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PNC · Pnc Financial Services Group, Inc. · Financials

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$219.37 +3.16 (+1.46%)
Market Cap
$86.26B
Shares
398.94M
Volume · Oct 20 341.71K Avg daily vol (3M) 1.75M

Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.

Revenue
$23.1B +7.2%
FY2025 Revenue FY2007–FY2025
Net Income
$7B +17.5%
FY2025 Net Income FY2007–FY2025
Diluted EPS
$16.59 +20.7%
FY2025 Diluted EPS FY2007–FY2025
Operating Cash Flow
$4.38B -44.4%
FY2025 Operating Cash Flow FY2007–FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Line Item TTM FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018 FY2017 FY2016 FY2015 FY2014 FY2013 FY2012 FY2011 FY2010 FY2009 FY2008 FY2007
$25.03B $23.1B $21.56B $21.49B $21.12B $19.21B $16.9B $16.84B $16.19B $16.33B $15.16B $15.23B $15.38B $16.01B $15.51B $14.33B $15.18B $16.23B $6.3B $5.89B
$26.05B $25.31B $26.38B $24.31B $15.44B $11.13B $11.31B $13.76B $12.58B $10.81B $9.65B $9.32B $9.43B $10.01B $10.73B $10.19B $11.15B $12.09B $6.3B $6.14B
$15.45B $14.41B $13.5B $13.92B $13.01B $10.65B $9.95B $9.97B $9.72B $9.11B $8.39B $8.28B $8.53B $9.15B $9.64B $8.7B $9.23B $9.08B $3.85B $2.95B
$9.58B $8.69B $8.06B $7.57B $8.11B $8.56B $6.96B $6.87B $6.47B $7.22B $6.77B $6.95B $6.85B $6.87B $5.87B $5.63B $5.95B $7.15B $2.44B $2.94B
$394M $383M $381M $346M $306M $318M $364M $412M — — — — — — — — — — — —
$118M — — — — — — — — — — — $128M $243M $310M $324M $304M — — —
$382M $381M $259M $1.15B $1.14B $1.07B $983M $1.04B $940M $921M $843M $809M $776M $715M $707M $659M $697M $773M $463M $391M
$10.6B $10.9B $12.89B $10.39B $2.42B $487M $1.36B $3.8B $2.86B $1.71B $1.26B $1.05B $906M $860M $1.09B $1.49B $1.92B $3B $2.45B $3.2B
$476M — — — — — — $531M $525M $727M $361M $407M $441M $373M $302M $262M $291M $144M $129M $207M
$9.39B $8.49B $7.24B $6.74B $7.47B $6.99B $3.43B $5.49B $5.49B $5.49B $5.25B $5.51B $5.61B $5.69B $4.04B $4.07B $4.06B — — —
$1.71B $1.49B $1.29B $1.09B $1.36B $1.26B $426M $901M $928M $102M $1.27B $1.36B $1.41B $1.48B $1.05B $998M $1.04B $867M $298M $561M
$7.68B $7B $5.95B $5.65B $6.11B $5.73B $7.56B $5.42B $5.35B $5.39B $3.99B $4.14B $4.21B $4.21B $2.99B $3.07B $3.4B $2.4B $914M $1.49B
— 30.29% 27.62% 26.28% 28.94% 29.8% 44.72% 32.18% 33.02% 33% 26.28% 27.21% 27.36% 26.31% 19.3% 21.44% 22.38% 14.81% 14.52% 25.31%
$54M $61M $64M $69M $72M $51M — $49M $45M $50M $82M $37M $23M $11M -$7M — $15M $44M -$32M $24M
$7.26B $6.58B $5.5B $5.13B $5.71B $5.41B $2.72B $4.28B $4.26B $5.05B $3.66B $3.86B $3.94B $3.93B $2.81B $2.99B $3B $2B $856M $1.47B
$8.19B $10.09B $7.04B $8.04B -$4.54B $3.31B $9.49B $6.89B $4.72B $5.46B $3.51B $3.73B $4.25B $3.8B $3.94B $3.38B $4.94B — — —
USD/shares $18.17 $16.60 $13.76 $12.80 $13.86 $12.71 $16.99 $11.43 $10.79 $10.49 $7.42 $7.52 $7.44 $7.45 $5.33 $5.70 $5.80 $4.40 $2.49 $4.40
USD/shares $18.17 $16.59 $13.74 $12.79 $13.85 $12.70 $16.96 $11.39 $10.71 $10.36 $7.30 $7.39 $7.30 $7.36 $5.28 $5.64 $5.74 $4.36 $2.44 $4.32
shares — 396M 399M 401M 412M 426M 427M 447M 467M 481M 494M 514M 529M 528M 526M 524M 517M 454M 344M 331M
shares — 396M 400M 401M 412M 426M 427M 448M 470M 486M 500M 521M 537M 532M 529M 526M 520M 455M 346M 334M
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.

