UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of

the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): April 15, 2026

First Commonwealth Financial Corporation

(Exact name of registrant as specified in its charter)

Registrant’s telephone number, including area code: (724) 349-7220

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐     Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐     Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐     Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR 230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR 240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

On April 15, 2026, the Company issued a press release announcing that Ryan L. Gorney will be appointed as Executive Vice President and Chief Information Officer of the Company and First Commonwealth Bank effective April 27, 2026. Mr. Gorney is the son of Jon L. Gorney, Chair of the Company’s Board of Directors.

Exhibits

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: April 15, 2026

Document

Exhibit 99.1

For IMMEDIATE Release: CONTACT:

April 15, 2026 Ronald Wahl,

Communications/Media Relations Specialist

(724) 463-6806

RWahl@fcbanking.com

First Commonwealth Financial Corporation Appoints Ryan L. Gorney as Executive Vice President and Chief Information Officer

INDIANA, Pa.—First Commonwealth Financial Corporation today announced Ryan L. Gorney has been appointed Executive Vice President and Chief Information Officer, effective April 27, 2026.

An experienced financial services technology executive with more than two decades of leadership across banking, fintech, and professional service, Gorney is replacing Norm Montgomery, First Commonwealth’s long-time Business Integration Group Leader, who is retiring May 1. Gorney will report to T. Michael Price, President and Chief Executive Officer of First Commonwealth Financial Corporation, and will serve as a member of the Company’s executive leadership team.

“Ryan is exceptionally qualified for this position, and I cannot be more excited to welcome him to our executive leadership team,” said Price. “He’s a strong cultural leader of people and his background speaks for itself as far as the innovative mindset and experiences he’ll bring.”

In the role, Gorney will lead the bank’s information technology, digital strategy, operations, and enterprise transformation initiatives, supporting First Commonwealth’s commitment to operational excellence, regulatory compliance, and scalable growth.

He most recently served as Chief Information Officer of Primis Bank and Chief Technology Officer of Panacea Financial, where he led enterprise technology, operations modernization, core banking strategy, and digital delivery initiatives.

Previously, Gorney served as Executive Vice President and Chief Information Officer at Professional Bank (later acquired by Seacoast Banking Corporation), where he oversaw technology, digital, operations, and innovation functions and participated in the bank’s initial public offering. Earlier in his career, he held senior leadership roles at KeyBank, Ernst & Young, and Accenture, advising large financial institutions on digital transformation, payments, mergers and integrations, and core systems modernization.

Gorney also brings board and advisory experience, including service as a founding director of Bank Miami, a de novo commercial bank launched in 2025, and as an advisory board member for fintech-focused investment firms.

He earned a Bachelor of Science in Business Administration in Finance and Management Information Systems from the University of Dayton.

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EDITOR’S NOTE: Photo is courtesy of First Commonwealth Bank and permission is granted to use for any print or digital usage.

About First Commonwealth Financial Corporation

First Commonwealth Financial Corporation (NYSE: FCF), headquartered in Indiana, Pennsylvania, is a community bank committed to its mission of improving the financial lives of its neighbors and their businesses. First Commonwealth operates 126 branches throughout Pennsylvania and Ohio and also has business banking centers in Pittsburgh and Harrisburg, Pennsylvania; and Cleveland, Canton, Cincinnati and Columbus, Ohio. First Commonwealth, through subsidiaries First Commonwealth Bank and First Commonwealth Insurance Agency, provides a full range of commercial and retail banking services, including mortgage, wealth management and insurance solutions, along with equipment financing and SBA and indirect lending. For more information about First Commonwealth or to open an account today, please visit www.fcbanking.com.

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