8-K
Beeline Holdings, Inc. (BLNE)
UNITED
STATES
SECURITIES
AND EXCHANGE COMMISSION
Washington,
D.C. 20549
FORM
8-K
CURRENT
REPORT
PURSUANT
TO SECTION 13 OR 15(d) OF THE
SECURITIES
EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): March 13, 2026
BEELINE
HOLDINGS, INC.
(Exact name of registrant as specified in its charter)
| Nevada | 001-38182 | 20-3937596 |
|---|---|---|
| (State<br> or other jurisdiction<br><br> <br>of<br> incorporation) | (Commission<br><br> <br>File<br> Number) | (IRS<br> Employer<br><br> <br>Identification<br> No.) |
188Valley Street, Suite 225
Providence,RI 02909
(Address of principal executive offices)
(Zip Code)
Registrant’s telephone number, including area code: (458) 800-9154
Securities
registered pursuant to Section 12(b) of the Act:
| Common Stock, $0.0001 par value | BLNE | The Nasdaq Stock Market LLC |
|---|---|---|
| (Title<br> of Each Class) | (Trading<br> Symbol) | (Name<br> of Each Exchange on Which Registered) |
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
| ☐ | Written<br> communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |
|---|---|
| ☐ | Soliciting<br> material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |
| ☐ | Pre-commencement<br> communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |
| ☐ | Pre-commencement<br> communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) |
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (CFR §230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (CFR §240.12b-2 of this chapter).
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item7.01 Regulation FD Disclosure.
On March 13, 2026, the Company issued a press release, a copy of which is furnished as Exhibit 99.1 of this Current Report on Form 8-K.
The information in this Item 7.01 (including Exhibit 99.1) shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934 (the “Exchange Act”) or otherwise subject to the liabilities under such section, and shall not be deemed to be incorporated by reference into any filing of the Company under the Securities Act of 1933 or the Exchange Act.
Item9.01 Financial Statements and Exhibits.
(d) Exhibits
| Exhibit No. | Exhibit |
|---|---|
| 99.1 | Press Release dated March 13, 2026 |
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Date: March 13, 2026
| BEELINE HOLDINGS, INC. | |
|---|---|
| By: | /s/ Nicholas R. Liuzza, Jr. |
| Nicholas<br> R. Liuzza, Jr. | |
| Chief<br> Executive Officer |
Exhibit99.1
BeelineHoldings Launches Self-Service Mortgage Experience, Introducing a 24/7 Digital Pathway for Modern Homebuyers
Newplatform feature allows borrowers to explore personalized mortgage options and lock rates instantly without speaking to a loan officer
Providence,RI — March 13, 2026 — Beeline Holdings, Inc. (NASDAQ: BLNE) (“Beeline”) today announced the launch of the Self-Service Mortgage Experience (SSME), a new pathway through its proprietary technology designed to give borrowers greater flexibility and control in the mortgage process.
The first phase of Self-Service launched on March 11, 2026 and is currently available to half of all borrowers applying for a conventional mortgage through Beeline’s platform.
The feature was designed with the modern homebuyer in mind, particularly Millennials and Gen Z, who are accustomed to digital-first experiences and increasingly expect financial services to match the simplicity and convenience of modern technology platforms.
Today, more than 55% of Millennials and 27% of Gen Z consumers already own homes, and many prefer the ability to navigate major financial decisions on their own timetable without friction.
Beeline’s Self-Service Mortgage Experience allows borrowers to move through key early steps of the mortgage process 24 hours a day without needing to speak to a loan officer unless they choose to do so.
Eligible borrowers completing Beeline’s proprietary point-of-sale mortgage application will see the option to select the Self-Servicepathway. After choosing the experience, borrowers are directed to their personalized loan tracker where Beeline’s AI-driven platform processes application data in seconds and presents customized conventional mortgage rate options — not static rate rack quotes.
Borrowers can then explore loan scenarios and request a rate lock directly within the platform at any time of day.
To assist along the way, Beeline’s proprietary digital assistant “Bob” is integrated within the tracker to answer questions in real time. For borrowers who prefer human guidance, Beeline Loan Guides remain available on demand.
Self-Service marks the first phase of a broader product roadmap designed to streamline the mortgage journey while reducing unnecessary friction in the borrower experience.
Borrowers on the Beeline platform already complete several steps digitally, including:
| ●<br><br> <br>●<br><br> <br>● | signing disclosures<br> submitting documentation<br><br>paying for appraisals |
|---|
Future phases of the SSME are expected to expand the number of steps borrowers can complete independently within the platform.
By gradually introducing these capabilities, Beeline aims to build a fully digital mortgage experience that balances automation with expert guidance, giving customers greater transparency, speed, and control while ensuring support remains available whenever needed.
“With Self-Service, we’re giving borrowers a clearer view of their options earlier in the process,” said Jess Kennedy, Chief Operating Officer of Beeline Financial Holdings, Inc., Beeline’s principal operating subsidiary. “Customers can review potential loan scenarios and request a rate lock when they’re ready—on their own timetable—while still having the ability to connect with a Loan Guide whenever they want support,” she continued.
Learn More about Beeline at www.makeabeeline.com
AboutBeeline Holdings, Inc.
Beeline Holdings, Inc. is a diversified digital mortgage platform that combines AI-powered origination technology with a growing suite of home equity and financial services products. Beeline closes loans in 14–21 days and operates Beeline Title as an integrated closing and settlement services provider.
For more information, visit makeabeeline.com.
Contacts
Investor Relations
ir@makeabeeline.com
Media Inquiries
press@makeabeeline.com
CautionaryNote Regarding Forward-Looking Statements
This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements regarding expectations that Beeline will enhance the functionality of its new self-service mortgage product. Forward-looking statements are prefaced by words such as “anticipate,” “expect,” “plan,” “could,” “may,” “will,” “should,” “would,” “intend,” “seem,” “potential,” “appear,” “continue,” “future,” believe,” “estimate,” “forecast,” “project,” and similar words. Forward-looking statements are based on our current expectations and assumptions regarding our business, the economy and other future conditions. Because forward-looking statements relate to the future, they are subject to inherent uncertainties, risks and changes in circumstances that are difficult to predict. We caution you, therefore, against relying on any of these forward-looking statements. Our actual results may differ materially from those contemplated by the forward-looking statements for a variety of reasons, including, without limitation, the possibility that demand for this new service will not be robust or software limitations cause Beeline to not expand it. Any forward-looking statement made by us in this press release speaks only as of the date on which it is made. Factors or events that could cause our actual results to differ may emerge from time to time, and it is not possible for us to predict all of them. We undertake no obligation to publicly update any forward-looking statement, whether as a result of new information, future developments or otherwise, except as may be required by law.