Capital Returned to Shareholders

Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2007–FY2025: $25.3B in buybacks, $26.6B in dividends.

Debt Profile

Reported borrowing balances, repayment dates and agreement terms, with links to the underlying filings.

Reported debt balances

Each amount keeps its reported scope. Related balance-sheet measures appear under the borrowing they describe.

Reported balanceAs ofAmountSource
Advances from Federal Home Loan Banks 2026-06-30 USD 40,416,000,000 10-Q filed 2026-08-05
Long-term debt, including current maturities 2026-06-30 USD 85,723,000,000 10-Q filed 2026-08-05
Other borrowings 2026-06-30 USD 2,767,000,000 10-Q filed 2026-08-05
Instrument and agreement coverage is incomplete. Additional filings are awaiting review.
2 filings have incomplete source or extraction coverage. Verified observations are shown; missing observations do not establish that debt was unchanged.

Covenants

Covenant terms have not yet been verified for this profile.

The balance figures do not establish whether covenants apply or whether the company complies with them.

Loans, facilities and notes

4.618% Fixed Rate/Floating Rate Senior Notes due October 26, 2029

Note · The PNC Financial Services Group, Inc.

Reference: 4.618% Fixed Rate/Floating Rate Senior Notes due October 26, 2029

Active
Original principal
USD 1,350,000,000
Outstanding
—
Commitment
—
Availability
—
Maturity
Oct 26, 2029

Last reported interest terms: 4.618% Reported 2026-05-26 Later filings may not restate these terms; this does not confirm they still apply.

Covenant terms for this agreement are not yet verified.

Documents and filing history
  1. Issuance · 2026-05-26 Original principal USD 1,350,000,000 Exact source document Parent 8-K filing · 2026-05-26
    On May 26, 2026, The PNC Financial Services Group, Inc. (the “Corporation”) completed the public offer and sale of (a) $1,350,000,000 aggregate principal amount of its 4.618% Fixed Rate/Floating Rate Senior Notes due October 26, 2029, and (b) $300,000,000 aggregate principal amount of its Senior Floating Rate Notes due October 26, 2029 (collectively, the “Notes”). The Notes were sold pursuant to an Underwriting Agreement dated May 20, 2026 (the “Underwriting Agreement”), entered into by the Corporation, PNC Capital Markets LLC, Citigroup Global Markets Inc. and Morgan Stanley & Co. LLC. The Underwriting Agreement is attached to this Current Report on Form 8-K as Exhibit 1.1 and is incorporated into this Item 8.01 by reference.
    Issuer evidence: On May 26, 2026, The PNC Financial Services Group, Inc. (the “Corporation”) completed the public offer and sale of (a) $1,350,000,000 aggregate principal amount of its 4.618% Fixed Rate/Floating Rate Senior Notes due October 26, 2029, and (b) $300,000,000 aggregate principal amount of its Senior Floating Rate Notes due October 26, 2029 (collectively, the “Notes”). The Notes were sold pursuant to an Underwriting Agreement dated May 20, 2026 (the “Underwriting Agreement”), entered into by the Corporation, PNC Capital Markets LLC, Citigroup Global Markets Inc. and Morgan Stanley & Co. LLC. The Underwriting Agreement is attached to this Current Report on Form 8-K as Exhibit 1.1 and is incorporated into this Item 8.01 by reference.
    Supporting evidence: On May 26, 2026, The PNC Financial Services Group, Inc. (the “Corporation”) completed the public offer and sale of (a) $1,350,000,000 aggregate principal amount of its 4.618% Fixed Rate/Floating Rate Senior Notes due October 26, 2029, and (b) $300,000,000 aggregate principal amount of its Senior Floating Rate Notes due October 26, 2029 (collectively, the “Notes”). The Notes were sold pursuant to an Underwriting Agreement dated May 20, 2026 (the “Underwriting Agreement”), entered into by the Corporation, PNC Capital Markets LLC, Citigroup Global Markets Inc. and Morgan Stanley & Co. LLC. The Underwriting Agreement is attached to this Current Report on Form 8-K as Exhibit 1.1 and is incorporated into this Item 8.01 by reference.
    Supporting evidence: On May 26, 2026, The PNC Financial Services Group, Inc. (the “Corporation”) completed the public offer and sale of (a) $1,350,000,000 aggregate principal amount of its 4.618% Fixed Rate/Floating Rate Senior Notes due October 26, 2029, and (b) $300,000,000 aggregate principal amount of its Senior Floating Rate Notes due October 26, 2029 (collectively, the “Notes”). The Notes were sold pursuant to an Underwriting Agreement dated May 20, 2026 (the “Underwriting Agreement”), entered into by the Corporation, PNC Capital Markets LLC, Citigroup Global Markets Inc. and Morgan Stanley & Co. LLC. The Underwriting Agreement is attached to this Current Report on Form 8-K as Exhibit 1.1 and is incorporated into this Item 8.01 by reference.

