First International Bank & Trust

Bank

CIK

1910370

Location

WATFORD CITY, ND

Portfolio Value

Small $271,925,278

Diversification

Diversified

Reports for

Wealth Enhancement Trust Services, LLC

Files via

None

Filing Date

Global Rank

#4,971 / 8,095 ▼ 244 · as of Sep 2025

Top Industry

Insurance - Diversified 24.8%

3Y Alpha vs SPY

-8.6%

Period ended 11 months ago

Filed Oct 7, 2025 · 11mo

16 quarters · since Dec 2021

Clone Performance

Sep 2023–Apr 2026 · vs SPY

Hypothetical growth of buying every stock this filer reported holding, rebalancing on each filing and indexed to the same start. Option positions cannot be bought this way and are left out.

Cloned portfolio

+26.2%

SPY

+54.2%

Annualised alpha

-8.8%

Max drawdown

−11.9%

Estimate. 13F holdings are quarter-lagged, so the clone rebalances about 45 days after each period end — when the filing becomes public — and it excludes option and short positions. Returns use comparable raw closes and exclude dividends. Captured split ratios restate closes onto one basis; only an unusable ratio can exclude earlier closes for that listing. It tracks 100% of reported value on average across 10 quarters.First International Bank & Trust has stopped filing, so the simulation ends in Apr 2026 — where its last reported portfolio went stale — rather than trading that portfolio forward to today. Past performance does not predict future results.

Portfolio Concentration

47 tracked positions · as of Sep 30, 2025 · Δ vs Jun 30, 2025

Top Position

26.3%

−0.4 pts

Top 5

64.1%

+0.9 pts

Top 10

83.5%

+1.2 pts

HHI

1,195

Diversified+2

Portfolio Trend

16 quarters · across all stocks

Sector Breakdown

As of Sep 30, 2025

Sector	% Portfolio	Value	Positions
Unclassified	91.9%	$249,849,942	22
Financial Services	2.9%	$7,886,260	4
Technology	2.1%	$5,810,705	6
Consumer Defensive	1.5%	$3,991,453	4
Industrials	0.4%	$1,169,674	2
Consumer Cyclical	0.4%	$1,105,594	3
Energy	0.3%	$923,290	2
Healthcare	0.2%	$505,467	2
Communication Services	0.2%	$455,540	1
Real Estate	0.1%	$227,353	1

Last Quarter's Activity

Export CSV

Sep 30, 2025 vs Jun 30, 2025

Added To

Positions the filer increased

6 positions

Ticker	Company	Δ Shares	Shares	Value
VB	Vanguard Morningstar Small-Cap ETF	+700	4,163	$536,213
BIL	State Street SPDR Bloomberg 1-3 Month T-Bill ETF	+412	108,007	$7,907,305
BRK-B	Berkshire Hathaway Inc	+336	3,397	$5,476,294
AXP	American Express Co	+184	5,255	$1,745,500
BBAG	JPMorgan BetaBuilders U.S. Aggregate Bond ETF	+173	111,746	$5,668,874
COST	Costco Wholesale Corp /New	+62	1,785	$1,652,248
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
AESR	Anfield U.S. Equity Sector Rotation ETF	−207,309	7,608,507	$71,443,879
ALLW	SSGA Active Trust State Street Bridgewater All Weather ETF	−28,069	776,930	$23,991,597
AAXJ	iShares MSCI All Country Asia ex Japan ETF	−19,507	231,945	$17,185,660
FNDA	Schwab Fundamental U.S. Small Company ETF	−14,980	107,780	$3,007,061
JA	Janus Henderson AA-A CLO ETF	−10,437	54,571	$2,771,115
CVY	Invesco Zacks Multi-Asset Income ETF	−9,251	560,123	$41,051,414
AGGY	WisdomTree Yield Enhanced U.S. Aggregate Bond Fund	−7,013	142,667	$18,265,655
BWX	State Street SPDR Bloomberg International Treasury Bond ETF	−5,759	48,934	$2,798,534
CAAA	First Trust AAA CMBS ETF	−4,858	205,968	$10,255,146
AFK	VanEck Africa Index ETF	−2,047	20,492	$2,030,961
ABI	VictoryShares Pioneer Asset-Based Income ETF	−1,540	113,058	$11,866,567
AAPL	Apple Inc.	−1,131	3,819	$972,431
AMZN	Amazon Com Inc	−609	2,921	$641,363
CSCO	Cisco Systems, Inc.	−420	4,440	$303,784
SPY	Spdr S&P 500 ETF Trust	−380	29,273	$19,501,087
ADP	Automatic Data Processing Inc	−352	2,101	$616,643
LOW	Lowes Companies Inc	−301	1,002	$251,812
WMT	Walmart Inc.	−299	18,262	$1,882,081
MSFT	Microsoft Corp	−249	4,854	$2,514,129
BILZ	PIMCO Ultra Short Government Active ETF	−176	57,322	$2,996,794
XLBI	State Street Materials Select Sector SPDR Premium Income ETF	−165	7,310	$961,988
MCD	Mcdonalds Corp	−83	699	$212,419
XOM	ExxonMobil Holdings Corp	−64	1,991	$224,485
KO	Coca Cola Co	−15	3,185	$211,229
PM	Philip Morris International Inc.	−10	1,516	$245,895
No positions match the current search.

