8-K

COFFEE HOLDING CO INC (JVA)

8-K 2020-09-11 For: 2020-09-11
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Added on April 06, 2026

UNITEDSTATES

SECURITIESAND EXCHANGE COMMISSION

Washington,D.C. 20549

FORM8-K

CURRENTREPORT

Pursuantto Section 13 or 15(d) of

TheSecurities Exchange Act of 1934

Date of Report (Date of earliest event reported): September 11, 2020

COFFEEHOLDING CO., INC.

(Exactname of registrant as specified in its charter)

Nevada 001-32491 11-2238111
(State or other jurisdiction (Commission (IRS Employer
of incorporation) File Number) Identification No.)
3475 Victory Boulevard, Staten Island, New York 10314
--- ---
(Address of principal executive offices) (Zip Code)

Registrant’s telephone number, including area code: (718) 832-0800

NotApplicable

(Formername or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

[  ] Written<br> communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
[  ] Soliciting<br> material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
[  ] Pre-commencement<br> communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
[  ] Pre-commencement<br> communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title<br> of each class Trading<br> Symbol(s) Name<br> of each exchange on which registered
Common<br> Stock, par value $0.001 per share JVA Nasdaq<br> Capital Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company [  ]

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act [  ]

Item 2.02. Results of Operations and Financial Condition.

On September 11, 2020, Coffee Holding Co., Inc. (the “Company” or “Coffee Holding”) issued a press release disclosing certain information regarding its results of operations for the three and six months ended July 31, 2020. A copy of the press release is furnished under Item 2.02 as Exhibit 99.1.

The information included in this Item 2.02, and Exhibit 99.1 to this Current Report on Form 8-K, shall not be deemed “filed” for the purposes of or otherwise subject to the liabilities under Section 18 of the Securities Exchange Act of 1934 as amended (the “Exchange Act”). Unless expressly incorporated into a filing of the Company under the Securities Act of 1933, as amended, or the Exchange Act made after the date hereof, the information contained in this Item 2.02 and Exhibit 99.1 hereto shall not be incorporated by reference into any filing of the Company, whether made before or after the date hereof, regardless of any general incorporation language in such filing.

Item 7.01. Regulation FD Disclosure.

See “Item 2.02 Results of Operations and Financial Condition” above.

Item 9.01. Financial Statements and Exhibits.

(d)The following exhibit is furnished with this report:

Exhibit<br><br> <br>No. Description
99.1 Press<br> Release, dated September 11, 2020, issued by Coffee Holding entitled “Coffee Holding Co., Inc. Reports Results for Three<br> and Nine Months Ended July 31, 2020.”

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

COFFEE HOLDING CO., INC.
Dated:<br> September 11, 2020 By: /s/ Andrew Gordon
Name: Andrew<br> Gordon
Title: President<br> and Chief Executive Officer

Exhibit99.1

CoffeeHolding Co., Inc. Reports Results for Three and Nine Months Ended July 31, 2020

STATEN ISLAND, New York – September 11, 2020. Coffee Holding Co., Inc. (Nasdaq: JVA) (the “Company”) today announced its operating results for the three months and nine months ended July 31, 2020:

Netsales Net sales totaled $17,344,009 for the three months ended July 31, 2020, a decrease of $4,250,276, or 19.7%, from $21,594,285 for the three months ended July 31, 2019. Net sales totaled $56,725,386 for the nine months ended July 31, 2020, a decrease of $9,219,197, or 14%, from $65,944,583 for the nine months ended July 31, 2019. The decrease in net sales was due to the COVID-19 pandemic which caused many of the Company’s green coffee customers who service the restaurant and food service industry to either close or suspend their business operations during the period resulting in lost revenues from that segment of the Company’s customer base.

Costof sales Cost of sales for the three months ended July 31, 2020 was $13,517,482, or 77.9% of net sales, as compared to $17,465,685, or 80.9% of net sales, for the three months July 31, 2019. Cost of sales for the nine months ended July 31, 2020 was $45,287,198, or 79.8% of net sales, as compared to $53,705,272, or 81.4% of net sales, for the nine months July 31, 2019. The decrease in cost of sales was due to the Company’s decreased sales partially offset by its favorable green coffee position.

