XBRL Taxonomy Extension

Definition Linkbase Document

104

Cover Page Interactive Data File (formatted as inline XBRL and contained in Exhibit 101)

SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934,

the registrant has duly caused

this report to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of

Auburn, State of

Alabama, on April 12, 2024.

AUBURN NATIONAL

BANCORPORATION,

INC.

(Registrant)

By:

/S/ DAVID

A. HEDGES

David A. Hedges

President and CEO

EX-4.1

AUBURN NATIONAL

BANCORPORATION,

INC AND SUBSIDIARIES

EXHIBIT 4.1

DESCRIPTION OF THE REGISTRANT’S SECURITIES

REGISTERED PURSUANT TO SECTION 12 OF THE

SECURITIES EXCHANGE ACT OF 1934

The following summarizes the terms of certain securities of Auburn National Bancorporation,

Inc., a Delaware corporation

(the “Company”). The Company’s

common stock is registered under Section 12(b) of the Securities Exchange

Act of 1934,

as amended (the “Exchange Act”). The following summary does not purport

to be complete and is qualified in its entirety

by reference to the Company’s Certificate of Incorporation

(as amended, the “Charter”) and Amended and Restated Bylaws

(as amended, the “Bylaws”), each previously filed with the U.S.

Securities and Exchange Commission, as well as reference

to federal and state banking laws and regulations and the Delaware General Corporations

Law (the “DGCL”).

Authorized Capital

The Company’s authorized capital

stock consists of 8,500,000 shares of common stock, $.01 par value per share and

200,000 shares of preferred stock, $.01 par value per share.

Common Stock

Voting

Rights.

Each holder of common stock is entitled to one vote for each share held on all matters on

which our

shareholders are entitled to vote. Directors are elected by a majority vote, and no shareholder

has the right to cumulative

voting with respect to the election of directors.

Dividend Rights.

Subject to the prior rights of holders of any then-outstanding shares of preferred stock, each share of

common stock has equal rights to participate in dividends when, as and if declared

by the board of directors out of funds

legally available therefor.

Liquidation Rights.

Subject to the prior rights of creditors and the satisfaction of any liquidation preference granted to the

holders of any outstanding shares of preferred stock, if any,

in the event of a liquidation, the holders of common stock will

be entitled to share ratably in any assets remaining after payment of all debts and other liabilities.

Other.

Holders of common stock have no redemption or subscription, conversion

or preemptive rights.

Exchange and Trading Symbol.

The common stock is listed for trading on the NASDAQ Global Market under the symbol

“AUBN.”

Transfer Agent and Registrar.

The transfer agent and registrar for the common stock is Computershare Investor Services

LLC.

Preferred Stock

Shares of preferred stock may be issued for any purpose and in any manner

permitted by law, in one or

more distinctly

designated series, including as a dividend or for such consideration as the board

of directors may determine by resolution or

resolutions adopted from time to time. The board of directors is expressly authorized

to fix and state, by resolution or

resolutions adopted from time to time prior to the issuance of any shares of a particular series

of preferred stock, the

designations, voting powers (if any), preferences, and relative, participating, optional

or other special rights, and

qualifications, limitations or restrictions thereof. The rights of the holders of the common

stock will generally be subject to

the rights of the holders of any existing outstanding shares of preferred

stock with respect to dividends, liquidation

preferences and other matters.

As of the date hereof, the Company has no shares of preferred stock designated or outstanding

.

Anti-takeover Effects

Certain provisions of the Charter and Bylaws could make a merger,

tender offer or proxy contest more difficult, even

if

such events were perceived by many of shareholders as beneficial to their interests.

These provisions include (1) requiring,

under certain circumstances, that a “Business Combination” (as defined in the Charter)

be approved by (i) holders of at

least 80% of the outstanding shares entitled to vote, and (ii) by a majority of shares held by persons other

than “Related

Persons” (as defined in the Charter), (2) prohibiting shareholders from removing directors

without cause, and, in order to

remove a director for cause, requiring approval of (i) at least 80% of the outstanding shares

entitled to vote and (ii) a

majority of shares held by persons other than “Related Persons,” (3) advance notice for nominations

of directors and

shareholders’ proposals, and (4) authority to issue “blank check” preferred

stock with such designations, rights and

preferences as may be determined from time to time by the board of directors. In addition, as a Delaware

corporation, the

Company is subject to Section 203 of the Delaware General Corporation Law

which, in general, prevents an “interested

shareholder,” defined generally as a person owning

15% or more of a corporation’s outstanding voting

stock, from

engaging in a business combination with the corporation for three years following

the date that person became an interested

shareholder unless certain specified conditions are satisfied.

