RDN · Radian Group Inc

Track RDN — free

$36.41 -0.11 (-0.30%) At close · Aug 28

S&P 600 member Russell 2000 member Rebalance outlook locked

Market Cap

$4.84B

132.30M

Up next

Next earnings call

Nov 8, 2026 Est · unconfirmed · in 10 wks

FQ3-26 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed Aug 7, 2026

AI Brief

TL;DR.

Bullish

Bearish

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

Ask ALVIS about this →

Equibles Rating

blended score · not investment advice

Overall

Neutral

SellHoldBuy

Technical Neutral Momentum Weak Sentiment Bullish Fundamentals Fair Quant / Vol Very Low

Market backdrop VIX 14.4 · calm Equity put/call 0.62

Technical

price trend

Neutral

50 / 200-day cross No cross

Price vs 200-day avg +3%

above

Price vs 50-day avg −3%

below

RSI (14) 42

neutral

MACD trend Negative

52-week position 59%

mid-range

Volume (OBV) Confirms

volume backs price

Momentum

relative strength

Weak

1-month return −7%

trailing

6-month return +9%

trailing

YTD return +1%

this year

Relative strength −5%

vs S&P · 6-mo

Sentiment

smart money

Bullish

Trend (MA cross) No cross

50d $38 › 200d $35 — 50d above 200d

Institutional flow Accumulating

+3% holders QoQ · +64 funds added

Insider flow Accumulating

Net +$5.7M over 90 days · 67% sells

Short interest Rising

4.12% of float · ▲ +7.5% MoM · 5.0 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

391 holders — near 3-yr high, broad support

Squeeze score 59

elevated · 0–100

Fundamentals

Fair

Revenue growth −1%

Y/Y

EPS growth +6%

Y/Y

Valuation P/E 9.4

below peers

Buyback $686.0M

remaining

Balance sheet $1.1B

net debt

Quant / Vol

risk profile

Very Low

Volatility 25%

annualized · 1-yr

Max drawdown −15%

past year

ATR 2.1%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

what management promised — and delivered

Latest guidance · from the 8-K filed May 7, 2026

Ordinary dividends · during 2026 at least $600M

Prior guidance period ended · from the Earnings Call filed Sep 30, 2024

Private mortgage insurance market · 2024 $300B

Private mortgage insurance market · 2025 $330B

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Neutral

1 · 5 · 1

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+3% Bullish

Price vs 50-day avg

−3% Neutral

RSI (14)

42 Neutral

MACD trend

Negative Bearish

52-week position

59% Neutral

Volume (OBV)

Confirms Neutral

Market signals — smart money & positioning

Bullish · 3 of 6

Trend (MA cross) No cross

50d $38 › 200d $35 — 50d above 200d

Institutional flow Accumulating

+3% holders QoQ · +64 funds added

Insider flow Accumulating

Net +$5.7M over 90 days · 67% sells

Short interest Rising

4.12% of float · ▲ +7.5% MoM · 5.0 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

391 holders — near 3-yr high, broad support

Price context

position in its 52-week range

Range low $32 Now $36 · 59% Range high $40

vs 200-day avg +3% vs 50-day avg -3%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
Adjusted pretax operating income - Specialty non-GAAP	28.6M	Three Months Ended June 30, 2026 filing	—

Average coverage percentage	26.5%	Three Months Ended June 30, 2026 filing	—
Combined Ratio	97.7%	Three Months Ended June 30, 2026 filing	—
Direct Monthly and Other Recurring Premiums	97.7%	Three Months Ended June 30, 2026 filing	—

Direct single premiums	2.3%	Three Months Ended June 30, 2026 filing	—

Primary risk written	$4.33B	Three Months Ended June 30, 2026 filing	—
Purchases	90.4%	Three Months Ended June 30, 2026 filing	—
Refinances	9.6%	Three Months Ended June 30, 2026 filing	—
Adjusted dilulted net operating income per share non-GAAP	1.14	Qtr 2 2026	—
Adjusted diluted net operating income per share non-GAAP	$1.14	Q2 2026	—

Adjusted net operating return on equity non-GAAP	12.9%	Q2 2026	—

Adjusted pretax operating income non-GAAP	$196M	Q2 2026	—

Adjusted pretax operating income (loss) non-GAAP	$195.85M	Three Months Ended June 30, 2026	—
Annualized persistency	82%	Q2 2026	—

Available holding company liquidity	$412M	As of June 30, 2026	—
Combined Ratio - Mortgage	35.8%	Q2 2026	—

Combined Ratio - Specialty	97.7%	Q2 2026	—

Expense Ratio - Specialty	33.8%	Q1 2026	—
Gross premiums written - Specialty	$504M	Q2 2026	—

In-force portfolio premium yield	38	Q2 2026	—

Loss Ratio - Specialty current period	59.1%	Q1 2026	—
New insurance written - Mortgage	$16.33B	Q2 2026	—