New Positions

Positions the filer opened this quarter

1 positions

Ticker	Company	Shares	Value	Open
ABBV	AbbVie Inc.	1,024	$237,096
No positions match the current search.

Sold Out

Positions the filer fully exited

8 positions

Ticker	Company	Shares	Value
PPLT	abrdn Platinum ETF Trust	6,145	$755,036
SLV	iShares Silver Trust	16,066	$527,125
ORCL	Oracle Corp	1,174	$256,671
AFL	Aflac Inc	2,345	$247,303
LMT	Lockheed Martin Corp	482	$223,233
PFE	Pfizer Inc	8,762	$212,390
DIS	Walt Disney Co	1,680	$208,336
ABT	Abbott Laboratories	1,471	$200,070
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

47 tracked positions · $271,925,278 total · filing declares 84 positions · $287,723,729 · as of Sep 30, 2025

All sectors Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Real Estate Technology

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
AESR	Anfield U.S. Equity Sector Rotation ETF	Reduced	7,608,507	-207,309	$71,443,879	−1.8%	26.27%
CVY	Invesco Zacks Multi-Asset Income ETF	Reduced	560,123	-9,251	$41,051,414	+1.2%	15.10%
ALLW	SSGA Active Trust State Street Bridgewater All Weather ETF	Reduced	776,930	-28,069	$23,991,597	+2.5%	8.82%
SPY	Spdr S&P 500 ETF Trust	Reduced	29,273	-380	$19,501,087	+6.4%	7.17%
AGGY	WisdomTree Yield Enhanced U.S. Aggregate Bond Fund	Reduced	142,667	-7,013	$18,265,655	+6.8%	6.72%
AAXJ	iShares MSCI All Country Asia ex Japan ETF	Reduced	231,945	-19,507	$17,185,660	+0.9%	6.32%
ABI	VictoryShares Pioneer Asset-Based Income ETF	Reduced	113,058	-1,540	$11,866,567	+5.4%	4.36%
CAAA	First Trust AAA CMBS ETF	Reduced	205,968	-4,858	$10,255,146	−1.3%	3.77%
BIL	State Street SPDR Bloomberg 1-3 Month T-Bill ETF	Added	108,007	+412	$7,907,305	+0.6%	2.91%
BBAG	JPMorgan BetaBuilders U.S. Aggregate Bond ETF	Added	111,746	+173	$5,668,874	+0.3%	2.08%
AGRH	iShares Interest Rate Hedged U.S. Aggregate Bond ETF	Held	111,382	0	$5,652,636	+0.1%	2.08%
BRK-B	Berkshire Hathaway Inc Financial Services	Added	3,397	+336	$5,476,294	+6.8%	2.01%
FNDA	Schwab Fundamental U.S. Small Company ETF	Reduced	107,780	-14,980	$3,007,061	−3.2%	1.11%
BILZ	PIMCO Ultra Short Government Active ETF	Reduced	57,322	-176	$2,996,794	+1.5%	1.10%
BWX	State Street SPDR Bloomberg International Treasury Bond ETF	Reduced	48,934	-5,759	$2,798,534	−5.9%	1.03%
JA	Janus Henderson AA-A CLO ETF	Reduced	54,571	-10,437	$2,771,115	−16.0%	1.02%
MSFT	Microsoft Corp Technology	Reduced	4,854	-249	$2,514,129	−1.0%	0.92%
AFK	VanEck Africa Index ETF	Reduced	20,492	-2,047	$2,030,961	−3.9%	0.75%
WMT	Walmart Inc. Consumer Defensive	Reduced	18,262	-299	$1,882,081	+3.7%	0.69%
AXP	American Express Co Financial Services	Added	5,255	+184	$1,745,500	+7.9%	0.64%
COST	Costco Wholesale Corp /New Consumer Defensive	Added	1,785	+62	$1,652,248	−3.1%	0.61%
ALKT	Alkami Technology, Inc. Technology	Held	46,310	0	$1,150,340	−17.6%	0.42%
VIG	Vanguard Dividend Appreciation ETF	Held	10,687	0	$977,005	+2.6%	0.36%
AAPL	Apple Inc. Technology	Reduced	3,819	-1,131	$972,431	−4.2%	0.36%
XLBI	State Street Materials Select Sector SPDR Premium Income ETF	Reduced	7,310	-165	$961,988	+5.1%	0.35%
DE	Deere & Co Industrials	Reduced	2,086	-3	$953,844	−10.2%	0.35%
CVX	Chevron Corp Energy	Held	4,500	0	$698,805	+8.5%	0.26%
AMZN	Amazon Com Inc Consumer Cyclical	Reduced	2,921	-609	$641,363	−17.2%	0.24%
ADP	Automatic Data Processing Inc Technology	Reduced	2,101	-352	$616,643	−18.5%	0.23%
VB	Vanguard Morningstar Small-Cap ETF	Added	4,163	+700	$536,213	+17.7%	0.20%
GBIL	Goldman Sachs Access Treasury 0-1 Year ETF	Held	3,623	0	$472,004	+7.3%	0.17%
VZ	Verizon Communications Inc Communication Services	Reduced	10,365	-7	$455,540	+1.5%	0.17%
V	Visa Inc. Financial Services	Held	1,055	0	$360,155	−3.9%	0.13%
STT	State Street Corp Financial Services	Held	5,649	0	$304,311	+2.9%	0.11%
CSCO	Cisco Systems, Inc. Technology	Reduced	4,440	-420	$303,784	−9.9%	0.11%
BAB	Invesco Taxable Municipal Bond ETF	Held	15,761	0	$292,839	+0.6%	0.11%
AMGN	Amgen Inc Healthcare	Reduced	951	-2	$268,371	+0.9%	0.10%
IBM	International Business Machines Corp Technology	Reduced	898	-1	$253,378	−4.4%	0.09%
LOW	Lowes Companies Inc Consumer Cyclical	Reduced	1,002	-301	$251,812	−12.9%	0.09%
PM	Philip Morris International Inc. Consumer Defensive	Reduced	1,516	-10	$245,895	−11.5%	0.09%
ABBV	AbbVie Inc. Healthcare	NEW	1,024	NEW	$237,096	NEW	0.09%
CSR	Centerspace Real Estate	Held	3,860	0	$227,353	−2.1%	0.08%
XOM	ExxonMobil Holdings Corp Energy	Reduced	1,991	-64	$224,485	+1.3%	0.08%
BA	Boeing Co Industrials	Held	1,000	0	$215,830	+3.0%	0.08%
ECNS	iShares MSCI China Small-Cap ETF	Held	1,514	0	$215,608	+2.7%	0.08%
MCD	Mcdonalds Corp Consumer Cyclical	Reduced	699	-83	$212,419	−7.0%	0.08%
KO	Coca Cola Co Consumer Defensive	Reduced	3,185	-15	$211,229	−6.7%	0.08%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.