8-K
ENB Financial Corp (ENBP)
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
______________
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934
______________
Date of Report (Date of earliest event reported): July 16, 2025
ENB Financial Corp
(Exact name of Registrant as specified in its charter)
| Pennsylvania | 000-53297 | 51-0661129 |
|---|---|---|
| (State or other<br><br> <br>jurisdiction of<br><br> <br>incorporation) | (Commission<br><br> <br>File Number) | (IRS Employer<br><br> <br>Identification No.) |
| 31 E. Main St., Ephrata, PA | 17522-0457 | |
| --- | --- | |
| (Address of principal executive offices) | (Zip Code) |
(717) 733-4181
(Registrant’s telephone number, including area code)
N/A
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the Registrant under any of the following provisions (see General Instruction A.2. below):
☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
| Title of each class | Trading Symbol(s) | Name of each exchange on which registered |
|---|---|---|
| None | N/A | N/A |
Indicate by check mark whether the Registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the Registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
CURRENT REPORT ON FORM 8-K
| Item 5.02 | Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements ofCertain Officers |
|---|
On July 16, 2025, the Board of Directors of ENB Financial Corp (the “Company”), parent bank holding company of The Ephrata National Bank (the “Bank”), announced that Jeffrey S. Stauffer will retire as President and Chief Executive Officer of the Company and the Bank effective December 31, 2026. Further, in connection with Mr. Stauffer’s retirement announcement and the Company’s long-term succession planning process, the Board announced that Rachel G. Bitner, Treasurer of the Company and EVP, Chief Financial Officer of the Bank will be appointed as President and Chief Executive Officer of the Company and the Bank effective January 1, 2027.
A copy of the press release regarding Mr. Stauffer’s retirement and appointment of Ms. Bitner is filed as Exhibit 99.1 and is incorporated herein by reference.
| Item 9.01 | Financial Statement and Exhibits |
|---|
(d) Exhibits
The following exhibits are filed in this Current Report.
| Exhibit<br> Number | Description |
|---|---|
| 99 | Press Release dated July 21, 2025 |
| 104 | Cover Page Interactive Data File (embedded within the Inline XBRL document). |
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Current Report on Form 8-K to be signed on its behalf by the undersigned, thereunto duly authorized.
| ENB FINANCIAL CORP | ||
|---|---|---|
| (Registrant) | ||
| Dated: July 21, 2025 | By: | /s/ Rachel G. Bitner |
| Rachel G. Bitner | ||
| Treasurer | ||
| (Principal Financial Officer) |
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PRESS RELEASE
FOR IMMEDIATE RELEASE
Contact: Adrienne L. Miller
Secretary, ENB Financial Corp
717-738-5401
amiller@epnb.com
ENB FINANCIAL CORP AND THE EPHRATA NATIONALBANK
ANNOUNCE LONG TERM SUCCESSION PLAN
EPHRATA, PA, July 21, 2025 - The Board of Directors of ENB Financial Corp (the “Corporation”), parent bank holding company of The Ephrata National Bank (“ENB”), announces that Jeffrey S. Stauffer has informed the Board of Directors of his intention to retire as President and CEO of the Corporation and The Ephrata National Bank on December 31, 2026. Mr. Stauffer has served in these positions since January 1, 2020 and has been with the Bank 43 years.
The Board has been engaged in an ongoing strategic planning and long term succession planning process. As part of this organizational development and succession planning, the Board has engaged in a process of interviewing, analyzing and evaluating candidates for the position of President and CEO. In conjunction with Mr. Stauffer’s announcement of his intention to retire on December 31, 2026, the Board has concluded its process and announced that Rachel G. Bitner, Treasurer of the Corporation, and EVP, Chief Financial Officer of ENB, will assume the role and title of President and CEO on January 1, 2027. Ms. Bitner, 47 years old, has been CFO of ENB since August 2021, and with the Bank 16 years. Ms. Bitner will become the 9^th^ president in the Bank’s history.
The Board believes that it has developed, with the collaboration of Mr. Stauffer, an orderly and effective succession plan that will ensure a smooth, efficient and seamless transition of leadership over the next approximately 18 months.
ENB Financial Corp, headquartered in Ephrata, PA, is the bank holding company for its wholly-owned subsidiary Ephrata National Bank. Ephrata National Bank operates from fourteen full-service locations in Lancaster County, southeastern Lebanon County, and southern Berks County, Pennsylvania, with the headquarters located at 31 E. Main Street, Ephrata, PA. Ephrata National Bank has been serving the community since 1881. For more information about ENB Financial Corp, visit the Corporation’s web site at www.enbfc.com**.**
Notice Regarding Forward Looking Statements
This news release may constitute forward-looking statements for purposes of the Securities Act of 1933, as amended, and the Securities Exchange Act of 1934, as amended, and as such may

involve known and unknown risk, uncertainties and other factors which may cause the actual results of ENB Financial Corp to be materially different from future results expressed or implied by such forward-looking statements. These forward-looking statements can be identified by use of terminology such as “expect”, “plan”, “anticipate”, “believe”, “estimate”, and similar words that are intended to identify such forward-looking statements. These forward-looking statements are based on management’s current expectations, assumptions, estimates, and projections about the Corporation, the financial services industry, and the economy. The Private Securities Reform Act of 1995 provides safe harbor in the event the projected future operations are not met. There are a number of future factors such as changes in fiscal or monetary policy, or changes in the economic climate that will influence the Corporation’s future operations. These factors are difficult to predict with regard to how likely and to what degree or significance that they would occur. Actual results may differ materially from what may have been forecasted in the forward-looking statements. We are not obligated to publicly update any forward-looking statements to reflect the effects of subsequent events.
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