Retirement Management Systems Inc.
Registered adviserRegulatory profile
From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.
| Rosters | Regulatory AUM | Main clients |
|---|---|---|
| Mar 2026 to Nov 2026 | $1,886,716,918 | Individuals and high net worth (100%) |
| Apr 2025 to Feb 2026 | $1,663,422,905 | Individuals and high net worth (100%) |
| Apr 2024 to Mar 2025 | $1,449,171,348 | Individuals and high net worth (100%) |
| May 2023 to Mar 2024 | $1,380,427,573 | Individuals and high net worth (100%) |
| Mar 2023 to Apr 2023 | $1,380,427,573 | Individuals and high net worth (100%) |
| Mar 2022 to Feb 2023 | $1,612,679,618 | Individuals and high net worth (100%) |
Portfolio style
Measured from the filed 13F common-share book for Jun 30, 2026, never from the firm's own description.
Closest benchmark: every 13F filer's combined book, active share 89.9%; sector active share 75.7% against the combined 13F book's sector weights.
Over time 3 measured quarters
How the bands are measured
Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.
Clone Performance
Build a hypothetical price-return history from this filer's public 13F holdings.
View clone backtestPortfolio Concentration
54 tracked positions · as of Jun 30, 2026 · Δ vs Mar 31, 2026Portfolio Trend
Sector Breakdown
As of Jun 30, 2026| Sector | % Portfolio | Value |
|---|---|---|
| Unclassified | 88.5% | $412,735,989 |
| Financial Services | 8.7% | $40,485,975 |
| Real Estate | 2.0% | $9,386,219 |
| Technology | 0.6% | $2,573,646 |
| Industrials | 0.2% | $937,152 |
Last Quarter's Activity
Export CSVAdded To
Positions the filer increased| Ticker | Company | Δ Shares | Shares | Value | Open |
|---|---|---|---|---|---|
| HFSI | Hartford Strategic Income ETF | +109,645 | 832,783 | $29,280,650 | |
| VO | VANGUARD MID-CAP INDEX FUND | +99,923 | 130,732 | $10,533,077 | |
| EVTR | Eaton Vance Total Return Bond ETF | +65,128 | 534,941 | $27,126,858 | |
| BIV | Vanguard Bond Index Funds | +47,825 | 347,018 | $26,616,280 | |
| FMDE | Fidelity Enhanced Mid Cap Core ETF | +33,227 | 562,734 | $22,835,745 | |
| RECS | Columbia Research Enhanced Core ETF | +32,456 | 493,262 | $21,348,379 | |
| IDMO | Invesco Ltd. | +30,082 | 435,488 | $26,255,571 | |
| IWF | iShares Russell 1000 Growth ETF | +23,548 | 31,155 | $3,868,516 | |
| IDEV | iShares Core MSCI International Developed Markets ETF | +22,218 | 290,113 | $25,822,958 | |
| NLR | VanEck Uranium and Nuclear ETF | +17,449 | 78,894 | $9,150,126 | |
| SCHP | Schwab U.S. TIPS ETF | +16,745 | 243,577 | $6,454,790 | |
| QINT | American Century Quality Diversified International ETF | +15,087 | 190,401 | $13,219,541 | |
| JMEE | JPMorgan Small & Mid Cap Enhanced Equity ETF | +13,160 | 228,395 | $17,821,661 | |
| VTR | Ventas, Inc. | +8,738 | 52,718 | $4,681,358 | |
| JAAA | Janus Henderson AAA CLO ETF | +8,382 | 141,487 | $7,143,678 | |
| SPYV | State Street(R) SPDR(R) Portfolio S&P 500(R) Value ETF | +8,273 | 149,405 | $9,082,329 | |
| TFLR | T. Rowe Price Floating Rate ETF | +7,607 | 98,088 | $4,944,616 | |
| PICK | iShares MSCI Global Metals & Mining Producers ETF | +7,165 | 123,859 | $7,202,400 | |
| MGV | VANGUARD MORNINGSTAR MEGA CAP VALUE INDEX FUND | +6,982 | 120,323 | $19,666,794 | |
| IOO | iShares Global 100 ETF | +5,415 | 123,827 | $16,914,768 | |