Restrictions on Ownership

The ability of a third party to acquire the Company is limited under applicable U.S. banking laws and regulations.

The

Bank Holding Company Act, or BHC Act, requires any bank holding company to obtain

Federal Reserve approval prior to

acquiring, directly or indirectly,

5% or more of any class of voting securities of the bank holding company.

Any “company”

(as defined in the BHC Act) other than a bank holding company would be required

to obtain Federal Reserve approval

before acquiring “control” of a bank holding company.

“Control” generally means (i) the ownership or control of 25%

or

more of a class of voting securities, (ii) the ability to elect a majority of the directors or

(iii) the ability otherwise to exercise

a controlling influence over management and policies. A holder of 25%

or more of the outstanding common stock of a bank

holding company, other than an individual,

is subject to regulation and supervision as a bank holding company under the

BHC Act. On January 30, 2020, the Federal Reserve adopted new rules, effective September

30, 2020 simplifying

determinations of control of banking organizations for BHC Act purposes.

In addition, under the Change in Bank Control Act of 1978, as amended,

and the Federal Reserve’s regulations thereunder,

any person, either individually or acting through or in concert with one or

more persons, is required to provide notice to the

Federal Reserve prior to acquiring, directly or indirectly,

10% or more of the outstanding voting securities of a bank

holding company, and receive

nonobjection from the Federal Reserve.

EX-21.1

AUBURN NATIONAL

BANCORPORATION,

INC. AND SUBSIDIARIES

EXHIBIT 21.1 - SUBSIDIARIES

DIRECT SUBSIDIARIES

JURISDICTION OF INCORPORATION

AuburnBank

Alabama

INDIRECT SUBSIDIARIES

Banc of Auburn, Inc.

Alabama

Auburn Mortgage Corporation

Alabama

EX-31.1

AUBURN NATIONAL

BANCORPORATION,

INC AND SUBSIDIARIES

EXHIBIT 31.1

CERTIFICATION

PURSUANT TO

RULE 13a-14 OF THE SECURITIES EXCHANGE ACT OF 1934,

AS ADOPTED PURSUANT TO

SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

CERTIFICATION

I, David A. Hedges,

certify that:

  1. I have reviewed this Annual Report on Form 10-K of Auburn National Bancorporation,

Inc.;

  1. Based on my knowledge, this report does not contain any untrue statement of a material

fact or omit to state a material

fact necessary to make the statements made, in light of the circumstances under

which such statements were made, not

misleading with respect to the period covered by this report;

  1. Based on my knowledge, the financial statements, and other financial information included

in this report, fairly present in

all material respects the financial condition, results of operations and cash flows of the

registrant as of, and for, the periods

presented in this report;

  1. The registrant’s other certifying officer

and I are responsible for establishing and maintaining disclosure controls and

procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control

over financial reporting (as

defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

a)

Designed such disclosure controls and procedures, or caused such disclosure controls and

procedures to be

designed under our supervision, to ensure that material information relating to the registrant,

including its

consolidated subsidiaries, is made known to us by others within those entities, particularly

during the period in

which this report is being prepared;

b)

Designed such internal control over financial reporting, or caused such internal

control over financial reporting to

be designed under our supervision, to provide reasonable assurance regarding the reliability

of financial reporting

and the preparation of financial statements for external purposes in accordance

with generally accepted

accounting principles;

c)

Evaluated the effectiveness of the registrant’s

disclosure controls and procedures and presented in this report our

conclusions about the effectiveness of the disclosure controls and procedures,

as of the end of the period covered

by this report based on such evaluation; and

d)

Disclosed in this report any change in the registrant’s

internal control over financial reporting that occurred

during the registrant’s most recent fiscal quarter

(the registrant’s fourth fiscal quarter

in the case of an annual

report) that has materially affected, or is reasonably likely to

materially affect, the registrant’s internal control

over financial reporting; and

  1. The registrant’s other certifying officer

and I have disclosed, based on our most recent evaluation of internal control over

financial reporting, to the registrant’s auditors

and the audit committee of the registrant’s

board of directors (or persons

performing the equivalent functions):

a)

All significant deficiencies and material weaknesses in the design or operation

of internal control over financial

reporting which are reasonably likely to adversely affect the registrant’s

ability to record, process, summarize and

report financial information; and

b)

Any fraud, whether or not material, that involves management or other

employees who have a significant role in

the registrant’s internal control over

financial reporting.

