6-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 6-K

REPORT OFFOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR15d-16 OF THE

SECURITIES EXCHANGE ACT OF 1934

For the month of February 2024

Commission file number 001-34919

SUMITOMO MITSUI FINANCIAL GROUP, INC.

(Translation of registrant’s name into English)

1-2, Marunouchi 1-chome, Chiyoda-ku, Tokyo 100-0005, Japan

(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F: Form 20-F ☒ or Form 40-F ☐

THIS REPORT ON FORM 6-K SHALL BE DEEMED TO BE INCORPORATED BY REFERENCE INTO THE PROSPECTUS FORMING A PART OF SUMITOMO MITSUI FINANCIAL GROUP, INC.’S REGISTRATION STATEMENT ON FORM F-3 (FILE NO. 333-276219) AND TO BE A PART OF SUCH PROSPECTUS FROM THE DATE ON WHICH THIS REPORT IS FURNISHED, TO THE EXTENT NOT SUPERSEDED BY DOCUMENTS OR REPORTS SUBSEQUENTLY FILED OR FURNISHED.

TABLE OF DOCUMENT(S) SUBMITTED

1.	Unaudited quarterly consolidated Japanese GAAP financial statements as of and for the nine months<br> ended December 31, 2023

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Sumitomo Mitsui Financial Group, Inc.
By:	/s/ Fumihiko Ito
	Name: Fumihiko Ito
	Title: Senior Managing Executive Officer <br>Group Chief Financial<br>Officer

Date: February 20, 2024

UNAUDITED QUARTERLY CONSOLIDATED JAPANESE GAAP FINANCIALSTATEMENTS

AS OF AND FOR THE NINE MONTHS ENDED DECEMBER 31, 2023

On February 14, 2024, we published our unaudited quarterly consolidated financial statements as of and for the nine months ended December 31, 2023 prepared in accordance with accounting principles generally accepted in Japan, or Japanese GAAP, as part of our quarterly securities report (shihanki hokokusho) for the quarter ended December 31, 2023 filed by us with the relevant Japanese authorities. This document is an English translation of the unaudited quarterly consolidated financial statements and the notes thereto included in such quarterly securities report. Japanese GAAP differs in certain respects from International Financial Reporting Standards as issued by the International Accounting Standards Board, or IFRS, and generally accepted accounting principles in the United States. For a description of certain differences between IFRS and Japanese GAAP, see “Item 5.A Operating Results—Reconciliation with Japanese GAAP” in our most recent annual report on Form 20-F filed with the SEC.

UNAUDITED QUARTERLY

CONSOLIDATED FINANCIAL STATEMENTS (JAPANESE GAAP)

QUARTERLY CONSOLIDATED BALANCE SHEETS

	Millions of yen						Millions ofU.S. dollars
	March 31,2023			December 31, 2023			December 31, 2023
Assets:
Cash and due from banks		¥	75,913,960		¥	76,597,791	$	540,068
Call loans and bills bought			5,684,812			5,220,292		36,807
Receivables under resale agreements			5,785,945			9,102,532		64,179
Receivables under securities borrowing transactions			5,576,612			5,725,705		40,370
Monetary claims bought			5,558,287			5,826,598		41,082
Trading assets			8,751,204			9,809,675		69,165
Money held in trust			12,957			14,072		99
Securities	1,2		33,213,165	1,2		36,844,297		259,778
Loans and bills discounted	*1		98,404,137	*1		103,187,383		727,543
Foreign exchanges	*1		1,942,764	*1		2,164,372		15,260
Lease receivables and investment assets			226,302			262,190		1,849
Other assets	*1		13,243,899	*1		14,306,787		100,873
Tangible fixed assets			1,494,527			1,454,506		10,255
Intangible fixed assets			897,848			935,275		6,594
Net defined benefit asset			704,654			732,223		5,163
Deferred tax assets			74,084			98,409		694
Customers’ liabilities for acceptances and guarantees	*1		13,693,771	*1		14,214,427		100,222
Reserve for possible loan losses			(750,369)			(718,483)		(5,066)
Total assets		¥	270,428,564		¥	285,778,057	$	2,014,934

