Treasure Coast Financial Planning

Registered adviser

CIK

1911307

Location

VERO BEACH, FL

Portfolio Value

Small $149,383,176

Diversification

Moderately concentrated

Filing Date

Global Rank

#6,545 / 8,827 ▼ 258 · as of Jun 2026

Top Industry

Consumer Electronics 27.3%

Period ended 38 days ago

Filed Nov 3, 2026 · 4d

20 quarters · since Dec 2021

Regulatory profile

From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.

Holder type

Registered adviser

Form ADV roster, Nov 1, 2026

Form ADV adviser

CRD 166684

Roster of Nov 1, 2026

Regulatory AUM

$241,474,079

Main clients

Individuals and high net worth (96% of AUM)

Form ADV history

Monthly rosters from Dec 2019; each row is a run with the same figures, newest first.

Rosters	Regulatory AUM	Main clients
Apr 2026 to Nov 2026	$241,474,079	Individuals and high net worth (96%)
Apr 2025 to Mar 2026	$206,877,327	Individuals and high net worth (87%)
Apr 2024 to Mar 2025	$193,731,695	Individuals and high net worth (98%)
May 2023 to Mar 2024	$172,405,888	Individuals and high net worth (96%)
Apr 2023	$172,405,888	Individuals and high net worth (96%)
Apr 2022 to Mar 2023	$183,099,303	Individuals and high net worth (94%)

3 earlier changes not shown.

Stated strategy

Value, Income, Fixed income / rates, Multi-asset, Long/short hedge Form ADV Part 2A, Oct 28, 2026 · original

In the firm's words

Value: It is during those periods that we will significantly increase our allocation to an undervalued sector.
Income: meet income needs by overweighting to sectors which we believe have the potential to add value to Client portfolios
Fixed income / rates: In larger Client accounts, we will also use individual bond positions or hold individual stocks.
Multi-asset: We utilize a top-down approach to developing strategic allocation models for our Clients.
Long/short hedge: Client risk tolerance permitting, we will periodically add real estate funds, long/short funds, arbitrage funds, commodity funds, and market neutral funds.

Stated strategy

Multi-asset, Value, Long/short hedge, Fixed income / rates, Income Form ADV Part 2A, Mar 30, 2026 · original

In the firm's words

Multi-asset: We utilize a top-down approach to developing strategic allocation models for our Clients.
Value: It is during those periods that we will significantly increase our allocation to an undervalued sector.
Long/short hedge: Client risk tolerance permitting, we will periodically add real estate funds, long/short funds, arbitrage funds, commodity funds, and market neutral funds.
Fixed income / rates: In larger Client accounts, we will also use individual bond positions or hold individual stocks.
Income: We then seek to increase return, reduce risk, or meet income needs by

Portfolio style

Measured from the filed 13F common-share book for Jun 30, 2026, the newest measured quarter, never from the firm's own description.

Style

Concentrated

The top 10 positions are 92.9% of the book (60%+)

Turnover

Low turnover

7.2% over the last four quarters (under 30%)

Horizon

Long horizon

Value-weighted holding period 16.2 quarters (12+)

Closest benchmark: every 13F filer's combined book, active share 93.3%; sector active share 84.6% against the combined 13F book's sector weights.

Over time 19 measured quarters

How the bands are measured

Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.

Clone Performance

Build a hypothetical price-return history from this filer's public 13F holdings.

View clone backtest

Portfolio Concentration

45 tracked positions · as of Sep 30, 2026 · Δ vs Jun 30, 2026

Top Position

30.3%

+5.9 pts

Top 5

82.9%

+1.2 pts

Top 10

95.5%

+2.6 pts

HHI

2,048

Moderately concentrated+346

Portfolio Trend

20 quarters · across all stocks

Sector Breakdown

As of Sep 30, 2026

Sector	% Portfolio	Value	Positions
Unclassified	96.4%	$144,022,814	34
Technology	1.3%	$1,932,619	2
Energy	0.8%	$1,225,182	1
Financial Services	0.5%	$734,303	3
Healthcare	0.2%	$357,399	1
Utilities	0.2%	$312,843	1
Consumer Cyclical	0.2%	$288,460	1
Communication Services	0.2%	$268,316	1
Consumer Defensive	0.2%	$241,240	1

