10-Q

Yale Transaction Finders, Inc. (YTFD)

10-Q 2021-11-15 For: 2021-09-30
View Original
Added on April 06, 2026

UNITED

STATES

SECURITIES

AND EXCHANGE COMMISSION

Washington,

DC 20549

FORM

10-Q

QUARTERLY

REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES

EXCHANGE

ACT OF 1934

(Mark One)

QUARTERLY<br> REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the Quarterly Period Ended September 30, 2021

OR

TRANSITION<br> REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For

the transition period from _______________ to ______

Commission

File Number: 000-52528

YACHT

FINDERS, INC.

(Exact name of registrant as specified in its charter)

Delaware 76-0736467
(State<br> of organization) (I.R.S.<br> Employer Identification No.)

41 Ulua Place

Haiku, HI 96708

(Address of principal executive offices)

(808)

573-6163

Registrant’s

telephone number, including area code

Former<br> address if changed since last report

Check whether the issuer (1) filed all reports required to be filed by Section 13 or 15(d) of the Exchange Act during the past 12 months and (2) has been subject to such filing requirements for the past 90 days. ☒ Yes ☐ No

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 and Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). ☒ Yes ☐ No

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer” , “smaller reporting company”, and “emerging growth company”in Rule 12b-2 of the Exchange Act.

Large<br> Accelerated Filer<br><br> <br>☐ Accelerated<br> Filer<br><br> <br>☐ Non-Accelerated<br> Filer<br><br> <br>☒ Smaller<br> Reporting Company ☒<br><br> <br>Emerging<br> Growth Company ☐

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes ☒ No ☐

Securities

registered under Section 12(g) of the Exchange Act:

Title of each Class Ticker Symbol Name of each exchange on which registered
Common<br> Stock, par value $0.0001 YTFD Pink<br> Sheets

There

are 5,199,000 shares of common stock outstanding as of November 15, 2021.

TABLE

OF CONTENTS

PART I - FINANCIAL INFORMATION
ITEM 1. INTERIM FINANCIAL STATEMENTS 3
ITEM 2. MANAGEMENTS DISCUSSION OF OPERATIONS AND FINANCIAL CONDITION 9
ITEM 3. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK 12
ITEM 4. CONTROLS AND PROCEDURES 12
PART II - OTHER INFORMATION
ITEM 1. LEGAL PROCEEDINGS 13
ITEM 2. UNREGISTERED SALES OF EQUITY SECURITIES 13
ITEM 3. DEFAULTS UPON SENIOR SECURITIES 13
ITEM 4. MINE SAFETY DISCLOSURES 13
ITEM 5. OTHER INFORMATION 13
ITEM 6. EXHIBITS 13
SIGNATURES 14
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PART

I – FINANCIAL INFORMATION

ITEM

  1. INTERIM FINANCIAL STATEMENTS

YACHT

FINDERS, INC.

Balance

Sheets (Unaudited)

December<br> 31, 2020
ASSETS
TOTAL<br> ASSETS - $ -
LIABILITIES<br> & STOCKHOLDERS’ DEFICIT
Current<br> liabilities
Accrued<br> liabilities 27,591 $ 27,842
Note<br> payable – related party 780,631 748,248
Accrued<br> interest– related party 326,840 292,605
Total<br> current liabilities and total liabilities 1,135,062 1,068,695
Stockholders’<br> deficit
Preferred<br> stock, par value 0.0001, 20,000,000 shares authorized, no shares issued and outstanding at September 30, 2021 and December 31, 2020,<br> respectively
Common<br> stock, par value 0.0001, 80,000,000 shares authorized, 5,199,000 shares issued and outstanding at September 30, 2021 and December<br> 31, 2020, respectively 520 520
Additional<br> paid-in capital 49,280 49,280
Accumulated<br> deficit (1,184,862 ) (1,118,495 )
Total<br> stockholders’ deficit (1,135,062 ) (1,068,695 )
TOTAL<br> LIABILITIES AND STOCKHOLDERS’ DEFICIT - $ -

All values are in US Dollars.