—1—

QUARTERLY CONSOLIDATED BALANCE SHEETS

	Millions of yen						Millions ofU.S. dollars
	March 31,2023			December 31, 2023			December 31, 2023
Liabilities and net assets:
Liabilities:
Deposits		¥	158,770,253		¥	162,642,194	$	1,146,740
Negotiable certificates of deposit			13,025,555			13,883,422		97,888
Call money and bills sold			2,569,055			1,853,100		13,066
Payables under repurchase agreements			16,772,716			18,590,061		131,073
Payables under securities lending transactions			1,521,271			1,258,607		8,874
Commercial paper			2,349,956			2,937,771		20,713
Trading liabilities			8,066,745			8,530,207		60,144
Borrowed money			13,674,830			15,023,796		105,928
Foreign exchanges			1,465,847			2,174,199		15,330
Short-term bonds			424,000			835,000		5,887
Bonds			10,365,003			12,326,574		86,911
Due to trust account			2,413,464			1,540,538		10,862
Other liabilities			11,923,748			15,310,945		107,953
Reserve for employee bonuses			96,254			69,582		491
Reserve for executive bonuses			3,307			—		—
Net defined benefit liability			35,449			36,600		258
Reserve for executive retirement benefits			1,133			1,014		7
Reserve for point service program			28,659			33,509		236
Reserve for reimbursement of deposits			10,845			7,506		53
Reserve for losses on interest repayment			128,378			105,374		743
Reserves under the special laws			3,902			4,345		31
Deferred tax liabilities			265,354			466,168		3,287
Deferred tax liabilities for land revaluation			27,952			27,938		197
Acceptances and guarantees			13,693,771			14,214,427		100,222
Total liabilities			257,637,458			271,872,888		1,916,893
Net assets:
Capital stock			2,342,537			2,344,038		16,527
Capital surplus			694,052			685,712		4,835
Retained earnings			7,423,600			7,672,596		54,097
Treasury stock			(151,798)			(90,615)		(639)
Total stockholders’ equity			10,308,391			10,611,732		74,820
Net unrealized gains (losses) on other securities			1,373,521			1,852,607		13,062
Net deferred gains (losses) on hedges			(13,293)			(34,130)		(241)
Land revaluation excess			35,005			35,399		250
Foreign currency translation adjustments			843,614			1,197,327		8,442
Accumulated remeasurements of defined benefit plans			133,226			117,285		827
Total accumulated other comprehensive income			2,372,074			3,168,488		22,340
Stock acquisition rights			1,145			991		7
Non-controlling interests			109,495			123,957		874
Total net assets			12,791,106			13,905,168		98,041
Total liabilities and net assets		¥	270,428,564		¥	285,778,057	$	2,014,934

—2—

QUARTERLY CONSOLIDATED STATEMENTS OF INCOME

	Millions of yen								Millions of U.S. dollars
Nine months ended December 31	2022				2023				2023
Ordinary income			¥	4,380,252			¥	6,691,218	$	47,178
Interest income				2,529,341				4,495,152		31,694
Interest on loans and discounts				1,693,720				2,670,810		18,831
Interest and dividends on securities				299,487				478,712		3,375
Trust fees				4,788				5,769		41
Fees and commissions				1,073,352				1,245,819		8,784
Trading income				108,742				228,187		1,609
Other operating income				367,931				384,107		2,708
Other income		*1		296,095		*1		332,182		2,342
Ordinary expenses				3,347,642				5,494,539		38,740
Interest expenses				1,255,540				3,152,563		22,228
Interest on deposits				468,078				1,215,438		8,570
Fees and commissions payments				171,455				190,271		1,342
Trading losses				8,470				111,518		786
Other operating expenses				271,244				178,358		1,258
General and administrative expenses				1,427,747				1,631,048		11,500
Other expenses		*2		213,183		*2		230,778		1,627
Ordinary profit				1,032,609				1,196,679		8,437
Extraordinary gains		*3		1,317		*3		365		3
Extraordinary losses		*4		3,794		*4		112,503		793
Income before income taxes				1,030,131				1,084,541		7,647
Income taxes				256,525				288,076		2,031
Profit				773,606				796,465		5,616
Profit attributable to non-controlling interests				7,584				3,628		26
Profit attributable to owners of parent			¥	766,021			¥	792,837	$	5,590

—3—

QUARTERLY CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME

	Millions of yen								Millions of<br>U.S. dollars
Nine months ended December 31	2022				2023				2023
Profit		¥	773,606			¥	796,465		$	5,616
Other comprehensive income (losses)			(142,078	)			798,512			5,630
Net unrealized gains (losses) on other securities			(591,145	)			480,717			3,389
Net deferred gains (losses) on hedges			2,102				(17,353	)		(122	)
Foreign currency translation adjustments			346,932				293,064			2,066
Remeasurements of defined benefit plans			(14,413	)			(14,439	)		(102	)
Share of other comprehensive income of affiliates			114,445				56,523			399
Total comprehensive income			631,527				1,594,978			11,246
Comprehensive income attributable to owners of parent			619,865				1,588,857			11,203
Comprehensive income attributable to non-controlling<br>interests			11,661				6,121			43

—4—

NOTES TO UNAUDITED QUARTERLY CONSOLIDATED FINANCIAL STATEMENTS

(Basis of presentation)

Sumitomo Mitsui Financial Group, Inc. (“the Company”) was established on December 2, 2002 as a holding company for the SMBC Group (“the Group”) through a statutory share transfer (kabushiki iten) of all of the outstanding equity securities of Sumitomo Mitsui Banking Corporation (“SMBC”) in exchange for the Company’s newly issued securities. The Company is a joint stock corporation with limited liability (Kabushiki Kaisha) incorporated under the Companies Act of Japan. Upon formation of the Company and completion of the statutory share transfer, SMBC became a direct wholly owned subsidiary of the Company.

