Carter Financial, LLC
Registered adviserRegulatory profile
From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.
| Rosters | Regulatory AUM | Main clients |
|---|---|---|
| Apr 2026 to Nov 2026 | $282,293,248 | Individuals and high net worth (100%) |
| Apr 2025 to Mar 2026 | $251,870,483 | Individuals and high net worth (100%) |
| Apr 2024 to Mar 2025 | $223,227,010 | Individuals and high net worth (100%) |
| May 2023 to Mar 2024 | $190,514,241 | Individuals and high net worth (99%) |
| Apr 2023 | $190,514,241 | Individuals and high net worth (99%) |
| Apr 2022 to Mar 2023 | $239,062,664 | Individuals and high net worth (100%) |
Portfolio style
Measured from the filed 13F common-share book for Jun 30, 2026, never from the firm's own description.
Closest benchmark: every 13F filer's combined book, active share 94.3%; sector active share 84.0% against the combined 13F book's sector weights.
Over time 3 measured quarters
How the bands are measured
Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.
Clone Performance
Build a hypothetical price-return history from this filer's public 13F holdings.
View clone backtestPortfolio Concentration
33 tracked positions · as of Jun 30, 2026 · Δ vs Mar 31, 2026Portfolio Trend
Sector Breakdown
As of Jun 30, 2026| Sector | % Portfolio | Value |
|---|---|---|
| Unclassified | 96.9% | $129,274,329 |
| Technology | 1.4% | $1,816,688 |
| Financial Services | 0.9% | $1,151,604 |
| Utilities | 0.3% | $377,885 |
| Industrials | 0.2% | $319,470 |
| Healthcare | 0.2% | $216,913 |
| Consumer Cyclical | 0.2% | $202,791 |
Last Quarter's Activity
Export CSVAdded To
Positions the filer increased| Ticker | Company | Δ Shares | Shares | Value | Open |
|---|---|---|---|---|---|
| VUG | VANGUARD GROWTH INDEX FUND | +321,235 | 385,809 | $33,233,587 | |
| LMBS | First Trust Low Duration Opportunities ETF | +33,017 | 271,854 | $13,532,892 | |
| CGDV | Capital Group Dividend Value ETF | +13,002 | 409,548 | $20,182,525 | |
| FNDF | Schwab Fundamental International Equity ETF | +9,511 | 30,914 | $1,631,022 | |
| JMUB | JPMorgan Municipal ETF | +6,859 | 32,518 | $1,647,199 | |
| SCHG | Schwab U.S. Large-Cap Growth ETF | +4,954 | 16,788 | $568,105 | |
| SDVY | First Trust SMID Cap Rising Dividend Achievers ETF | +1,315 | 7,597 | $327,734 | |
| VOO | VANGUARD 500 INDEX FUND | +672 | 3,150 | $2,163,451 | |
| JMST | JPMorgan Ultra-Short Municipal Income ETF | +507 | 40,016 | $2,040,816 | |
| No positions match the current search. | |||||
Trimmed
Positions the filer reduced| Ticker | Company | Δ Shares | Shares | Value | Open |
|---|---|---|---|---|---|
| VNQ | VANGUARD REAL ESTATE INDEX FUND | −2,448 | 28,749 | $2,772,266 | |
| VTI | VANGUARD TOTAL STOCK MARKET INDEX FUND | −2,196 | 74,694 | $27,639,767 | |
| VTV | VANGUARD VALUE INDEX FUND | −929 | 52,230 | $11,382,483 | |
| VB | Vanguard Index Funds | −743 | 21,353 | $6,472,521 | |
| AAPL | Apple Inc. | −340 | 5,461 | $1,580,194 | |
| VXUS | Vanguard Total International Stock ETF | −155 | 16,014 | $1,369,036 | |