See

accompanying notes to financial statements

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YACHT

FINDERS, INC.

Statements

of Operations (Unaudited)

Three<br> Months ended <br> September 30 Nine<br> Months ended <br> September 30
2021 2020 2021 2020
Revenues $ - $ - $ - $ -
Operating<br> expenses - - - -
General<br> and administrative 4,221 5,226 12,133 12,995
Management<br> fees-related party 0 10,000 20,000 30,000
Loss<br> from operations $ 4,221 $ 15,226 $ 32,133 $ 42,995
Other<br> expenses
Interest<br> expense-related party 11,662 10,854 34,234 31,822
Net<br> loss before income taxes 15,883 26,080 (66,367 ) (74,817 )
Provision<br> for income taxes $ 0 $ 0 $ 0 $ 0
Net<br> Loss $ (15,883 ) $ (26,080 ) $ (66,367 ) $ (74,817 )
Basic<br> loss per share $ (0.00 ) $ (0.00 ) $ (0.01 ) $ (0.01 )
Weighted<br> average number of common shares outstanding - basic 5,199,000 5,199,000 5,199,000 5,199,000

see

accompanying notes to financial statements

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YACHT

FINDERS, INC.

Statement

of Changes in Stockholders’ Deficit

(Unaudited)

Common<br> Stock Additional<br> Paid-In Accumulated
Shares Par<br> Value Capital Deficit Total
Balance<br> at January 1, 2021 5,199,000 $ 520 $ 49,280 $ (1,118,495 ) $ (1,068,695 )
Net<br> Loss $ (66,367 ) $ (66,367 )
Balance<br> at September 30, 2021 5,199,000 $ 520 $ 49,280 $ (1,184,862 ) $ (1,135,062 )
Common<br> Stock Additional<br> Paid-In Accumulated
--- --- --- --- --- --- --- --- --- --- --- --- ---
Shares Par<br> Value Capital Deficit Total
Balance<br> at January 1, 2020 5,199,000 $ 520 $ 49,280 $ (1,008,375 ) $ (958,575 )
Net<br> Loss $ (74,817 ) $ (74,817 )
Balance<br> at September 30, 2020 5,199,000 $ 520 $ 49,280 $ (1,083,192 ) $ (1,033,192 )

See

accompanying notes to financial statements

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YACHT

FINDERS, INC.

Statements

of Cash Flows (Unaudited)

Nine<br> Months ended September 30,
2021 2020
OPERATING<br> ACTIVITIES
Net<br> loss $ (66,367 ) $ (74,817 )
Adjustments<br> to reconcile net loss to net cash used in operating activities:
Increase<br> in interest payable- related party 34,234 31,822
Changes<br> in operating assets and liabilities:
Increase<br> (decrease) in accounts payable (250 ) 2,092
Net<br> cash used in operating activities (32,383 ) (40,303 )
FINANCING<br> ACTIVITIES
Proceeds<br> from notes payable - related party 32,383 40,303
Net<br> cash provided by financing activities 32,383 40,303
Net<br> increase (decrease) in cash - -
Cash<br> at beginning of period - -
Cash<br> at end of period $ - $ -

See

accompanying notes to financial statements

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YACHT

FINDERS, INC.

NOTES

TO THE INTERIM FINANCIAL STATEMENTS

September

30, 2021

(Unaudited)

(1)

ORGANIZATION AND BASIS OF PRESENTATION

Yacht Finders, Inc. (the “Company”) was incorporated in Delaware on November 15, 2000 as Sneeoosh Corporation. On October 20, 2000 the company filed an amended Certificate of Incorporation to change the name to Snohomish Corporation. The Company did not conduct any operations until April 15, 2003, the date the Company filed a subsequent amendment to change the name to Yacht Finders, Inc. Yacht Finder’s Inc. business plan was to create an online database for public buyers and yacht brokers to interface immediately with each other while capturing the benefits of targeting a larger market. On November 6, 2007, the Company discontinued its prior business and changed its business plan. The Company’s business plan now consists of exploring potential targets for a business combination through the purchase of assets, share purchase or exchange, merger or similar type of transaction.

