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8-K

Orchid Island Capital, Inc. (ORC)

8-K 2022-06-15 For: 2022-06-14
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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON,

DC 20549

FORM

8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):

June 14, 2022

Orchid Island Capital, Inc.

(Exact Name of Registrant as Specified in Charter)

Maryland

001-35236

27-3269228

(State or Other Jurisdiction of

Incorporation)

(Commission File Number)

(IRS Employer Identification No.)

3305 Flamingo Drive

,

Vero Beach

,

Florida

32963

(Address of Principal Executive Offices) (Zip Code)

Registrant’s telephone number,

including area code

(

772

)

231-1400

N/A

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended

to simultaneously satisfy the filing obligation of the

registrant under any of the following provisions:

Written communications pursuant

to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a

-12)

Pre-commencement communications pursuant to Rule 14d-2(b)

under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange

Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class:

Trading symbol:

Name of each exchange

on which registered:

Common Stock, par value $0.01 per share

ORC

NYSE

Indicate by check mark whether the registrant is an emerging growth

company as defined in Rule 405 of the Securities Act of

1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange

Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company

If an emerging growth company,

indicate by check mark if the registrant has elected not to use the extended transition period

for complying with any new or revised financial accounting standards provided

pursuant to Section 13(a) of the Exchange

Act.

Item 5.07.

Submission of Matters to a Vote

of Security Holders.

At the 2022 Annual Meeting of Stockholders (the “Annual Meeting”) of Orchid Island Capital, Inc. (the “Company”), the

Company’s stockholders voted on the following matters: (i) the election of

the six nominated directors to the

Company’s board

of directors (the “Board”), (ii) the ratification of the appointment of BDO USA, LLP as the Company’s independent registered

public accounting firm for the year ending

December 31, 2022 and (iii) the

approval, on an advisory basis, of

the compensation

of

the

Company’s

named

executive

officers.

As

of

April

14,

2022,

the

record

date

for

the

Annual

Meeting,

there

were

177,117,186

shares of the

Company’s

common stock, par

value $0.01 per

share (“Common

Stock”) outstanding

and entitled

to vote.

The full results of the matters voted on at the Annual Meeting are set forth below:

Proposal

1—Election

of

Directors.

The

following

nominees

were

elected

to

our

Board

to

serve

until

the

next

annual

meeting

of the

Company’s

stockholders

or until

his or

her successor

is elected

and

qualified:

Robert

E. Cauley,

George

H.

Haas, IV,

W Coleman Bitting, Frank P.

Filipps, Paula Morabito and Ava

L. Parker.

Nominee for Director

For

Against

Abstain

Broker Non-Votes

Robert E. Cauley ..............................

40,726,867

3,782,837

1,279,233

58,504,516

George H. Haas, IV

..........................

39,072,859

5,413,316

1,302,762

58,504,516

W Coleman Bitting

...........................

40,773,964

3,665,608

1,349,365

58,504,516

Frank P.

Filipps ................................

40,836,297

3,646,860

1,305,780

58,504,516

Paula Morabito

.................................

40,846,889

3,668,641

1,273,407

58,504,516

Ava L. Parker ...................................

40,488,654

4,026,853

1,273,430

58,504,516

Proposal 2—Ratification of Appointment of Independent Registered Public

Accounting Firm. This proposal was ratified

upon the following vote.

For

Against

Abstain

Broker Non-Votes

96,696,109

5,026,770

2,570,574

*

_______________

*

No broker non-votes arose in connection with Proposal 2 due to the fact that the matter was considered “routine” under New York

Stock Exchange rules.

Proposal 3—Advisory Vote

on Named Executive Officer Compensation. This advisory vote was

approved upon the

following vote.

For

Against

Abstain

Broker Non-Votes

35,936,672

7,605,215

2,247,050

58,504,516

Item 8.01.

Other Events.

On June 14, 2022, the Company announced that the Board declared a dividend for the month of June 2022 of $0.045 per share

of Common Stock to be

paid on July 27, 2022

to holders of record on

June 30, 2022, with

an ex-dividend date of June

29, 2022.

In

addition,

the

Company

announced

certain

details

of

its

RMBS

portfolio

as

of

May

31,

2022

as

well

as

certain

other

information regarding the Company. A copy

of the Company’s press release

announcing the dividend and the

other information

regarding the Company is attached hereto as Exhibit 99.1 and incorporated herein

by this reference.