The Company has prepared the accompanying consolidated financial statements in accordance with the provisions set forth in the Japanese Financial Instruments and Exchange Act and its related accounting regulations, and in conformity with accounting principles generally accepted in Japan (“Japanese GAAP”), which are different in certain respects as to application and disclosure requirements from International Financial Reporting Standards (“IFRS”).

The accounts of overseas subsidiaries and affiliated companies are, in principle, integrated with those of the Company’s accounting policies for purposes of consolidation unless they apply different accounting principles and standards as required under U.S. GAAP or IFRS, in which case a certain limited number of items are adjusted based on their materiality.

These quarterly consolidated financial statements are translated from the quarterly consolidated financial statements contained in the quarterly securities report filed under the Financial Instruments and Exchange Act of Japan (“FIEA based financial statements”) except for the addition of U.S. dollar figures.

Amounts less than ¥1 million have been rounded down. As a result, the totals in Japanese yen shown in the financial statements do not necessarily agree with the sum of the individual amounts.

The translation of the Japanese yen amounts into U.S. dollars is included solely for the convenience of readers outside Japan, using the prevailing exchange rate at December 31, 2023 which was ¥141.83 to US$1. These translations should not be construed as representations that the Japanese yen amounts have been, could have been, or could in the future be, converted into U.S. dollars at that rate.

—5—

(Changes in the scope of consolidation or in the scope of equity method)

(1)	Significant changes in the scope of consolidation

SMBC Mobit Co., Ltd. was excluded from the scope of consolidation as a result of merger with Sumitomo Mitsui Card Company, Limited, a consolidated subsidiary of the Company, from the nine months ended December 31, 2023.

NCore Co., Ltd. merged with brees corporation, an equity method affiliate of the Company, and changed its name to BPORTUS Co., Ltd. And BPORTUS Co., Ltd. became a consolidated subsidiary of the Company due to the acquisition of stocks from the nine months ended December 31, 2023.

(2)	Significant changes in the scope of equity method

Rizal Commercial Banking Corporation and Vietnam Prosperity Joint-Stock Commercial Bank became equity method affiliates of the Company due to the acquisition of stocks from the nine months ended December 31, 2023.

(Applied specialaccounting methods used for preparing quarterly consolidated financial statements)

Accounting treatment of tax expenses

The Company and certain domestic consolidated subsidiaries calculated tax expenses by multiplying Income before income taxes by an effective tax rate that was reasonably estimated by applying tax effect accounting to estimated Income before income taxes for the fiscal year ending March 31, 2024 including the period for the nine months ended December 31, 2023. Amounts of Income taxes include Income taxes-deferred.

(Additional information)

On December 14, 2023, SMBC Americas Holdings, Inc., a subsidiary using its financial statements as of its quarterly account closing date (September 30, 2023) for the Company’s consolidated financial statements, transferred the entire interest in SMBC Rail Services LLC (hereinafter, “SMBC RS”) to ITE Management LP. The difference between the consolidated book value of the transferred interests and sales amount and others were recognized in “Extraordinary losses” as losses related to sale of the freight car leasing business, while SMBC RS’s statement of income for the nine months ended September 30, 2023 and balance sheet as of September 30, 2023 were consolidated into the Company’s quarterly financial statements for the nine months ended December 31, 2023 since the difference in the quarterly account closing dates between SMBC RS and the Company does not exceed three months.

—6—

(Notes to quarterly consolidated balance sheets)

*1	Claims under the Banking Act and the Act on Emergency Measures for the Revitalization of FinancialFunctions

Claims under the Banking Act and the Act on Emergency Measures for the Revitalization of Financial Functions at March 31, 2023 and December 31, 2023 were as follows. The claims were items that were recorded under the following items on the quarterly consolidated balance sheet (consolidated balance sheet): bonds included in “Securities” (limited to bonds for which the redemption of principal and the payment of interest in whole or in part were guaranteed, and that were issued through private placements (under Article 2, Paragraph 3 of the Financial Instruments and Exchange Act)), loans and bills discounted, foreign exchanges, accrued interest and suspense payments included in “Other assets,” and customers’ liabilities for acceptances and guarantees. If security lending listed in the notes was conducted, such securities (limited to those based on loan for a use agreement or lease agreement) were also included in the claims.

	Millions of yen
	March 31, 2023		December 31, 2023
Bankrupt and quasi-bankrupt loans	¥	92,941	¥	184,333
Doubtful loans		494,158		502,861
Substandard loans		340,732		297,913
Past due loans (3 months or more)		19,944		41,997
Restructured loans		320,788		255,915
Subtotal		927,833		985,108
Normal loans		115,139,286		120,776,998
Total	¥	116,067,120	¥	121,762,106

The amounts of loans presented above were the amounts before deduction of reserve for possible loan losses.