The accompanying un-audited financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by accounting principles generally accepted in the United States of America for annual financial statements. In the opinion of management, all adjustments, consisting of normal recurring accruals considered necessary for a fair presentation, have been included. Operating results for the three and nine months ended September 30, 2021 are not necessarily indicative of the results that may be expected for the year ending December 31, 2021. For further information, refer to the financial statements and footnotes thereto included in the Form 10-K for the year ended December 31, 2020.

(2)

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

USE

OF ESTIMATES

The preparation of financial statements in accordance with generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.

LOSS

PER COMMON SHARE

The Company reports loss per share using a dual presentation of basic and diluted loss per share. Basic loss per share excludes the impact of common stock equivalents and is determined by dividing income available to common shareholders by the weighted average number of common shares outstanding during the period. Diluted loss per share reflects the potential dilution that could occur if securities and other contracts to issue common stock were exercised or converted into common stock. For the three and nine months ended September 30, 2021 and 2020, there were no variances between the basic and diluted loss per share as there were no potentially dilutive securities outstanding.

GOING

CONCERN

The

accompanying financial statements have been prepared assuming that the Company will continue as a going concern. The Company generated a net loss of $66,367 for the nine-month period ended September 30, 2021 and had a stockholders’ deficit of $1,135,062 as of September 30, 2021. These conditions, among others, raises substantial doubt about the Company’s ability to continue as a going concern. The Company’s continuation as a going concern is dependent on working capital advances being provided by the Company’s majority shareholder for its ability to meet its obligations, to obtain additional financing as may be required and ultimately to attain profitability. The financial statements do not include any adjustments that might result from the outcome of this uncertainty. There is no assurance that the working capital advances will continue in the future nor that Company will be successful in raising additional funds through other sources. The Company’s plan to alleviate the going concern issue is to continue to seek out a merger partner which has the financial resources to address the going concern question.

In December 2019, an outbreak of a novel strain of coronavirus (COVID-19) originated in Wuhan, China, and has since spread to a number of other countries, including the United States. On March 11, 2020, the World Health Organization characterized COVID-19 as a pandemic. In addition, as of the time of the filing of this Quarterly Report on Form 10-Q, several states in the United States and elsewhere have declared states of emergency, and several countries around the world, including the United States, have taken steps to restrict travel. While the Company presently has no ongoing operations or employees, this situation could limit the market for a merger partner for a strategic business combination. Any of these uncertainties could have a material adverse effect on the business, financial condition or results of operations.

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(2)SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONT)

NEW

ACCOUNTING PRONOUNCEMENTS

From time-to-time new accounting pronouncements are issued by the Financial Accounting Standards Board or other standard setting bodies that may have an impact on the Company’s accounting and reporting. The Company believes that such recently issued accounting pronouncements and other authoritative guidance for which the effective date is in the future will not have an impact on its accounting or reporting or that such impact will not be material to its financial position, results of operations and cash flows when implemented.

(3)

RELATED PARTY TRANSACTIONS

At September 30, 2021, the Company had loans and notes outstanding from a shareholder in the aggregate amount of $780,631, which bears interest at 6% per annum and represents amounts loaned to the Company to pay the Company’s operating expenses. On December 31, 2020, the Payee under the Note and the Company agreed to extend the maturity date of the Note to December 31, 2021. The Company recorded interest on the Note for the three- and nine-month periods ended September 30, 2021 of $11,662 and $34,234, respectively. As of September 30, 2021, the Company had recorded an aggregate of $326,840 interest expense on the Note, none of which has been paid.

