D. SCOTT NEAL, INC.
Filing Date
Global Rank
#4,548
/ 7,986
▼ 37
· as of Sep 2025
Top Industry
Insurance - Life
21.7%
3Y Alpha vs SPY
+5.6%
Period ended 9 months ago
Filed Oct 28, 2025 · 8mo
23 quarters · since Mar 2020
Clone Performance
Jul 2023–Jul 2026 · vs SPYHypothetical growth of cloning every reported 13F position and rebalancing on each filing, indexed to the same start.
Cloned portfolio
+108.2%
SPY
+76.5%
Annualised alpha
+6.8%
Max drawdown
−13.1%
Estimate. 13F holdings are quarter-lagged and long-only, so the clone rebalances about 45 days after each period end — when the filing becomes public — and excludes options and short positions. Past performance does not predict future results.
Portfolio Concentration
42 positions · as of Sep 30, 2025 · Δ vs Jun 30, 2025Top Position
21.4%
+1.7 pts
Top 5
71.2%
−0.0 pts
Top 10
85.8%
−0.6 pts
HHI
1,185
Diversified+22
Portfolio Trend
23 quarters · across all stocks
Sector Breakdown
As of Sep 30, 2025| Sector | % Portfolio | Value |
|---|---|---|
| Unclassified | 45.3% | $76,523,744 |
| Financial Services | 26.4% | $44,621,449 |
| Technology | 16.9% | $28,570,087 |
| Real Estate | 4.7% | $7,948,362 |
| Industrials | 2.4% | $4,093,962 |
| Consumer Cyclical | 1.8% | $2,991,939 |
| Communication Services | 0.9% | $1,557,451 |
| Consumer Defensive | 0.7% | $1,225,773 |
| Healthcare | 0.7% | $1,225,036 |
Last Quarter's Activity
Export CSVTrimmed
Positions the filer reduced
11 positions
| Ticker | Company | Δ Shares | Shares | Value | Open |
|---|---|---|---|---|---|
| UNM | Unum Group | −7,166 | 257,423 | $20,022,360 | |
| IAU | Ishares Gold Trust | −6,232 | 67,117 | $4,884,103 | |
| NVDA | Nvidia Corp | −1,000 | 9,122 | $1,701,982 | |
| AJG | Arthur J. Gallagher & Co. | −951 | 56,663 | $17,550,796 | |
| GLD | Spdr Gold Trust | −861 | 101,674 | $36,142,056 | |
| SPY | Spdr S&P 500 ETF Trust | −710 | 6,211 | $4,137,643 | |
| ABT | Abbott Laboratories | −500 | 2,300 | $308,062 | |
| NSA | National Storage Affiliates Trust | −358 | 255,877 | $7,732,602 | |
| IBM | International Business Machines Corp | −312 | 2,150 | $606,644 | |
| QQQ | Invesco Qqq Trust, Series 1 | −309 | 51,460 | $30,895,039 | |
| KLAC | Kla Corp | −1 | 10,886 | $1,174,163 | |
| No positions match the current search. | |||||
Sold Out
Positions the filer fully exited
1 positions
| Ticker | Company | Shares | Value | Open |
|---|---|---|---|---|
| NVO | Novo Nordisk A S | 3,210 | $221,554 | |
| No positions match the current search. | ||||
42 positions ·
$168,757,803 total
· as of Sep 30, 2025
All sectors
Communication Services
Consumer Cyclical
Consumer Defensive
Financial Services
Healthcare
Industrials
Real Estate
Technology
| Ticker | Company | Type | Shares | Value (USD) | % of Portfolio | History |
|---|---|---|---|---|---|---|
| GLD |
Spdr Gold Trust
|
Reduced | 101,674 | $36,142,056 | 21.42% | |
| QQQ |
Invesco Qqq Trust, Series 1
|
Reduced | 51,460 | $30,895,039 | 18.31% | |
| UNM |
Unum Group
Financial Services
|
Reduced | 257,423 | $20,022,360 | 11.86% | |
| AJG |
Arthur J. Gallagher & Co.
Financial Services
|
Reduced | 56,663 | $17,550,796 | 10.40% | |
| FLEX |
Flex Ltd.