Last Quarter's Activity

Export CSV

Sep 30, 2026 vs Jun 30, 2026

Added To

Positions the filer increased

19 positions

Ticker	Company	Δ Shares	Shares	Value
FEMB	First Trust Emerging Markets Local Currency Bond ETF	+227,009	255,981	$7,290,338
—		+77,460	438,388	$0
BKIE	BNY Mellon International Equity ETF	+50,982	77,744	$2,597,427
—		+21,283	559,663	$0
SPIP	State Street(R) SPDR(R) Portfolio TIPS ETF	+17,638	45,455	$1,107,738
LDUR	PIMCO Enhanced Low Duration Active Exchange-Traded Fund	+16,109	102,054	$9,605,322
—		+10,998	154,207	$0
—		+10,435	160,082	$0
—		+9,706	78,893	$0
JPIB	JPMorgan International Bond Opportunities ETF	+8,593	142,468	$6,653,255
GNR	State Street(R) SPDR(R) S&P(R) Global Natural Resources ETF	+3,124	116,324	$8,604,486
SPEU	State Street(R) SPDR(R) Portfolio Europe ETF	+2,773	132,270	$7,104,221
BOND	PIMCO Active Bond Exchange-Traded Fund	+1,579	79,890	$6,949,631
FLEE	Franklin FTSE Europe ETF	+1,375	261,951	$9,930,562
DWX	State Street(R) SPDR(R) S&P(R) International Dividend ETF	+246	9,471	$433,247
SDY	State Street(R) SPDR(R) S&P(R) Dividend ETF	+45	24,280	$3,556,534
FDD	First Trust STOXX European Select Dividend Index Fund	+28	12,075	$232,081
MFC	Manulife Financial Corp	+5	5,849	$249,108
JNJ	Johnson & Johnson	+3	1,350	$357,399
No positions match the current search.

Trimmed

Positions the filer reduced

12 positions

Ticker	Company	Δ Shares	Shares	Value
SPTM	State Street(R) SPDR(R) Portfolio S&P 1500(R) Composite Stock Market ETF	−15,044	400,914	$36,904,133
GTO	Invesco Total Return Bond ETF	−7,780	22,033	$982,451
—		−2,539	18,403	$0
FTHI	First Trust BuyWrite Income ETF	−1,253	15,501	$365,668
EBND	State Street(R) SPDR(R) Bloomberg Emerging Markets Local Bond ETF	−681	52,888	$1,089,492
FVD	First Trust Value Line Dividend Index Fund	−647	79,155	$3,713,161
RSPN	Victory Portfolios II	−635	41,120	$0
SPDW	State Street(R) SPDR(R) Portfolio Developed World ex-US ETF	−330	556,750	$27,954,417
SPYM	State Street(R) SPDR(R) Portfolio S&P 500(R) ETF	−101	23,592	$2,117,617
AAPL	Apple Inc.	−42	4,391	$1,462,290
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	−41	11,773	$4,405,927
VXUS	Vanguard Total International Stock ETF	−32	3,005	$255,304
No positions match the current search.

New Positions

Positions the filer opened this quarter

1 positions

Ticker	Company	Shares	Value	Open
SPGM	State Street(R) SPDR(R) Portfolio MSCI Global Stock Market ETF	11,178	$966,897
No positions match the current search.

Sold Out

Positions the filer fully exited

3 positions

Ticker	Company	Shares	Value
LDRT	iShares iBonds 1-5 Year Treasury Ladder ETF	68,889	$1,729,458
LDRI	iShares iBonds 1-5 Year TIPS Ladder ETF	31,640	$809,193
WMT	Walmart Inc.	1,800	$203,868
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

45 tracked positions · $149,383,176 total · filing declares 45 positions · $209,570,611 · as of Sep 30, 2026

All sectors Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Technology Utilities