Senior Floating Rate Notes due October 26, 2029

Note · The PNC Financial Services Group, Inc.

Reference: Senior Floating Rate Notes due October 26, 2029

Active
Original principal
USD 300,000,000
Outstanding
—
Commitment
—
Availability
—
Maturity
Oct 26, 2029

Covenant terms for this agreement are not yet verified.

Documents and filing history
  1. Issuance · 2026-05-26 Original principal USD 300,000,000 Exact source document Parent 8-K filing · 2026-05-26
    On May 26, 2026, The PNC Financial Services Group, Inc. (the “Corporation”) completed the public offer and sale of (a) $1,350,000,000 aggregate principal amount of its 4.618% Fixed Rate/Floating Rate Senior Notes due October 26, 2029, and (b) $300,000,000 aggregate principal amount of its Senior Floating Rate Notes due October 26, 2029 (collectively, the “Notes”). The Notes were sold pursuant to an Underwriting Agreement dated May 20, 2026 (the “Underwriting Agreement”), entered into by the Corporation, PNC Capital Markets LLC, Citigroup Global Markets Inc. and Morgan Stanley & Co. LLC. The Underwriting Agreement is attached to this Current Report on Form 8-K as Exhibit 1.1 and is incorporated into this Item 8.01 by reference.
    Issuer evidence: On May 26, 2026, The PNC Financial Services Group, Inc. (the “Corporation”) completed the public offer and sale of (a) $1,350,000,000 aggregate principal amount of its 4.618% Fixed Rate/Floating Rate Senior Notes due October 26, 2029, and (b) $300,000,000 aggregate principal amount of its Senior Floating Rate Notes due October 26, 2029 (collectively, the “Notes”). The Notes were sold pursuant to an Underwriting Agreement dated May 20, 2026 (the “Underwriting Agreement”), entered into by the Corporation, PNC Capital Markets LLC, Citigroup Global Markets Inc. and Morgan Stanley & Co. LLC. The Underwriting Agreement is attached to this Current Report on Form 8-K as Exhibit 1.1 and is incorporated into this Item 8.01 by reference.
    Supporting evidence: On May 26, 2026, The PNC Financial Services Group, Inc. (the “Corporation”) completed the public offer and sale of (a) $1,350,000,000 aggregate principal amount of its 4.618% Fixed Rate/Floating Rate Senior Notes due October 26, 2029, and (b) $300,000,000 aggregate principal amount of its Senior Floating Rate Notes due October 26, 2029 (collectively, the “Notes”). The Notes were sold pursuant to an Underwriting Agreement dated May 20, 2026 (the “Underwriting Agreement”), entered into by the Corporation, PNC Capital Markets LLC, Citigroup Global Markets Inc. and Morgan Stanley & Co. LLC. The Underwriting Agreement is attached to this Current Report on Form 8-K as Exhibit 1.1 and is incorporated into this Item 8.01 by reference.
    Supporting evidence: On May 26, 2026, The PNC Financial Services Group, Inc. (the “Corporation”) completed the public offer and sale of (a) $1,350,000,000 aggregate principal amount of its 4.618% Fixed Rate/Floating Rate Senior Notes due October 26, 2029, and (b) $300,000,000 aggregate principal amount of its Senior Floating Rate Notes due October 26, 2029 (collectively, the “Notes”). The Notes were sold pursuant to an Underwriting Agreement dated May 20, 2026 (the “Underwriting Agreement”), entered into by the Corporation, PNC Capital Markets LLC, Citigroup Global Markets Inc. and Morgan Stanley & Co. LLC. The Underwriting Agreement is attached to this Current Report on Form 8-K as Exhibit 1.1 and is incorporated into this Item 8.01 by reference.

