STERLING INVESTMENT ADVISORS LLC /ADV

Registered adviser

CIK

1009198

Location

BOLIVAR, MO

Portfolio Value

Small $206,054,301

Diversification

Highly concentrated

Filing Date

Global Rank

#6,179 / 8,827 ▲ 93 · as of Jun 2026

Top Industry

Semiconductors 60.0%

Period ended 38 days ago

Filed Oct 27, 2026 · 11d

27 quarters · since Mar 2020

Regulatory profile

From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.

Holder type

Registered adviser

Form ADV roster, Nov 1, 2026

Form ADV adviser

CRD 117287

Roster of Nov 1, 2026

Regulatory AUM

$229,251,945

Main clients

Individuals and high net worth (85% of AUM)

Form ADV history

Monthly rosters from Dec 2019; each row is a run with the same figures, newest first.

Rosters	Regulatory AUM	Main clients
Apr 2026 to Nov 2026	$229,251,945	Individuals and high net worth (85%)
Feb 2025 to Mar 2026	$192,265,545	Individuals and high net worth (85%)
Apr 2024 to Jan 2025	$180,157,026	Individuals and high net worth (84%)
May 2023 to Mar 2024	$159,779,557	Individuals and high net worth (79%)
Apr 2023	$159,779,557	Individuals and high net worth (79%)
Apr 2022 to Mar 2023	$195,697,798	Individuals and high net worth (79%)

3 earlier changes not shown.

Portfolio style

Measured from the filed 13F common-share book for Jun 30, 2026, the newest measured quarter, never from the firm's own description.

Style

Concentrated

The top 10 positions are 99.0% of the book (60%+)

Turnover

Low turnover

15.0% over the last four quarters (under 30%)

Horizon

Long horizon

Value-weighted holding period 23.2 quarters (12+), a floor since 79.2% of the book was already held when coverage starts

Closest benchmark: every 13F filer's combined book, active share 91.5%; sector active share 84.4% against the combined 13F book's sector weights.

Over time 26 measured quarters

How the bands are measured

Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.

Clone Performance

Build a hypothetical price-return history from this filer's public 13F holdings.

View clone backtest

Portfolio Concentration

39 tracked positions · as of Sep 30, 2026 · Δ vs Jun 30, 2026

Top Position

77.2%

−2.9 pts

Top 5

96.6%

+0.0 pts

Top 10

99.0%

−0.0 pts

HHI

6,059

Highly concentrated−436

Portfolio Trend

27 quarters · across all stocks

Sector Breakdown

As of Sep 30, 2026

Sector	% Portfolio	Value	Positions
Unclassified	97.3%	$200,406,383	31
Technology	2.0%	$4,114,168	5
Consumer Defensive	0.4%	$856,820	1
Communication Services	0.2%	$372,017	1
Consumer Cyclical	0.1%	$304,913	1

