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AFBI

Affinity Bancshares, Inc.
$22.63 +0.00 (+0.00%) At close · Jul 7
Market Cap
$137.93M
Shares
6,094,885

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$22.63 Open$22.74 Day$22.58–22.74 52W$18.35–22.74 Avg vol 30d8K Short int6K · 0.1% float · 1.0d Short vol16% Last earningsApr 24, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 8
Equibles Rating blended score · not investment advice
Overall
Buy
Technical · trend & momentum Buy
50 / 200-day cross no cross
+ Price vs 200-day avg +9% above
+ Price vs 50-day avg +1% above
RSI (14) 69 · neutral
MACD trend negative
+ 52-week position 97% · near high
Sentiment · smart money Bullish
Trend (MA cross) 50d $22 › 200d $21 — 50d above 200d
+ Institutional flow +19% holders QoQ · +14 funds added
Insider flow No net insider activity over 90 days
Short interest 0.11% of float · ▲ +5.8% MoM · 1.0 days cover
Volume signal Volume near normal
+ Institution breadth 32 holders — near 3-yr high, broad support
Fundamentals Strong
+ EPS growth +55% Y/Y
+ Free cash flow $11.2M
Valuation P/E 16.5 · rich
+ Balance sheet net cash $53.9M

Blended from price, positioning & fundamentals · daily-close · not investment advice.

Up next
Next earnings call
Jul 24, 2026 Est · unconfirmed · in 2 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 8, 2026

Technicals

trend & momentum for long-term holders Buy
1 · 2 · 3
50 / 200-day cross
no cross Neutral
Price vs 200-day avg
+9% above Bullish
Price vs 50-day avg
+1% above Bullish
RSI (14)
69 · neutral Neutral
MACD trend
negative Bearish
52-week position
97% · near high Bullish
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross) No cross
50d $22 › 200d $21 — 50d above 200d
Institutional flow Accumulating
+19% holders QoQ · +14 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
0.11% of float · ▲ +5.8% MoM · 1.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
32 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $18 Now $23 · 97% 52-wk high $23
vs 200-day avg +9% vs 50-day avg +1%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings
Metric Latest Period YoY
Allowance for credit losses as a percentage of non-performing loans 251.9% December 31, 2025
Allowance for credit losses to total loans 1.21% December 31, 2025
Non-owner occupied office loans 40.6M December 31, 2025
Non-performing loans 3.6M December 31, 2025

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
AFBI
Affinity Bancshares, Inc.
this stock
$137.93M +10.6% 16.5 0.1%
HDB
Hdfc Bank Ltd
$139.87B -25.0% +15.2% 0.3%
MFG
Mizuho Financial Group Inc
$126.09B +41.4% 0.1%
IBN
Icici Bank Ltd
$106.23B +0.9% 0.7%
PNC
Pnc Financial Services Group, Inc.
$101.67B +22.2% +7.2% 14.7 1.9%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
32
% held
27.5%
Net QoQ
+220.9K sh
Top holder
ALLIANCEBERNSTEIN L.P.
Held Float
View
Held by Funds
Fund positions
28
View
Short & Settlement
Short Interest Rising
Shares short
6.4K
Days to cover
1.0d
Change
+353 sh
View
Short Volume
Short vol %
16%
As of
Jul 7, 2026
Short Total
View
Fails to Deliver
FTD shares
2.8K
Value
$62.6K
As of
Jun 9, 2026
View
Off-Exchange
Off-exchange %
61.2%
Week of
May 4, 2026
Off-exch Lit
View
Financials
Financials
Net income (FY)
$8.3M
EPS diluted
$1.29
View
Buybacks
Authorized
shares 304.5K
View
Filings
SEC Filings
Latest
8-K
Filed
Jul 7, 2026
This year
8
View
Earnings & Events
Earnings Calls
Last call
Apr 24, 2026
View
Investor Relations
Latest news
Community First Bancshares, Inc.…
Published
Jan 18, 2021
View

Performance

5D 20D 120D MTD YTD
AFBI +0.1% +0.6% +10.6% +0.1% +10.6%
SPY +0.9% +1.4% +7.6% +0.1% +9.7%
vs SPY -0.8% -0.8% +3.0% +0.0% +0.9%

Capital returns

Latest dividend
$1.50 / share · ex Mar 13, 2025
Paid (TTM)
$0.00 / share · 0 payouts
Dividend yield (TTM, derived)
· no payout in the trailing year
Buyback program · as of Jan 7, 2026
Authorized
shares 304,524
Spent (derived)
Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1823406 CUSIP 00832E103 Visit website Investor relations