| No positions match the current search. | |||||
New Positions
Positions the filer opened this quarterSold Out
Positions the filer fully exited| Ticker | Company | Type | Shares | Value (USD) | % of Portfolio | History |
|---|---|---|---|---|---|---|
| VUG |
VANGUARD GROWTH INDEX FUND
|
Added | 385,809 | $33,233,587 | 24.92% | |
| VTI |
VANGUARD TOTAL STOCK MARKET INDEX FUND
|
Reduced | 74,694 | $27,639,767 | 20.73% | |
| CGDV |
Capital Group Dividend Value ETF
|
Added | 409,548 | $20,182,525 | 15.13% | |
| LMBS |
First Trust Low Duration Opportunities ETF
|
Added | 271,854 | $13,532,892 | 10.15% | |
| VTV |
VANGUARD VALUE INDEX FUND
|
Reduced | 52,230 | $11,382,483 | 8.54% | |
| VB |
Vanguard Index Funds
|
Reduced | 21,353 | $6,472,521 | 4.85% | |
| VNQ |
VANGUARD REAL ESTATE INDEX FUND
|
Reduced | 28,749 | $2,772,266 | 2.08% | |
| VOO |
VANGUARD 500 INDEX FUND
|
Added | 3,150 | $2,163,451 | 1.62% | |
| JMST |
JPMorgan Ultra-Short Municipal Income ETF
|
Added | 40,016 | $2,040,816 | 1.53% | |
| JMUB |
JPMorgan Municipal ETF
|
Added | 32,518 | $1,647,199 | 1.24% | |
| FNDF |
Schwab Fundamental International Equity ETF
|
Added | 30,914 | $1,631,022 | 1.22% | |
| AAPL |
Apple Inc.
Technology
|
Reduced | 5,461 | $1,580,194 | 1.18% | |
| VXUS |
Vanguard Total International Stock ETF
|
Reduced | 16,014 | $1,369,036 | 1.03% | |
| VTEB |
VANGUARD TAX-EXEMPT BOND INDEX FUND
|
Held | 20,273 | $1,025,408 | 0.77% | |
| CATH |
Global X S&P 500 Catholic Values ETF
|
Held | 7,593 | $671,980 | 0.50% | |
| V |
Visa Inc.
Financial Services
|
Held | 1,739 | $596,633 | 0.45% | |
| SCHG |
Schwab U.S. Large-Cap Growth ETF
|
Added | 16,788 | $568,105 | 0.43% | |
| JPST |
JPMorgan Ultra-Short Income ETF
|
Held | 10,602 | $536,143 | 0.40% | |
| SRE |
Sempra
Utilities
|
Held | 4,076 | $377,885 | 0.28% | |
| BRK-B |
Berkshire Hathaway Inc
Financial Services
|
Held | 689 | $344,768 | 0.26% | |
| CGXU |
Capital Group International Focus Equity ETF
|
Held | 9,663 | $334,533 | 0.25% | |
| SCHB |
Schwab U.S. Broad Market ETF
|
Held | 11,484 | $332,576 | 0.25% | |
| BIV |
Vanguard Bond Index Funds
|
Held | 4,294 | $329,349 | 0.25% | |
| SDVY |
First Trust SMID Cap Rising Dividend Achievers ETF
|
Added | 7,597 | $327,734 | 0.25% | |
| CAT |
Caterpillar Inc
Industrials
|
Held | 300 | $319,470 | 0.24% | |
| JBND |
JPMorgan Active Bond ETF
|
NEW | 5,853 | $313,135 | 0.23% | |
| SCHD |
Schwab U.S. Dividend Equity ETF
|
Held | 8,251 | $261,639 | 0.20% | |
| BUFR |
FT Vest Laddered Buffer ETF
|
Held | 7,017 | $256,331 | 0.19% | |
| USMV |
iShares MSCI USA Min Vol Factor ETF
|
NEW | 2,590 | $249,831 | 0.19% | |
| MSFT |
Microsoft Corp
Technology
|
Held | 634 | $236,494 | 0.18% | |
| ABBV |
AbbVie Inc.
Healthcare
|
NEW | 862 | $216,913 | 0.16% | |
| FITB |
Fifth Third Bancorp
Financial Services
|
NEW | 3,729 | $210,203 | 0.16% | |
| HD |
Home Depot, Inc.
Consumer Cyclical
|
NEW | 575 | $202,791 | 0.15% |
Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.