Pursuant

to a Services Agreement with Fountainhead Capital Management Limited (“FHM”), a shareholder who holds approximately 98.48% of the Company’s issued and outstanding common stock, the Company was obligated to pay FHM a quarterly fee in the amount of $10,000, in cash or in kind, on the first day of each calendar quarter commencing October 1, 2007. The Services Agreement was terminated by mutual agreement between FHM and the Company effective June 30, 2021. Total fees accrued to note payable – related party for the three- and nine-month periods ended September 30, 2021 were $0 and $20,000 respectively.

(4)

SUBSEQUENT EVENTS

The Company has evaluated subsequent events through the date the financial statements were available to be issued. Based on this evaluation, the Company had no reportable subsequent events other than those disclosed elsewhere in these financials.

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ITEM

  1. MANAGEMENT’S DISCUSSION AND ANALYSIS OR PLAN OF OPERATION.

Thefollowing discussion should be read in conjunction with our unaudited financial statements and the notes thereto.

Forward-LookingStatements

This quarterly report contains forward-looking statements and information relating to us that are based on the beliefs of our management as well as assumptions made by, and information currently available to, our management. When used in this report, the words “believe,” “anticipate,” “expect,” “estimate,” “intend”, “plan” and similar expressions, as they relate to us or our management, are intended to identify forward-looking statements. These statements reflect management’s current view of us concerning future events and are subject to certain risks, uncertainties and assumptions, including among many others: a general economic downturn; a downturn in the securities markets; federal or state laws or regulations having an adverse effect on proposed transactions that we desire to effect; Securities and Exchange Commission regulations which affect trading in the securities of “penny stocks”; and other risks and uncertainties. Should any of these risks or uncertainties materialize, or should underlying assumptions prove incorrect, actual results may vary materially from those described in this report as anticipated, estimated or expected. The accompanying information contained in this registration statement, including, without limitation, the information set forth under the heading “Management’s Discussion and Analysis or Plan of Operation — Risk Factors” identifies important additional factors that could materially adversely affect actual results and performance. You are urged to carefully consider these factors. All forward-looking statements attributable to us are expressly qualified in their entirety by the foregoing cautionary statement.

Overview

We are a presently a shell company (as defined in Rule 12b-2 of the Exchange Act) whose plan of operation over the next twelve months is to seek and, if possible, acquire an operating business or valuable assets by entering into a business combination. We will not be restricted in our search for business combination candidates to any particular geographical area, industry or industry segment, and may enter into a combination with a private business engaged in any line of business, including service, finance, mining, manufacturing, real estate, oil and gas, distribution, transportation, medical, communications, high technology, biotechnology or any other. Management’s discretion is, as a practical matter, unlimited in the selection of a combination candidate. Management will seek combination candidates in the United States and other countries, as available time and resources permit, through existing associations and by word of mouth. This plan of operation has been adopted in order to attempt to create value for our shareholders. For further information on our plan of operation and business, see PART I, Item 1 of our Annual Report on Form 10-K for the year ended 2020.

Planof Operation

We do not intend to do any product research or development. We do not expect to buy or sell any real estate, plant or equipment except as such a purchase might occur by way of a business combination that is structured as an asset purchase, and no such asset purchase currently is anticipated. Similarly, we do not expect to add additional employees or any full-time employees except as a result of completing a business combination, and any such employees likely will be persons already then employed by the company acquired.

The Company’s business plan consists of exploring potential targets for a business combination through the purchase of assets, share purchase or exchange, merger or similar type of transaction. We anticipate no operations unless and until we complete a business combination as described above.

