Skip to main content
PB logo

PB

Prosperity Bancshares Inc
$71.99 +0.49 (+0.69%) At close · Jul 10
Market Cap
$7.26B
Shares
100,854,689

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$71.99 Open$71.75 Day$71.52–72.41 52W$60.01–76.49 Avg vol 30d1.4M Short int6.2M · 6.1% float · 4.2d Short vol52% Last earningsApr 29, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 11
Up next
Next earnings call
Jul 29, 2026 Est · unconfirmed · in 2 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 11, 2026
AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Equibles Rating blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Buy Momentum Neutral Sentiment Bullish Fundamentals Excellent Quant / Vol Low
      Market backdrop VIX 15 · calm Equity put/call 0.55
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +4%
      above
      Price vs 50-day avg +3%
      above
      RSI (14) 53
      neutral
      MACD trend Negative
      52-week position 73%
      mid-range
      Momentum
      relative strength
      Neutral
      1-month return +1%
      trailing
      6-month return −1%
      trailing
      YTD return +5%
      this year
      Relative strength −10%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bullish
      Trend (MA cross) No cross
      50d $70 › 200d $69 — 50d above 200d
      Institutional flow Accumulating
      13 of 430 funds reported for Jun 30 · net +2.5K sh shares
      Insider flow Distributing
      Net -$788.6K over 90 days · 100% sells
      Short interest Falling
      6.12% of float · ▼ -4.3% MoM · 4.2 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      430 holders — near 3-yr high, broad support
      Squeeze score 59
      elevated · 0–100
      Fundamentals
      Excellent
      EPS growth +13%
      Y/Y
      Free cash flow $517.0M
      Valuation P/E 13.1
      in line
      Balance sheet $392.3M
      net cash
      Quant / Vol
      risk profile
      Low
      Volatility 23%
      annualized · 1-yr
      Max drawdown −16%
      past year
      ATR 2.0%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record
      Latest guidance · from the Earnings Call filed Mar 31, 2026
      Fair value loan income · second quarter of 2026 Initiated $3M – $4M
      Noninterest expense · second quarter of 2026 Initiated $176M – $180M

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 3 · 2
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +4% Bullish
      Price vs 50-day avg
      +3% Bullish
      RSI (14)
      53 Neutral
      MACD trend
      Negative Bearish
      52-week position
      73% Neutral
      Market signals — smart money & positioning
      Bullish · 3 of 6
      Trend (MA cross) No cross
      50d $70 › 200d $69 — 50d above 200d
      Institutional flow Accumulating
      13 of 430 funds reported for Jun 30 · net +2.5K sh shares
      Insider flow Distributing
      Net -$788.6K over 90 days · 100% sells
      Short interest Falling
      6.12% of float · ▼ -4.3% MoM · 4.2 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      430 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $60 Now $72 · 73% 52-wk high $76
      vs 200-day avg +4% vs 50-day avg +3%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Deposits (percent change) 14.6% first quarter 2026
      net interest margin on a tax equivalent basis 3.51% three months ended March 31, 2026
      Nonperforming assets 0.33% three months ended March 31, 2026
      shares of common stock repurchased 837,000 first quarter 2026
      allowance for credit losses on loans to total loans (excluding Warehouse Purchase Program loans) 1.61% March 31, 2026 call
      cost of deposits 1.32% March 31, 2026 call
      cost of funds 1.45% March 31, 2026 call
      efficiency ratio 59.2% three months ended March 31, 2026 call
      merger-related expenses $42.5M first quarter 2026 call
      net interest margin (tax-equivalent basis) 3.51% three months ending March 31, 2026 call
      net interest margin (tax-equivalent basis, excluding accounting adjustments) non-GAAP 3.44% three months ended March 31, 2026 call
      noninterest-bearing deposits percentage of total deposits 32.4% March 31, 2026 call
      quarterly net charge-offs $41M first quarter 2026 call

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      PB
      Prosperity Bancshares Inc
      this stock
      $7.26B +5.1% 13.1 6.1%
      HDB
      Hdfc Bank Ltd
      $136.10B -27.4% +15.2% 0.4%
      MFG
      Mizuho Financial Group Inc
      $127.67B +43.2% 0.1%
      IBN
      Icici Bank Ltd
      $104.01B -2.7% 0.7%
      PNC
      Pnc Financial Services Group, Inc.
      $101.16B +21.6% +7.2% 14.6 1.9%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      429
      % held
      80.5%
      Reported
      13 of 430
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      396
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      6.2M
      Days to cover
      4.2d
      Change
      -276.8K sh
      View
      Short Volume
      Short vol %
      52%
      As of
      Jul 10, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      144
      Value
      $10.0K
      As of
      Jun 8, 2026
      View
      Off-Exchange
      Off-exchange %
      39.5%
      Week of
      Jun 15, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$788.6K
      Buyers / Sellers
      0 / 2
      Buyers Sellers
      View
      Congressional Trades Sell
      Member
      Donna Shalala
      Amount
      $1.0K–$15.0K
      Traded
      Jun 24, 2019
      View
      Financials
      Financials
      Net income (FY)
      $542.8M
      EPS diluted
      $5.72
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 1, 2026
      This year
      12
      View
      Proposed Sales
      Value
      $1.1M
      Shares
      15.4K
      Filed
      Jun 10, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Apr 29, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      PB +1.5% +1.2% -0.6% -1.4% +5.1%
      SPY +1.4% +4.1% +9.1% +1.1% +10.7%
      vs SPY +0.2% -2.8% -9.7% -2.5% -5.6%

      Capital returns

      Latest dividend
      $0.60 / share · ex Jun 15, 2026
      Raised 3.4%
      Paid (TTM)
      $2.38 / share · 4 payouts
      Dividend yield (TTM, derived)
      3.31%

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1068851 CUSIP 743606105 13F (30d) 15 filings 14 filers Visit website