Michael A. Dubis Financial Planning, LLC

CIK

2052271

Location

MIDDLETON, WI

Portfolio Value

Small $103,020,927

Diversification

Moderately concentrated

Filing Date

Global Rank

#7,350 / 8,136 ▲ 102 · as of Mar 2025

Top Industry

Consumer Electronics 41.0%

3Y Alpha vs SPY

-4.5%

Period ended 1 year ago

Filed Apr 15, 2025 · 1y

2 quarters · since Dec 2024

Regulatory profile

From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.

Holder type

Unknown

Portfolio style

Measured from the filed 13F common-share book for Mar 31, 2025, never from the firm's own description.

Style

Concentrated

The top 10 positions are 91.7% of the book (60%+)

Turnover

Turnover unknown

It needs four straight quarters of measured turnover

Horizon

Short horizon

Value-weighted holding period 2.0 quarters (under 4)

Closest benchmark: every 13F filer's combined book, active share 88.6%; sector active share 82.3% against the combined 13F book's sector weights.

Over time 2 measured quarters

How the bands are measured

Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.

Clone Performance

Build a hypothetical price-return history from this filer's public 13F holdings.

View clone backtest

Portfolio Concentration

45 tracked positions · as of Mar 31, 2025 · Δ vs Dec 31, 2024

Top Position

24.5%

+0.3 pts

Top 5

80.1%

+0.4 pts

Top 10

91.7%

+0.1 pts

HHI

1,616

Moderately concentrated+11

Portfolio Trend

2 quarters · across all stocks

Sector Breakdown

As of Mar 31, 2025

Sector	% Portfolio	Value	Positions
Unclassified	94.8%	$97,698,094	36
Technology	2.1%	$2,183,982	1
Financial Services	1.5%	$1,523,655	4
Industrials	1.1%	$1,167,754	2
Energy	0.2%	$238,722	1
Consumer Defensive	0.2%	$208,720	1

Last Quarter's Activity

Export CSV

Mar 31, 2025 vs Dec 31, 2024

Added To

Positions the filer increased

21 positions

Ticker	Company	Δ Shares	Shares	Value
VGIT	VANGUARD INTERMEDIATE-TERM TREASURY INDEX FUND	+8,941	224,500	$13,335,300
DFIC	Dimensional International Core Equity 2 ETF	+6,435	128,930	$3,580,386
VGSH	VANGUARD SHORT-TERM TREASURY INDEX FUND	+3,888	202,703	$11,896,639
DCOR	Dimensional ETF Trust	+1,235	21,585	$1,323,808
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	+1,137	79,217	$21,772,000
DFAX	Dimensional World ex. U.S. Core Equity 2 ETF	+1,136	11,120	$291,344
VTIP	VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES INDEX FUND	+1,012	18,583	$927,291
—		+799	168,753	$4,934,337
VEA	Vanguard FTSE Developed Markets ETF	+500	32,870	$1,670,782
VXUS	Vanguard Total International Stock ETF	+380	22,083	$1,371,354
VNQ	VANGUARD REAL ESTATE INDEX FUND	+350	22,747	$2,059,513
SUB	iShares Short-Term National Muni Bond ETF	+217	5,277	$557,251
SPTM	State Street(R) SPDR(R) Portfolio S&P 1500(R) Composite Stock Market ETF	+20	41,315	$2,809,833
BSV	VANGUARD SHORT-TERM BOND INDEX FUND	+20	11,430	$894,740
VWO	VANGUARD EMERGING MARKETS STOCK INDEX FUND	+17	10,131	$458,529
DFAI	Dimensional International Core Equity Market ETF	+16	16,237	$507,081
DFAU	Dimensional US Core Equity Market ETF	+4	8,173	$314,170
ITOT	iShares Core S&P Total U.S. Stock Market ETF	+3	13,942	$1,701,063
VEU	Vanguard International Equity Index Funds	+1	10,878	$659,859
CVX	Chevron Corp	+1	1,427	$238,722
VIG	Vanguard Specialized Funds	+1	5,105	$990,318
No positions match the current search.

Trimmed

Positions the filer reduced

4 positions

Ticker	Company	Δ Shares	Shares	Value
SGOV	iShares 0-3 Month Treasury Bond ETF	−1,322	142,686	$14,364,199
—		−984	11,944	$1,095,623
MUB	iShares National Muni Bond ETF	−710	2,706	$285,320
ISTB	iShares Core 1-5 Year USD Bond ETF	−170	18,245	$882,145
No positions match the current search.

New Positions

Positions the filer opened this quarter

1 positions

Ticker	Company	Shares	Value	Open
BRK-B	Berkshire Hathaway Inc	414	$220,488
No positions match the current search.

Sold Out

Positions the filer fully exited

4 positions

Ticker	Company	Shares	Value
MSFT	Microsoft Corp	506	$213,279
GOOG	Alphabet Inc.	1,100	$209,484
ESGU	iShares ESG Aware MSCI USA ETF	1,605	$206,756
MGEE	Mge Energy Inc	2,125	$199,665
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

45 tracked positions · $103,020,927 total · filing declares 45 positions · $103,020,867 · as of Mar 31, 2025

