FAF
First American Financial Corp
$69.48
-0.98 (-1.39%)
At close · Jul 2
Market Cap
$7.08B
Shares
101,900,000
Price & Indicators
Indicators
Price
Panels
Event markers
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$69.48
Open$70.25
Day$68.66–70.59
52W$51.78–71.42
Avg vol 30d1.0M
Short int5.7M · 5.6% float · 5.3d
Short vol66%
Last earningsApr 22, 2026
DataJan 2020–Jul 2026
Filing10-Q · Apr 24
Equibles Rating
blended score · not investment advice
Overall
Buy
Technical · trend & momentum
Strong Buy
◦
50 / 200-day cross
no cross
+
Price vs 200-day avg
+8% above
+
Price vs 50-day avg
+3% above
◦
RSI (14)
57 · neutral
+
MACD trend
positive
+
52-week position
90% · near high
Sentiment · smart money
Bearish
◦
Trend (MA cross)
50d $68 › 200d $65 — 50d above 200d
+
Institutional flow
4 of 434 funds reported for Jun 30 · net +567 sh shares
−
Insider flow
Net -$867.6K over 90 days · 100% sells
−
Short interest
5.59% of float · ▲ +15.3% MoM · 5.3 days cover
◦
Volume signal
Volume near normal
◦
Institution breadth
434 holders — mid 3-yr range
Fundamentals
Excellent
+
Revenue growth
+22% Y/Y
+
EPS growth
+376% Y/Y
◦
Valuation
P/E 10.7 · in line
+
Buyback
$266.5M remaining
+
Balance sheet
net cash $1.4B
Blended from price, positioning & fundamentals · daily-close · not investment advice.
Up next
Next earnings call
Jul 22, 2026
Est · unconfirmed
· in 2 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Apr 24, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Technicals
trend & momentum for long-term holders Strong Buy
50 / 200-day cross
no cross
Neutral
Price vs 200-day avg
+8% above
Bullish
Price vs 50-day avg
+3% above
Bullish
RSI (14)
57 · neutral
Neutral
MACD trend
positive
Bullish
52-week position
90% · near high
Bullish
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross)
No cross
50d $68 › 200d $65 — 50d above 200d
Institutional flow
Accumulating
4 of 434 funds reported for Jun 30 · net +567 sh shares
Insider flow
Distributing
Net -$867.6K over 90 days · 100% sells
Short interest
Rising
5.59% of float · ▲ +15.3% MoM · 5.3 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
434 holders — mid 3-yr range
Price context
position in its 52-week range
52-wk low $52
Now $69 · 90%
52-wk high $71
vs 200-day avg +8%
vs 50-day avg +3%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Average revenue per direct title order | $4,229 | Q1 2026 | — |
|
|
|||
| Debt-to-capital ratio | 32.2% | Q1 2026 | — |
|
|
|||
| Debt-to-capital ratio excluding secured financings payable non-GAAP | 21.9% | Q1 2026 | — |
| 1031 exchange deposits | 300M | Q1 2026 call | — |
| agents banking with First American Trust | 284 | Q1 2026 call | — |
| average deposits at First American Trust | 6.8B | Q1 2026 call | — |
| closed commercial orders | 20 | Q1 2026 call | — |
| commercial revenue tied to data centers | 76% | Q1 2026 call | — |
| deposits from non-captive title sources | 29% | Q1 2026 call | — |
| deposits from Servicemac | 1.4B | Q1 2026 call | — |
| Endpoint automation rate | 30% | Q1 2026 call | — |
| Endpoint closed orders | 150 | Q1 2026 call | — |
| Endpoint opened orders | 310 | Q1 2026 call | — |
| Home Warranty loss ratio | 36% | Q1 2026 call | — |
| Home Warranty pretax margin (adjusted) non-GAAP | 23.8% | Q1 2026 call | — |
| SEQUOIA purchase title decisioning automation rate | 13% | Q1 2026 call | — |
| SEQUOIA refinance title decisioning automation rate | 35% | Q1 2026 call | — |
| shares repurchased | 556,000 | Q1 2026 call | — |
| success ratio | 58% | Q1 2026 call | — |
| title segment pretax margin (adjusted) non-GAAP | 10.4% | Q1 2026 call | — |
| ultimate loss rate for the current policy year | 3.75% | Q1 2026 call | — |
| Cash flow from operations | $951M | full year 2025 | — |
| Home Warranty adjusted pretax margin non-GAAP | 19.6% | full year 2025 | — |
| Home Warranty pretax margin | 19.5% | full year 2025 | — |
| Home Warranty segment pretax margin | 21.1% | the fourth quarter | — |
| Title Insurance and Services adjusted pretax margin non-GAAP | 12.2% | full year 2025 | — |
| Title Insurance and Services segment pretax margin | 12.1% | full year 2025 | — |
| U.S. Commercial Average revenue per order | $18,600 | Three Months Ended December 31 | — |
| U.S. Commercial Closed orders | 18,200 | Three Months Ended December 31 | — |
| U.S. Commercial Open orders | 27,900 | Three Months Ended December 31 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Insurance - Specialty — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
FAF
this stock
First American Financial Corp
|
$7.08B | +14.0% | +21.6% | 10.7 | 5.6% |
|
RYAN
Ryan Specialty Holdings, Inc.
|
$22.59B | -18.3% | +21.3% | — | 5.4% |
|
FNF
Fidelity National Financial, Inc.
|
$13.15B | -9.6% | +5.6% | 17.4 | 3.1% |
|
AXS
Axis Capital Holdings Ltd
|
$8.36B | +6.3% | +9.9% | 8.5 | 2.7% |
|
ACT
Enact Holdings, Inc.
|
$6.33B | +14.9% | +2.8% | 9.8 | 2.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| FAF | +6.2% | +7.6% | +16.7% | +1.3% | +14.0% |
| SPY | +1.4% | -1.3% | +8.0% | -0.3% | +9.2% |
| vs SPY | +4.8% | +8.8% | +8.7% | +1.6% | +4.8% |
Capital returns
Latest dividend
$0.55
/ share · ex Jun 8, 2026
Paid (TTM)
$2.20
/ share · 4 payouts
Dividend yield (TTM, derived)
3.17%
Buyback program
· as of Mar 31, 2026
Authorized
$300.00M
Spent (derived)
$33.50M
Remaining
$266.50M
Spent
Remaining
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.