8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of the SecuritiesExchange Act of 1934

Date of Report (Date of earliest event reported): September 21, 2022

ChoiceOne Financial Services, Inc.

(Exact Name of Registrant as

Specified in its Charter)

	Michigan<br><br>(State or Other Jurisdiction<br><br>of Incorporation)	000-19202<br><br>(Commission<br><br>File Number)	38-2659066<br><br>(IRS Employer<br><br>Identification No.)
109 East DivisionSparta, Michigan<br><br>(Address of Principal Executive Offices)			49345<br><br>(Zip Code)

Registrant's telephone number, including area code: (616) 887-7366

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading symbol(s)	Name of each exchange on which registered
Common stock	COFS	NASDAQ Capital Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company o

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o

Item 5.02	Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

On September 21, 2022, Patrick A. Cronin tendered his retirement from the Board of Directors of ChoiceOne Financial Services, Inc. ("ChoiceOne"), effective immediately. There is no disagreement between ChoiceOne and Mr. Cronin known to an executive officer of ChoiceOne, as defined in 17 CFR 240.3b-7, on any matter relating to ChoiceOne's operations, policies or practices.

On September 21, 2022, Curt E. Coulter, D.O. was appointed to the Board of Directors of ChoiceOne, effective immediately, to fill the vacancy created by the retirement of Mr. Cronin, for a term that will expire at ChoiceOne's 2024 annual meeting of shareholders. Dr. Coulter will serve on the Governance and Nominating Committee of ChoiceOne’s Board of Directors. Also on September 21, 2022, the Board of Directors of ChoiceOne increased the number of directors constituting the Board of Directors from 14 directors to 15 directors and Michelle M. Wendling was appointed to the Board of Directors to fill the resulting vacancy, for a term that will expire at ChoiceOne’s 2023 annual meeting of shareholders. Each of Dr. Coulter and Ms. Wendling also serves as a member of the Board of Directors of ChoiceOne Bank.

Neither Dr. Coulter nor Ms. Wendling is a party to any transaction, or series of transactions, required to be disclosed pursuant to Item 404(a) of Regulation S-K. There is no agreement, arrangement or understanding pursuant to which Dr. Coulter or Ms. Wendling was selected as a director. Dr. Coulter and Ms. Wendling will be entitled to receive compensation for his or her services as a director consistent with the compensation paid to other directors as described in the Proxy Statement for ChoiceOne's 2022 annual meeting of shareholders.

Item 7.01	Regulation FD Disclosure

On September 22, 2022, ChoiceOne issued the press release furnished with this Form 8-K as Exhibit 99.1. Exhibit 99.1 is furnished to, and not filed with, the Commission.

Item 9.01	Financial Statements and Exhibits
Exhibit No.	Exhibit
99.1	Press Release.  This Exhibit is furnished to, and not filed with, the Commission.

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated:	September 22, 2022	CHOICEONE FINANCIAL SERVICES, INC.<br><br>(Registrant)
		By:	/s/ Adom J. Greenland
			Adom J. Greenland<br><br>Its Chief Financial Officer, Secretary and Treasurer

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EXHIBIT99.1

FOR IMMEDIATE RELEASE

Patrick Cronin****Retires from ChoiceOne Holding Company and Bank Boards of Directors

Michelle Wendling, Dr. Curt CoulterAppointed to Holding Company Board

SPARTA, Mich., September 22, 2022 – It is with sincere appreciation that the Boards of Directors of ChoiceOne Financial Services, Inc. (NASDAQ: COFS) (“ChoiceOne”), and ChoiceOne Bank announce the retirement of Patrick A. Cronin from the Boards of Directors of ChoiceOne and ChoiceOne Bank effective September 21. Michelle Wendling and Dr. Curt Coulter were appointed to the ChoiceOne Board, effective upon Cronin’s retirement on September 21.

“Pat’s insight and leadership will be missed,” said ChoiceOne CEO Kelly Potes. “Pat has served our organization as a Board member for nearly 30 years. Pat’s passion for our employees and communities has done so much to make our Bank successful. Michelle and Curt will be excellent additions to the Board. They both bring unique perspectives as leaders in their communities and will help guide us to continued success in the future.”