*2	Guaranteed amount to privately-placed bonds

The amounts guaranteed by banking subsidiaries to privately-placed bonds (stipulated by Article 2, Paragraph 3 of the Financial Instruments and Exchange Act) in “Securities” at March 31, 2023 and December 31, 2023 were as follows:

	Millions of yen
	March 31, 2023		December 31, 2023
Guaranteed amount to privately-placed bonds	¥	1,306,809	¥	1,175,287

—7—

(Notes to quarterly consolidated statements of income)

*1	Other income

“Other income” for the nine months ended December 31, 2022 and 2023 included the following:

Nine months ended December 31, 2022	Millions of yen		Nine months ended December 31, 2023	Millions of yen
Gains on sales of stocks and others	¥	183,327	Gains on sales of stocks and others	¥	196,561
*2	Other expenses
---	---

“Other expenses” for the nine months ended December 31, 2022 and 2023 included the following:

Nine months ended December 31, 2022	Millions of yen		Nine months ended December 31, 2023	Millions of yen
Write-off of loans	¥	66,472	Write-off of loans	¥	108,587
Provision for reserve for possible loan losses		37,533
Losses on sales of stocks and others		28,046
*3	Extraordinary gains
---	---

“Extraordinary gains” for the nine months ended December 31, 2022 and 2023 included the following:

Nine months ended December 31, 2022	Millions of yen		Nine months ended December 31, 2023	Millions of yen
Gains on disposal of fixed assets	¥	1,317	Gains on disposal of fixed assets	¥	289
			Gains on step acquisitions		75
*4	Extraordinary losses
---	---

“Extraordinary losses” for the nine months ended December 31, 2022 and 2023 included the following:

Nine months ended December 31, 2022	Millions of yen		Nine months ended December 31, 2023	Millions of yen
Losses on impairment of fixed assets	¥	2,365	Losses related to sale of the freight car leasing business	¥	106,952
Losses on disposal of fixed assets		1,429

—8—

(Notes to quarterly consolidated statements of cash flows)

Quarterly consolidated statements of cash flows were not prepared for the nine months ended December 31, 2023. “Depreciation” (including amortization of intangible fixed assets other than goodwill) and “Amortization of goodwill” for the nine months ended December 31, 2022 and 2023 were as follows:

	Millions of yen
Nine months ended December 31	2022		2023
Depreciation	¥	177,140	¥	188,801
Amortization of goodwill		21,954		22,404

(Notes to stockholders’ equity)

Dividends paid in the nine months ended December 31, 2022

Date of resolution			Millions of yen, except per share amount
		Cashdividends			Cash<br>dividends<br>per share			Record date		Effective date		Source ofdividends
Ordinary General Meeting of Shareholders held<br>on June 29, 2022	Common stock		¥	143,936		¥	105		March 31, 2022		June 30, 2022		Retained<br>earnings
Meeting of the Board of Directors held<br>on November 14, 2022	Common stock			157,690			115		September 30, 2022		December 2, 2022		Retained<br>earnings

Dividends paid in the nine months ended December 31, 2023

Date of resolution			Millions of yen, except per share amount
		Cashdividends			Cash<br>dividends<br>per share			Record date		Effective date		Source ofdividends
Ordinary General Meeting of Shareholders held<br>on June 29, 2023	Common stock		¥	168,077		¥	125		March 31, 2023		June 30, 2023		Retained<br>earnings
Meeting of the Board of Directors held<br>on November 14, 2023	Common stock			180,099			135		September 30, 2023		December 1, 2023		Retained<br>earnings

—9—

(Notes to segment and other related information)

[Segment information]

1.	Information on profit and loss amount by reportable segment
Nine months ended December 31, 2022	Millions of yen
---	---	---	---	---	---	---	---	---	---	---	---	---
	WholesaleBusinessUnit		RetailBusinessUnit		Global<br>BusinessUnit		Global MarketsBusinessUnit		Head officeaccount andothers		Total
Consolidated gross profit	¥	556,400	¥	848,000	¥	917,800	¥	371,500	¥	(316,256)	¥	2,377,444
General and administrative expenses		(219,500)		(686,200)		(470,300)		(82,800)		31,053		(1,427,747)
Others		52,700		3,000		68,700		22,900		(67,847)		79,453
Consolidated net business profit	¥	389,600	¥	164,800	¥	516,200	¥	311,600	¥	(353,050)	¥	1,029,150
Notes:	1.	Figures shown in the parenthesis represent the loss.
---	---	---
	2.	“Others” includes equity in profit and loss of affiliates and cooperated profit and loss based on internal<br>managerial accounting.
	3.	“Head office account and others” includes profit or loss to be eliminated as inter-segment<br>transactions.
	4.	The reportable segment of SMFG India Credit Company Limited and its consolidated subsidiary was changed from “Head<br>office account and others” to “Global Business Unit” from the beginning of the period for the three months ended June 30, 2022

The changes in the methods of head office profit and loss allocation to each business unit were made during the period for the nine months ended December 31, 2023. The results of retrospective application for the changes were as follows:

Nine months ended December 31, 2022	Millions of yen
	WholesaleBusinessUnit		RetailBusinessUnit		Global<br>BusinessUnit		Global MarketsBusinessUnit		Head officeaccount andothers		Total
Consolidated gross profit	¥	535,600	¥	866,600	¥	856,900	¥	369,200	¥	(250,856)	¥	2,377,444
General and administrative expenses		(214,600)		(735,500)		(492,300)		(107,800)		122,453		(1,427,747)
Others		72,600		3,000		70,000		22,900		(89,047)		79,453
Consolidated net business profit	¥	393,600	¥	134,100	¥	434,600	¥	284,300	¥	(217,450)	¥	1,029,150
Nine months ended December 31, 2023	Millions of yen
---	---	---	---	---	---	---	---	---	---	---	---	---
	WholesaleBusinessUnit		RetailBusinessUnit		Global<br>BusinessUnit		Global MarketsBusinessUnit		Head officeaccount andothers		Total
Consolidated gross profit	¥	590,600	¥	944,800	¥	952,700	¥	399,100	¥	(160,877)	¥	2,726,323
General and administrative expenses		(233,500)		(798,900)		(569,400)		(119,700)		90,452		(1,631,048)
Others		80,100		4,300		94,000		21,700		(93,279)		106,821
Consolidated net business profit	¥	437,200	¥	150,200	¥	477,300	¥	301,100	¥	(163,704)	¥	1,202,096
Notes:	1.	Figures shown in the parenthesis represent the loss.
---	---	---
	2.	“Others” includes equity in profit and loss of affiliates and cooperated profit and loss based on internal<br>managerial accounting.
	3.	“Head office account and others” includes profit or loss to be eliminated as inter-segment<br>transactions.

—10—

2.	Difference between total amount of consolidated net business profit by reportable segment and ordinaryprofit on quarterly consolidated statements of income (adjustment of difference)
Nine months ended December 31, 2022	Millions of yen
---	---	---
Consolidated net business profit	¥	1,029,150
Other ordinary income (excluding equity in gains of affiliates)		216,642
Other ordinary expenses		(213,183)
Ordinary profit on quarterly consolidated statements of income	¥	1,032,609

Note: Figures shown in the parenthesis represent the loss.

Nine months ended December 31, 2023	Millions of yen
Consolidated net business profit	¥	1,202,096
Other ordinary income (excluding equity in gains of affiliates)		225,361
Other ordinary expenses		(230,778)
Ordinary profit on quarterly consolidated statements of income	¥	1,196,679

Note: Figures shown in the parenthesis represent the loss.

—11—

(Notes to financial instruments)

There were no significant matters to be disclosed regarding financial instruments.

(Notes to securities)

The amounts shown in the following tables include negotiable certificates of deposit classified as “Cash and due from banks,” and beneficiary claims on loan trust classified as “Monetary claims bought,” in addition to “Securities” stated in the quarterly consolidated balance sheets.

1.	Bonds classified asheld-to-maturity
	Millions of yen
---	---	---	---	---	---	---	---
March 31, 2023	Consolidatedbalance sheet amount		Fair value		Net unrealizedgains (losses)
Japanese government bonds	¥	72,549	¥	72,518	¥	(30	)
Japanese local government bonds		93,043		92,689		(354	)
Japanese corporate bonds		—		—		—
Other		—		—		—
Total	¥	165,592	¥	165,207	¥	(384	)

Note: The fair values are based on their market prices and others at the end of the fiscal year.

	Millions of yen
December 31, 2023	Quarterly consolidatedbalance sheet amount		Fair value		Net unrealizedgains (losses)
Japanese government bonds	¥	78,558	¥	78,404	¥	(153	)
Japanese local government bonds		135,352		134,894		(457	)
Japanese corporate bonds		12,975		13,033		58
Other		—		—		—
Total	¥	226,886	¥	226,332	¥	(553	)

Note: The fair values are based on their market prices and others at the end of the period.

—12—

2.	Other securities
	Millions of yen
---	---	---	---	---	---	---
March 31, 2023	Acquisition cost		Consolidatedbalance sheet amount		Net unrealizedgains (losses)
Stocks	¥	1,225,266	¥	3,170,035	¥	1,944,768
Bonds		13,241,697		13,177,490		(64,206)
Japanese government bonds		9,612,731		9,576,298		(36,433)
Japanese local government bonds		1,106,877		1,087,625		(19,252)
Japanese corporate bonds		2,522,088		2,513,567		(8,521)
Other		15,490,127		15,524,713		34,586
Total	¥	29,957,091	¥	31,872,239	¥	1,915,148
Notes:	1.	Consolidated balance sheet amount is measured at fair value based on its market price and others at the end of the fiscal<br>year.
---	---	---
	2.	There were no net unrealized gains (losses) on other securities shown above for the fiscal year ended March 31, 2023<br>recognized in the earnings by applying fair value hedge accounting.
	Millions of yen
---	---	---	---	---	---	---
December 31, 2023	Acquisition cost		Quarterly consolidatedbalance sheet amount		Net unrealizedgains (losses)
Stocks	¥	1,156,518	¥	3,480,458	¥	2,323,940
Bonds		12,298,754		12,208,971		(89,782)
Japanese government bonds		8,930,181		8,879,581		(50,599)
Japanese local government bonds		1,091,348		1,070,900		(20,448)
Japanese corporate bonds		2,277,224		2,258,489		(18,735)
Other		18,925,951		19,302,984		377,033
Total	¥	32,381,223	¥	34,992,414	¥	2,611,190
Notes:	1.	Quarterly consolidated balance sheet amount is measured at fair value based on its market price and others at the end of the<br>period.
---	---	---
	2.	There were no net unrealized gains (losses) on other securities shown above for the nine months ended December 31, 2023<br>recognized in the earnings by applying fair value hedge accounting.