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ThreeMonths Ended September 30, 2021 Compared to September 30, 2020

The following table summarizes the results of our operations during the three months ended September 30, 2021 and provides information regarding the dollar and percentage increase or (decrease) from the current 3-month period to the prior 3-month period:

Line Item 9/30/2021 (unaudited) 9/30/2020 (unaudited) Increase/ (Decrease) Percentage Increase (Decrease)
Revenues
Operating<br> expenses 4,221 15,226 (11,005 ) (72,28 )%
Net<br> loss (15,883 ) (26,080 ) (10,197 ) (39,10 )%
Loss<br> per share of common stock $ (0.00 ) $ (0.00 ) 0.00 n/a

We recorded a net loss of $15,883 for the three months ended September 30, 2021 as compared with a net loss of $26,080 for the three months ended September 30, 2020. The principal reason for the reduction in loss was the elimination of the Fountainhead Capital Management Limited advisory fee effective as of June 30, 2021.

NineMonths Ended September 30, 2021 Compared to September 30, 2020

The following table summarizes the results of our operations during the nine months ended September 30, 2021 and provides information regarding the dollar and percentage increase or (decrease) from the current 9-month period to the prior 9-month period:

Line<br> Item 9/30/2021<br> (unaudited) 9/30/2020<br> (unaudited) Increase/<br> (Decrease) Percentage<br> Increase (Decrease)
Revenues
Operating<br> expenses 32,133 42,995 (10,862 ) (25.26 )%
Net<br> loss (66,367 ) (74,817 ) (8,450 ) (11.29 )%
Loss<br> per share of common stock $ (0.01 ) $ (0.01 ) 0.00 n/a.

We recorded a net loss of $66,367 for the nine months ended September 30, 2021 as compared with a net loss of $74,817 for the nine months ended September 30, 2020. The principal reason for the reduction in loss was the elimination of the Fountainhead Capital Management Limited advisory fee effective as of June 30, 2021.

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Liquidityand Capital Resources

We had $-0- cash on hand at September 30, 2021 and had no other assets to meet ongoing expenses or debts that may accumulate. Since inception, we have accumulated a deficit of $1,184,862. As of September 30, 2021, we had total liabilities and a negative working capital of $1,135,062.

We have no commitment for any capital expenditure and foresee none. However, we will incur routine fees and expenses incident to our reporting duties as a public company, and we will incur expenses in finding and investigating possible acquisitions and other fees and expenses in the event we make an acquisition or attempt but are unable to complete an acquisition. Our cash requirements for the next twelve months are principally for accounting expenses and other expenses related to making filings required under the Securities Exchange Act of 1934, which should not exceed $50,000 in the fiscal year ending December 31, 2021. Any travel, lodging or other expenses which may arise related to finding, investigating and attempting to complete a combination with one or more potential acquisitions could also amount to thousands of dollars.

We will only be able to pay our future obligations and meet operating expenses by raising additional funds, acquiring a profitable company or otherwise generating positive cash flow. As a practical matter, we are unlikely to generate positive cash flow by any means other than acquiring a company with such cash flow. We believe that management members or shareholders will loan funds to us as needed for operations prior to completion of an acquisition. Management and the shareholders are not obligated to provide funds to us, however, and it is not certain they will always want or be financially able to do so. Our shareholders and management members who advance money to us to cover operating expenses will expect to be reimbursed, either by us or by the company acquired, prior to or at the time of completing a combination. We have no intention of borrowing money to reimburse or pay salaries to any of our officers, directors or shareholders or their affiliates. There currently are no plans to sell additional securities to raise capital, although sales of securities may be necessary to obtain needed funds. Our current management has agreed to continue their services to us and to accrue sums owed them for services and expenses and expect payment reimbursement only.

Should existing management or shareholders refuse to advance needed funds, however, we would be forced to turn to outside parties to either loan money to us or buy our securities. There is no assurance whatever that we will be able at need to raise necessary funds from outside sources. Such a lack of funds could result in severe consequences to us, including among others:

failure<br> to make timely filings with the SEC as required by the Exchange Act, which also probably would result in suspension of trading or<br> quotation in our stock and could result in fines and penalties to us under the Exchange Act;
curtailing<br> or eliminating our ability to locate and perform suitable investigations of potential acquisitions; or
inability<br> to complete a desirable acquisition due to lack of funds to pay legal and accounting fees and acquisition-related expenses.