Date: March 14, 2024

/s/ David A. Hedges

President and CEO

EX-31.2

AUBURN NATIONAL

BANCORPORATION,

INC AND SUBSIDIARIES

EXHIBIT 31.2

CERTIFICATION

PURSUANT TO

RULE 13a-14 OF THE SECURITIES EXCHANGE ACT OF 1934,

AS ADOPTED PURSUANT TO

SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

CERTIFICATION

I, W.

James Walker,

IV,

certify that:

  1. I have reviewed this Annual Report on Form 10-K of Auburn National Bancorporation,

Inc.;

  1. Based on my knowledge, this report does not contain any untrue statement of a material

fact or omit to state a material

fact necessary to make the statements made, in light of the circumstances under

which such statements were made, not

misleading with respect to the period covered by this report;

  1. Based on my knowledge, the financial statements, and other financial information included

in this report, fairly present in

all material respects the financial condition, results of operations and cash flows of the

registrant as of, and for, the periods

presented in this report;

  1. The registrant’s other certifying officer

and I are responsible for establishing and maintaining disclosure controls and

procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control

over financial reporting (as

defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

a)

Designed such disclosure controls and procedures, or caused such disclosure controls and

procedures to be

designed under our supervision, to ensure that material information relating to the registrant,

including its

consolidated subsidiaries, is made known to us by others within those entities, particularly

during the period in

which this report is being prepared;

b)

Designed such internal control over financial reporting, or caused such internal

control over financial reporting to

be designed under our supervision, to provide reasonable assurance regarding the reliability

of financial reporting

and the preparation of financial statements for external purposes in accordance

with generally accepted

accounting principles;

c)

Evaluated the effectiveness of the registrant’s

disclosure controls and procedures and presented in this report our

conclusions about the effectiveness of the disclosure controls and procedures,

as of the end of the period covered

by this report based on such evaluation;

and

d)

Disclosed in this report any change in the registrant’s

internal control over financial reporting that occurred

during the registrant’s most recent fiscal quarter

(the registrant’s fourth fiscal quarter

in the case of an annual

report) that has materially affected, or is reasonably likely to materially affect,

the registrant’s internal control

over financial reporting; and

  1. The registrant’s other certifying officer

and I have disclosed, based on our most recent evaluation of internal control over

financial reporting, to the registrant’s auditors

and the audit committee of the registrant’s

board of directors (or persons

performing the equivalent functions):

a)

All significant deficiencies and material weaknesses in the design or operation

of internal control over financial

reporting which are reasonably likely to adversely affect the registrant’s

ability to record, process, summarize and

report financial information; and

b)

Any fraud, whether or not material, that involves management or other

employees who have a significant role in

the registrant’s internal control over

financial reporting.

Date: March 14, 2024

/s/ W.

James Walker,

IV

SVP,

Chief Financial Officer

EX-31.3

AUBURN NATIONAL

BANCORPORATION,

INC AND SUBSIDIARIES

EXHIBIT 31.3

CERTIFICATION

PURSUANT TO

RULE 13a-14 OF THE SECURITIES EXCHANGE ACT OF 1934,

AS ADOPTED PURSUANT TO

SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

CERTIFICATION

I, David A. Hedges,

certify that:

  1. I have reviewed this Amendment No. 1 to the Form 10-K of Auburn National Bancorporation,

Inc.;

  1. Based on my knowledge, this report does not contain any untrue statement of a material

fact or omit to state a material

fact necessary to make the statements made, in light of the circumstances under

which such statements were made, not

misleading with respect to the period covered by this report;

Date: April 12, 2024

/s/ David A. Hedges

President and CEO

EX-31.4

AUBURN NATIONAL

BANCORPORATION,

INC AND SUBSIDIARIES

EXHIBIT 31.4

CERTIFICATION

PURSUANT TO

RULE 13a-14 OF THE SECURITIES EXCHANGE ACT OF 1934,

AS ADOPTED PURSUANT TO

SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

CERTIFICATION

I, W.