—13—

3.	Write-down of securities

Bonds classified as held-to-maturity and other securities (excluding other securities whose quarterly consolidated balance sheet amounts are not measured at fair value) are considered as impaired if the fair value decreases materially below the acquisition cost and such a decline is not considered as recoverable. The fair value is recognized as the quarterly consolidated balance sheet amount (consolidated balance sheet amount) and the amount of write-down is accounted for as valuation loss for the period. Valuation losses for the fiscal year ended March 31, 2023 and for the nine months ended December 31, 2023 were ¥408 million and ¥35,024 million, respectively. The rule for determining “material decline” is as follows and is based on the classification of issuers under the rules of self-assessment of assets.

Bankrupt/Effectively bankrupt/Potentially bankrupt issuers:	Fair value is lower than acquisition cost.
Issuers requiring caution:	Fair value is 30% or lower than acquisition cost.
Normal issuers:	Fair value is 50% or lower than acquisition cost.

Bankrupt issuers: Issuers that are legally bankrupt or formally declared bankrupt.

Effectively bankrupt issuers: Issuers that are not legally bankrupt but regarded as substantially bankrupt.

Potentially bankrupt issuers: Issuers that are not bankrupt now, but are perceived to have a high risk of falling into bankruptcy.

Issuers requiring caution: Issuers that are identified for close monitoring.

Normal issuers: Issuers other than the above 4 categories of issuers.

(Notes to money held in trust)

1.	Money held in trust classified asheld-to-maturity

Fiscalyear ended March 31, 2023

There were no corresponding transactions.

Nine months ended December 31, 2023

There were no corresponding transactions.

2.	Other money held in trust (other than trading purpose and held-to-maturity)
	Millions of yen
---	---	---	---	---	---	---
March 31, 2023	Acquisition cost		Consolidatedbalance sheet amount		Net unrealizedgains (losses)
Other money held in trust	¥	312	¥	312	¥	—

Note: Consolidated balance sheet amount is measured at fair value based on its market price and others at the end of the fiscal year.

	Millions of yen
December 31, 2023	Acquisition cost		Quarterly consolidatedbalance sheet amount		Net unrealizedgains (losses)
Other money held in trust	¥	314	¥	314	¥	—

Note: Quarterly consolidated balance sheet amount is measured at fair value based on its market price and others at the end of the period.

—14—

(Notes to derivative transactions)

(1) Interest rate derivatives

	Millions of yen
March 31, 2023	Contract amount		Fair value		Valuationgains (losses)
Listed	****	****	****	****	****	****
Interest rate futures	¥	125,792,230	¥	864	¥	864
Interest rate options		262,114,996		34,682		34,682
Over-the-counter	****	****
Forward rate agreements		24,333,075		6,389		6,389
Interest rate swaps		1,037,172,904		(276,732)		(276,732)
Interest rate swaptions		57,632,399		7,779		7,779
Caps		121,706,005		(1,277,103)		(1,277,103)
Floors		17,747,718		15,902		15,902
Other		42,468,747		103,421		103,421
Total		/	¥	(1,384,794)	¥	(1,384,794)
Note:	The above transactions were valued at fair value and the valuation gains (losses) were accounted for in the<br>consolidated statements of income.
---	---

Derivative transactions to which the hedge accounting method was applied were not included in the table above.

	Millions of yen
December 31, 2023	Contract amount		Fair value		Valuationgains (losses)
Listed	****	****	****	****	****	****
Interest rate futures	¥	120,309,905	¥	10,391	¥	10,391
Interest rate options		152,665,233		2,616		2,616
Over-the-counter	****	****
Forward rate agreements		27,739,203		(1,273)		(1,273)
Interest rate swaps		968,190,096		(146,792)		(146,792)
Interest rate swaptions		61,473,003		13,715		13,715
Caps		95,302,759		(636,768)		(636,768)
Floors		23,188,506		9,736		9,736
Other		78,512,120		(59,259)		(59,259)
Total		/	¥	(807,634)	¥	(807,634)
Note:	The above transactions were valued at fair value and the valuation gains (losses) were accounted for in the<br>quarterly consolidated statements of income.
---	---

Derivative transactions to which the hedge accounting method was applied were not included in the table above.