“I’ve known Pat both personally and professionally for over 30 years,” said ChoiceOne President Mike Burke. “Pat stands for integrity and his love for the community is evident in all he does. Everyone who knows Pat loves his infectious positive, can-do attitude. If you are in the room with Pat, you cannot miss that frequent bellowing laugh for which he is so famous. He will be missed on the Board, and we wish him and his wife Mary the best in retirement.”

Patrick A. Cronin was appointed as a director of ChoiceOne in 2019 in connection with the merger of County Bank Corp. with and into ChoiceOne. He has been a State Farm Insurance Agent in Lapeer since 1974. He previously served as director of County Bank Corp., parent company of Lakestone Bank & Trust, since 1993. Cronin has served as past President and Chairman of numerous organizations in Lapeer County, including the Mayfield Township Airport Board, City of Lapeer Downtown Development Authority, Big Brothers Big Sisters of Lapeer County, Lapeer County Hockey Association, Lapeer Optimist Club and the Gus Macker Basketball Lapeer. Cronin received his Marketing and Business degree from Mott Community College.

Michelle M. Wendling is a Senior Director of Sales of PepsiCo. Wendling was appointed as a director of ChoiceOne Bank in 2019 in connection with the merger of County Bank Corp. with and into ChoiceOne. Prior to the merger, Wendling served as Director of Lakestone Bank & Trust and its holding company, County Bank Corp. since November 2016. Prior to that, she served as director of Capac Bancorp Inc.

Wendling is an Executive Sponsor for PepsiCo’s Women’s Inclusion Network and a Network of Executive Women member. Wendling has served on the Memphis Community School Board from 2006-2019, serving as Vice President and President. She previously served as Treasurer for the Emmett Little League. Wendling was a Top Women in Grocery winner in 2020 and has received numerous performance and leadership awards from PepsiCo. Wendling is a graduate of Oakland University with a Master of Business Administration (MBA) and a graduate of Western Michigan University with a Bachelor of Business Administration in Food Marketing.

Curt E. Coulter, D.O. is a Physician and Partner of Lapeer Medical Associates and is Board Certified in Family Medicine. Coulter was appointed as a director of ChoiceOne in 2019 in connection with the merger of County Bank Corp. with and into ChoiceOne. Prior to the merger, Coulter served as director of Lakestone Bank & Trust and its holding company, County Bank Corp. since November 2016.

Coulter received his Bachelor of Science from the University of Michigan and his Medical Degree from Michigan State University. He completed his internship at Flint Osteopathic Hospital and residency at Genesys Regional Medical Center. Coulter is an Associate Professor of Clinical Medicine at Michigan State University-COM, and an Associate Professor of Clinical Medicine at Michigan State University-CHM. Coulter is also a member of the American Osteopathic Association, Michigan Osteopathic Association, and the American Association of Family Practitioners. He is partner in PBSC Properties. He has served on the North Branch Township Planning Commission and has a 300-acre farm where he raises cattle, and produces corn, soybeans, wheat, and maple syrup.

About ChoiceOne

ChoiceOne Financial Services, Inc. is a financial holding company headquartered in Sparta, Michigan, and the parent corporation of ChoiceOne Bank. Member FDIC. ChoiceOne Bank, named twiceas one of America's Best Banks by Newsweek, operates 35 offices in parts of Kent, Ottawa, Muskegon, Newaygo, Lapeer, St. Clair, and Macomb counties. ChoiceOne is an approximately $2.4 billion-asset bank holding company making it the 10th largest bank holding company in Michigan based on asset size. ChoiceOne Bank offers insurance and investment products through its subsidiary, ChoiceOne Insurance Agencies, Inc. ChoiceOne Financial Services, Inc. common stock is quoted on the Nasdaq Capital Market under the symbol “COFS.” For more information, please visit Investor Relations at ChoiceOne’s website choiceone.com.

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Contacts

Kelly Potes

ChoiceOne Chief Executive Officer

616-887-7366

kpotes@choiceone.com

Michael J. Burke, Jr.

ChoiceOne President

810.664.2977

michael.burke@choiceone.com

Source: ChoiceOne Financial Services, Inc.