LSAK · Lesaka Technologies Inc · Financials
$3.97
-0.09 (-2.22%)
At close · Oct 28
Return incl. dividend (before tax)
Q4 2026 earnings call transcript
Market Cap
$348.45M
Shares
85.82M
Volume · Oct 28
233.03K
Avg daily vol (3M)
168.45K
Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.
Revenue
$721.55M
+9.4%
FY2026
Net Income
$2.76M
+103%
FY2026
Gross Margin
31.98%
+5.8pp
FY2026
Operating Margin
1.76%
+6pp
FY2026
Diluted EPS
$0.03
+102.5%
FY2026
Operating Cash Flow
$52.44M
+674.9%
FY2026
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| — | $721.55M | $659.7M | $564.22M | $527.97M | $222.61M | $130.79M | $144.3M | $160.64M | $612.89M | $610.07M | $590.75M | $625.98M | $581.66M | $452.15M | $390.26M | $343.42M | $280.36M | $246.82M | |
| — | — | — | — | — | — | — | — | — | — | — | — | — | $14.82M | $12.08M | $8.58M | $7.65M | $10.12M | — | |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | -$1.02M | $9.07M | $10.83M | |
| — | $490.83M | $487.19M | $443.29M | $417.54M | $168.32M | $96.25M | $102.31M | $124.1M | $243.55M | $292.38M | $290.1M | $297.86M | $260.23M | $196.83M | $141M | $109.86M | $72.97M | $70.09M | |
| — | $230.72M | $172.52M | $120.93M | $110.43M | $54.29M | $34.54M | $41.99M | $36.53M | $369.34M | $317.68M | $300.65M | $328.12M | $321.42M | $255.31M | $249.26M | $233.56M | $207.39M | $176.73M | |
| — | 31.98% | 26.15% | 21.43% | 20.92% | 24.39% | 26.41% | 29.1% | 22.74% | 60.26% | 52.07% | 50.89% | 52.42% | 55.26% | 56.47% | 63.87% | 68.01% | 73.97% | 71.6% | |
| — | $800K | $500K | $500K | $500K | $500K | $300K | $1.6M | $700K | $800K | $2M | $2.3M | $2.4M | $2.2M | $1.3M | $3.9M | $5.7M | $7.6M | $8.9M | |
| — | $153.47M | $123.73M | $87.03M | $95.05M | $74.99M | $84.06M | $75.26M | $144.92M | $130.82M | $179.26M | $145.89M | $158.92M | $168.07M | $191.55M | $137.4M | $119.69M | $80.85M | $64.83M | |
| — | $29.7M | $22M | $14.4M | $15M | $3.8M | $400K | $300K | $7.1M | $3.7M | $14M | $11.2M | $19.4M | $16.6M | $18.2M | $19.4M | $22.5M | $15.2M | — | |
| — | $47.35M | $33.72M | $23.67M | $23.69M | $7.58M | $4.35M | $13.3M | $37.35M | $35.48M | $41.38M | $40.39M | $40.69M | $40.29M | $40.6M | $36.5M | $34.67M | $19.35M | $17.08M | |
| — | — | — | $0 | $0 | $5.89M | $0 | $0 | — | — | — | — | — | — | — | — | — | — | — | |
| — | $12.68M | -$27.97M | $2.75M | -$15.35M | -$40.2M | -$53.87M | -$44.25M | -$134.93M | $53.81M | $97.04M | $114.37M | $128.52M | $101.8M | $23.16M | $61.15M | $37.43M | $69.81M | $93.44M | |
| — | 1.76% | -4.24% | 0.49% | -2.91% | -18.06% | -41.19% | -30.66% | -84% | 8.78% | 15.91% | 19.36% | 20.53% | 17.5% | 5.12% | 15.67% | 10.9% | 24.9% | 37.86% | |
| — | $60.03M | $5.76M | $26.42M | $8.34M | -$32.62M | -$49.53M | -$30.95M | -$97.58M | $89.29M | $138.42M | $154.76M | $169.2M | $142.08M | $63.76M | $97.65M | $72.1M | $89.16M | $110.52M | |
| $11.1M | — | — | — | — | — | — | — | — | $8.94M | $3.48M | $3.42M | $4.46M | $7.47M | $7.97M | $9.35M | $8.67M | $1.05M | $9.46M | |
| — | $2.89M | $2.6M | $2.29M | $1.85M | $2.09M | $2.42M | $2.81M | $5.42M | $16.85M | $20.9M | — | — | $14.82M | $12.08M | $8.58M | $7.65M | $10.12M | $20.29M | |
| — | $215K | $114K | -$1.28M | -$5.12M | -$3.65M | -$24.88M | -$29.54M | $1.26M | $1.81M | $2.81M | $639K | $452K | $298K | $351K | $220K | -$339K | $93K | -$874K | |
| — | — | — | — | — | — | — | $0 | -$167.46M | $32.47M | — | — | — | — | — | — | — | — | — | |
| — | $3.73M | -$107.18M | -$13.87M | -$32.27M | -$39.9M | -$5.62M | -$65.02M | -$319.44M | $94.56M | $114.46M | $126.24M | $140.42M | $109.14M | $27.28M | $60.38M | $36.41M | $78.88M | $130.92M | |