We hope to require potential candidate companies to deposit funds with us that we can use to defray professional fees and travel, lodging and other due diligence expenses incurred by our management related to finding and investigating a candidate company and negotiating and consummating a business combination. There is no assurance that any potential candidate will agree to make such a deposit.

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GoingConcern

The accompanying financial statements have been prepared assuming that the Company will continue as a going concern. We had $1,135,062 negative working capital as of September 30, 2021; we had an accumulated deficit of $1,184,862 incurred through September 30, 2021 and recorded a loss of $66,367 for the first nine months of 2021 and a loss of $110,120 from operations for the fiscal year ended December 31, 2020. These factors, among others, raise substantial doubt regarding the Company’s ability to continue as a going concern. The continuation of the Company as a going concern is dependent upon the continued financial support from its shareholders or the ability of the Company to obtain necessary equity financing to continue operations. The financial statements do not include any adjustments that might result from the uncertainty about our ability to continue our business. Given the Company’s limited resources and limited access to capital, there is little the Company can do to address this issue until it identifies and completes a transaction with a third party. There is no guarantee that such a transaction can be completed, and if one is completed, that it will be on terms which are beneficial to shareholders or alleviate the substantial doubt about the Company’s ability to continue as a going concern. The Company’s plan to alleviate the going concern issue is to continue to seek out a merger partner which has the financial resources to address the going concern issue.

In December 2019, an outbreak of a novel strain of coronavirus (COVID-19) originated in Wuhan, China, and has since spread to a number of other countries, including the United States. On March 11, 2020, the World Health Organization characterized COVID-19 as a pandemic. In addition, as of the time of the filing of this Quarterly Report on Form 10-Q, several states in the United States and elsewhere have declared states of emergency, and several countries around the world, including the United States, have taken steps to restrict travel. While the Company presently has no ongoing operations or employees, this situation could limit the market for a merger partner for a strategic business combination. Any of these uncertainties could have a material adverse effect on the business, financial condition or results of operations.

Off-BalanceSheet Arrangements

We do not have any off-balance sheet arrangements that have or are reasonably likely to have a current or future effect on our financial condition, changes in financial condition, revenues or expenses, results of operations, liquidity, capital expenditures or capital resources that is material to investors.

ITEM

  1. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

As a “smaller reporting company” as defined by Item 10 of Regulation S-K, the Company is not required to provide information required by this Item.

ITEM

  1. CONTROLS AND PROCEDURES

Evaluationof Disclosure Controls and Procedures

Under the supervision and with the participation of our management, including our principal executive officer and principal financial officer, we conducted an evaluation of our disclosure controls and procedures, as such term is defined under Rule 13a-15(e) and Rule 15d-15(e) promulgated under the Securities Exchange Act of 1934, as amended (Exchange Act), as of September 30, 2021. Based on this evaluation, our principal executive officer and principal financial officer have concluded that our disclosure controls and procedures are not effective to ensure that information required to be disclosed by us in the reports we file or submit under the Exchange Act is recorded, processed, summarized, and reported within the time periods specified in the Securities and Exchange Commission’s rules and forms and that our disclosure and controls are not designed to ensure that information required to be disclosed by us in the reports that we file or submit under the Exchange Act is accumulated and communicated to our management, including our principal executive officer and principal financial officer, or persons performing similar functions, as appropriate to allow timely decisions regarding required disclosure.

The matters involving internal controls and procedures that our management considered to be material weaknesses under the standards of the Public Company Accounting Oversight Board were: (1) lack of a functioning audit committee, resulting in ineffective oversight in the establishment and monitoring of required internal controls and procedures; (2) inadequate segregation of duties consistent with control objectives; and (3) ineffective controls over period end financial disclosure and reporting processes.