All sectors Consumer Defensive Energy Financial Services Industrials Technology

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	Held (qtrs)	Est. cost/share	% of Portfolio
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	Added	79,217	+1,137	$21,772,000	−3.8%	2	before history	21.13%
SGOV	iShares 0-3 Month Treasury Bond ETF	Reduced	142,686	-1,322	$14,364,199	−0.6%	2	before history	13.94%
VGIT	VANGUARD INTERMEDIATE-TERM TREASURY INDEX FUND	Added	224,500	+8,941	$13,335,300	+6.7%	2	before history	12.94%
VGSH	VANGUARD SHORT-TERM TREASURY INDEX FUND	Added	202,703	+3,888	$11,896,639	+2.8%	2	before history	11.55%
		Added	168,753	+799	$4,934,337	+1.3%	2	before history	4.79%
DFIC	Dimensional International Core Equity 2 ETF	Added	128,930	+6,435	$3,580,386	+13.1%	2	before history	3.48%
SPTM	State Street(R) SPDR(R) Portfolio S&P 1500(R) Composite Stock Market ETF	Added	41,315	+20	$2,809,833	−4.7%	2	before history	2.73%
AAPL	Apple Inc. Technology	Held	9,832	0	$2,183,982	−11.3%	2	before history	2.12%
VNQ	VANGUARD REAL ESTATE INDEX FUND	Added	22,747	+350	$2,059,513	+3.2%	2	before history	2.00%
ITOT	iShares Core S&P Total U.S. Stock Market ETF	Added	13,942	+3	$1,701,063	−5.1%	2	before history	1.65%
VEA	Vanguard FTSE Developed Markets ETF	Added	32,870	+500	$1,670,782	+7.9%	2	before history	1.62%
MGC	VANGUARD MORNINGSTAR MEGA CAP INDEX FUND	Held	7,785	0	$1,567,743	−5.3%	2	before history	1.52%
VXUS	Vanguard Total International Stock ETF	Added	22,083	+380	$1,371,354	+7.2%	2	before history	1.33%
DCOR	Dimensional ETF Trust	Added	21,585	+1,235	$1,323,808	+1.4%	2	before history	1.28%
VV	VANGUARD LARGE-CAP INDEX FUND	Held	4,946	0	$1,271,270	−4.7%	2	before history	1.23%
DFAC	Dimensional U.S. Core Equity 2 ETF	Held	34,921	0	$1,152,043	−4.6%	2	before history	1.12%
		Reduced	11,944	-984	$1,095,623	−7.3%	2	before history	1.06%
VO	VANGUARD MID-CAP INDEX FUND	Held	4,049	0	$1,047,152	−2.1%	2	before history	1.02%
VIG	Vanguard Specialized Funds	Added	5,105	+1	$990,318	−0.9%	2	before history	0.96%
DFAS	Dimensional U.S. Small Cap ETF	Held	16,038	0	$958,270	−8.2%	2	before history	0.93%
VTIP	VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES INDEX FUND	Added	18,583	+1,012	$927,291	+9.0%	2	before history	0.90%
BSV	VANGUARD SHORT-TERM BOND INDEX FUND	Added	11,430	+20	$894,740	+1.5%	2	before history	0.87%
LMT	Lockheed Martin Corp Industrials	Held	2,000	0	$893,420	−8.1%	2	before history	0.87%
ISTB	iShares Core 1-5 Year USD Bond ETF	Reduced	18,245	-170	$882,145	+0.3%	2	before history	0.86%
SDY	State Street(R) SPDR(R) S&P(R) Dividend ETF	Held	5,224	0	$708,792	+2.7%	2	before history	0.69%
VEU	Vanguard International Equity Index Funds	Added	10,878	+1	$659,859	+5.7%	2	before history	0.64%
IVV	iShares Core S&P 500 ETF	Held	1,137	0	$638,880	−4.5%	2	before history	0.62%
TRV	Travelers Companies, Inc. Financial Services	Held	2,222	0	$587,630	+9.8%	2	before history	0.57%
SUB	iShares Short-Term National Muni Bond ETF	Added	5,277	+217	$557,251	+4.4%	2	before history	0.54%
SCHF	Schwab International Equity ETF	Held	26,585	0	$525,851	+6.9%	2	before history	0.51%
DFAI	Dimensional International Core Equity Market ETF	Added	16,237	+16	$507,081	+7.1%	2	before history	0.49%
WFC	Wells Fargo & Company Financial Services	Held	6,492	0	$466,060	+2.2%	2	before history	0.45%
VWO	VANGUARD EMERGING MARKETS STOCK INDEX FUND	Added	10,131	+17	$458,529	+2.9%	2	before history	0.45%
ESGD	iShares ESG Aware MSCI EAFE ETF	Held	4,170	0	$340,647	+7.3%	2	before history	0.33%
SCHB	Schwab U.S. Broad Market ETF	Held	14,625	0	$314,876	−5.2%	2	before history	0.31%
DFAU	Dimensional US Core Equity Market ETF	Added	8,173	+4	$314,170	−5.0%	2	before history	0.30%
DFAX	Dimensional World ex. U.S. Core Equity 2 ETF	Added	11,120	+1,136	$291,344	+17.4%	2	before history	0.28%
MUB	iShares National Muni Bond ETF	Reduced	2,706	-710	$285,320	−21.6%	2	before history	0.28%
MMM	3M Co Industrials	Held	1,868	0	$274,334	+13.8%	2	before history	0.27%
DFSU	Dimensional US Sustainability Core 1 ETF	Held	7,253	0	$259,729	−5.5%	2	before history	0.25%
USB	US Bancorp De Financial Services	Held	5,909	0	$249,477	−11.7%	2	before history	0.24%
CVX	Chevron Corp Energy	Added	1,427	+1	$238,722	+15.6%	2	before history	0.23%
AVDE	Avantis International Equity ETF	Held	3,470	0	$229,956	+8.0%	2	before history	0.22%
BRK-B	Berkshire Hathaway Inc Financial Services	NEW	414	NEW	$220,488	NEW	1	$486.15	0.21%
TGT	Target Corp Consumer Defensive	Held	2,000	0	$208,720	−22.8%	2	before history	0.20%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.