Caution About Forward-Looking Statements.

This Current Report on Form 8-K contains forward-looking statements within

the meaning of the Private Securities Litigation

Reform

Act

of

1995

and

other

federal

securities

laws,

including,

but

not

limited

to,

statements

about

the

Company’s

distributions. These forward-looking statements are based upon the Company’s

present expectations, but the Company cannot

assure investors that

actual results will

not vary from

the expectations contained

in the forward-looking

statements. Investors

should

not

place

undue

reliance

upon

forward

looking

statements.

For

further

discussion

of

the

factors

that

could

affect

outcomes, please refer

to the “Risk Factors” section

of the Company's Annual

Report on Form 10-K

for the fiscal year

ended

December

31,

2021.

All

forward-looking

statements

speak

only

as

of

the

date

on

which

they

are

made.

New

risks

and

uncertainties

arise over

time, and

it is

not possible

to predict

those events

or how

they may

affect

the Company.

Except as

required by

law,

the Company

is not

obligated to,

and does

not intend

to, update

or revise

any forward-looking

statements,

whether as a result of new information, future events or otherwise.

Item 9.01. Financial Statements and Exhibits.

(d)

Exhibits

Exhibit No.

Description

99.1

Press Release dated June 14, 2022

104

Cover Page Interactive Data File (embedded within the Inline XBRL

document)

Signatures

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this

report to be signed on

its behalf by the undersigned hereunto duly authorized.

Date: June 15, 2022

ORCHID ISLAND CAPITAL,

INC.

By:

/s/ Robert E. Cauley

Robert E. Cauley

Chairman and Chief Executive Officer

orc8k20220614x991

ORCHID ISLAND CAPITAL ANNOUNCES

JUNE 2022 MONTHLY DIVIDEND AND MAY

31, 2022 RMBS PORTFOLIO

CHARACTERISTICS

June 2022 Monthly Dividend of $0.045 Per Share of Common Stock

RMBS Portfolio Characteristics as of May 31, 2022

Next Dividend Announcement Expected July 13, 2022

Vero

Beach, Fla., June 14, 2022 - Orchid Island Capital, Inc. (the “Company”) (NYSE: ORC) announced today that the Board

of Directors

of the

Company (the

“Board”) declared

a monthly

cash dividend

for the

month of

June 2022.

The dividend

of

$0.045 per share

will be paid

July 27, 2022,

to holders of

record of the

Company’s common

stock on June

30, 2022, with

an

ex-dividend date of June 29, 2022. The Company plans on announcing

its next common stock dividend on July 13, 2022.

The Company intends to make

regular monthly cash distributions

to its holders of common stock.

In order to qualify as a

real

estate investment trust (“REIT”), the Company must distribute annually

to its stockholders an amount at least equal to 90% of

its REIT

taxable income,

determined without

regard to

the deduction

for dividends

paid and

excluding any

net capital

gain.

The Company

will be subject

to income

tax on taxable

income that is

not distributed

and to an

excise tax to

the extent that

a

certain percentage

of its

taxable income

is not

distributed by

specified dates.

The Company

has not

established a

minimum

distribution payment level and is not assured of its ability to make distributions

to stockholders in the future.

As of June 14, 2022, May 31, 2022 and March 31, 2022, the Company had 177,117,186

shares of common stock outstanding.

RMBS Portfolio Characteristics

Details of the RMBS

portfolio as of

May 31, 2022

are presented below.

These figures are

preliminary and subject

to change.

The information contained herein is an intra-quarter update created by

the Company based upon information that the Company

believes is accurate:

RMBS Valuation

Characteristics

RMBS Assets by Agency

Investment Company Act of 1940 (Whole Pool) Test

Results

Repurchase Agreement Exposure by Counterparty

RMBS Risk Measures

About Orchid Island Capital, Inc.

Orchid Island Capital, Inc. is a specialty finance company that invests on a

leveraged basis in Agency RMBS. Our investment

strategy focuses on, and

our portfolio consists of,

two categories of Agency

RMBS: (i) traditional pass-through

Agency RMBS,

such

as

mortgage

pass-through

certificates

and

collateralized

mortgage

obligations

issued

by

Fannie

Mae,

Freddie

Mac

or

Ginnie Mae, and (ii)

structured Agency RMBS. The

Company is managed by

Bimini Advisors, LLC, a

registered investment

adviser with the Securities and Exchange Commission.

Forward-Looking Statements

This press release contains

forward-looking statements within

the meaning of

the Private Securities Litigation

Reform Act of

1995 and other

federal securities laws. These

forward-looking statements

include, but are not

limited to, statements about

the

Company’s distributions

.

These forward-looking statements are based upon Orchid Island Capital, Inc.’s present expectations,

but these statements

are not guaranteed

to occur.

Investors should not place

undue reliance upon forward-looking

statements.

For further

discussion of

the factors

that could

affect outcomes,

please refer

to the

“Risk Factors”

section of

the Company’s

Annual Report on Form 10-K for the fiscal year ended December 31,

2021.

RMBS Valuation Characteristics

($ in thousands)

Realized

Realized

May 2022

Mar - May

Modeled

Modeled

Net

Weighted

CPR

2022 CPR

Interest

Interest

%

Weighted

Average

(1-Month)

(3-Month)

Rate

Rate

Current

Fair

of

Current

Average

Maturity

(Reported

(Reported

Sensitivity

Sensitivity

Type

Face

Value

Portfolio

Price

Coupon

GWAC

Age

(Months)

in Jun)

in Jun)

(-50 BPS)

(1)

(+50 BPS)

(1)

Pass Through RMBS

15yr 2.5

$

419

$

432

0.01%

$

103.01

4.00%

4.54%

49

131

0.8%

0.8%

$

7

$

(7)

15yr TBA

175,000

175,697

4.17%

100.40

3.50%

2,950

(3,310)

15yr Total

175,419

176,129

4.18%

100.40

3.50%

4.54%

49

131

0.8%

0.8%

2,957

(3,317)

30yr 3.0

3,500,185

3,363,833

79.75%

96.10

3.00%

3.47%

14

344

8.1%

7.5%

106,826

(112,329)

30yr 3.5

230,994

230,669

5.47%

99.86

3.50%

4.03%

27

325

14.2%

14.1%

6,331

(6,645)

30yr 4.0

270,277

272,437

6.46%

100.80

4.00%

4.71%

12

347

7.8%

26.8%

5,928

(6,852)

30yr Total

4,001,456

3,866,939

91.67%

96.64

3.10%

3.58%

14

343

8.5%

8.4%

119,085

(125,826)

Total Pass Through

RMBS

4,176,875

4,043,068

95.85%

96.80

3.11%

3.62%

16

334

8.5%

8.4%

122,042

(129,143)

Structured RMBS

IO 20yr 3.0

335,999

40,141

0.95%

11.95

3.00%

3.69%

71

162

12.3%

16.4%

(595)

299

IO 20yr 4.0

12,205

1,485

0.04%

12.17

4.00%

4.57%

125

108

13.8%

16.0%

-

(2)

IO 30yr 3.0

42,190

6,859

0.16%

16.26

3.00%

3.69%

35

318

10.4%

13.7%

(249)

181

IO 30yr 3.5

510,044

97,678

2.32%

19.15

3.50%

4.01%

54

297

11.5%

14.1%

(2,522)

1,738

IO 30yr 4.0

151,311

26,628

0.63%

17.60

4.00%

4.55%

73

278

18.2%

21.3%

(1,071)

890

IO 30yr 4.5

4,261

761

0.02%

17.86

4.50%

4.99%

143

204

14.6%

18.6%

(22)

17

IO 30yr 5.0

2,367

427

0.01%

18.03

5.00%

5.36%

143

204

4.8%

18.5%

(15)

12

IO Total

1,058,377

173,979

4.12%

16.44

3.41%

3.99%

63

250

12.7%

15.9%

(4,474)

3,135

IIO 30yr 4.0

35,321

1,162

0.03%

3.29

3.40%

4.40%

57

294

0.6%

9.6%

217

(230)

Total Structured

RMBS

1,093,698

175,141

4.15%

16.01

3.41%

4.00%

62

251

12.3%

15.7%

(4,257)

2,905

Total Mortgage Assets

$

5,270,573

$

4,218,209

100.00%

3.17%

3.70%

25

317

9.3%

10.0%

$

117,785

$

(126,238)

Interest

Interest

Average

Hedge

Rate

Rate

Notional

Period

Sensitivity

Sensitivity

Hedge

Balance

End

(-50 BPS)

(1)

(+50 BPS)

(1)

5-Year Treasury

Future

(2)