James Walker,

IV,

certify that:

  1. I have reviewed this Amendment No. 1 to the Form 10-K of Auburn National Bancorporation,

Inc.;

  1. Based on my knowledge, this report does not contain any untrue statement of a material

fact or omit to state a material

fact necessary to make the statements made, in light of the circumstances under

which such statements were made, not

misleading with respect to the period covered by this report;

Date: April 12, 2024

/s/ W.

James Walker,

IV

SVP,

Chief Financial Officer

EX-97.1

AUBURN NATIONAL BANCORPORATION

,

INC.

and

AUBURNBANK

Erroneously Awarded Executive Incentive-Based Compensation Recovery Policy

Introduction

Section

10D

was

added

to

the

Securities

Exchange

Act

of

1934

(the

“Exchange

Act”)

by

Section 954 of the

Dodd-Frank Wall Street Reform

and Consumer Protection

Act of 2010.

The

Securities

and

Exchange

Commission

(“Commission”)

adopted,

effective

January

27,

2023,

Commission

Rule

10D-1

under

the

Exchange

Act,

which

requires

each

national

securities

exchange

to

adopt

listing

standards

for

the

recovery

of

erroneously

awarded

executive

compensation.

The Commission approved Nasdaq listing Rule 5608 (“Rule 5608”) on June 9,

2023.

This Policy is adopted

by the Boards

of Directors (the “Board”)

of the Company and

the Bank

(individually and

collectively for

purposes of

this Policy,

the “Company”)

pursuant

to Nasdaq

Rule 5608.

Effective Dates

This Policy

will become

effective upon

its adoption

by the

Company Board

prior to

December

1,

2023.

In

accordance

with

Rule

5608,

this

Policy

shall

only

apply

to

“Incentive-Based

Compensation”

that

is

“Erroneously

Awarded

Compensation”

“Received”

by

“Executive

Officers” on or after October 2, 2023 (as these terms are defined below).

Certain Defined Terms

The following terms apply solely to this Policy solely for purposes of Rule 5608:

“Erroneously

Awarded

Compensation”

is

the

amount

of

Incentive-Based

Compensation

Received

by

each

Executive

Officer

that

exceeds

the

amount

of

Incentive-Based

Compensation that otherwise would have

been Received had it been

determined based on

the restated amounts in the Restatement, computed without regard to any taxes paid.

In the

case of

Incentive-Based Compensation

determined or

based on

stock price

or total

shareholder return, where the amount of Erroneously

Awarded Compensation is not subject

to mathematical recalculation directly

from the information

in a Restatement, the

amount of

Erroneously Award Compensation

shall be based

on a reasonable estimate

of the effect

of

the

Restatement

on

the

stock

price

or

total

shareholder

return

upon

which

the

Incentive-

Based

Compensation

was

Received.

The

Company

shall

maintain

documentation

of

its

determination of that reasonable estimate and provide such documentation to Nasdaq.

“Executive Officer”

means the Company’s and the Bank’s president, principal financial officer,

principal accounting

officer

(or if

there is

no such

accounting officer,

the controller),

and any

vice-president of the Company in charge of a

principal business unit, division, or function

and

is designated

as an

Executive Officer

by the

Board for

purposes of this

Policy and

any other

officer who performs a

policy-making function similar

policy-making functions for

the Company

and is

designated as

an Executive

Officer by

the Board

for purposes

of this

Policy.

The officers

identified

in

the

Company’s

proxy

statement

as

executive

officers

pursuant

to

Commission

Regulation

S-K

Item

401(b)

shall

be

“Executive

Officers”

for

all

purposes

of

this

Policy,

although

others

may

also

be

designated

in

the

Board’s

judgment

to

be

“Executive

Officers”

hereunder.

The Company shall maintain a list from of person designated or deemed

to be its

Executive Officers

hereunder in

the minutes

of the

Board’s

proceedings.

Persons who

may

be

“executive

officers”

for

purposes

of

Board

of

Governors

of

the

Federal

Reserve

System

(“Federal

Reserve”)

Regulation

O

shall

not

be

Executive

Officers

hereunder,

except

as

expressly (i) deemed

in this paragraph

to be “Executive

Officers” or

(ii) expressly designated

as “Executive Officers” by the Board for purposes of this Policy.

“Financial

Reporting

Measures”

means

measures

that

are

determined

and

presented

in

accordance

with

the

accounting

principles

used

in

preparing

the

Company’s

financial

statements, and any

measures that

are derived wholly

or in part

from such measures.

Stock

price and

total shareholder

return are

also financial

reporting measures.

