6-K

FAIRFAX FINANCIAL HOLDINGS LTD/ CAN (FRFHF)

6-K 2023-12-05 For: 2023-12-04
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Added on April 09, 2026

UNITED STATESSECURITIES AND EXCHANGE COMMISSION****Washington, D.C. 20549

Form 6-K

Report of Foreign Private IssuerPursuant to Rule 13a-16 or 15d-16 ofthe Securities Exchange Act of 1934

For the month of: December 2023 Commission File Number: 001-31556

FAIRFAX FINANCIALHOLDINGS LIMITED

(Name of Registrant)

95 WellingtonStreet WestSuite 800

Toronto, Ontario

Canada M5J 2N7

(Address of Principal Executive Offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:

Form<br>20-F ¨ Form<br>40-F x

EXHIBIT INDEX

Exhibit Description of Exhibit
99.1 News Release dated December 4, 2023 titled Fairfax Announces Pricing of Senior Notes Offering
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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

FAIRFAX FINANCIAL HOLDINGS LIMITED
Date: December 4, 2023 By: /s/ Derek Bulas
Name:    Derek Bulas<br> Title:      Vice President and Chief Legal Officer

Exhibit 99.1

FAIRFAX News Release

TSX Stock Symbol: FFH and FFH.U


TORONTO,December 4, 2023


FAIRFAXANNOUNCES PRICING OF SENIOR NOTES OFFERING

Fairfax Financial Holdings Limited (“Fairfax”) (TSX: FFH and FFH.U) announces that it has priced a private offering of US$400,000,000 of senior notes due 2033 (the “Notes”) at an issue price of 99.252%. The Notes will be unsecured obligations of Fairfax and will pay a fixed rate of interest of 6.000% per annum. Fairfax also intends to enter into a registration rights agreement in connection with the offering.

Fairfax intends to use substantially all of the net proceeds of this offering to repay outstanding indebtedness with upcoming maturities and use any remainder for repayment of other outstanding indebtedness of Fairfax or its subsidiaries and for general corporate purposes. The offering is expected to close on or about December 7, 2023, subject to the satisfaction of customary conditions.

The offering is being made solely by means of a private placement either to qualified institutional buyers pursuant to Rule 144A under the U.S. Securities Act of 1933, as amended (the “Securities Act”), or to certain non-U.S. persons in offshore transactions pursuant to Regulation S under the Securities Act. The Notes have not been registered under the Securities Act and the Notes may not be offered or sold in the United States absent registration or an applicable exemption from the registration requirements of the Securities Act. The Notes have not been and will not be qualified for sale under the securities laws of any province or territory of Canada and may not be offered or sold directly or indirectly in Canada or to or for the benefit of any resident of Canada, except pursuant to applicable prospectus exemptions.

This press release shall not constitute an offer to sell or the solicitation of an offer to buy nor shall there be any sale of the Notes in any jurisdiction in which such offer, solicitation or sale would be unlawful. Any offers of the Notes will be made only by means of a private offering memorandum.

Fairfax is a holding company which, through its subsidiaries, is primarily engaged in property and casualty insurance and reinsurance and the associated investment management.

For further information contact:                   John Varnell, Vice President, Corporate Development at (416) 367-4941

