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PNC · Pnc Financial Services Group, Inc.

Track PNC — free
$232.29 +1.26 (+0.55%) At close · Nov 13
Market Cap
$92.17B
Shares
396.78M
Volume · Nov 13 840.17K Avg daily vol (3M) 1.81M

Price & Indicators

Drag to pan · scroll to zoom
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$232.29 Open$232.61 Day$230.29–233.04 52W close$179.04–256.97 Avg vol 30d2.0M Short int7.9M · 2.0% of shares · 4.2d Short vol65% Last earningsOct 15, 2026 DataJan 2020–Nov 2026 Filing10-Q · Nov 3

Up next

Jan 15, 2027 Est · unconfirmed · in 9 wks

Latest documents

2026
Nov 6
Investor event
Leadership transition accompanies expanded branch build

PNC Financial Services Group said its CFO will become executive vice chairman in March and Alex Overstrom will succeed him as CFO. It affirmed fourth-quarter guidance and extended branch expansion into Georgia and South Carolina.

4 source passages
We have PNC Financial Services Group. Rob was promoted to executive vice chairman. That takes effect in March. Alex Overstrom, who's here, is going to be the new CFO. Yeah, Gerard, right on track. So as you know, we issued our cue earlier this week and affirmed the guidance, so no change in guidance. So we're very excited around what we announced today in Georgia and South Carolina. Open the document at this passage
Nov 5
Current report 8-K
Overstrom to become CFO as Reilly becomes Executive Vice Chairman

The PNC Financial Services Group, Inc. appointed Alexander E. C. Overstrom CFO effective March 1, 2027, succeeding Robert Q. Reilly, who will become Executive Vice Chairman.

Director or officer change, or executive pay, Regulation FD disclosure
Source passage
On November 5, 2026, the Board of Directors of The PNC Financial Services Group, Inc. (the “Corporation”) appointed Alexander E. C. Overstrom, currently Executive Vice President and Head of Retail Banking of the Corporation, to be the Corporation’s Executive Vice President and Chief Financial Officer, effective March 1, 2027. Mr. Overstrom will succeed Robert Q. Reilly, who has accepted the position of Executive Vice Chairman, effective as of the same date. Open the document at this passage
Nov 3
Quarterly report 10-Q FY2026 Q3, ended Sep 30
Net income rises 2%; FirstBank supports nine-month growth

PNC reported $2.1 billion of net income for the third quarter of 2026, up 2% from the second quarter, and $5.9 billion for the first nine months, up 19% year over year. FirstBank supported growth; CET1 was 9.8%.

Revenue $6.56B ▲ 10.9% Net income $2.08B ▲ 15.1% Diluted EPS $4.97 ▲ 14.3%
Read from the MD&A section
4 source passages
Net income of $2.1 billion, or $4.97 per diluted common share, for the third quarter of 2026 increased $42 million, or 2%, compared to $2.1 billion, or $4.81 per diluted common share, for the second quarter of 2026, primarily due to lower noninterest expense and higher net interest income, partially offset by lower noninterest income. Net income of $5.9 billion or $13.91 per diluted common share, for the first nine months of 2026 increased $960 million, or 19%, compared to $5.0 billion, or $11.72 per diluted common share, for the same period in 2025, due to higher net interest income and noninterest income and lower provision for credit losses, partially offset by increased noninterest expense. Net interest income increased $1.6 billion, or 15%, for the first nine months of 2026 compared to the same period in 2025 and reflected the benefit of FirstBank, loan growth and lower funding costs. Our CET1 ratio was 9.8% at September 30, 2026 and 10.6% at December 31, 2025. Open the document at this passage
Oct 23
Current report 8-K Events of Oct 20
Other events

The PNC Financial Services Group, Inc. completed a public offering of $1,200,000,000 aggregate principal amount of 5.463% Fixed Rate/Floating Rate Senior Notes due October 23, 2029 and $300,000,000 of Senior Floating Rate Notes due October 23, 2029.

Read from the first part of this long document
Oct 15
Earnings call
Q3 2026 earnings call

PNC Financial Services Group reported third-quarter net income of $2.1 billion, or $5.09 per diluted share as adjusted, and return on tangible common equity of more than 18%. Average loans grew 2% to $372 billion.