Last Quarter's Activity

Export CSV

Sep 30, 2026 vs Jun 30, 2026

Added To

Positions the filer increased

22 positions

Ticker	Company	Δ Shares	Shares	Value
IEFA	iShares Core MSCI EAFE ETF	+6,821	418,911	$40,584,097
IJH	iShares Core S&P Mid-Cap ETF	+6,288	127,869	$9,200,174
ISTB	iShares Core 1-5 Year USD Bond ETF	+6,212	151,151	$7,141,884
QLTA	iShares Aaa - A Rated Corporate Bond ETF	+5,107	185,647	$8,352,258
STIP	iShares 0-5 Year TIPS Bond ETF	+4,427	84,751	$8,449,674
LEMB	iShares J.P. Morgan EM Local Currency Bond ETF	+4,386	286,581	$12,108,047
AGG	iShares Core U.S. Aggregate Bond ETF	+3,913	44,868	$4,241,820
TIP	iShares TIPS Bond ETF	+3,603	69,491	$7,229,843
IEMG	iShares Trust	+3,376	254,896	$0
GNR	State Street(R) SPDR(R) S&P(R) Global Natural Resources ETF	+2,469	83,492	$6,175,903
HYG	iShares iBoxx $ High Yield Corporate Bond ETF	+2,202	57,319	$4,425,599
IYR	iShares U.S. Real Estate ETF	+1,060	11,942	$1,134,967
IWM	iShares Russell 2000 ETF	+731	8,509	$2,364,566
IVV	iShares Core S&P 500 ETF	+705	39,136	$29,972,305
IJR	iShares Core S&P Small-Cap ETF	+104	37,342	$5,080,005
IAU	Ishares Gold Trust	+40	8,101	$632,688
STM	STMicroelectronics N.V.	+21	14,626	$780,443
AVGO	Broadcom Inc.	+11	6,081	$2,135,586
ITOT	iShares Core S&P Total U.S. Stock Market ETF	+11	2,631	$437,482
MSFT	Microsoft Corp	+8	885	$453,916
IXUS	iShares Core MSCI Total International Stock ETF	+5	3,497	$332,180
VWO	VANGUARD EMERGING MARKETS STOCK INDEX FUND	+1	3,630	$215,295
No positions match the current search.

Trimmed

Positions the filer reduced

12 positions

Ticker	Company	Δ Shares	Shares	Value
ETHA	iShares Ethereum Trust ETF	−17,576	421,756	$8,485,730
SGOV	iShares 0-3 Month Treasury Bond ETF	−3,225	185,383	$18,664,360
VTV	VANGUARD VALUE INDEX FUND	−1,183	61,785	$13,350,502
IVE	iShares S&P 500 Value ETF	−575	22,411	$5,115,983
ESGD	iShares ESG Aware MSCI EAFE ETF	−466	2,271	$234,026
WMT	Walmart Inc.	−304	8,245	$856,820
EFA	iShares MSCI EAFE ETF	−138	42,198	$4,383,950
VEA	Vanguard FTSE Developed Markets ETF	−94	6,130	$432,839
IVW	iShares S&P 500 Growth ETF	−34	8,516	$1,211,486
DVY	iShares Select Dividend ETF	−24	1,535	$233,427
IYW	iShares, Inc.	−22	1,704	$0
META	Meta Platforms, Inc.	−1	513	$372,017
No positions match the current search.

New Positions

Positions the filer opened this quarter

1 positions

Ticker	Company	Shares	Value	Open
LQD	iShares iBoxx $ Investment Grade Corporate Bond ETF	2,107	$215,293
No positions match the current search.

Sold Out

Positions the filer fully exited

No qualifying positions this quarter.

Portfolio Positions

Compact Export CSV View 13F filing

39 tracked positions · $206,054,301 total · filing declares 39 positions · $227,527,695 · as of Sep 30, 2026

All sectors Communication Services Consumer Cyclical Consumer Defensive Technology