FAIRFAX FINANCIAL HOLDINGS LIMITED

95 Wellington Street West, Suite 800, Toronto,Ontario, M5J 2N7 Telephone: 416-367-4941 Facsimile: 416-367-4946

Forward-lookinginformation

Certainstatements contained herein may constitute “forward-looking statements” and are made pursuant to the “safe harbour”provisions of the United States Private Securities Litigation Reform Act of 1995 and any applicable Canadian securities regulations.Such forward-looking statements may include, among other things, the intended use of net proceeds from the offering of the Notes andthe anticipated completion of the offering of the Notes. Such forward-looking statements are subject to known and unknown risks, uncertaintiesand other factors which may cause the actual results, performance or achievements of Fairfax to be materially different from any futureresults, performance or achievements expressed or implied by such forward-looking statements. Such factors include, but are not limitedto: our ability to refinance and/or repay certain of our outstanding debt or other corporate obligations with the proceeds of the offeringon terms acceptable to us; our ability to complete acquisitions and other strategic transactions on the terms and timeframe contemplatedand to achieve the anticipated benefits therefrom; our ability to complete the acquisitionof additional interest in Gulf Insurance Group K.S.C.P; a reduction in net earnings if our loss reserves are insufficient; underwritinglosses on the risks we insure that are higher or lower than expected; the occurrence of catastrophic events with a frequency or severityexceeding our estimates; unfavourable changes in market variables, including interest rates, foreign exchange rates, equity prices andcredit spreads, which could negatively affect our investment portfolio; the cycles of the insurance market and general economic conditions,which can substantially influence our and our competitors’ premium rates and capacity to write new business; insufficient reservesfor asbestos, environmental and other latent claims; exposure to credit risk in the event our reinsurers fail to make payments to usunder our reinsurance arrangements; exposure to credit risk in the event our insureds, insurance producers or reinsurance intermediariesfail to remit premiums that are owed to us or failure by our insureds to reimburse us for deductibles that are paid by us on their behalf;our inability to maintain our long term debt ratings, the inability of our subsidiaries to maintain financial or claims paying abilityratings and the impact of a downgrade of such ratings on derivative transactions that we or our subsidiaries have entered into; risksassociated with implementing our business strategies; the timing of claims payments being sooner or the receipt of reinsurance recoverablesbeing later than anticipated by us; risks associated with any use we may make of derivative instruments; the failure of any hedging methodswe may employ to achieve their desired risk management objective; a decrease in the level of demand for insurance or reinsurance products,or increased competition in the insurance industry; the impact of emerging claim and coverage issues or the failure of any of the losslimitation methods we employ; our inability to access cash of our subsidiaries; our inability to obtain required levels of capital onfavourable terms, if at all; the loss of key employees; our inability to obtain reinsurance coverage in sufficient amounts, at reasonableprices or on terms that adequately protect us; the passage of legislation subjecting our businesses to additional adverse requirements,supervision or regulation, including additional tax regulation, in the United States, Canada or other jurisdictions in which we operate;risks associated with applicable laws and regulations relating to sanctions and corrupt practices in foreign jurisdictions in which weoperate; risks associated with government investigations of, and litigation and negative publicity related to, insurance industry practiceor any other conduct; risks associated with political and other developments in foreign jurisdictions in which we operate; risks associatedwith legal or regulatory proceedings or significant litigation; failures or security breaches of our computer and data processing systems;the influence exercisable by our significant shareholder; adverse fluctuations in foreign currency exchange rates; our dependence onindependent brokers over whom we exercise little control; operational, financial reporting and other risks associated with IFRS 17- InsuranceContracts; impairment of the carrying value of our goodwill, indefinite-lived intangible assets or investments in associates; our failureto realize deferred income tax assets; technological or other change which adversely impacts demand, or the premiums payable, for theinsurance coverages we offer; disruptions of our information technology systems; assessments and shared market mechanisms which may adverselyaffect our insurance subsidiaries; and risks associated with the global pandemic caused by COVID-19 and the conflicts in Ukraine andIsrael. Additional risks and uncertainties are described in our most recently issued Annual Report which is available at www.fairfax.ca,on SEDAR+ at www.sedarplus.com and on EDGAR at www.sec.gov, and in our Base Shelf Prospectus (under “Risk Factors”)filed with the securities regulatory authorities in Canada, which is available on SEDAR+ at www.sedarplus.com. Fairfax disclaimsany intention or obligation to update or revise any forward-looking statements, whether as a result of new information, future eventsor otherwise, except as required by applicable securities law.

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