—15—

(2) Currency derivatives

	Millions of yen
March 31, 2023	Contract amount		Fair value		Valuationgains (losses)
Listed	****	****	****	****	****	****
Currency futures	¥	1,114	¥	145	¥	145
Over-the-counter
Currency swaps		94,182,678		1,166,422		341,046
Currency swaptions		2,356,930		13,997		13,997
Forward foreign exchange		118,701,033		(148,148)		(148,148)
Currency options		8,566,312		(2,862)		(2,862)
Total		/	¥	1,029,554	¥	204,179
Note:	The above transactions were valued at fair value and the valuation gains (losses) were accounted for in the<br>consolidated statements of income.
---	---

Derivative transactions to which the hedge accounting method was applied were not included in the table above. In addition, transactions related to financial assets and liabilities denominated in foreign currencies and recognized in the consolidated balance sheets, or transactions related to financial assets and liabilities denominated in foreign currencies which had been eliminated in the consolidation were not included in the table above.

	Millions of yen
December 31, 2023	Contract amount		Fair value		Valuationgains (losses)
Listed	****	****	****	****	****	****
Currency futures	¥	343	¥	210	¥	210
Over-the-counter
Currency swaps		104,547,939		1,729,631		458,801
Currency swaptions		1,939,299		8,456		8,456
Forward foreign exchange		122,488,678		(311,885)		(311,885)
Currency options		8,197,349		(34,403)		(34,403)
Total		/	¥	1,392,009	¥	121,179
Note:	The above transactions were valued at fair value and the valuation gains (losses) were accounted for in the<br>quarterly consolidated statements of income.
---	---

Derivative transactions to which the hedge accounting method was applied were not included in the table above. In addition, transactions related to financial assets and liabilities denominated in foreign currencies and recognized in the quarterly consolidated balance sheets, or transactions related to financial assets and liabilities denominated in foreign currencies which had been eliminated in the consolidation were not included in the table above.

—16—

(3) Equity derivatives

	Millions of yen
March 31, 2023	Contract amount		Fair value		Valuationgains (losses)
Listed	****	****	****	****	****	****
Equity price index futures	¥	1,362,290	¥	(5,229)	¥	(5,229)
Equity price index options		565,732		(8,401)		(8,401)
Over-the-counter
Equity options		240,985		17,044		17,044
Equity index forward contracts		146,368		12,566		12,566
Equity price index swaps		148,424		20,385		20,385
Other		9,371		(749)		(749)
Total		/	¥	35,616	¥	35,616
Note:	The above transactions were valued at fair value and the valuation gains (losses) were accounted for in the<br>consolidated statements of income.
---	---

Derivative transactions to which the hedge accounting method was applied were not included in the table above.

	Millions of yen
December 31, 2023	Contract amount		Fair value		Valuationgains (losses)
Listed	****	****	****	****	****	****
Equity price index futures	¥	1,387,595	¥	(3,845)	¥	(3,845)
Equity price index options		468,140		(2,458)		(2,458)
Over-the-counter
Equity options		187,483		4,484		4,484
Equity index forward contracts		372,871		(48,747)		(48,747)
Equity price index swaps		39,919		2,658		2,658
Other		7,264		(40)		(40)
Total		/	¥	(47,949)	¥	(47,949)
Note:	The above transactions were valued at fair value and the valuation gains (losses) were accounted for in the<br>quarterly consolidated statements of income.
---	---

Derivative transactions to which the hedge accounting method was applied were not included in the table above.

—17—

(4) Bond derivatives

	Millions of yen
March 31, 2023	Contract amount		Fair value		Valuationgains (losses)
Listed	****	****	****	****	****	****
Bond futures	¥	3,834,271	¥	(334)	¥	(334)
Bond futures options		41,551		51		51
Over-the-counter
Bond forward contracts		699		(1)		(1)
Bond options		363,066		(353)		(353)
Total		/	¥	(637)	¥	(637)
Note:	The above transactions were valued at fair value and the valuation gains (losses) were accounted for in the<br>consolidated statements of income.
---	---

Derivative transactions to which the hedge accounting method was applied were not included in the table above.

	Millions of yen
December 31, 2023	Contract amount		Fair value		Valuationgains (losses)
Listed	****	****	****	****	****	****
Bond futures	¥	4,214,325	¥	(771)	¥	(771)
Bond futures options		234,069		106		106
Over-the-counter
Bond forward contracts		79		(0)		(0)
Bond options		647,165		964		964
Total		/	¥	299	¥	299
Note:	The above transactions were valued at fair value and the valuation gains (losses) were accounted for in the<br>quarterly consolidated statements of income.
---	---

Derivative transactions to which the hedge accounting method was applied were not included in the table above.

—18—

(5) Commodity derivatives

	Millions of yen
March 31, 2023	Contract amount		Fair value		Valuationgains (losses)
Listed	****	****	****	****	****	****
Commodity futures	¥	25,427	¥	(839)	¥	(839)
Over-the-counter
Commodity swaps		73,009		2,127		2,127
Commodity options		31,050		(234)		(234)
Total		/	¥	1,053	¥	1,053
Notes:	1.	The above transactions were valued at fair value and the valuation gains (losses) were accounted for in the consolidated<br>statements of income.<br> <br>Derivative transactions to which the hedge accounting method was applied were not included in the table<br>above.
---	---	---
	2.	Underlying assets of commodity derivatives were fuels and metals.
	Millions of yen
---	---	---	---	---	---	---
December 31, 2023	Contract amount		Fair value		Valuationgains (losses)
Listed	****	****	****	****	****	****
Commodity futures	¥	43,913	¥	(130)	¥	(130)
Over-the-counter
Commodity swaps		64,387		1,420		1,420
Commodity options		9,881		(111)		(111)
Total		/	¥	1,178	¥	1,178
Notes:	1.	The above transactions were valued at fair value and the valuation gains (losses) were accounted for in the quarterly<br>consolidated statements of income.<br> <br>Derivative transactions to which the hedge accounting method was applied were not included in the table<br>above.
---	---	---
	2.	Underlying assets of commodity derivatives were fuels and metals.

(6) Credit derivative transactions

	Millions of yen
March 31, 2023	Contract amount		Fair value		Valuationgains (losses)
Over-the-counter	****	****	****	****	****	****
Credit default options	¥	3,059,567	¥	969	¥	969
Total		/	¥	969	¥	969
Note:	The above transactions were valued at fair value and the valuation gains (losses) were accounted for in the<br>consolidated statements of income.
---	---

Derivative transactions to which the hedge accounting method was applied were not included in the table above.

	Millions of yen
December 31, 2023	Contract amount		Fair value		Valuationgains (losses)
Over-the-counter	****	****	****	****	****	****
Credit default options	¥	3,078,212	¥	(5,567)	¥	(5,567)
Total		/	¥	(5,567)	¥	(5,567)
Note:	The above transactions were valued at fair value and the valuation gains (losses) were accounted for in the<br>quarterly consolidated statements of income.
---	---

Derivative transactions to which the hedge accounting method was applied were not included in the table above.

—19—

(Business combination)

There was no significant business combination to be disclosed.

(Revenue recognition)

Information on breakdown of revenues from contracts with customers.

	Millions of yen
Nine months ended December 31	2022		2023
Ordinary income	¥	4,380,252	¥	6,691,218
Fees and commissions		1,073,352		1,245,819
Deposits and loans		192,640		215,031
Remittances and transfers		110,550		113,570
Securities-related business		92,572		144,724
Agency		6,979		7,208
Safe deposits		4,043		4,135
Guarantees		63,760		70,030
Credit card business		279,822		318,508
Investment trusts		110,316		122,432
Others		212,666		250,178
Note:	Fees and commissions obtained through Deposits and loans principally arise in the Wholesale Business Unit and<br>the Global Business Unit, Remittances and transfers principally arise in the Wholesale Business Unit, the Retail Business Unit, and the Global Business Unit, Securities-related business principally arise in the Wholesale Business Unit, the Retail<br>Business Unit, and the Global Business Unit, Credit card business principally arise in the Retail Business Unit, and Investment trusts principally arise in the Retail Business Unit and Head office account and others. Income based on “Accounting<br>Standard for Financial Instruments” (ASBJ Statement No. 10, July 4, 2019) is also included in the table above.
---	---

(Per share data)

Earnings per share, earnings per share (diluted) and each calculation method were as follows:

	Millions of yen, except per share dataand number of shares
Nine months ended December 31	2022		2023
(i) Earnings per share	¥	559.36	¥	594.72
[The calculation method]
Profit attributable to owners of parent		766,021		792,837
Amount not attributable to common stockholders		—		—
Profit attributable to owners of parent attributable to common stock		766,021		792,837
Average number of common stock during the period (in thousands)		1,369,461		1,333,126
(ii) Earnings per share (diluted)	¥	559.17	¥	594.55
[The calculation method]
Adjustment for profit attributable to owners of parent		—		(1)
Adjustment of dilutive shares issued by consolidated subsidiaries and equity method<br>affiliates		—		(1)
Increase in the number of common stock (in thousands)		469		387
Stock acquisition rights (in thousands)		469		387
Outline of dilutive shares which were not included in the calculation of “Earnings Per Share<br>(diluted)” because they do not have dilutive effect and have significant changes from the fiscal year ended March 31, 2023 :		—		—

(Significant subsequent events)

There were no significant subsequent events to be disclosed.

—20—

(Others)

Interim dividends (dividends from surplus under Article 454, Paragraph 5 of the Companies Act)

The meeting of Board of Directors held on November 14, 2023 resolved interim dividends for the fiscal year ending March 31, 2024 as shown below:

Total amount of interim dividends	¥ 180,099 million
Interim dividends per share	¥ 135
Effective date and payment start date	December 1, 2023

—21—

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