Management believes that the material weaknesses set forth in items (2) and (3) above did not have an effect on our financial results. However, management believes that the lack of a functioning audit committee and the lack of a majority of outside directors on our board of directors results in ineffective oversight in the establishment and monitoring of required internal controls and procedures, which could result in a material misstatement in our financial statements in future periods.

Changesin Internal Control Over Financial Reporting

There were no changes (including corrective actions with regard to significant deficiencies or material weaknesses) in our internal controls over financial reporting that occurred during the third quarter of fiscal 2021 that has materially affected, or is reasonably likely to materially affect, our internal control over financial reporting.

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PART

II - OTHER INFORMATION

ITEM

  1. LEGAL PROCEEDINGS

There are no legal proceedings which are pending or have been threatened against us or any of our officers, directors or control persons of which management is aware.

ITEM

1A. RISK FACTORS

As a “smaller reporting company” as defined by Item 10 of Regulation S-K, the Company is not required to provide information required by this Item.

ITEM

  1. UNREGISTERED SALES OF EQUITY SECURITIES

Except as may have previously been disclosed on a current report on Form 8-K or a quarterly report on Form 10-Q, we have not sold any of our securities in a private placement transaction or otherwise during the past three years.

ITEM

  1. DEFAULTS UPON SENIOR SECURITIES

Not applicable.

ITEM

  1. MINE SAFETY DISCLOSURES

None.

ITEM

  1. OTHER INFORMATION

None.

ITEM

  1. EXHIBITS
Exhibit<br> No. Description
31.1* Certification of Principal Executive Officer filed pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.
31.2* Certification of Principal Financial Officer filed pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.
32.1+ Certification of Principal Executive Officer and Principal Financial Officer furnished pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.
101.INS* Inline<br> XBRL Instance Document
101.SCH* Inline<br> XBRL Taxonomy Extension Schema Document
101.SCH* Inline<br> XBRL Taxonomy Extension Calculation Linkbase Document
101.SCH* Inline<br> XBRL Taxonomy Extension definition Linkbase Document
101.LAB* Inline<br> XBRL Taxonomy Extension Label Linkbase Document
101.PRE*<br><br> <br>104 Inline<br> XBRL Taxonomy Extension Presentation Linkbase Document<br><br> <br>Cover<br> Page Interactive Data File (formatted as inline XBRL and contained in Exhibit 101)<br><br> <br><br><br> <br>*Filed<br> with this Report<br><br> <br>+Furnished<br> with this Report, which shall not be deemed “filed” for purposes of Sec 18 of the Securities Act of 1934, or otherwise<br> subject to the liability of that Section.
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SIGNATURES

In accordance with the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the Registrant and in the capacities and on the dates indicated.

YACHT FINDERS, INC.
Date:<br> November 15, 2021 By /s/ Thomas W. Colligan
Thomas<br> W. Colligan
Director,<br> CEO, President and Treasurer
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EXHIBIT

INDEX

Exhibit<br> No. Description
31.1* Certification<br> of Principal Executive Officer filed pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.
31.2* Certification<br> of Principal Financial Officer filed pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.
32.1+ Certification<br> of Principal Executive Officer and Principal Financial Officer furnished pursuant to 18 U.S.C. Section 1350, as adopted pursuant<br> to Section 906 of the Sarbanes-Oxley Act of 2002.
101.INS* Inline<br> XBRL Instance Document
101.SCH* Inline<br> XBRL Taxonomy Extension Schema Document
101.SCH* Inline<br> XBRL Taxonomy Extension Calculation Linkbase Document
101.SCH* Inline<br> XBRL Taxonomy Extension definition Linkbase Document
101.LAB* Inline<br> XBRL Taxonomy Extension Label Linkbase Document
101.PRE*<br><br> <br>104 Inline<br> XBRL Taxonomy Extension Presentation Linkbase Document<br><br> <br>Cover<br> Page Interactive Data File (formatted as inline XBRL and contained in Exhibit 101)<br><br> <br><br><br> <br>*Filed<br> with this Report<br><br> <br>+Furnished<br> with this Report, which shall not be deemed “filed” for purposes of Sec 18 of the Securities Act of 1934, or otherwise<br> subject to the liability of that Section.
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EXHIBIT31.1