A financial

reporting

measure need

not be

presented

within the

financial statements

or included

in a

filing with

the Commission.

“Incentive-Based

Compensation”

means

any

compensation

that

is

granted,

earned,

or

vested

based wholly

or in

part upon

the attainment

of

one or

more Financial

Reporting

Measure.

“Received” means compensation

(1)deemed received on

or after October

2, 2023 and

(2)

in the Company’s fiscal period during which the Financial

Reporting Measure specified in

the Incentive-Based Compensation award is attained, even if the payment or grant of

the

Incentive-Based Compensation occurs after the end of that period.

Recoveries Upon Restatements of Financial Statements

T

he

Company

will

recover

reasonably

promptly

the

amount

of

Erroneously

Awarded

Compensation

from

Company

Executive

Officers

in

the

event

the

Company

is

required

to

prepare a

restatement of

its financial

statements due

to the

Company’s material

noncompliance

with any financial reporting requirement applicable under

federal securities laws, including any

restatement:

1.

to correct an error in previously

issued financial statements that is material

to the

previously issued financial statements;

or

2.

that

would

result

in

a

material

misstatement

if

the

error

were

corrected

in

the

current period or left uncorrected in the current period.

Therefore,

this Policy

will apply

to any

“Restatement”

of its

financial statements

described in

paragraph

1

or

2

immediately above,

(any

of

which

is

a

“Restatement”)

for

purposes

of

this

Policy.

The

Company’s

shall

recover

Erroneously

Awarded

Compensation,

regardless

of

whether a Restatement is filed.

Date of a Restatement

The date

of a

Restatement (the

“Restatement Date”)

for purposes

of this

Policy is

the earlier

of:

1.

The

date

the

Company’s

board

of

directors

(the

“Board”),

or

the

Board’s

Audit

Committee,

which

is

authorized

to

take

such

action,

concludes

or

reasonably

should have concluded, that the Company is required to

prepare a Restatement;

or

2.

The

date

a

court,

regulator,

or

other

legally

authorized

governmental

authority

having

jurisdiction

over

the

Company

directs

the

Company

to

prepare

a

Restatement.

Recovery Period for Erroneously Awarded Compensation

The amount

of Erroneously

Awarded Compensation subject

to recovery

under this Policy

is the

Erroneously Awarded Compensation Received by each Company Executive

Officer beginning

on the date

the person’s service

commenced as a

Company Executive

officer and the

following

periods:

1.

When

such

person

served

as

an

Executive

Officer

at

any

time

during

the

performance period for that Erroneously Awarded Compensation;

2.

When the

Company had

a class

of securities

listed on

Nasdaq or

another national

securities exchange or a national securities association; and

3.

The three completed fiscal years immediately preceding the Restatement

Date.

Exceptions to Recovery of Erroneously Awarded Compensation

The

Company

shall

recover

Erroneously

Awarded

Compensation

Received

pursuant

to

this Policy,

except where the

Company’s Compensation

Committee, or in

the absence of

a Compensation

Committee, a

majority of

the Company’s

independent directors,

has made

a determination that recovery would be impracticable because:

1.

The direct expense reasonably expected

to be paid to a

third party to assist in

enforcing

this

Policy

and

recover

Erroneously

Awarded

Compensation

previously Received

would exceed

the amount

to be

recovered;

provided

the

Company

must first

make

a

reasonable attempt

to

recover such

Erroneously

Awarded Compensation, document

such reasonable

attempt(s) to

recover, and

provide that documentation to Nasdaq;

2.

Recovery would likely

cause an

otherwise tax-qualified

retirement plan, under

which

benefits

are

broadly available

to

employees

of

the

registrant,

to

fail

to

meet

the

requirements

of

26

U.S.C.

401(a)(13)

or

26

U.S.C.

411(a)

and

the

regulations thereunder; or

3.

Another exception provided

by Nasdaq or

Commission rule or

interpretations is

determined to be available.

No Indemnification

The

Company

shall

not

insure

or

indemnify

any

Executive

Officer

against

any

loss

of

Erroneously Awarded Compensation.

Disclosure of Policy

The Company shall make

all disclosures of

this Policy required by

SEC Rule 10D-1 and

Rule

5608,

on

and

after

December

1,

2023,

including

on

the

cover

page

of

its

Annual

Report

on

Commission Form 10-K, and shall file this Policy as an exhibit to each such Annual Report.