| — | $1.43M | -$15.98M | $3.36M | -$2.31M | $327K | $7.56M | $2.66M | -$5.07M | $45.11M | $42.51M | $42.08M | $44.14M | $39.38M | $14.66M | $15.94M | $33.53M | $40.82M | $42.74M | |
| — | $2.76M | -$90.96M | -$18.52M | -$35.07M | -$43.88M | -$38.06M | -$78.36M | -$311.01M | $62.09M | $73.07M | $82.45M | $94.74M | $70.11M | $12.98M | $44.65M | $2.65M | $38.99M | $86.6M | |
| — | 0.38% | -13.79% | -3.28% | -6.64% | -19.71% | -29.1% | -54.3% | -193.61% | 10.13% | 11.98% | 13.96% | 15.13% | 12.05% | 2.87% | 11.44% | 0.77% | 13.91% | 35.09% | |
| — | -$246K | -$130K | $0 | $0 | — | $0 | $0 | $2.35M | -$880K | $1.69M | $2.34M | $2M | -$50K | -$3000 | $14K | -$101K | -$839K | $701K | |
| — | $22.06M | -$88.36M | -$11.23M | -$61.96M | -$67M | -$14.7M | -$51.62M | -$322.47M | $40.47M | $100.03M | $31.94M | $38.3M | $88.41M | -$12.16M | $2.71M | $35.55M | $31.07M | $66.65M | |
| USD/shares | — | $0.03 | -$1.19 | -$0.29 | -$0.56 | -$0.75 | -$0.67 | -$1.37 | -$5.48 | $1.10 | $1.34 | $1.72 | $2.03 | $1.51 | $0.28 | $0.99 | $0.06 | $0.84 | $1.53 |
| USD/shares | — | $0.03 | -$1.19 | -$0.29 | -$0.56 | -$0.75 | -$0.67 | -$1.37 | -$5.48 | $1.09 | $1.33 | $1.71 | $2.02 | $1.50 | $0.28 | $0.99 | $0.06 | $0.84 | $1.53 |
| shares | — | 79.52M | 73.89M | 61.28M | 60.13M | 57.21M | 56.33M | 56M | 55.96M | 55.86K | 53.97M | 47.23M | 46.25M | 46M | 45.06M | 44.93M | 45.12M | 46.25M | 56.55M |
| shares | — | 79.68M | 73.89M | 61.28M | 60.13M | 57.21M | 56.59M | 56M | 55.98M | 55.91K | 54.08M | 47.48M | 46.4M | 46.12M | 45.18M | 44.98M | 45.15M | 46.44M | 56.74M |
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2009–FY2026: $266.23M in buybacks.
Debt Profile
Completed filing coverage through Apr 1, 2026Reported borrowing balances, repayment dates and agreement terms, with links to the underlying filings.
Reported debt balances
Each amount keeps its reported scope. Related balance-sheet measures appear under the borrowing they describe.
| Reported balance | As of | Amount | Source |
|---|---|---|---|
| Long-term debt, including current maturities | 2026-06-30 | USD 210,711,000 | 10-K filed 2026-09-09 |
Related accounting measures — not additional borrowingCarrying amounts can reflect issuance costs or discounts. Differences between these measures are not necessarily repayments due within a year.
| |||
| Operating lease liabilities | 2026-06-30 | USD 23,746,000 | 10-K filed 2026-09-09 |
Related accounting measures — not additional borrowingCarrying amounts can reflect issuance costs or discounts. Differences between these measures are not necessarily repayments due within a year.
| |||
| Short-term bank loans and notes payable | 2026-06-30 | USD 20,671,000 | 10-K filed 2026-09-09 |
1 filing observation remains unmatched and is excluded from instrument histories.
Instrument and agreement coverage is incomplete. Additional filings are awaiting review.
Covenants
Covenant terms have not yet been verified for this profile.
The balance figures do not establish whether covenants apply or whether the company complies with them.
Loans, facilities and notes
The instrument breakdown is not yet verified. Read the debt note in the linked report for borrowing terms and maturity conditions.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
0.66×
Peer median 2.05×
EV/EBIT
37.67×
Peer median 19.74×
P/E (TTM)
—
Peer median 20.13×
Peer medians compare against the 69 similar-size Software - Infrastructure companies (of 159 listed).
