6-K

FAIRFAX FINANCIAL HOLDINGS LTD/ CAN (FRFHF)

6-K 2024-02-14 For: 2024-02-14
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Added on April 09, 2026

UNITED STATESSECURITIES AND EXCHANGE COMMISSION****Washington, DC 20549

Form 6-K

Report of Foreign Private IssuerPursuant to Rule 13a-16 or 15d-16 ofthe Securities Exchange Act of 1934

For the month of: February 2024 Commission File Number: 001-31556

FAIRFAX FINANCIALHOLDINGS LIMITED

(Name of Registrant)

95 WellingtonStreet WestSuite 800

Toronto, Ontario

Canada M5J 2N7

(Address of Principal Executive Offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:

Form 20-F ¨ Form 40-F x

EXHIBIT INDEX

Exhibit Description of Exhibit
99.1 Press Release dated February 14, 2024

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

FAIRFAX FINANCIAL HOLDINGS LIMITED
Date:  February 14,<br> 2024
By: /s/ Derek Bulas
Name: Derek Bulas
Title: Vice President and Chief Legal Officer

Exhibit 99.1

FAIRFAX News Release

TSX Stock Symbol: FFH and FFH.U

TORONTO, February 14, 2024

FAIRFAX ANNOUNCES EARLY REDEMPTION OFSENIOR NOTES DUE MARCH 3, 2025

Fairfax Financial Holdings Limited (“Fairfax”) (TSX: FFH and FFH.U) announces that, on March 15, 2024, it is redeeming all of its outstanding 4.95% senior notes due March 3, 2025 (the “Notes”) at a redemption price of 100% of the principal amount of the Notes, plus accrued and unpaid interest. There is C$348,564,000 principal amount of Notes currently outstanding.

Questions regarding the redemption of the Notes may be directed to BNY Trust Company of Canada, as Canadian Trustee, as follows:

BNY Trust Company of Canada

1 York St., 6th Floor

Toronto, Ontario M5J 0B6

Fairfax is a holding company which, through its subsidiaries, is primarily engaged in property and casualty insurance and reinsurance and the associated investment management.

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For further information, contact: John Varnell, Vice President, Corporate Development at (416) 367-4941

Certain statements contained herein may constitute “forward-looking statements” and are made pursuant to the “safe harbour” provisions of the United States PrivateSecurities Litigation Reform Act of 1995 and any applicable Canadian securities regulations. Such forward-looking statements are subjectto known and unknown risks, uncertainties and other factors which may cause the actual results, performance or achievements of Fairfaxto be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements.Such factors include, but are not limited to: our ability to complete acquisitions and other strategic transactions on the terms and timeframecontemplated and to achieve the anticipated benefits therefrom; a reduction in net earnings if our loss reserves are insufficient; underwritinglosses on the risks we insure that are higher or lower than expected; the occurrence of catastrophic events with a frequency or severityexceeding our estimates; unfavourable changes in market variables, including interest rates, foreign exchange rates, equity prices andcredit spreads, which could negatively affect our investment portfolio; the cycles of the insurance market and general economic conditions,which can substantially influence our and our competitors’ premium rates and capacity to write new business; insufficient reservesfor asbestos, environmental and other latent claims; exposure to credit risk in the event our reinsurers fail to make payments to us underour reinsurance arrangements; exposure to credit risk in the event our insureds, insurance producers or reinsurance intermediaries failto remit premiums that are owed to us or failure by our insureds to reimburse us for deductibles that are paid by us on their behalf;our inability to maintain our long term debt ratings, the inability of our subsidiaries to maintain financial or claims paying abilityratings and the impact of a downgrade of such ratings on derivative transactions that we or our subsidiaries have entered into; risksassociated with implementing our business strategies; the timing of claims payments being sooner or the receipt of reinsurance recoverablesbeing later than anticipated by us; risks associated with any use we may make of derivative instruments; the failure of any hedging methodswe may employ to achieve their desired risk management objective; a decrease in the level of demand for insurance or reinsurance products,or increased competition in the insurance industry; the impact of emerging claim and coverage issues or the failure of any of the losslimitation methods we employ; our inability to access cash of our subsidiaries; our inability to obtain required levels of capital onfavourable terms, if at all; the loss of key employees; our inability to obtain reinsurance coverage in sufficient amounts, at reasonableprices or on terms that adequately protect us; the passage of legislation subjecting our businesses to additional adverse requirements,supervision or regulation, including additional tax regulation, in the United States, Canada or other jurisdictions in which we operate;risks associated with applicable laws and regulations relating to sanctions and corrupt practices in foreign jurisdictions in which weoperate; risks associated with government investigations of, and litigation and negative publicity related to, insurance industry practiceor any other conduct; risks associated with political and other developments in foreign jurisdictions in which we operate; risks associatedwith legal or regulatory proceedings or significant litigation; failures or security breaches of our computer and data processing systems;the influence exercisable by our significant shareholder; adverse fluctuations in foreign currency exchange rates; our dependence on independentbrokers over whom we exercise little control; operational, financial reporting and other risks associated with IFRS 17 – InsuranceContracts; impairment of the carrying value of our goodwill, indefinite-lived intangible assets or investments in associates; our failureto realize deferred income tax assets; technological or other change which adversely impacts demand, or the premiums payable, for theinsurance coverages we offer; disruptions of our information technology systems; assessments and shared market mechanisms which may adverselyaffect our insurance subsidiaries; and risks associated with the global pandemic caused by COVID-19 and the conflicts in Ukraine and Israel.Additional risks and uncertainties are described in our most recently issued Annual Report which is available at www.fairfax.ca, on SEDAR+at www.sedarplus.ca and on EDGAR at www.sec.gov, and in our Base Shelf Prospectus (under “Risk Factors”) filed with the securitiesregulatory authorities in Canada, which is available on SEDAR+ at www.sedarplus.ca. Fairfax disclaims any intention or obligation to updateor revise any forward-looking statements, whether as a result of new information, future events or otherwise, except as required by applicablesecurities law.

FAIRFAX FINANCIAL HOLDINGS LIMITED

95 Wellington Street West, Suite 800,Toronto, Ontario, M5J 2N7 Telephone: 416-367-4941 Facsimile: 416-367-4946