$

(1,194,000)

Sep-2022

$

(27,336)

$

26,775

10-Year Treasury

Ultra

(3)

(270,000)

Sep-2022

(15,009)

14,116

TBA

(1,400,000)

Jul-2028

(38,357)

37,016

Swaps

(175,000)

Jul-2022

(5,868)

6,055

Swaptions

(777,800)

Mar-2023

(12,242)

11,918

Hedge Total

$

(3,816,800)

$

(98,812)

$

95,880

Rate Shock Grand Total

$

18,973

$

(30,358)

(1)

Modeled results from

Citigroup Global Markets

Inc. Yield

Book. Interest rate

shocks assume instantaneous

parallel shifts and

horizon prices are

calculated assuming

constant LIBOR option-adjusted spreads. These results are for illustrative purposes

only and actual results may differ materially.

(2)

Five-year Treasury futures contracts were valued

at prices of $112.95 at May 31, 2022.

The market value of the short position was $1,348.6 million.

(3)

Ten-year Treasury

Ultra futures contracts were valued at prices of $128.48 at May 31, 2022.

The market value of the short position was $346.9 million.

RMBS Assets by Agency

Investment Company Act of 1940 Whole Pool Test

($ in thousands)

($ in thousands)

Percentage

Percentage

Fair

of

Fair

of

Asset Category

Value

Portfolio

Asset Category

Value

Portfolio

As of May 31, 2022

As of May 31, 2022

Fannie Mae

$

2,850,250

70.5%

Non-Whole Pool Assets

$

239,763

5.9%

Freddie Mac

1,192,260

29.5%

Whole Pool Assets

3,802,747

94.1%

Total Mortgage Assets

$

4,042,510

100.0%

Total Mortgage Assets

$

4,042,510

100.0%

Borrowings By Counterparty

($ in thousands)

Weighted

Weighted

% of

Average

Average

Total

Total

Repo

Maturity

Longest

As of May 31, 2022

Borrowings

Debt

Rate

in Days

Maturity

J.P.

Morgan Securities LLC

$

372,441

9.8%

0.71%

13

7/25/2022

ABN AMRO Bank N.V.

335,617

8.6%

0.84%

36

7/14/2022

Merrill Lynch, Pierce, Fenner & Smith

325,745

8.4%

0.95%

36

7/13/2022

Mitsubishi UFJ Securities (USA), Inc

314,666

8.1%

1.15%

32

7/28/2022

Mirae Asset Securities (USA) Inc.

295,186

7.6%

0.87%

77

11/18/2022

Cantor Fitzgerald & Co

256,377

6.6%

0.96%

38

8/23/2022

RBC Capital Markets, LLC

232,284

6.0%

0.89%

38

7/27/2022

ING Financial Markets LLC

206,841

5.3%

0.86%

3

6/3/2022

Goldman, Sachs & Co.

201,626

5.2%

1.10%

25

6/27/2022

ASL Capital Markets Inc.

186,177

4.8%

0.89%

17

6/21/2022

Santander Bank, N.A.

180,243

4.6%

0.97%

35

7/25/2022

Daiwa Capital Markets America Inc.

151,289

3.9%

0.73%

16

6/16/2022

ED&F Man Capital Markets Inc

151,112

3.9%

1.02%

50

7/25/2022

Wells Fargo Bank, N.A.

125,542

3.2%

0.81%

31

7/21/2022

Citigroup Global Markets Inc

121,265

3.1%

1.05%

37

7/18/2022

BMO Capital Markets Corp.

116,662

3.0%

1.17%

47

7/18/2022

Nomura Securities International, Inc.

88,988

2.3%

0.90%

17

6/17/2022

Austin Atlantic Asset Management Co.

86,789

2.2%

0.89%

1

6/1/2022

South Street Securities, LLC

60,672

1.6%

1.17%

48

7/18/2022

Lucid Cash Fund USG, LLC

44,112

1.1%

0.99%

9

6/9/2022

StoneX Financial Inc.

24,010

0.6%

0.89%

16

6/16/2022

Mizuho Securities USA, Inc

3,677

0.1%

1.29%

10

6/10/2022

Total Borrowings

$

3,881,321

100.0%

0.93%

32

11/18/2022

Contact:

Orchid Island Capital, Inc.

Robert E. Cauley

3305 Flamingo Drive, Vero

Beach, Florida 32963

Telephone: (772)

231-1400