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Segment (USD)
| Component | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| Merchant Segment | $506,193,000 | $524,252,000 | $456,069,000 | $416,562,000 | $156,677,000 | — | — | — |
| Consumer Segment | $142,443,000 | $96,008,000 | $69,211,000 | $62,801,000 | $65,932,000 | $66,149,000 | $70,998,000 | — |
| Enterprise Segment | $72,918,000 | $39,441,000 | $38,942,000 | $47,139,000 | — | — | — | — |
| Unallocated | $0 | $0 | $0 | $1,469,000 | $0 | — | — | — |
| Financial Services | — | — | — | — | — | $35,605,000 | — | $51,173,000 |
| Merchant Segment | — | — | — | $463,701,000 | $156,677,000 | $62,944,000 | $68,260,000 | — |
| Processing | — | — | — | — | — | $77,662,000 | — | $107,422,000 |
| Technology | — | — | — | — | — | $17,519,000 | — | $21,749,000 |
| Unallocated | — | — | — | $1,469,000 | — | $1,693,000 | — | — |
| All Other Segments | — | — | — | $0 | $1,695,000 | $3,318,000 | $5,041,000 | — |
By Geography (USD)
| Component | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| South Africa | $679,021,000 | $624,846,000 | $537,594,000 | $505,558,000 | $215,162,000 | $127,468,000 | $139,258,000 | $150,793,000 |
| Rest of World | $42,533,000 | $34,855,000 | $26,628,000 | $22,413,000 | $7,447,000 | $3,318,000 | $5,041,000 | $9,842,000 |
By Product & Service (USD)
| Component | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| Service | $630,377,000 | $613,201,000 | $529,818,000 | — | — | $95,398,000 | $110,627,000 | $137,339,000 |
| ADP | $419,817,000 | $434,829,000 | $421,105,000 | — | — | — | — | — |
| Loan Based Fees Received | $65,696,000 | $37,344,000 | $29,948,000 | — | — | $20,511,000 | $19,955,000 | $27,525,000 |
| Transactional Fees | $50,443,000 | $39,588,000 | $31,238,000 | — | — | — | — | — |
| Acquiring | $46,776,000 | $32,507,000 | $12,642,000 | — | — | — | — | — |
| Cash Segment | $41,604,000 | $43,723,000 | $40,319,000 | — | — | — | — | — |
| Other Products and Services | $25,030,000 | $25,013,000 | $12,744,000 | $5,422,000 | $5,042,000 | $2,411,000 | $4,717,000 | $7,751,000 |
| Software Segment | $22,139,000 | $14,872,000 | — | — | — | — | — | — |
| Rental Income | $15,323,000 | $0 | $0 | — | — | — | — | — |
| Utilities Segment | $15,002,000 | $4,027,000 | — | — | — | — | — | — |
| Product | $10,158,000 | $9,157,000 | $4,456,000 | — | — | $14,877,000 | $13,717,000 | $15,480,000 |
| Account Holder Fees | — | $7,307,000 | $6,048,000 | $5,610,000 | $5,838,000 | $5,342,000 | $12,628,000 | $17,428,000 |
| Insurance Revenue | — | $20,052,000 | $12,117,000 | $9,677,000 | $8,530,000 | $6,605,000 | $5,212,000 | $5,858,000 |
| Interest From Customer | — | $12,269,000 | $6,096,000 | $5,778,000 | $1,121,000 | — | — | — |
| Lending Revenue | — | $28,534,000 | $23,849,000 | $19,504,000 | $21,573,000 | $20,672,000 | $19,955,000 | $27,512,000 |
| Prepaid Airtime Sold | — | $371,617,000 | $358,176,000 | $322,801,000 | $69,603,000 | $13,422,000 | $22,631,000 | $15,025,000 |
| Processing Fees | — | $185,047,000 | $142,352,000 | $138,909,000 | $84,734,000 | $63,320,000 | $60,895,000 | $83,090,000 |
| Technology Products | — | $27,147,000 | $9,897,000 | $20,270,000 | $26,168,000 | $19,014,000 | $18,261,000 | $20,594,000 |
| Variation of Price Related to Sassa | — | — | — | — | — | $0 | $0 | -$19,709,000 |
| Welfare Benefit Distributions Fees | — | — | — | — | — | — | — | $3,086,000 |
Segment Operating Income
Annual operating income by business segment, as tagged in the company's own XBRL filings. Segments need not sum to the consolidated figure — corporate costs and eliminations are typically unallocated.
By Segment (USD)
| Component | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|
| Merchant Segment | $33,368,000 | $33,531,000 | $12,646,000 | $5,411,000 | — | — |
| Consumer Segment | $14,650,000 | $3,314,000 | -$21,674,000 | — | — | — |
| Consumer Segment | — | $3,314,000 | -$21,674,000 | -$25,962,000 | — | — |
| Financial Services | — | — | — | -$8,429,000 | -$3,621,000 | -$30,068,000 |
| Processing | — | — | — | -$34,283,000 | -$33,836,000 | -$51,575,000 |
| Technology | — | — | — | $2,627,000 | $2,815,000 | -$5,294,000 |
Operating Margin by Segment (%)
| Component | FY2024 | FY2023 | FY2022 | FY2021 | FY2019 |
|---|---|---|---|---|---|
| Merchant Segment | 7.3% | 8% | 8.1% | — | — |
| Consumer Segment | 21.2% | 5.3% | -32.9% | — | — |
| Financial Services | — | — | — | -23.7% | -58.8% |
| Processing | — | — | — | -44.1% | -48% |
| Technology | — | — | — | 15% | -24.3% |