ACT · Enact Holdings, Inc.
Price & Indicators
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Metrics snapshot
Useful current figures from the complete screener profile.
AI Brief
Q2 FY26 earnings call · Aug 6, 2026TL;DR. Enact reported 2Q26 adjusted operating income of $177M ($1.26/share) on $15B of NIW (+15% YoY) with strong credit, and raised 2026 total capital return guidance to $550-600M from $500M.
- + Raised 2026 total capital return guidance to $550-600M from prior $500M
- + New insurance written grew 15% YoY to $15B with 87% purchase mix
- + Loss ratio improved to 14% with $37M reserve release from favorable cures
- − Management expects delinquency rate to rise in 2H26 from newer vintages with less embedded HPA
- − Base premium rate declined 0.3 bps sequentially to 39.1 bps with slight downward tilt for 2026
- − Persistency declined 2 points YoY to 80% as mortgage rates remained elevated
- − PMIERs sufficiency ratio declined to 161% from 162% sequentially and 165% YoY
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders SellIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.
Versus peers
Insurance - Specialty — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
ACT
this stock
Enact Holdings, Inc.
|
$6.45B | +9.1% | +2.8% | 9.9 | 2.0% |
|
FNF
Fidelity National Financial, Inc.
|
$11.11B | -29.2% | +5.6% | — | 3.9% |
|
AXS
Axis Capital Holdings Ltd
|
$7.02B | -12.0% | +10.2% | 7.1 | 2.7% |
|
FAF
First American Financial Corp
|
$6.77B | -1.1% | +21.6% | 9.2 | 5.9% |
|
MTG
Mgic Investment Corp
|
$5.84B | -11.6% | +0.5% | 8.9 | 4.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| ACT | -9.4% | -10.7% | +1.3% | -10.3% | +9.1% |
| SPY | -0.7% | +0.1% | +12.2% | -0.6% | +11.8% |
| vs SPY | -8.7% | -10.8% | -10.9% | -9.7% | -2.7% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.