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
IEFA	iShares Core MSCI EAFE ETF	Added	418,911	+6,821	$40,584,097	+2.0%	19.70%
IVV	iShares Core S&P 500 ETF	Added	39,136	+705	$29,972,305	+4.1%	14.55%
SGOV	iShares 0-3 Month Treasury Bond ETF	Reduced	185,383	-3,225	$18,664,360	−1.7%	9.06%
VTV	VANGUARD VALUE INDEX FUND	Reduced	61,785	-1,183	$13,350,502	−2.7%	6.48%
LEMB	iShares J.P. Morgan EM Local Currency Bond ETF	Added	286,581	+4,386	$12,108,047	+1.1%	5.88%
IJH	iShares Core S&P Mid-Cap ETF	Added	127,869	+6,288	$9,200,174	−1.9%	4.46%
ETHA	iShares Ethereum Trust ETF	Reduced	421,756	-17,576	$8,485,730	+62.4%	4.12%
STIP	iShares 0-5 Year TIPS Bond ETF	Added	84,751	+4,427	$8,449,674	+3.0%	4.10%
QLTA	iShares Aaa - A Rated Corporate Bond ETF	Added	185,647	+5,107	$8,352,258	−2.6%	4.05%
TIP	iShares TIPS Bond ETF	Added	69,491	+3,603	$7,229,843	+0.3%	3.51%
ISTB	iShares Core 1-5 Year USD Bond ETF	Added	151,151	+6,212	$7,141,884	+2.1%	3.47%
GNR	State Street(R) SPDR(R) S&P(R) Global Natural Resources ETF	Added	83,492	+2,469	$6,175,903	+13.2%	3.00%
IVE	iShares S&P 500 Value ETF	Reduced	22,411	-575	$5,115,983	−2.0%	2.48%
IJR	iShares Core S&P Small-Cap ETF	Added	37,342	+104	$5,080,005	−8.0%	2.47%
HYG	iShares iBoxx $ High Yield Corporate Bond ETF	Added	57,319	+2,202	$4,425,599	+0.4%	2.15%
EFA	iShares MSCI EAFE ETF	Reduced	42,198	-138	$4,383,950	−0.3%	2.13%
AGG	iShares Core U.S. Aggregate Bond ETF	Added	44,868	+3,913	$4,241,820	+4.6%	2.06%
IWM	iShares Russell 2000 ETF	Added	8,509	+731	$2,364,566	+1.2%	1.15%
AVGO	Broadcom Inc. Technology	Added	6,081	+11	$2,135,586	−6.9%	1.04%
IVW	iShares S&P 500 Growth ETF	Reduced	8,516	-34	$1,211,486	+3.0%	0.59%
IYR	iShares U.S. Real Estate ETF	Added	11,942	+1,060	$1,134,967	+2.0%	0.55%
WMT	Walmart Inc. Consumer Defensive	Reduced	8,245	-304	$856,820	−11.5%	0.42%
STM	STMicroelectronics N.V. Technology	Added	14,626	+21	$780,443	−28.6%	0.38%
IAU	Ishares Gold Trust	Added	8,101	+40	$632,688	+3.9%	0.31%
NVDA	Nvidia Corp Technology	Held	2,063	0	$471,147	+14.1%	0.23%
MSFT	Microsoft Corp Technology	Added	885	+8	$453,916	+38.8%	0.22%
ITOT	iShares Core S&P Total U.S. Stock Market ETF	Added	2,631	+11	$437,482	+1.6%	0.21%
VEA	Vanguard FTSE Developed Markets ETF	Reduced	6,130	-94	$432,839	−2.4%	0.21%
META	Meta Platforms, Inc. Communication Services	Reduced	513	-1	$372,017	+28.5%	0.18%
IXUS	iShares Core MSCI Total International Stock ETF	Added	3,497	+5	$332,180	−0.3%	0.16%
ORLY	O Reilly Automotive Inc Consumer Cyclical	Held	3,570	0	$304,913	−7.3%	0.15%
AAPL	Apple Inc. Technology	Held	820	0	$273,076	+15.1%	0.13%
ESGD	iShares ESG Aware MSCI EAFE ETF	Reduced	2,271	-466	$234,026	−16.8%	0.11%
DVY	iShares Select Dividend ETF	Reduced	1,535	-24	$233,427	−4.2%	0.11%
VWO	VANGUARD EMERGING MARKETS STOCK INDEX FUND	Added	3,630	+1	$215,295	−0.6%	0.10%
LQD	iShares iBoxx $ Investment Grade Corporate Bond ETF	NEW	2,107	NEW	$215,293	NEW	0.10%
		Held	11,861	0	$0	−100.0%	0.00%
IYW	iShares, Inc.	Reduced	1,704	-22	$0	−100.0%	0.00%
IEMG	iShares Trust	Added	254,896	+3,376	$0	−100.0%	0.00%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.