All documents

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$25.67B
Trailing 12 months
Net income (TTM)
$7.96B
Trailing 12 months
Revenue growth YoY
+10.9%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
12.4
Trailing earnings · reciprocal yield 8.1%
FCF yield
—
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
−$49.33B
Latest balance sheet
Dividend yield
3.2%
Trailing 12 months
Shares change YoY
+1.3%
Year over year · more shares
Price change (1Y)
+26.3%
Trailing year
Short interest
2.0%
Latest settlement · 4.2 days to cover
View all 125 metrics

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Strong Quant / Vol Low
Market backdrop VIX 19.3 · elevated Equity put/call 0.63
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +1%
above
Price vs 50-day avg +2%
above
RSI (14) 57
neutral
MACD trend Positive
52-week position 68%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Very Strong
1-month return +7%
trailing
6-month return +5%
trailing
YTD return +11%
this year
Relative strength +5%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $228 › 200d $229 — 200d above 50d
Institutional flow Distributing
1,866 of 2,055 funds reported for Sep 30 · net -484.6K sh shares · +99 new
Insider flow Flat
No net insider activity over 90 days
Short interest Falling
1.99% of shares out · ▼ -4.1% MoM · 4.2 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
2,055 holders — near 3-yr high, broad support
Squeeze score 56
elevated · 0–100
Fundamentals
Strong
Revenue growth +7%
Y/Y
EPS growth +21%
Y/Y
Valuation P/E 12.4
in line
Buyback $3.9B
authorized
Balance sheet $17.4B
net debt
Quant / Vol
risk profile
Low
Volatility 22%
annualized · 1-yr
Max drawdown −17%
past year
ATR 2.1%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the 8-K filed Oct 15, 2026
fourth quarter of 2026
Share repurchase activity $600M
through December 31, 2027
PNC’s SCB 2.5%
Previous outlook earlier release · from the Earnings Call filed Jul 15, 2026

Still-open targets the latest release did not restate under the same label.

Non-interest expense · full-year 2026 8.5%
ROTCE · fourth quarter 2026 exit rate 18%
Capital markets revenue · full year 25% – 30%
Capital markets fees · full year 25% – 30%
Prior guidance period ended · from the Earnings Call filed Jul 15, 2026
Average loans · third quarter of 2026 1% – 2%
Net interest income · third quarter of 2026 3% – 3.5%
Other non-interest income · third quarter of 2026 $150M – $200M
Integration expenses · third quarter $50M
Net charge-offs · third quarter $225M

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Buy
0 · 4 · 3
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+1% Bullish
Price vs 50-day avg
+2% Bullish
RSI (14)
57 Neutral
MACD trend
Positive Bullish
52-week position
68% Neutral
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross) No cross
50d $228 › 200d $229 — 200d above 50d
Institutional flow Distributing
1,866 of 2,055 funds reported for Sep 30 · net -484.6K sh shares · +99 new
Insider flow Flat
No net insider activity over 90 days
Short interest Falling
1.99% of shares out · ▼ -4.1% MoM · 4.2 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
2,055 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $179 Now $232 · 68% Range high $257
vs 200-day avg +1% vs 50-day avg +2%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Adjusted net income attributable to diluted common shareholders excluding integration costs and non-GAAP $2.04B Three months ended September 30, 2026 —
Allowance for credit losses to total loans 1.42% 3Q26 —
Average deposits 461.2B 3Q26 —
Average diluted common shares outstanding 401M Three months ended September 30, 2026 —
Average LCR 106% 3Q26 —
Average loans 372.2B 3Q26 —
Average securities 151.4B 3Q26 —
Basel III Common equity tier 1 capital $49.14B September 30, 2026 (estimated) —
Basel III Common equity tier 1 capital ratio 9.8% September 30, 2026 (estimated) —
Basel III standardized approach risk-weighted assets $500.8B September 30, 2026 (estimated) —
Branches 2,302 September 30, 2026 —
Brokerage account client assets (in billions) 97B September 30, 2026 —
Commercial mortgage MSR asset value $1.14B September 30, 2026 —
Commercial mortgage serviced portfolio balance (in billions) 294B September 30, 2026 —
Common equity tier 1 (CET1) capital ratio 9.8% 3Q26 —
Discretionary client assets under management $250B Q3 2026 —
Efficiency 57% 3Q26 —
Fee income non-GAAP $2.14B Q3 2026 —
Institutional Asset Management discretionary client assets under management (in billions) 104B September 30, 2026 —
Loan origination volume (in billions) 4.6B Nine months ended September 30, 2026 —
Loan sale margin percentage 2.04% September 30, 2026 —
MSR asset value $2.91B September 30, 2026 —
Net interest income (Fully Taxable-Equivalent - FTE) (non-GAAP) non-GAAP $4.23B Three months ended September 30, 2026 —
GAAP → non-GAAP reconciliation
GAAP Net interest income $4.21B
+$26M Taxable-equivalent adjustments
= Net interest income (Fully Taxable-Equivalent - FTE) (non-GAAP) $4.23B
Net interest margin (NIM) (non-GAAP) non-GAAP 2.94% 3Q26 —
Net loan charge-offs 257M 3Q26 —
Nondiscretionary client assets under administration $249B Q3 2026 —
Noninterest expense - as adjusted (non-GAAP) non-GAAP 3.72B 3Q26 —
GAAP → non-GAAP reconciliation
GAAP Total noninterest expense 3.75B
-27M Integration costs and significant items
= Noninterest expense - as adjusted (non-GAAP) 3.72B
Noninterest income excluding integration costs and significant items (non-GAAP) non-GAAP $2.39B Three months ended September 30, 2026 —
Period-end common shares outstanding 397M September 30, 2026 —
PNC Private Bank discretionary client assets under management (in billions) 146B September 30, 2026 —
Pretax, pre-provision earnings (PPNR) (non-GAAP) non-GAAP 2.81B 3Q26 —
GAAP → non-GAAP reconciliation
GAAP Income before income taxes and noncontrolling interests $2.62B
+$189M Provision for credit losses
= Pretax pre-provision earnings (non-GAAP) $2.81B
Return on avg. tangible common equity (ROTCE) (non-GAAP) non-GAAP 18.28% 3Q26 —
Serviced portfolio balance (in billions) 207B September 30, 2026 —
Tangible book value per common share non-GAAP $107.64 Q3 2026 —
Total client assets $598B Q3 2026 —
Total client assets under administration $499B Q3 2026 —
Net interest margin (non-GAAP) non-GAAP 2.96% Three months ended June 30, 2026 filing —