| IGV | iShares Expanded Tech-Software Sector ETF | +5,377 | 39,582 | $3,586,129 | |
| ZROZ | PIMCO 25+ Year Zero Coupon U.S. Treasury Index Exchange-Traded Fund | +5,266 | 46,622 | $2,988,470 | |
| WELL | Welltower Inc. | +2,524 | 20,729 | $4,704,861 | |
| VB | Vanguard Index Funds | +1,709 | 29,290 | $8,878,384 | |
| FBND | Fidelity Total Bond ETF | +1,665 | 59,799 | $2,720,256 | |
| No positions match the current search. | |||||
Trimmed
Positions the filer reduced| Ticker | Company | Δ Shares | Shares | Value | Open |
|---|---|---|---|---|---|
| EMXC | iShares MSCI Emerging Markets ex China ETF | −11,300 | 135,011 | $13,811,625 | |
| FRDM | Freedom 100 Emerging Markets ETF | −10,812 | 139,632 | $10,179,172 | |
| SMH | VanEck Semiconductor ETF | −7,048 | 17,236 | $11,304,920 | |
| SPYG | State Street(R) SPDR(R) Portfolio S&P 500(R) Growth ETF | −3,806 | 313,160 | $37,262,908 | |
| BUFR | FT Vest Laddered Buffer ETF | −1,851 | 5,584 | $203,983 | |
| QQQM | Invesco Ltd. | −1,036 | 44,612 | $13,516,097 | |
| IUSV | iShares Core S&P U.S. Value ETF | −586 | 5,144 | $566,611 | |
| IQLT | iShares MSCI Intl Quality Factor ETF | −473 | 5,236 | $259,443 | |
| IAU | Ishares Gold Trust | −167 | 5,176 | $390,839 | |
| TLH | iShares 10-20 Year Treasury Bond ETF | −126 | 7,854 | $788,148 | |
| AAPL | Apple Inc. | −52 | 1,319 | $381,665 | |
| No positions match the current search. | |||||
New Positions
Positions the filer opened this quarter| Ticker | Company | Shares | Value | Open |
|---|---|---|---|---|
| AVDV | Avantis International Small Cap Value ETF | 90,488 | $9,324,788 | |
| AMD | Advanced Micro Devices Inc | 610 | $354,355 | |
| SPMO | Invesco Ltd. | 1,380 | $222,925 | |
| SPTM | State Street(R) SPDR(R) Portfolio S&P 1500(R) Composite Stock Market ETF | 2,318 | $210,451 | |
| GE | General Electric Co | 553 | $206,672 | |
| VOO | VANGUARD 500 INDEX FUND | 292 | $200,548 | |
| No positions match the current search. | ||||
| Ticker | Company | Type | Shares | Value (USD) | % of Portfolio | History |
|---|---|---|---|---|---|---|
| SPYG |
State Street(R) SPDR(R) Portfolio S&P 500(R) Growth ETF
|
Reduced | 313,160 | $37,262,908 | 7.99% | |
| HFSI |
Hartford Strategic Income ETF
|
Added | 832,783 | $29,280,650 | 6.28% | |
| EVTR |
Eaton Vance Total Return Bond ETF
|
Added | 534,941 | $27,126,858 | 5.82% | |
| BIV |
Vanguard Bond Index Funds
|
Added | 347,018 | $26,616,280 | 5.71% | |
| IDMO |
Invesco Ltd.
Financial Services
|
Added | 435,488 | $26,255,571 | 5.63% | |
| IDEV |
iShares Core MSCI International Developed Markets ETF
|
Added | 290,113 | $25,822,958 | 5.54% | |
| FMDE |
Fidelity Enhanced Mid Cap Core ETF
|
Added | 562,734 | $22,835,745 | 4.90% | |
| SPY |
Spdr S&P 500 ETF Trust
|
Added | 28,642 | $21,388,986 | 4.59% | |
| RECS |
Columbia Research Enhanced Core ETF
|
Added | 493,262 | $21,348,379 | 4.58% | |
| MGV |
VANGUARD MORNINGSTAR MEGA CAP VALUE INDEX FUND
|
Added | 120,323 | $19,666,794 | 4.22% | |
| JMEE |
JPMorgan Small & Mid Cap Enhanced Equity ETF
|
Added | 228,395 | $17,821,661 | 3.82% | |
| IOO |
iShares Global 100 ETF
|
Added | 123,827 | $16,914,768 | 3.63% | |
| EMXC |
iShares MSCI Emerging Markets ex China ETF
|
Reduced | 135,011 | $13,811,625 | 2.96% | |
| QQQM |
Invesco Ltd.
