NU
Nu Holdings Ltd.
$13.76
+0.09 (+0.66%)
At close · Jul 10
Market Cap
$66.47B
Shares
3,807,883,872
Price & Indicators
Indicators
Price
Panels
Event markers
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$13.76
Open$13.88
Day$13.74–14.15
52W$11.20–18.98
Avg vol 30d60.9M
Short int148.4M · 3.9% float · 2.9d
Short vol44%
Last earningsDec 31, 2025
DataDec 2021–Jul 2026
Up next
FQ3-26 quarter ends
~Sep 30, 2026
Est
Equibles Rating
blended score · not investment advice
Overall
Neutral
SellHoldBuy
Technical
Neutral
Momentum
Weak
Sentiment
Neutral
Fundamentals
Limited
Quant / Vol
Moderate
Market backdrop
VIX 15 · calm
Equity put/call 0.55
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
−10%
below
Price vs 50-day avg
+6%
above
RSI (14)
60
neutral
MACD trend
Positive
52-week position
33%
mid-range
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
+18%
trailing
6-month return
−17%
trailing
YTD return
−18%
this year
Relative strength
−26%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $13 › 200d $15 — 200d above 50d
Institutional flow
Distributing
28 of 903 funds reported for Jun 30 · net -15.6M sh shares · +7 new
Insider flow
Distributing
Net -$257.0K over 90 days · 100% sells
Short interest
Falling
3.90% of float · ▼ -5.2% MoM · 2.9 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
903 holders — near 3-yr high, broad support
Squeeze score
61
elevated · 0–100
Fundamentals
Not enough data for a confident read.
Quant / Vol
risk profile
Volatility
38%
annualized · 1-yr
Max drawdown
−38%
past year
ATR
3.8%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
−10%
Bearish
Price vs 50-day avg
+6%
Bullish
RSI (14)
60
Neutral
MACD trend
Positive
Bullish
52-week position
33%
Neutral
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross)
No cross
50d $13 › 200d $15 — 200d above 50d
Institutional flow
Distributing
28 of 903 funds reported for Jun 30 · net -15.6M sh shares · +7 new
Insider flow
Distributing
Net -$257.0K over 90 days · 100% sells
Short interest
Falling
3.90% of float · ▼ -5.2% MoM · 2.9 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
903 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $11
Now $14 · 33%
52-wk high $19
vs 200-day avg -10%
vs 50-day avg +6%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| 15- to 90-day ratio | 5% | Q1 2026 call | — |
| ARPAC | $16 | Q1 2026 call | — |
| cost of deposits | 88% | Q1 2026 call | — |
| credit portfolio | $37.2B | Q1 2026 call | — |
| customer base | 135M | Q1 2026 call | — |
| customers in Brazil | 115M | Q1 2026 call | — |
| customers in Mexico | 15M | Q1 2026 call | — |
| efficiency ratio | 18% | Q1 2026 call | — |
| monthly activity rate | 83% | Q1 2026 call | — |
| net interest margin | 21.1% | Q1 2026 call | — |
| risk-adjusted NIM | 9.5% | Q1 2026 call | — |
| unsecured lending portfolio | $10B | Q1 2026 call | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
NU
this stock
Nu Holdings Ltd.
|
$66.47B | -17.8% | — | — | 3.9% |
|
HDB
Hdfc Bank Ltd
|
$136.10B | -27.4% | +15.2% | — | 0.4% |
|
MFG
Mizuho Financial Group Inc
|
$127.67B | +43.2% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$104.01B | -2.7% | — | — | 0.7% |
|
PNC
Pnc Financial Services Group, Inc.
|
$101.16B | +21.6% | +7.2% | 14.6 | 1.9% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| NU | +1.1% | +18.4% | -17.2% | +3.0% | -17.8% |
| SPY | +1.4% | +4.1% | +9.1% | +1.1% | +10.7% |
| vs SPY | -0.3% | +14.4% | -26.2% | +1.9% | -28.5% |