NRUC · National Rural Utilities Cooperative Finance Corp /Dc/
Volume · Oct 20
18.37K
Avg daily vol (3M)
21.75K
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$20.25
Open$20.01
Day$20.01–20.37
52W close$19.68–24.85
Avg vol 30d25K
Short int6K · 1.0d
Short vol48%
Last earningsAug 7, 2026
DataJan 2020–Oct 2026
Filing10-Q · Oct 13
Up next
Next earnings call
Nov 22, 2026
Est · unconfirmed
· in 5 wks
filed Oct 13, 2026
Equibles Rating
blended score · not investment adviceOverall
Sell
SellHoldBuy
Technical
Neutral
Momentum
Very Weak
Sentiment
Bullish
Fundamentals
Limited
Quant / Vol
Low
Market backdrop
VIX 17.3 · elevated
Equity put/call 0.56
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
−12%
below
Price vs 50-day avg
−3%
below
RSI (14)
46
neutral
MACD trend
Positive
52-week position
11%
near low
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
−4%
trailing
6-month return
−16%
trailing
YTD return
−14%
this year
Relative strength
−24%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $21 › 200d $23 — 200d above 50d
Institutional flow
Flat
0% holders QoQ
Insider flow
Flat
No net insider activity over 90 days
Short interest
Falling
▼ -30.3% MoM · 1.0 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr low
1 holders — near 3-yr low, contrarian setup
Fundamentals
Not enough data for a confident read.
Quant / Vol
risk profile
Volatility
10%
annualized · 1-yr
Max drawdown
−21%
past year
ATR
2.1%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
−12%
Bearish
Price vs 50-day avg
−3%
Neutral
RSI (14)
46
Neutral
MACD trend
Positive
Bullish
52-week position
11%
Bearish
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Bullish · 1 of 6
Trend (MA cross)
No cross
50d $21 › 200d $23 — 200d above 50d
Institutional flow
Flat
0% holders QoQ
Insider flow
Flat
No net insider activity over 90 days
Short interest
Falling
▼ -30.3% MoM · 1.0 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr low
1 holders — near 3-yr low, contrarian setup
Price context
position in its 52-week range
Range low $20
Now $20 · 11%
Range high $25
vs 200-day avg -12%
vs 50-day avg -3%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted average cost non-GAAP | 4.04% | Q1 FY2027 filing | — |
| Adjusted average cost of borrowings non-GAAP | 4.04% | Q1 FY2027 filing | — |
| Adjusted interest expense non-GAAP | -$364.46M | Q1 FY2027 filing | — |
| Adjusted interest expense/adjusted average cost non-GAAP | 364.46M | Q1 FY2027 filing | — |
| Adjusted net interest income non-GAAP | 90M | Q1 FY2027 filing | — |
| Adjusted net interest spread non-GAAP | 0.63% | Q1 FY2027 filing | — |
| Adjusted net interest yield non-GAAP | 0.93% | Q1 FY2027 filing | — |
| Adjusted TIER non-GAAP | 1.15 | Q1 FY2027 filing | — |
|
|
|||
| average cost of borrowings | 4.2% | Q1 FY2027 filing | — |
| average outstanding notional amount of interest rate swaps | $6.58B | Q1 FY2027 filing | — |
| average yield on interest-earning assets | 4.67% | Q1 FY2027 filing | — |
| CFC distribution loans | 142M | Q1 FY2027 filing | — |
| CFC loans, at par for cash | 168M | Q1 FY2027 filing | — |
| CFC power supply loans | 274M | Q1 FY2027 filing | — |
| CFC statewide and associate loans | 5M | Q1 FY2027 filing | — |
| dealer medium-term notes | $800M | Q1 FY2027 filing | — |
| dealer medium-term notes to retail investors | 1M | Q1 FY2027 filing | — |
| Derivative cash settlements interest income | 14.03M | Q1 FY2027 filing | — |
| Derivative gains | $97M | Q1 FY2027 filing | — |
| Fixed-rate loan advances | 795M | Q1 FY2027 filing | — |
| Impact of non-interest bearing funding | 0.31% | Q1 FY2027 filing | — |
| Long-term fixed-rate loans that repriced | 334M | Q1 FY2027 filing | — |
| Long-term fixed-rate loans that repriced at fixed interest rates | 245M | Q1 FY2027 filing | — |
| Long-term fixed-rate loans that repriced at variable interest rates | 89M | Q1 FY2027 filing | — |
| Long-term loan advances | 1.01B | Q1 FY2027 filing | — |
| Long-term loan advances provided to members for capital expenditures | 100% | Q1 FY2027 filing | — |
| long-term notes under the Farmer Mac revolving note purchase agreement | 46M | Q1 FY2027 filing | — |
| Net interest spread | 0.47% | Q1 FY2027 filing | — |
| Net interest yield | 0.78% | Q1 FY2027 filing | — |
| net periodic derivative cash settlements interest income | 14M | Q1 FY2027 filing | — |
| notes payable outstanding under the Guaranteed Underwriter Program | 55M | Q1 FY2027 filing | — |
| notional amount | 100M | Q1 FY2027 filing | — |
| Patronage capital retirement | $62M | Q1 FY2027 filing | — |
|
|
|||
| principal amount of collateral trust bonds | 4M | Q1 FY2027 filing | — |
| principal amount of dealer medium-term notes | 621M | Q1 FY2027 filing | — |
| TIER | 1.36 | Q1 FY2027 filing | — |
| Adjusted net income non-GAAP | 245.08M | Year Ended May 31, 2025 filing | -15.3% |
|
|
|||
| Aggregate loans outstanding to CFC electric distribution cooperative members relating to broadba | 3.46B | FY2026 filing | — |
| aggregate payout of total opportunity under the annual incentive plan | 95% | fiscal year 2026 filing | — |
| Amortization payments as a percentage of amortizing loan subordinated certificates outstanding | 6% | FY2026 filing | — |
| Amortization payments on member loan subordinated certificates | 7M | FY2026 filing | — |
| average payout of base salaries for all employees in the fiscal year 2026 annual incentive plan | 25.11% | fiscal year 2026 filing | — |
| Derivative forward value gains (losses) | $18.21M | fiscal year ended May 31, 2026 filing | — |
| Derivative gains (losses) | $82.17M | fiscal year ended May 31, 2026 filing | — |
| Loans sold at par for cash | $671M | fiscal 2026 filing | — |
| New hires | 33 | fiscal year 2026 filing | — |
| Patronage capital allocation to members | $67M | fiscal 2025 filing | — |
| Turnover rate | 9.7% | fiscal year 2026 filing | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
At a glance
key data from every sectionOwnership
Short & Settlement
Financials
Filings
SEC Filings
Latest
8-K
- Filed
- Oct 16, 2026
- This year
- 11
National Rural Utilities Cooperative Finance Corporation filed prospectus supplements and entered agency agreements on October 16, 2026 to continue programs for unlimited Member Capital Securities, Series 2026; Medium-Term Notes, Series D; CFC InterNotes; and Retail Subordinated Notes.
ViewEarnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| NRUC | +1.6% | -3.9% | -15.7% | -2.2% | -14.4% |
| SPY | -1.2% | -0.6% | +8.1% | +0.8% | +12.8% |
| vs SPY | +2.8% | -3.3% | -23.8% | -3.0% | -27.2% |
Capital returns
Latest dividend
$0.344
/ share · ex Jul 31, 2026
Declared · upcoming
$0.3438
/ share · ex Oct 30, 2026
Paid (TTM)
$1.376
/ share · 4 payouts
Dividend yield (TTM, derived)
6.80%
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.