Grossprofit Gross profit for the three months ended July 31, 2020 amounted to $3,826,527, or 22.1% of net sales, as compared to $4,128,600, or 19.1% of net sales, for the three months ended July 31, 2019. Gross profit for the nine months ended July 31, 2020 amounted to $11,438,188, or 20.2% of net sales, as compared to $12,239,311, or 18.6% of net sales, for the nine months ended July 31, 2019. The increase in gross profits as a percentage of sales is attributable to a change in the Company’s product mix where it sold a higher percentage of branded and private label roasted coffee.

Totaloperating expenses Total operating expenses decreased by $619,127 to $3,252,235 for the three months ended July 31, 2020 from $3,871,362 for the three months ended July 31, 2019. Total operating expenses decreased by $853,598 to $10,530,647 for the nine months ended July 31, 2020 from $11,384,245 for the nine months ended July 31, 2019. The Company’s efforts to control costs through the elimination of redundancy in its operations and the elimination of certain unnecessary variable costs were the primary reasons for this decrease.

The Company had a net income of $391,324, or $0.07 per share basic and diluted, for the three months ended July 31, 2020 compared to net income of $111,494, or $0.02 per share basic and diluted for the three months ended July 31, 2019. The Company had net income of $289,994, or $0.05 per share basic and diluted, for the nine months ended July 31, 2020 compared to net income of $187,741, or $0.03 per share basic and diluted for the nine months ended July 31, 2019. The increase in net income was due primarily to the reasons described above.

“I’m pleased to report our second consecutive profitable quarter, as we earned $.07 per share despite a 19.7% decline in sales as the impact of the COVID-19 pandemic continues to negatively impact sales of green coffee. Unlike last quarter, sales of our roasted private label products were unable to offset the lower sales of green coffee. Unfortunately, the surge in overall industry supermarket sales of coffee seen from March through June of this year, which saw overall industry coffee sales throughout the market spike by 8.1% year over year, did not continue into the summer months,” stated Andrew Gordon, President and CEO of Coffee Holding Company. “However, heading into the September through November period, which have traditionally been our strongest months from a sales perspective, I expect to see a buying surge from our supermarket customers, for both private label and branded products, as our customers’ inventory stockpiles have likely been reduced to pre-pandemic levels.

“In addition, as most states begin to ease restrictions on commercial and recreational activities, I believe we may begin to see increases in sales of green coffee, as our customers begin to reopen their restaurants, cafes and food service operations,” stated Mr. Gordon.

“Also, during this quarter, coffee prices recovered from their bear market levels below $1.00 per pound, and have subsequently traded to one year highs. We expect this to be a tailwind for us once our sales of green coffee normalize at these higher market levels and we will be able to sell from the favorable inventory position we acquired during the first half of 2020. We have also paid down our bank line by almost 50% during the quarter ended July 31, 2020, as we reduced inventory and were able to generate free cash from our profits,” added Mr. Gordon. “Further, this quarter we continued to have the negative, but non-cash, impact on our profits resulting from our previously established employee option plan. The effect this quarter was $189,769, or an impact on earnings of $.03 per share.

“Lastly, in keeping pace with the times, both myself and my brother, our VP of Operations, will be taking pay cuts of between 5% to 15%, to become effective at the start of our fiscal year 2021. These pay cuts will ensure and promote continued equality within our organization as well as act as a direct cost reduction strategy which will offset any additional sales slowdown due to COVID-19,” concluded Mr. Gordon.

AboutCoffee Holding

Coffee Holding Co., Inc. is a leading integrated wholesale coffee roaster and dealer in the United States and one of the few coffee companies that offers a broad array of coffee products across the entire spectrum of consumer tastes, preferences and price points. Coffee Holding has been a family-operated business for three generations and has remained profitable through varying cycles in the coffee industry and the economy. The Company’s private label and branded coffee products are sold throughout the United States, Canada and abroad to supermarkets, wholesalers, and individually owned and multi-unit retail customers.