Financial Services
|
Reduced | 44,612 | $13,516,097 | 2.90% | |
| QINT |
American Century Quality Diversified International ETF
|
Added | 190,401 | $13,219,541 | 2.84% | |
| SMH |
VanEck Semiconductor ETF
|
Reduced | 17,236 | $11,304,920 | 2.43% | |
| VO |
VANGUARD MID-CAP INDEX FUND
|
Added | 130,732 | $10,533,077 | 2.26% | |
| FRDM |
Freedom 100 Emerging Markets ETF
|
Reduced | 139,632 | $10,179,172 | 2.18% | |
| AVDV |
Avantis International Small Cap Value ETF
|
NEW | 90,488 | $9,324,788 | 2.00% | |
| NLR |
VanEck Uranium and Nuclear ETF
|
Added | 78,894 | $9,150,126 | 1.96% | |
| SPYV |
State Street(R) SPDR(R) Portfolio S&P 500(R) Value ETF
|
Added | 149,405 | $9,082,329 | 1.95% | |
| VB |
Vanguard Index Funds
|
Added | 29,290 | $8,878,384 | 1.90% | |
| PICK |
iShares MSCI Global Metals & Mining Producers ETF
|
Added | 123,859 | $7,202,400 | 1.55% | |
| JAAA |
Janus Henderson AAA CLO ETF
|
Added | 141,487 | $7,143,678 | 1.53% | |
| SCHP |
Schwab U.S. TIPS ETF
|
Added | 243,577 | $6,454,790 | 1.38% | |
| TFLR |
T. Rowe Price Floating Rate ETF
|
Added | 98,088 | $4,944,616 | 1.06% | |
| WELL |
Welltower Inc.
Real Estate
|
Added | 20,729 | $4,704,861 | 1.01% | |
| VTR |
Ventas, Inc.
Real Estate
|
Added | 52,718 | $4,681,358 | 1.00% | |
| IVV |
iShares Core S&P 500 ETF
|
Added | 6,106 | $4,572,722 | 0.98% | |
| IWF |
iShares Russell 1000 Growth ETF
|
Added | 31,155 | $3,868,516 | 0.83% | |
| IGV |
iShares Expanded Tech-Software Sector ETF
|
Added | 39,582 | $3,586,129 | 0.77% | |
| ZROZ |
PIMCO 25+ Year Zero Coupon U.S. Treasury Index Exchange-Traded Fund
|
Added | 46,622 | $2,988,470 | 0.64% | |
| FBND |
Fidelity Total Bond ETF
|
Added | 59,799 | $2,720,256 | 0.58% | |
| NVDA |
Nvidia Corp
Technology
|
Held | 9,184 | $1,837,626 | 0.39% | |
| AVEM |
Avantis Emerging Markets Equity ETF
|
Added | 13,214 | $1,275,018 | 0.27% | |
| QQQ |
Invesco Qqq Trust, Series 1
|
Added | 1,196 | $880,734 | 0.19% | |
| GLD |
Spdr Gold Trust
|
Added | 2,245 | $827,013 | 0.18% | |
| TLH |
iShares 10-20 Year Treasury Bond ETF
|
Reduced | 7,854 | $788,148 | 0.17% | |
| CW |
Curtiss Wright Corp
Industrials
|
Added | 964 | $730,480 | 0.16% | |
| IDU |
iShares U.S. Utilities ETF
|
Added | 5,537 | $634,595 | 0.14% | |
| IUSV |
iShares Core S&P U.S. Value ETF
|
Reduced | 5,144 | $566,611 | 0.12% | |
| SPYM |
State Street(R) SPDR(R) Portfolio S&P 500(R) ETF
|
Added | 6,323 | $555,665 | 0.12% | |
| ONEQ |
Fidelity Nasdaq Composite Index ETF
|
Held | 5,000 | $516,100 | 0.11% | |
| BRK-B |
Berkshire Hathaway Inc
Financial Services
|
Held | 982 | $491,382 | 0.11% | |
| IAU |
Ishares Gold Trust
|
Reduced | 5,176 | $390,839 | 0.08% | |
| AAPL |
Apple Inc.
Technology
|
Reduced | 1,319 | $381,665 | 0.08% | |
| TBUX |
T. Rowe Price Ultra Short-Term Bond ETF
|
Added | 7,541 | $375,315 | 0.08% | |
| AMD |
Advanced Micro Devices Inc
Technology
|
NEW | 610 | $354,355 | 0.08% | |
| IQLT |
iShares MSCI Intl Quality Factor ETF
|
Reduced | 5,236 | $259,443 | 0.06% | |
| SPMO |
Invesco Ltd.
Financial Services
|
NEW | 1,380 | $222,925 | 0.05% |
Showing the top 50 of 54 positions. Create a free account to see every position, past quarters, search, filters and CSV export.
Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.