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COFS · Choiceone Financial Services Inc

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$34.30 +0.26 (+0.76%) At close · Sep 4
Market Cap
$512.97M
Shares
14.96M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$34.30 Open$33.91 Day$33.81–34.41 52W close$26.29–34.62 Avg vol 30d75K Short int395K · 2.6% float · 5.5d Short vol53% DataJan 2020–Sep 2026 Filing10-Q · Aug 10

Up next

filed Aug 10, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$242.45M
Trailing 12 months
Net income (TTM)
$54.72M
Trailing 12 months
Revenue growth YoY
+12.7%
Year over year
Operating margin
Trailing 12 months
P / E (TTM)
8.3
Trailing earnings · reciprocal yield 12.1%
FCF yield
10.1%
TTM · current market cap
Return on invested capital
Trailing 12 months
Net cash
$88.65M
Latest balance sheet
Dividend yield
3.4%
Trailing 12 months
Shares change YoY
-0.2%
Year over year · fewer shares
Price change (1Y)
+11.2%
Trailing year
Short interest
2.6%
Latest settlement · 5.5 days to cover
View all 114 metrics

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Strong Buy Momentum Very Strong Sentiment Neutral Fundamentals Strong Quant / Vol Moderate
Market backdrop VIX 14.5 · calm Equity put/call 0.58
Technical
price trend
Strong Buy
50 / 200-day cross No cross
Price vs 200-day avg +11%
above
Price vs 50-day avg +2%
above
RSI (14) 59
neutral
MACD trend Positive
52-week position 96%
near high
Momentum
relative strength
Very Strong
1-month return +1%
trailing
6-month return +25%
trailing
YTD return +16%
this year
Relative strength +9%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $34 › 200d $31 — 50d above 200d
Institutional flow Accumulating
+7% holders QoQ · +25 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
2.64% of float · ▲ +26.6% MoM · 5.5 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
127 holders — near 3-yr high, broad support
Squeeze score 60
elevated · 0–100
Fundamentals
Strong
Revenue growth +64%
Y/Y
EPS growth −38%
Y/Y
Free cash flow $25.2M
Quant / Vol
risk profile
Moderate
Volatility 28%
annualized · 1-yr
Max drawdown −16%
past year
ATR 2.4%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Strong Buy
0 · 2 · 4
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+11% Bullish
Price vs 50-day avg
+2% Bullish
RSI (14)
59 Neutral
MACD trend
Positive Bullish
52-week position
96% Bullish
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross) No cross
50d $34 › 200d $31 — 50d above 200d
Institutional flow Accumulating
+7% holders QoQ · +25 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
2.64% of float · ▲ +26.6% MoM · 5.5 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
127 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $26 Now $34 · 96% Range high $35
vs 200-day avg +11% vs 50-day avg +2%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
COFS
Choiceone Financial Services Inc
this stock
$512.97M +16.2% +63.6% 2.6%
MFG
Mizuho Financial Group Inc
$135.92B +53.4% 0.1%
HDB
Hdfc Bank Ltd
$119.10B -36.6% -3.2% 0.5%
IBN
Icici Bank Ltd
$108.74B +1.7% 0.7%
CIXPF
CaixaBank/ADR
$105.73B +24.9% 0.1%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
127
% held
46.8%
Net QoQ
+202.1K sh
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
162
View
Short & Settlement
Short Interest Rising
Shares short
394.6K
Days to cover
5.5d
Change
+83.0K sh
View
Short Volume
Short vol %
53%
As of
Sep 4, 2026
Short Total
View
Fails to Deliver
FTD shares
118
Value
$4.1K
As of
Aug 13, 2026
View
Off-Exchange
Off-exchange %
28.4%
Week of
Jul 27, 2026
Off-exch Lit
View
Financials
Financials
Revenue (FY)
$227.6M
Net income (FY)
$28.2M
EPS diluted
$2.01
View
Buybacks
Authorized
shares 375.4K
Remaining
shares 265.3K
Spent Remaining
View
Filings
SEC Filings
Latest
10-Q
Filed
Aug 10, 2026
This year
12
View
Exempt Offerings
Offering
$32.5M
Filed
Sep 10, 2021
View

Performance

5D 20D 120D MTD YTD
COFS +2.8% +0.7% +24.5% +3.3% +16.2%
SPY +0.1% -0.4% +15.1% +0.4% +12.9%
vs SPY +2.7% +1.1% +9.4% +2.9% +3.3%

Capital returns

Latest dividend
$0.29 / share · ex Jun 15, 2026
Declared · upcoming
$0.29 / share · ex Sep 15, 2026
Raised 3.6%
Paid (TTM)
$1.15 / share · 4 payouts
Dividend yield (TTM, derived)
3.35%
Buyback program · as of Jun 30, 2026
Authorized
shares 375,388
Spent (derived)
shares 110,116
Remaining
shares 265,272
Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 803164 CUSIP 170386106 13F (30d) 94 filings 94 filers Visit website Investor relations