Forwardlooking statements

Anystatements that are not historical facts contained in this release are “forward-looking statements” within the meaningof the Private Securities Litigation Reform Act of 1995, including the Company’s outlook on the revenue growth at SteepN Brew and Comfort Foods. Forward-looking statements include statements with respect to our beliefs, plans, objectives, goals,expectations, anticipations, assumptions, estimates, intentions, and future performance, and involve known and unknown risks,uncertainties and other factors, which may be beyond our control, and which may cause our actual results, performance or achievementsto be materially different from future results, performance or achievements expressed or implied by such forward-looking statements.All statements other than statements of historical fact are statements that could be forward-looking statements. We have basedthese forward-looking statements upon information available to management as of the date of this release and management’sexpectations and projections about certain future events. It is possible that the assumptions made by management for purposesof such statements may not materialize. Such statements may involve risks and uncertainties, including but not limited to thoserelating to product demand, pricing, market acceptance, hedging activities, the effect of economic conditions, the effect of theCOVID-19 pandemic, intellectual property rights, the outcome of competitive products, risks in product development, the resultsof financing efforts, the ability to complete transactions and other factors discussed fromtime to time in the Company’s Securities and Exchange Commission filings. The Company undertakes no obligation toupdate or revise any forward-looking statement for events or circumstances after the date on which such statement is made.

COFFEEHOLDING CO., INC.

CONDENSEDCONSOLIDATED BALANCE SHEETS

JULY31, 2020 AND OCTOBER 31, 2019

October 31, 2019
- ASSETS -
CURRENT ASSETS:
Cash 2,192,778 $ 2,402,556
Accounts receivable, net of allowances of 144,000 for 2020 and 2019 6,833,826 9,421,427
Inventories 18,541,976 18,841,225
Due from broker 456,110 101,031
Prepaid expenses and other current assets 708,189 587,626
Prepaid and refundable income taxes 231,776 385,934
TOTAL CURRENT ASSETS 28,964,655 31,739,799
Machinery and equipment, at cost, net of accumulated depreciation of 7,449,842 and 6,931,913<br> for 2020 and 2019, respectively 2,314,434 2,413,533
Customer list and relationships, net of accumulated amortization of 183,691 and 151,627<br> for 2020 and 2019, respectively 501,309 533,373
Trademarks and tradenames 1,488,000 1,488,000
Non-compete, net of accumulated amortization of 44,550 and 29,700 for 2020 and 2019, respectively 54,450 69,300
Goodwill 2,488,785 2,488,785
Equity method investments 81,469 86,008
Deferred income tax asset 487,500 480,473
Right of use asset 2,186,882
Deposits and other assets 312,609 387,453
TOTAL ASSETS 38,880,093 $ 39,686,724
- LIABILITIES AND STOCKHOLDERS’ EQUITY -
CURRENT LIABILITIES:
Accounts payable and accrued expenses 2,906,586 $ 4,344,015
Line of credit 7,167,740
Note payable – current portion 2,220 -
Paycheck Protection Program loan 634,400
Lease liability – current portion 464,517 -
Income taxes payable 317 100
TOTAL CURRENT LIABILITIES 4,008,040 11,511,855
Deferred income tax liabilities 952,732 872,232
Line of credit – long term 3,796,822 -
Deferred rent payable 193,461
Lease liability 1,883,681 -
Note payable – long term 21,377 -
Deferred compensation payable 303,609 378,453
TOTAL LIABILITIES 10,966,261 12,956,001
Commitments and Contingencies
STOCKHOLDERS’ EQUITY:
Coffee Holding Co., Inc. stockholders’ equity:
Preferred stock, par value .001 per share; 10,000,000 shares authorized; none issued - -
Common stock, par value .001 per share; 30,000,000 shares authorized,<br> 6,494,680 shares issued; 5,569,349 shares outstanding for 2020 and 2019, respectively 6,494 6,494
Additional paid-in capital 17,259,683 16,580,974
Retained earnings 13,600,163 13,310,169
Less: Treasury stock, 925,331 common shares, at<br> cost for 2020 and 2019, respectively (4,633,560 ) (4,633,560 )
Total Coffee Holding Co., Inc. Stockholders’ Equity 26,232,780 25,264,077
Noncontrolling interest 1,681,052 1,466,646
TOTAL EQUITY 27,913,832 26,730,723
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY 38,880,093 $ 39,686,724

All values are in US Dollars.

COFFEEHOLDING CO., INC.