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
PNC
Pnc Financial Services Group, Inc.
this stock
$92.17B +11.3% +7.2% 12.4 2.0%
HDB
Hdfc Bank Ltd
$132.87B -29.3% -3.2% — 0.8%
MFG
Mizuho Financial Group Inc
$124.83B +41.3% — — 0.1%
IBN
Icici Bank Ltd
$123.94B +15.8% — — 0.5%
USB
US Bancorp \De\
$95.04B +14.3% +4.4% 11.9 1.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
2,066
% held
85.1%
Reported
1,866 of 2,055
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
956
View
Short & Settlement
Short Interest Falling
Shares short
7.9M
Days to cover
4.2d
Change
-338.2K sh
View
Short Volume
Short vol %
65%
As of
Nov 13, 2026
Short Total
View
Fails to Deliver
FTD shares
218
Value
$47.9K
As of
Oct 9, 2026
View
Off-Exchange
Off-exchange %
53.1%
Week of
Oct 5, 2026
Off-exch Lit
View
Smart Money
Congressional Trades Sell
Member
Alan Armstrong
Amount
$50.0K–$100.0K
Traded
Mar 27, 2026
View
Financials
Financials
Revenue (FY)
$23.1B
EPS diluted
$16.59
View
Buybacks
Authorized · 2 programs
$3.9B
View
Filings
SEC Filings
Latest
Investor Event Transcript
Filed
Nov 6, 2026
This year
27

PNC Financial Services Group said its CFO will become executive vice chairman in March and Alex Overstrom will succeed him as CFO. It affirmed fourth-quarter guidance and extended branch expansion into Georgia and South Carolina.

View
Proposed Sales
Value
$858.1K
Shares
3.4K
Filed
Aug 13, 2026
View
Earnings & Events
Webcasts
Last webcast
Nov 6, 2026
View
Investor Relations
Latest news
PNC Announces Chief Financial Off…
Published
Nov 5, 2026
View

Performance

5D 20D 120D MTD YTD
PNC +3.1% +6.9% +5.2% +1.9% +11.3%
SPY +2.6% -1.2% +0.5% -0.2% +10.6%
vs SPY +0.5% +8.0% +4.7% +2.1% +0.7%

Capital returns

Latest dividend
$2.00 / share · ex Oct 14, 2026
Raised 17.6%
Paid (TTM)
$7.40 / share · 4 payouts
Dividend yield (TTM, derived)
3.19%
Full dividend history
Buyback programs · 2 active · as of Jun 30, 2021
Authorized (total)
$3.90B
Spent (derived)
—
Remaining
—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 713676 CUSIP 693475105 13F (30d) 1608 filings 1522 filers Visit website Investor relations