4.831% Fixed Rate/Floating Rate Senior Notes due July 19, 2030

Note · The PNC Financial Services Group, Inc.

Reference: 4.831% Fixed Rate/Floating Rate Senior Notes due July 19, 2030

Active
Original principal
USD 1,000,000,000
Outstanding
—
Commitment
—
Availability
—
Maturity
Jul 19, 2030

Last reported interest terms: 4.831% Reported 2026-07-21 Later filings may not restate these terms; this does not confirm they still apply.

Covenant terms for this agreement are not yet verified.

Documents and filing history
  1. Issuance · 2026-07-21 Original principal USD 1,000,000,000 Exact source document Parent 8-K filing · 2026-07-21
    On July 21, 2026, The PNC Financial Services Group, Inc. (the “Corporation”) completed the public offer and sale of (a) $1,000,000,000 aggregate principal amount of its 5.463% Fixed Rate/Floating Rate Senior Notes due July 21, 2037, and (b) $1,000,000,000 aggregate principal amount of its 4.831% Fixed Rate/Floating Rate Senior Notes due July 19, 2030 (collectively, the “Notes”).
    Issuer evidence: On July 21, 2026, The PNC Financial Services Group, Inc. (the “Corporation”) completed the public offer and sale of (a) $1,000,000,000 aggregate principal amount of its 5.463% Fixed Rate/Floating Rate Senior Notes due July 21, 2037, and (b) $1,000,000,000 aggregate principal amount of its 4.831% Fixed Rate/Floating Rate Senior Notes due July 19, 2030 (collectively, the “Notes”).
    Supporting evidence: On July 21, 2026, The PNC Financial Services Group, Inc. (the “Corporation”) completed the public offer and sale of (a) $1,000,000,000 aggregate principal amount of its 5.463% Fixed Rate/Floating Rate Senior Notes due July 21, 2037, and (b) $1,000,000,000 aggregate principal amount of its 4.831% Fixed Rate/Floating Rate Senior Notes due July 19, 2030 (collectively, the “Notes”).

5.463% Fixed Rate/Floating Rate Senior Notes due July 21, 2037

Note · The PNC Financial Services Group, Inc.

Reference: 5.463% Fixed Rate/Floating Rate Senior Notes due July 21, 2037

Active
Original principal
USD 1,000,000,000
Outstanding
—
Commitment
—
Availability
—
Maturity
Jul 21, 2037

Last reported interest terms: 5.463% Reported 2026-07-21 Later filings may not restate these terms; this does not confirm they still apply.

Covenant terms for this agreement are not yet verified.

Documents and filing history
  1. Issuance · 2026-07-21 Original principal USD 1,000,000,000 Exact source document Parent 8-K filing · 2026-07-21
    On July 21, 2026, The PNC Financial Services Group, Inc. (the “Corporation”) completed the public offer and sale of (a) $1,000,000,000 aggregate principal amount of its 5.463% Fixed Rate/Floating Rate Senior Notes due July 21, 2037, and (b) $1,000,000,000 aggregate principal amount of its 4.831% Fixed Rate/Floating Rate Senior Notes due July 19, 2030 (collectively, the “Notes”).
    Issuer evidence: On July 21, 2026, The PNC Financial Services Group, Inc. (the “Corporation”) completed the public offer and sale of (a) $1,000,000,000 aggregate principal amount of its 5.463% Fixed Rate/Floating Rate Senior Notes due July 21, 2037, and (b) $1,000,000,000 aggregate principal amount of its 4.831% Fixed Rate/Floating Rate Senior Notes due July 19, 2030 (collectively, the “Notes”).
    Supporting evidence: On July 21, 2026, The PNC Financial Services Group, Inc. (the “Corporation”) completed the public offer and sale of (a) $1,000,000,000 aggregate principal amount of its 5.463% Fixed Rate/Floating Rate Senior Notes due July 21, 2037, and (b) $1,000,000,000 aggregate principal amount of its 4.831% Fixed Rate/Floating Rate Senior Notes due July 19, 2030 (collectively, the “Notes”).