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
SPTM	State Street(R) SPDR(R) Portfolio S&P 1500(R) Composite Stock Market ETF	Reduced	400,914	-15,044	$36,904,133	−2.3%	24.70%
SPDW	State Street(R) SPDR(R) Portfolio Developed World ex-US ETF	Reduced	556,750	-330	$27,954,417	−0.4%	18.71%
FLEE	Franklin FTSE Europe ETF	Added	261,951	+1,375	$9,930,562	−1.9%	6.65%
LDUR	PIMCO Enhanced Low Duration Active Exchange-Traded Fund	Added	102,054	+16,109	$9,605,322	+16.9%	6.43%
GNR	State Street(R) SPDR(R) S&P(R) Global Natural Resources ETF	Added	116,324	+3,124	$8,604,486	+12.9%	5.76%
FEMB	First Trust Emerging Markets Local Currency Bond ETF	Added	255,981	+227,009	$7,290,338	+761.2%	4.88%
SPEU	State Street(R) SPDR(R) Portfolio Europe ETF	Added	132,270	+2,773	$7,104,221	−0.0%	4.76%
BOND	PIMCO Active Bond Exchange-Traded Fund	Added	79,890	+1,579	$6,949,631	−3.8%	4.65%
JPIB	JPMorgan International Bond Opportunities ETF	Added	142,468	+8,593	$6,653,255	+2.8%	4.45%
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	Reduced	11,773	-41	$4,405,927	+0.8%	2.95%
FVD	First Trust Value Line Dividend Index Fund	Reduced	79,155	-647	$3,713,161	−3.4%	2.49%
SDY	State Street(R) SPDR(R) S&P(R) Dividend ETF	Added	24,280	+45	$3,556,534	−3.6%	2.38%
BKIE	BNY Mellon International Equity ETF	Added	77,744	+50,982	$2,597,427	−3.5%	1.74%
SPYM	State Street(R) SPDR(R) Portfolio S&P 500(R) ETF	Reduced	23,592	-101	$2,117,617	+1.7%	1.42%
AAPL	Apple Inc. Technology	Reduced	4,391	-42	$1,462,290	+14.0%	0.98%
XOM	ExxonMobil Holdings Corp Energy	Held	7,528	0	$1,225,182	+19.0%	0.82%
SPIP	State Street(R) SPDR(R) Portfolio TIPS ETF	Added	45,455	+17,638	$1,107,738	+55.1%	0.74%
EBND	State Street(R) SPDR(R) Bloomberg Emerging Markets Local Bond ETF	Reduced	52,888	-681	$1,089,492	−2.8%	0.73%
GTO	Invesco Total Return Bond ETF	Reduced	22,033	-7,780	$982,451	−29.7%	0.66%
SPGM	State Street(R) SPDR(R) Portfolio MSCI Global Stock Market ETF	NEW	11,178	NEW	$966,897	NEW	0.65%
MSFT	Microsoft Corp Technology	Held	917	0	$470,329	+37.5%	0.31%
DWX	State Street(R) SPDR(R) S&P(R) International Dividend ETF	Added	9,471	+246	$433,247	+2.2%	0.29%
SGOV	iShares 0-3 Month Treasury Bond ETF	Held	4,110	0	$413,794	+0.0%	0.28%
ELD	WisdomTree Emerging Markets Local Debt Fund	Held	13,473	0	$375,492	−2.9%	0.25%
FTHI	First Trust BuyWrite Income ETF	Reduced	15,501	-1,253	$365,668	−8.5%	0.24%
JNJ	Johnson & Johnson Healthcare	Added	1,350	+3	$357,399	+4.5%	0.24%
DUK	Duke Energy CORP Utilities	Held	2,744	0	$312,843	−9.9%	0.21%
TSLA	Tesla, Inc. Consumer Cyclical	Held	813	0	$288,460	−15.6%	0.19%
NTRS	Northern Trust Corp Financial Services	Held	1,644	0	$278,427	−2.6%	0.19%
META	Meta Platforms, Inc. Communication Services	Held	370	0	$268,316	+28.7%	0.18%
VXUS	Vanguard Total International Stock ETF	Reduced	3,005	-32	$255,304	−1.7%	0.17%
MFC	Manulife Financial Corp Financial Services	Added	5,849	+5	$249,108	+5.2%	0.17%
COST	Costco Wholesale Corp Consumer Defensive	Held	265	0	$241,240	−2.7%	0.16%
FDD	First Trust STOXX European Select Dividend Index Fund	Added	12,075	+28	$232,081	+3.9%	0.16%
RDVI	FT Vest Rising Dividend Achievers Target Income ETF	Held	7,576	0	$211,218	−5.2%	0.14%
JPM	Jpmorgan Chase & Co Financial Services	Held	625	0	$206,768	+1.1%	0.14%
FEZ	State Street(R) SPDR(R) EURO STOXX 50(R) ETF	Held	3,007	0	$202,401	−2.0%	0.14%
RSPN	Victory Portfolios II	Reduced	41,120	-635	$0	−100.0%	0.00%
		Added	160,082	+10,435	$0	−100.0%	0.00%
		Added	154,207	+10,998	$0	−100.0%	0.00%
		Added	438,388	+77,460	$0	−100.0%	0.00%
		Added	559,663	+21,283	$0	−100.0%	0.00%
		Reduced	18,403	-2,539	$0	−100.0%	0.00%
		Added	78,893	+9,706	$0	−100.0%	0.00%
		Held	25,256	0	$0	−100.0%	0.00%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.