Technology
|
Added | 267,835 | $15,526,394 | 9.20% | |
| NSA |
National Storage Affiliates Trust
Real Estate
|
Reduced | 255,877 | $7,732,602 | 4.58% | |
| IAU |
Ishares Gold Trust
|
Reduced | 67,117 | $4,884,103 | 2.89% | |
| MSFT |
Microsoft Corp
Technology
|
Held | 8,172 | $4,232,687 | 2.51% | |
| SPY |
Spdr S&P 500 ETF Trust
|
Reduced | 6,211 | $4,137,643 | 2.45% | |
| CAT |
Caterpillar Inc
Industrials
|
Held | 7,549 | $3,602,005 | 2.13% | |
| BRK-B |
Berkshire Hathaway Inc
Financial Services
|
Held | 5,719 | $2,875,170 | 1.70% | |
| REKR |
Rekor Systems, Inc.
Technology
|
Held | 1,700,650 | $2,670,020 | 1.58% | |
| AAPL |
Apple Inc.
Technology
|
Added | 6,882 | $1,752,363 | 1.04% | |
| NVDA |
Nvidia Corp
Technology
|
Reduced | 9,122 | $1,701,982 | 1.01% | |
| RBCAA |
Republic Bancorp Inc /Ky/
Financial Services
|
Held | 21,000 | $1,517,250 | 0.90% | |
| KLAC |
Kla Corp
Technology
|
Reduced | 10,886 | $1,174,163 | 0.70% | |
| T |
At&T Inc.
Communication Services
|
Held | 36,040 | $1,017,769 | 0.60% | |
| HD |
Home Depot, Inc.
Consumer Cyclical
|
Held | 2,336 | $946,523 | 0.56% | |
| V |
Visa Inc.
Financial Services
|
Held | 2,550 | $870,519 | 0.52% | |
| MA |
Mastercard Inc
Financial Services
|
Held | 1,363 | $775,288 | 0.46% | |
| LOW |
Lowes Companies Inc
Consumer Cyclical
|
Held | 2,600 | $653,406 | 0.39% | |
| IBM |
International Business Machines Corp
Technology
|
Reduced | 2,150 | $606,644 | 0.36% | |
| JNJ |
Johnson & Johnson
Healthcare
|
Held | 3,100 | $574,802 | 0.34% | |
| RF |
Regions Financial Corp
Financial Services
|
Held | 21,434 | $565,214 | 0.33% | |
| TSLA |
Tesla, Inc.
Consumer Cyclical
|
Held | 1,254 | $557,678 | 0.33% | |
| PG |
PROCTER & GAMBLE Co
Consumer Defensive
|
Added | 3,617 | $555,752 | 0.33% | |
| GOOGL |
Alphabet Inc.
Communication Services
|
Held | 2,220 | $539,682 | 0.32% | |
| AMZN |
Amazon Com Inc
Consumer Cyclical
|
Held | 2,339 | $513,574 | 0.30% | |
| MO |
Altria Group, Inc.
Consumer Defensive
|
Held | 7,102 | $469,158 | 0.28% | |
| MDY |
Spdr S&P Midcap 400 ETF Trust
|
Held | 780 | $464,903 | 0.28% | |
| GSK |
GSK plc
Healthcare
|
Held | 7,928 | $342,172 | 0.20% | |
| AVGO |
Broadcom Inc.
Technology
|
Added | 1,034 | $341,126 | 0.20% | |
| ORCL |
Oracle Corp
Technology
|
Held | 1,200 | $337,488 | 0.20% | |
| NKE |
NIKE, Inc.
Consumer Cyclical
|
Held | 4,600 | $320,758 | 0.19% | |
| ABT |
Abbott Laboratories
Healthcare
|
Reduced | 2,300 | $308,062 | 0.18% | |
| HON |
Honeywell International Inc
Industrials
|
Held | 1,285 | $267,373 | 0.16% | |
| GS |
Goldman Sachs Group Inc
Financial Services
|
Held | 300 | $238,905 | 0.14% | |
| MU |
Micron Technology Inc
Technology
|
NEW | 1,358 | $227,220 | 0.13% | |
| WM |
Waste Management Inc
Industrials
|
Held | 1,017 | $224,584 | 0.13% | |
| ESBA |
Empire State Realty OP, L.P.
Real Estate
|
Held | 29,000 | $215,760 | 0.13% | |
| BAC |
Bank Of America Corp /De/
Financial Services
|
NEW | 3,992 | $205,947 | 0.12% | |
| WMT |
Walmart Inc.
Consumer Defensive
|
NEW | 1,949 | $200,863 | 0.12% |