Certus Wealth Management, LLC

CIK

1989526

Location

REDWOOD CITY, CA

Portfolio Value

Small $157,535,672

Diversification

Moderately concentrated

Filing Date

Global Rank

#6,548 / 8,095 ▲ 1 · as of Sep 2025

Top Industry

Consumer Electronics 45.8%

3Y Alpha vs SPY

-4.5%

Period ended 11 months ago

Filed Nov 7, 2025 · 10mo

10 quarters · since Jun 2023

Clone Performance

Sep 2023–Apr 2026 · vs SPY

Hypothetical growth of buying every stock this filer reported holding, rebalancing on each filing and indexed to the same start. Option positions cannot be bought this way and are left out.

Cloned portfolio

+39.3%

SPY

+54.2%

Annualised alpha

-4.5%

Max drawdown

−14.2%

Estimate. 13F holdings are quarter-lagged, so the clone rebalances about 45 days after each period end — when the filing becomes public — and it excludes option and short positions. Returns use comparable raw closes and exclude dividends. Captured split ratios restate closes onto one basis; only an unusable ratio can exclude earlier closes for that listing. It tracks 100% of reported value on average across 10 quarters.Certus Wealth Management, LLC has stopped filing, so the simulation ends in Apr 2026 — where its last reported portfolio went stale — rather than trading that portfolio forward to today. Past performance does not predict future results.

Portfolio Concentration

24 tracked positions · as of Sep 30, 2025 · Δ vs Jun 30, 2025

Top Position

44.4%

−3.4 pts

Top 5

80.1%

−1.9 pts

Top 10

90.7%

−2.1 pts

HHI

2,412

Moderately concentrated−285

Portfolio Trend

10 quarters · across all stocks

Sector Breakdown

As of Sep 30, 2025

Sector	% Portfolio	Value	Positions
Unclassified	90.9%	$143,175,240	15
Technology	6.4%	$10,149,731	3
Financial Services	1.0%	$1,559,679	1
Consumer Cyclical	0.8%	$1,336,014	2
Industrials	0.5%	$732,840	1
Communication Services	0.4%	$582,168	2

Last Quarter's Activity

Export CSV

Sep 30, 2025 vs Jun 30, 2025

Added To

Positions the filer increased

9 positions

Ticker	Company	Δ Shares	Shares	Value
BAI	iShares A.I. Innovation and Tech Active ETF	+67,317	328,777	$15,518,163
IVZ	Invesco Ltd.	+47,895	65,204	$1,559,679
BCLO	iShares BBB-B CLO Active ETF	+15,251	49,523	$2,595,561
IAU	Ishares Gold Trust	+12,776	33,867	$2,464,501
VEU	Vanguard FTSE All-World Ex-US ETF	+9,526	102,798	$5,569,595
BNDW	Vanguard Total World Bond ETF	+5,304	52,333	$2,457,557
BNDX	Vanguard Total International Bond ETF	+4,439	34,428	$1,702,808
VB	Vanguard Morningstar Small-Cap ETF	+709	87,817	$25,382,144
MSFT	Microsoft Corp	+38	859	$444,919
No positions match the current search.

Trimmed

Positions the filer reduced

7 positions

Ticker	Company	Δ Shares	Shares	Value
AAXJ	iShares MSCI All Country Asia ex Japan ETF	−64,793	681,476	$69,980,481
BKF	iShares MSCI BIC ETF	−13,438	34,372	$2,947,186
BIV	Vanguard Intermediate-Term Bond ETF	−12,265	117,640	$8,748,886
BWX	State Street SPDR Bloomberg International Treasury Bond ETF	−2,845	23,633	$682,993
VFMF	Vanguard U.S. Multifactor ETF	−401	9,080	$1,739,691
VCRM	Vanguard Core Tax-Exempt Bond ETF	−371	20,389	$1,020,877
AAPL	Apple Inc.	−6	25,807	$6,571,236
No positions match the current search.

New Positions

Positions the filer opened this quarter

1 positions

Ticker	Company	Shares	Value	Open
AGNG	Global X Funds Global X Aging Population ETF	23,007	$1,616,011
No positions match the current search.

Sold Out

Positions the filer fully exited

2 positions

Ticker	Company	Shares	Value
FNDA	Schwab Fundamental U.S. Small Company ETF	11,571	$268,910
AMZN	Amazon Com Inc	1,004	$220,267
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

24 tracked positions · $157,535,672 total · filing declares 58 positions · $167,094,898 · as of Sep 30, 2025

All sectors Communication Services Consumer Cyclical Financial Services Industrials Technology

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
AAXJ	iShares MSCI All Country Asia ex Japan ETF	Reduced	681,476	-64,793	$69,980,481	−0.0%	44.42%
VB	Vanguard Morningstar Small-Cap ETF	Added	87,817	+709	$25,382,144	+7.1%	16.11%
BAI	iShares A.I. Innovation and Tech Active ETF	Added	328,777	+67,317	$15,518,163	+35.4%	9.85%
BIV	Vanguard Intermediate-Term Bond ETF	Reduced	117,640	-12,265	$8,748,886	−8.5%	5.55%
AAPL	Apple Inc. Technology	Reduced	25,807	-6	$6,571,236	+24.1%	4.17%
VEU	Vanguard FTSE All-World Ex-US ETF	Added	102,798	+9,526	$5,569,595	+20.7%	3.54%
ORCL	Oracle Corp Technology	Held	11,142	0	$3,133,576	+28.6%	1.99%
BKF	iShares MSCI BIC ETF	Reduced	34,372	-13,438	$2,947,186	−39.3%	1.87%
BCLO	iShares BBB-B CLO Active ETF	Added	49,523	+15,251	$2,595,561	+43.3%	1.65%
IAU	Ishares Gold Trust	Added	33,867	+12,776	$2,464,501	+87.4%	1.56%
BNDW	Vanguard Total World Bond ETF	Added	52,333	+5,304	$2,457,557	+12.8%	1.56%
VFMF	Vanguard U.S. Multifactor ETF	Reduced	9,080	-401	$1,739,691	+6.4%	1.10%
BNDX	Vanguard Total International Bond ETF	Added	34,428	+4,439	$1,702,808	+14.7%	1.08%
AGNG	Global X Funds Global X Aging Population ETF	NEW	23,007	NEW	$1,616,011	NEW	1.03%
IVZ	Invesco Ltd. Financial Services	Added	65,204	+47,895	$1,559,679	+286.1%	0.99%
TSLA	Tesla, Inc. Consumer Cyclical	Held	2,555	0	$1,136,259	+40.0%	0.72%
VCRM	Vanguard Core Tax-Exempt Bond ETF	Reduced	20,389	-371	$1,020,877	+0.3%	0.65%
SPY	Spdr S&P 500 ETF Trust	Held	1,124	0	$748,786	+7.8%	0.48%
LMT	Lockheed Martin Corp Industrials	Held	1,468	0	$732,840	+7.8%	0.47%
BWX	State Street SPDR Bloomberg International Treasury Bond ETF	Reduced	23,633	-2,845	$682,993	−10.3%	0.43%
MSFT	Microsoft Corp Technology	Added	859	+38	$444,919	+8.9%	0.28%
META	Meta Platforms, Inc. Communication Services	Held	445	0	$326,799	−0.5%	0.21%
NFLX	Netflix Inc Communication Services	Held	213	0	$255,369	−10.5%	0.16%
F	Ford Motor Co Consumer Cyclical	Held	16,702	0	$199,755	+10.2%	0.13%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.