CERTIFICATIONPURSUANT TO

SECTION302 OF THE SARBANES-OXLEY ACT OF 2002

(18U.S.C. SECTION 1350)

I, Thomas W. Colligan, certify that:

1. I<br> have reviewed this Form 10-Q for the period ended September 30, 2021 of Yacht Finders, Inc.;
2. Based<br> on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary<br> to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to<br> the period covered by this report;
3. Based<br> on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material<br> respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in<br> this report;
4. The<br> registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures<br> (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange<br> Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:
a. Designed<br> such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision,<br> to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others<br> within those entities, particularly during the period in which this report is being prepared;
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b. Designed<br> such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our<br> supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements<br> for external purposes in accordance with generally accepted accounting principles;
c. Evaluated<br> the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about<br> the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation;<br> and
d. Disclosed<br> in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s<br> most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected,<br> or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and
5. I<br> have disclosed, based on my most recent evaluation of internal control over financial reporting, to the registrant’s auditors<br> and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):
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e. All<br> significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are<br> reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information;<br> and
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f. Any<br> fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s<br> internal control over financial reporting.
Date:<br> November 15, 2021
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/s/ Thomas W. Colligan
Thomas<br> W. Colligan
Principal<br> Executive Officer

EXHIBIT31.2

CERTIFICATIONPURSUANT TO

SECTION302 OF THE SARBANES-OXLEY ACT OF 2002

(18U.S.C. SECTION 1350)

I, Thomas W. Colligan, certify that:

1. I<br> have reviewed this Form 10-Q for the period ended September 30, 2021 of Yacht Finders, Inc.;
2. Based<br> on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary<br> to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to<br> the period covered by this report;
3. Based<br> on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material<br> respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in<br> this report;
4. The<br> registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures<br> (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange<br> Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:
a. Designed<br> such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision,<br> to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others<br> within those entities, particularly during the period in which this report is being prepared;
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b. Designed<br> such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our<br> supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements<br> for external purposes in accordance with generally accepted accounting principles;
c. Evaluated<br> the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about<br> the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation;<br> and
d. Disclosed<br> in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s<br> most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected,<br> or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and
5. I<br> have disclosed, based on my most recent evaluation of internal control over financial reporting, to the registrant’s auditors<br> and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):
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e. All<br> significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are<br> reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information;<br> and
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f. Any<br> fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s<br> internal control over financial reporting.
Date:<br> November 15, 2021
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/s/ Thomas W. Colligan
Thomas<br> W. Colligan
Principal<br> Financial Officer

Exhibit32.1

CERTIFICATIONPURSUANT TO 18 U.S.C. SECTION 1350,

ASADOPTED PURSUANT TO SECTION 906

OFTHE SARBANES-OXLEY ACT OF 2002

The undersigned, Thomas W. Colligan, the Chief Executive Officer, Chief Financial Officer, Chairman of the Board of Directors and Treasurer of YACHT FINDERS, INC. (the “Company”), DOES HEREBY CERTIFY that:

1. The Company’s Quarterly Report on Form 10-Q for the quarter ended September 30, 2021 (the “Report”), fully complies with the requirements of Section 13(a) of the Securities Exchange Act of 1934; and

2. Information contained in the Report fairly presents, in all material respects, the financial condition and results of operation of the Company.

IN WITNESS WHEREOF, each of the undersigned has executed this statement this 15th day of November, 2021.

/s/ Thomas W. Colligan
Thomas<br> W. Colligan
Chief<br> Executive Officer and Chief Financial Officer

A signed original of this written statement required by Section 906 has been provided to YACHT FINDERS, INC. and will be retained by YACHT FINDERS, INC. and furnished to the Securities and Exchange Commission or its staff upon request.