8-K

BROADWAY FINANCIAL CORP DE (BYFC)

8-K 2026-02-26 For: 2026-02-26
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Added on April 06, 2026

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): February 26, 2026

BROADWAY FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

Delaware 001-39043 95-4547287
(State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)
4601 Wilshire Boulevard, Suite 150, Los Angeles, CA 90010
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(Address of principal executive offices) (Zip Code)

Registrant’s telephone number, including area code: (323) 634-1700

NOT APPLICABLE

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
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Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
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Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
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Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading symbol(s) Name of each exchange on which registered
Class A Common Stock, par value $0.01 per share (including attached preferred stock purchase rights) BYFC Nasdaq Capital Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company      ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any<br> new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.


Item 8.01 Other Events

On February 26, 2026, Broadway Financial Corporation (the “Company” or “Broadway”) (NASDAQ Capital Market: BYFC), the holding company of City First Bank, National Association (the “Bank”), announced that it has been selected by the Community Development Financial Institutions Fund (CDFI Fund) to receive a $75 million New Markets Tax Credit (NMTC) allocation. The NMTC allocation will support the Bank’s ongoing efforts to provide financing and investment in low‑income communities and to advance its mission of strengthening community‑based organizations and expanding economic opportunity.

A copy of the press release announcing the award is attached hereto to this Current Report on Form 8-K as Exhibit 99.1.

Item 9.01 Financial Statements and Exhibits
(d) Exhibits.
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99.1 Press Release, dated February 26, 2026.
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104 The cover page from this Current Report on Form 8-K, formatted in Inline XBRL (included as Exhibit 101).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

BROADWAY FINANCIAL CORPORATION
Date: February 26, 2026 By: /s/ Zack Ibrahim
Zack Ibrahim
Executive Vice President and
Chief Financial Officer


Exhibit 99.1

FOR IMMEDIATE RELEASE

City First Bank Awarded $75 Million New Markets Tax Credit Allocation by CDFI Fund

Washington, D.C. - City First Bank is proud to announce that it has been selected by the Community Development Financial Institutions Fund (CDFI Fund) to receive a $75 million New Markets Tax Credit (NMTC) allocation. This significant award empowers City First Bank to continue driving economic growth and creating opportunities in underinvested communities nationwide.

Since the inception of the NMTC program, City First Bank has successfully deployed $548 million in NMTC allocations, fueling 54 transformative projects that strengthen communities and create pathways to prosperity. Our strategy remains focused on expanding access to education and healthcare in underinvested areas across the country, addressing critical pillars for long-term economic mobility.

"This NMTC allocation is catalytic for the communities we serve," said Brian Argrett, President and CEO of City First Bank. "It enables us to partner with mission-driven organizations and deliver resources that create a lasting impact in communities where investment is needed most."

As part of our commitment to innovation and impact, City First Bank is also excited to welcome new members to our NMTC Advisory Council:

Desmond Marshall, a leader in community development in Chicago, with a track record of<br> growing mission-driven organizations.
Dr. Marla Dean, a leader in nonprofit strategy in Washington, D.C., with deep knowledge in<br> education and next-generation economic mobility models.
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Through NMTC allocations, City First Bank continues to advance its mission of supporting strong community-based organizations and driving change where it matters most. This tool remains a cornerstone of our efforts invested in low-income communities and create opportunities for all.

About City First Bank

City First Bank offers a variety of commercial loan products, services, and depository accounts that support investments in affordable housing, small businesses, and nonprofit community facilities located within underinvested neighborhoods. City First Bank is a Community Development Financial Institution, Certified B Corp, and a member of the Global Alliance for Banking on Values. The Bank and the City First network of nonprofits, City First Enterprises, Homes By CFE, and City First Foundation, represent the City First branded family of community development financial institutions, which offer a robust lending and deposit platform. Member FDIC and Equal Housing Lending.

This press release may contain, among other things, certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, without limitation, (i) statements with respect to the Company's plans, objectives, expectations and intentions; and (ii) other statements identified by words such as "may", "could", "would", should", "believes", "expects", "anticipates", "estimates", "intends", "plans," “continues” or similar expressions. These statements are based upon the current beliefs and expectations of the Company's management and are subject to significant risks and uncertainties.