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue
5.72×
Peer median 5.65×
EV/EBIT
—
P/E (TTM)
11.90×
Peer median 11.31×

Peer medians compare against the 21 similar-size Banks - Regional companies (of 304 listed).

Valuation over time computed as of each quarter's filing date

Revenue Breakdown

Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.

Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.

By Segment (USD)

Component FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018
Retail Banking Segment $14,863,000,000 $14,547,000,000 $12,939,000,000 $10,507,000,000 — — — —
Corporate Institutional Banking Segment $11,228,000,000 $10,229,000,000 $9,269,000,000 $8,800,000,000 — — — —
Asset Management Group Segment $1,710,000,000 $1,562,000,000 $1,419,000,000 $1,544,000,000 — — — —
Asset Management Group — — $1,452,000,000 $1,544,000,000 $1,463,000,000 $1,211,000,000 $1,279,000,000 $1,179,000,000
Corporate Institutional Banking — — $9,269,000,000 $8,800,000,000 $8,309,000,000 $7,061,000,000 $6,174,000,000 $5,957,000,000
Retail Banking1 — — $12,925,000,000 $10,507,000,000 $9,002,000,000 $8,128,000,000 $8,168,000,000 $7,750,000,000
All Other Segments — — -$2,156,000,000 $269,000,000 $437,000,000 $501,000,000 $1,218,000,000 $1,304,000,000

By Product & Service (USD)

Component FY2025 FY2024 FY2023 FY2022 FY2021 FY2020
Cash and Cash Management Fees $2,859,000,000 $2,728,000,000 $2,678,000,000 $2,594,000,000 $2,380,000,000 $1,890,000,000
Treasury Management Fees $1,632,000,000 $1,522,000,000 $2,836,000,000 $2,648,000,000 $1,143,000,000 $896,000,000
Asset Management Fees and Brokerage Fees $1,597,000,000 $1,485,000,000 $1,412,000,000 $1,444,000,000 $1,437,000,000 $1,203,000,000
Capital Markets Related $1,087,000,000 $888,000,000 $653,000,000 $790,000,000 $1,110,000,000 $759,000,000
Asset Management Fees $986,000,000 $933,000,000 $1,764,000,000 $1,816,000,000 $964,000,000 $836,000,000
Lending and Deposit Services $779,000,000 $751,000,000 $1,488,000,000 $1,366,000,000 $640,000,000 $592,000,000
Debit Card Fees $717,000,000 $699,000,000 $1,382,000,000 $1,368,000,000 $665,000,000 $522,000,000
Interchange Fees $696,000,000 $671,000,000 $673,000,000 $662,000,000 — —
Deposit Account Fees $676,000,000 $645,000,000 $1,274,000,000 $1,166,000,000 $542,000,000 $497,000,000
Brokerage Fees $611,000,000 $552,000,000 $1,060,000,000 $1,072,000,000 $473,000,000 $367,000,000
Credit Card Reward Costs $490,000,000 $482,000,000 $445,000,000 $425,000,000 — —
Merchant Fees $223,000,000 $231,000,000 $490,000,000 $504,000,000 $236,000,000 $188,000,000
Net Credit Card Fees $206,000,000 $189,000,000 $228,000,000 $237,000,000 $221,000,000 $179,000,000
Commercial and Residential Mortgage Banking Fees $114,000,000 $117,000,000 $140,000,000 $140,000,000 $141,000,000 $111,000,000
Lending and Deposit Services Other $103,000,000 $106,000,000 $107,000,000 $100,000,000 $98,000,000 $95,000,000
Product And Service Other $83,000,000 $75,000,000 $68,000,000 $59,000,000 $50,000,000 $41,000,000
Cash and Cash Management Fees Other $81,000,000 $87,000,000 $96,000,000 $97,000,000 $115,000,000 $105,000,000
Key facts CIK 713676 CUSIP 693475105 13F (30d) 387 filings 364 filers Visit website Investor relations