Percentage of primary loans in default	2.47%	As of June 30, 2026	—
Persistency Rate (12 months ended)	81.6%	Q1 2026	—
Persistency Rate (quarterly, annualized)	81.6%	Q1 2026	—
PMIERs Available Assets	$5.35B	As of June 30, 2026	—
PMIERs excess Available Assets	$1.45B	As of June 30, 2026	—
Primary mortgage insurance in force	$284.04B	As of June 30, 2026	—
Primary RIF	$75.4B	Qtr 2 2026	—
Primary RIF by FICO score 620-679	6.6%	Q1 2026	—
Primary RIF by FICO score 680-739	32.2%	Q1 2026	—
Primary RIF by FICO score <=619	0.2%	Q1 2026	—
Primary RIF by FICO score >=740	61%	Q1 2026	—
Primary RIF by LTV 85.00% and below	4.1%	Q1 2026	—
Primary RIF by LTV 85.01% to 90.00%	25.6%	Q1 2026	—
Primary RIF by LTV 90.01% to 95.00%	49.1%	Q1 2026	—
Primary RIF by LTV 95.01% and above	21.2%	Q1 2026	—
Total adjusted pretax operating income non-GAAP	$195.85M	Qtr 2 2026	—
Total Loss Ratio - Specialty	54.5%	Q1 2026	—
Adjusted pretax operating income (loss) - Corporate activities non-GAAP	-29.06M	Qtr 1 2026	—
Adjusted pretax operating income (loss) - Mortgage segment non-GAAP	220.8M	Qtr 1 2026	—
Adjusted pretax operating income (loss) - Specialty segment non-GAAP	40.07M	Qtr 1 2026	—
Book value per share	$35.67	As of March 31, 2026	—
Return on equity from continuing operations	10.8%	Quarter ended March 31, 2026	—

Capital returned to stockholders through dividends and share repurchases	$576M	Full Year 2025	—
Expense ratio non-GAAP	27.7%	Year ended December 31, 2025	—
Favorable reserve development on prior period defaults	$35M	Q4 2025	—
Loss ratio non-GAAP	7.1%	Year ended December 31, 2025	—
Mortgage insurance in force portfolio premium yield	37.9	Q4 2025	—
Mortgage insurance net claims paid	$34M	Full Year 2025	—
Mortgage insurance provision for losses	$22M	Q4 2025	—
New defaults	51,551	Full Year 2025	—
Persistency	84%	Twelve months ended December 31, 2025	—
Primary delinquent loans	25,230	As of December 31, 2025	—
Total distributions from Radian Guaranty to holding company	$795M	Full Year 2025	—
Total net mortgage insurance premium yield	33.8	Q4 2025	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Insurance - Specialty — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
RDN Radian Group Inc this stock	$4.84B	+1.2%	-0.8%	9.4	4.1%
FNF Fidelity National Financial, Inc.	$12.69B	-12.9%	+5.6%	—	3.1%
RYAN Ryan Specialty Holdings, Inc.	$11.19B	-15.0%	+21.3%	—	5.2%
FAF First American Financial Corp	$7.61B	+21.2%	+21.6%	10.3	5.5%
AXS Axis Capital Holdings Ltd	$7.34B	-7.1%	+10.2%	7.4	2.8%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

391

% held: 93.5%
Net QoQ: +1.2M sh
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

402

View

Short & Settlement

Short Interest Rising

Shares short

5.4M

Days to cover: 5.0d
Change: +381.9K sh

View

Short Volume

Short vol %

38%

As of: Aug 28, 2026

Short Total

View

Fails to Deliver

FTD shares

Value: $741
As of: Jul 28, 2026

View

Off-Exchange

Off-exchange %

27.9%

Week of: Jul 20, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net buying

Net (90d)

+$5.7M

Buyers / Sellers: 1 / 2

Buyers Sellers

View

Financials

Revenue (FY)

$1.2B

Net income (FY): $582.6M
EPS diluted: $4.14

View

Buybacks

Authorized

$750.0M

Remaining: $686.0M

Spent Remaining

View

Filings

SEC Filings

Latest

8-K

Filed: Aug 11, 2026
This year: 19

View

Proposed Sales

Value

$780.0K

Shares: 20.0K
Filed: Jul 14, 2026

View

Exempt Offerings

Offering

$21.3M

Filed: Feb 9, 2026

View

Earnings & Events

Earnings Calls

Last call

Aug 6, 2026

View

Performance

	5D	20D	120D	MTD	YTD
RDN	-0.5%	-6.6%	+8.6%	-6.6%	+1.2%
SPY	+0.5%	+3.0%	+13.4%	+3.0%	+12.8%
vs SPY	-1.0%	-9.6%	-4.8%	-9.6%	-11.7%

Capital returns

Latest dividend

$0.255 / share · ex Aug 24, 2026

Raised 4.1%

Paid (TTM)

$1.02 / share · 4 payouts

Dividend yield (TTM, derived)

2.80%

Buyback program · as of Aug 6, 2026

Authorized

$750.00M

Spent (derived)

$64.00M

Remaining

$686.00M

Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 890926 CUSIP 750236101 13F (30d) 319 filings 306 filers Visit website Investor relations

RDN · Radian Group Inc

Price & Indicators

Up next

AI Brief

Equibles Rating

Guidance & track record

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns