8-K
MANHATTAN BRIDGE CAPITAL, INC (LOAN)
UNITED
STATES
SECURITIES
AND EXCHANGE COMMISSION
Washington,
D.C. 20549
FORM
8-K
CURRENT
REPORT
PURSUANT
TO SECTION 13 OR 15(d) OF THE
SECURITIES
EXCHANGE ACT OF 1934
Date of report (Date of earliest event reported): November 20, 2025
ManhattanBridge Capital, Inc.
(Exact Name of Registrant as Specified in Charter)
| New<br> York | 000-25991 | 11-3474831 |
|---|---|---|
| (State<br> or Other Jurisdiction<br><br> of Incorporation) | (Commission<br><br> <br>File<br> Number) | (IRS<br> Employer<br><br> <br>Identification<br> No.) |
| 60<br> Cutter Mill Road, Great Neck, NY | 11021 | |
| --- | --- | |
| (Address<br> of Principal Executive Offices) | (Zip<br> Code) |
(516) 444-3400
(Registrant’s
telephone number,
including
area code)
Not
applicable
(Former Name or Former Address, if Changed Since Last Report)
Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
| ☐ | Written<br> communications pursuant to Rule 425 under the Section Act (17 CFR 230.425). |
|---|---|
| ☐ | Soliciting<br> material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12). |
| ☐ | Pre-commencement<br> communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240-14d-2(b)). |
| ☐ | Pre-commencement<br> communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)). |
Securities registered pursuant to Section 12(b) of the Act:
| Title<br> of each class | Trading<br> Symbol(s) | Name<br> of each exchange on which registered |
|---|---|---|
| Common<br> Stock, par value $0.001 per share | LOAN | The<br> Nasdaq Capital Market |
Indicate by check mark whether the registrant is an emerging growth company as defined in as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 8.01. Other Events.
On November 20, 2025, Manhattan Bridge Capital, Inc. (the “Company”) announced that the Company’s Board of Directors authorized a share buy back program (the “Share Buy Back Program”), pursuant to which the Company may, from time to time, purchase up to 100,000 shares of its common stock. Share repurchases may be executed through various means, including, without limitation, open market transactions, privately negotiated transactions or otherwise. The Share Buy Back Program does not obligate the Company to purchase any shares and expires in 12 months. The authorization for the Share Buy Back Program may be terminated, increased or decreased by the Company’s Board of Directors in its discretion at any time.
| Exhibit No. | Description |
|---|---|
| 99.1 | Press Release dated November 20, 2025 |
| 104 | Cover Page Interactive Data File (embedded within the Inline XBRL document). |
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.
| MANHATTAN BRIDGE CAPITAL, INC. | ||
|---|---|---|
| Dated:<br> November 20, 2025 | By: | /s/ Assaf Ran |
| Name: | Assaf<br> Ran | |
| Title: | President<br> and Chief Executive Officer |
Exhibit 99.1
**Contacts:**Assaf Ran, CEO
(516) 444-3400
SOURCE:Manhattan Bridge Capital, Inc.
Manhattan Bridge Capital, Inc. Announces the Buy-back of up to 100,000 of its Common Shares
Great Neck, NY, November 20, 2025/GLOBE Newswire — Manhattan Bridge Capital, Inc. (Nasdaq: LOAN) announced that its Board of Directors has authorized a common stock repurchase plan allowing the buyback of up to 100,000 common shares in market or off-market transactions at prevailing prices over the next twelve months.
The manner, timing and number of shares purchased will be at the Company’s discretion.
Assaf Ran, Chairman of the Board and Chief Executive Officer stated, “I believe that the recent dramatic decline in our stock price creates an opportunity for the Company purchase the stock. I also believe that our extraordinary low leverage, the unusual personal commitment of our management, together with our impressive performances and track record even in troubled times, support our decision to implement a repurchase program and reflect our confidence in the Company’s business and future prospects.”
AboutManhattan Bridge Capital, Inc.
Manhattan Bridge Capital, Inc. offers short-term secured, non–banking loans (sometimes referred to as ‘‘hard money’’ loans) to real estate investors to fund their acquisition, renovation, rehabilitation or improvement of properties located in the New York metropolitan area, including New Jersey and Connecticut, and in Florida. We operate the web site: https://www.manhattanbridgecapital.com.
ForwardLooking Statements
Thispress release and the statements of the Company’s representatives related thereto contain or may contain forward-looking statementswithin the meaning of the Private Securities Litigation Reform Act of 1995. Statements that are not statements of historical fact maybe deemed to be forward-looking statements. Without limiting the generality of the foregoing, words such as “plan,” “project,”“potential,” “seek,” “may,” “will,” “expect,” “believe,” “anticipate,”“intend,” “could,” “estimate,” or “continue” are intended to identify forward-lookingstatements. For example, the Company’s belief that the recent dramatic decline in its stock price creates an opportunity for theCompany and the Company’s belief in its future prospects. Readers are cautioned that certain important factors may affect the Company’sactual results and could cause such results to differ materially from any forward-looking statements that may be made in this news release.Forward-looking statements are not guarantees of future performance and involve risks and uncertainties. Actual results may differ materiallyfrom those projected, expressed or implied in the forward-looking statements as a result of various factors, including but not limitedto the following: (i) our loan origination activities, revenues and profits are limited by available funds; (ii) we operate in a highlycompetitive market and competition may limit our ability to originate loans with favorable interest rates; (iii) our Chief ExecutiveOfficer is critical to our business and our future success may depend on our ability to retain him; (iv) if we overestimate the yieldson our loans or incorrectly value the collateral securing the loan, we may experience losses; (v) we may be subject to “lenderliability” claims; (vi) our due diligence may not uncover all of a borrower’s liabilities or other risks to its business;(vii) borrower concentration could lead to significant losses; (viii) we may choose to make distributions in our own stock, in whichcase you may be required to pay income taxes in excess of the cash dividends you receive; (ix) an increase in interest rates may impactour profitability; (x) we may be unsuccessful in our efforts to extend or replace our existing credit line; and (xi) we may be unsuccessfulin our efforts to redeem our 6% senior secured notes, due April 22, 2026. The risk factors contained in our Annual Report on Form 10-Kfor the fiscal year ended December 31, 2024 filed with the Securities and Exchange Commission identify important factors that could causesuch differences. These forward-looking statements speak only as of the date of this press release, and we caution potential investorsnot to place undue reliance on such statements. We undertake no obligation to publicly update any forward-looking statements, whetheras a result of new information, future events or otherwise, except as required by applicable law.