EQBK
Equity Bancshares Inc
$47.90
+0.00 (+0.00%)
At close · Jul 10
Market Cap
$988.69M
Shares
20,640,778
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$47.90
Open$47.74
Day$47.02–48.29
52W$35.59–51.48
Avg vol 30d140K
Short int740K · 3.6% float · 3.6d
Short vol19%
Last earningsApr 14, 2026
DataJan 2020–Jul 2026
Filing10-Q · May 8
Up next
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed May 8, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Equibles Rating
blended score · not investment advice
Overall
Neutral
SellHoldBuy
Technical
Buy
Momentum
Neutral
Sentiment
Bullish
Fundamentals
Weak
Quant / Vol
Moderate
Market backdrop
VIX 17.2 · elevated
Equity put/call 0.55
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+7%
above
Price vs 50-day avg
+2%
above
RSI (14)
51
neutral
MACD trend
Negative
52-week position
77%
mid-range
Momentum
relative strength
1-month return
0%
trailing
6-month return
+1%
trailing
YTD return
+8%
this year
Relative strength
−8%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $47 › 200d $45 — 50d above 200d
Institutional flow
Accumulating
4 of 138 funds reported for Jun 30 · net +13 sh shares · +1 new
Insider flow
Accumulating
Net +$6.5K over 90 days · 50% sells
Short interest
Rising
3.58% of float · ▲ +102.3% MoM · 3.6 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
138 holders — near 3-yr high, broad support
Squeeze score
80
high risk · 0–100
Fundamentals
EPS growth
−69%
Y/Y
Free cash flow
$38.1M
Valuation
P/E 40.6
rich
Balance sheet
$391.0M
net debt
Quant / Vol
risk profile
Volatility
25%
annualized · 1-yr
Max drawdown
−17%
past year
ATR
2.4%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the Earnings Call filed Mar 31, 2026
Per share target
· 2026
Initiated
$5.00
prior FY $1.23
midpoint +306.5% Y/Y
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+7%
Bullish
Price vs 50-day avg
+2%
Bullish
RSI (14)
51
Neutral
MACD trend
Negative
Bearish
52-week position
77%
Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross)
No cross
50d $47 › 200d $45 — 50d above 200d
Institutional flow
Accumulating
4 of 138 funds reported for Jun 30 · net +13 sh shares · +1 new
Insider flow
Accumulating
Net +$6.5K over 90 days · 50% sells
Short interest
Rising
3.58% of float · ▲ +102.3% MoM · 3.6 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
138 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $36
Now $48 · 77%
52-wk high $51
vs 200-day avg +7%
vs 50-day avg +2%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| ACL plus purchase discounts to gross loans held for investment | 1.77% | Q1 2026 | — |
| Average interest-earning assets | $6.9B | Q1 2026 | — |
| Efficiency ratio | 56.7% | Q1 2026 | — |
| Pre-tax, pre-provision net revenue non-GAAP | $34.7M | Q1 2026 | — |
| 75% pipeline | $517M | Q1 2026 call | — |
| ACL coverage | 1.18% | Q1 2026 call | — |
| adjusted EPS non-GAAP | $1.23 | Q1 2026 call | — |
| adjusted return on average tangible common equity non-GAAP | 16.1% | Q1 2026 call | — |
| average origination rate | 6.87% | Q1 2026 call | — |
| bank-level TCE ratio | 9.8% | Q1 2026 call | — |
| CET1 capital ratio | 11.5% | Q1 2026 call | — |
| core EPS non-GAAP | $1.32 | Q1 2026 call | — |
| core return on average tangible equity non-GAAP | 16.1% | Q1 2026 call | — |
| line utilization | 56% | Q1 2026 call | — |
| loan production | $267M | Q1 2026 call | — |
| loan-to-deposit ratio | 86% | Q1 2026 call | — |
| loans past due and nonaccrual as a percentage of end-of-period loans | 1.86% | Q1 2026 call | — |
| net charge-offs annualized as a percentage of average loans | 10 | Q1 2026 call | — |
| net interest margin | 4.33% | Q1 2026 call | — |
|
|
|||
| nonaccrual loans | $52.4M | Q1 2026 call | — |
| noninterest-bearing accounts as a percentage of total deposits | 20.2% | Q1 2026 call | — |
| nonperforming assets | $58.3M | Q1 2026 call | — |
| nonperforming assets as a percentage of total assets | 0.8% | Q1 2026 call | — |
| reserve ratio inclusive of merger-related discounts | 1.77% | Q1 2026 call | — |
| shares repurchased | 500K | Q1 2026 call | — |
| tangible common equity ratio | 9% | Q1 2026 call | — |
| total capital ratio | 14.4% | Q1 2026 call | — |
| weighted average share repurchase cost | $44.74 | Q1 2026 call | — |
| Allowance for credit losses to gross loans held for investment | 1.26% | Q4 FY2025 | — |
| Book value per share | $38.64 | Q4 FY2025 | — |
| Core margin | 4.36% | Q4 FY2025 | — |
| Loan purchase accounting contribution to margin | 16 | Q4 FY2025 | — |
| Net charge-offs (annualized) | 0.06% | FY2025 | — |
| Tangible book value per share | $32.86 | Q4 FY2025 | — |
| Tangible common equity to tangible common assets | 9.94% | Q4 FY2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
EQBK
this stock
Equity Bancshares Inc
|
$988.69M | +7.7% | — | 40.6 | 3.6% |
|
HDB
Hdfc Bank Ltd
|
$135.58B | -27.7% | +15.2% | — | 0.4% |
|
MFG
Mizuho Financial Group Inc
|
$127.67B | +43.2% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$104.94B | -1.8% | — | — | 0.7% |
|
PNC
Pnc Financial Services Group, Inc.
|
$101.54B | +22.1% | +7.2% | 14.7 | 1.9% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| EQBK | -2.7% | 0.0% | +1.5% | -2.2% | +7.7% |
| SPY | +1.4% | +4.1% | +9.1% | +1.1% | +10.7% |
| vs SPY | -4.1% | -4.1% | -7.6% | -3.3% | -3.0% |
Capital returns
Latest dividend
$0.18
/ share · ex Jun 30, 2026
Paid (TTM)
$0.72
/ share · 4 payouts
Dividend yield (TTM, derived)
1.50%
Buyback program
· as of Mar 31, 2026
Authorized
shares 1.00M
Spent (derived)
shares 672,338
Remaining
shares 327,662
Spent
Remaining
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.