CONDENSEDCONSOLIDATED STATEMENTS OF OPERATIONS

NINEAND THREE MONTHS ENDED JULY 31, 2020 AND 2019

(Unaudited)

Three Months Ended<br> <br>July 31,
2019 2020 2019
NET SALES 56,725,386 $ 65,944,583 $ 17,344,009 $ 21,594,285
COST OF SALES (including 4.5 and 5.9 million of related party costs for the nine months ended July 31, 2020 and 2019, respectively. Including 1.5 and 1.8 million for the three months ended July 31, 2020 and 2019, respectively.) 45,287,198 53,705,272 13,517,482 17,465,685
GROSS PROFIT 11,438,188 12,239,311 3,826,527 4,128,600
OPERATING EXPENSES:
Selling and administrative 10,032,993 10,853,495 3,081,985 3,701,112
Officers’ salaries 497,654 530,750 170,250 170,250
TOTAL 10,530,647 11,384,245 3,252,235 3,871,362
INCOME (LOSS) FROM OPERATIONS 907,541 855,066 574,292 257,238
OTHER INCOME (EXPENSE)
Interest income 2,944 8,903 247 3,548
Loss from equity method investment (4,539 ) (2,691 ) (1,547 ) (2,613 )
Interest expense (150,742 ) (195,493 ) (45,283 ) (64,625 )
TOTAL (152,337 ) (189,281 ) (46,583 ) (63,690 )
INCOME BEFORE PROVISION FOR INCOME TAXES AND NON-CONTROLLING INTEREST IN SUBSIDIARY 755,204 665,785 527,709 193,548
Provision for income taxes 250,804 115,543 161,454 34,413
NET INCOME BEFORE NON-CONTROLLING INTEREST IN SUBSIDIARY 504,400 550,242 366,255 159,135
Less: Net (income) loss attributable to the non-controlling interest (214,406 ) (362,501 ) 25,069 (47,641 )
NET INCOME ATTRIBUTABLE TO COFFEE HOLDING CO., INC. 289,994 $ 187,741 $ 391,324 $ 111,494
Basic and diluted earnings per share .05 $ .03 $ .07 $ .02
Weighted average common shares outstanding:
Basic and diluted 5,569,349 5,569,349 5,569,349 5,569,349

All values are in US Dollars.

COFFEEHOLDING CO., INC.

CONDENSEDCONSOLIDATED STATEMENTS OF CASH FLOWS

NINEMONTHS ENDED JULY 31, 2020 AND 2019

(Unaudited)

2020 2019
OPERATING ACTIVITIES:
Net income $ 504,400 $ 550,242
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization 564,843 547,483
Stock-based compensation 678,709 228,868
Unrealized (gain) loss on commodities (355,079 ) 74,658
Loss on equity method investments 4,539 2,691
Deferred rent - (36,151 )
Amortization of right to use asset 325,140 -
Deferred income taxes 73,473 (43,988 )
Changes in operating assets and liabilities:
Accounts receivable 2,587,601 1,421,655
Inventories 299,249 (2,431,050 )
Prepaid expenses and other current assets (120,563 ) (107,498 )
Prepaid and refundable income taxes 154,158 94,567
Accounts payable and accrued expenses (1,437,428 ) (1,206,027 )
Change in lease liability (357,286 ) -
Deposits and other assets (5,885 )
Income taxes payable 217 (1,305 )
Net cash provided by (used in) operating activities 2,921,973 (911,740 )
INVESTING ACTIVITIES:
Purchases of machinery and equipment (392,023 ) (568,235 )
Net cash used in investing activities (392,023 ) (568,235 )
FINANCING ACTIVITIES:
Advances under bank line of credit 1,141,132 7,626
Proceeds from PPP loan 634,400
Principal payment on note payable (3,210 ) (70,255 )
Principal payments under bank line of credit (4,512,050 ) (500,000 )
Net cash used in financing activities (2,739,728 ) (562,629 )
NET DECREASE IN CASH (209,778 ) (2,042,604 )
CASH, BEGINNING OF PERIOD 2,402,556 4,611,384
CASH, END OF PERIOD $ 2,192,778 $ 2,568,780
2020 2019
--- --- --- --- ---
SUPPLEMENTAL DISCLOSURE OF CASH FLOW DATA:
Interest paid $ 159,484 $ 197,216
Income taxes paid $ 22,956 $ 66,269
SUPPLEMENTAL DISCLOSURE OF NON-CASH INVESTING AND FINANCING ACTIVITIES:
Initial recognition of operating lease right of use asset $ 2,512,022
Initial recognition of operating lease liabilities $ 2,705,484
Machinery and equipment acquired through financing $ 26,807