ACT · Enact Holdings, Inc. · Insider Trading

The sale reported in this Form 4 was effected pursuant to a Share Repurchase Agreement between Enact Holdings, Inc. (the "Issuer") and Genworth Holdings, Inc. dated as of February 2, 2026 (the "Agreement"). A copy of the Agreement can be found as exhibit 99.4 to the Issuer's Form 8-K filed on February 3, 2026, on the SEC's website at: https://www.sec.gov/Archives/edgar/data/1823529/000182352926000003/february2026genworthenacts.htm

Represents a price per share determined pursuant to the terms of the Agreement, based on a weighted average price paid by the Issuer for purchases from third-parties.

Genworth Holdings, Inc. owns approximately 81% of the outstanding shares of common stock of the Issuer.

Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director.

Additional deferred stock units acquired pursuant to reinvestment terms under the director award agreement from a dividend paid on September 17, 2026, at $0.24 per share.

Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director.

Additional deferred stock units acquired pursuant to reinvestment terms under the director award agreement from a dividend paid on September 17, 2026, at $0.24 per share.

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on September 17, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 16, 2025.

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on September 17, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 21, 2026

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on September 17, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 13, 2027.

Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director.

Additional deferred stock units acquired pursuant to reinvestment terms under the director award agreement from a dividend paid on September 17, 2026, at $0.24 per share.

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on September 17, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 13, 2027.

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on September 17, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 21, 2026.

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on September 17, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 13, 2027.

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on September 17, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 21, 2026.

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on September 17, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 16, 2025.

Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director.

Additional deferred stock units acquired pursuant to reinvestment terms under the director award agreement from a dividend paid on September 17, 2026, at $0.24 per share.

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on September 17, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 13, 2027.

Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director.

Additional deferred stock units acquired pursuant to reinvestment terms under the director award agreement from a dividend paid on September 17, 2026, at $0.24 per share.

Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director.

Additional deferred stock units acquired pursuant to reinvestment terms under the director award agreement from a dividend paid on September 17, 2026, at $0.24 per share.

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on September 17, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 16, 2025

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on September 17, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 13, 2027

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on September 17, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 16, 2025.

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on September 17, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 21, 2026.

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on September 17, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 16, 2025.

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on September 17, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on October 1, 2026.

Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director.

Additional deferred stock units acquired pursuant to reinvestment terms under the director award agreement from a dividend paid on September 17, 2026, at $0.24 per share.

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on September 17, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 21, 2026.

Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director.

Additional deferred stock units acquired pursuant to reinvestment terms under the director award agreement from a dividend paid on September 17, 2026, at $0.24 per share.

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on September 17, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 16, 2025.

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on September 17, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 13, 2027.

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on September 17, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on April 1, 2025.

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on September 17, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 21, 2026.

The sale reported in this Form 4 was effected pursuant to a Share Repurchase Agreement between Enact Holdings, Inc. (the "Issuer") and Genworth Holdings, Inc. dated as of February 2, 2026 (the "Agreement"). A copy of the Agreement can be found as exhibit 99.4 to the Issuer's Form 8-K filed on February 3, 2026, on the SEC's website at: https://www.sec.gov/Archives/edgar/data/1823529/000182352926000003/february2026genworthenacts.htm

Represents a price per share determined pursuant to the terms of the Agreement, based on a weighted average price paid by the Issuer for purchases from third-parties.

Genworth Holdings, Inc. owns approximately 81% of the outstanding shares of common stock of the Issuer.

The price indicated is the weighted average sale price as a result of a series of broker-assisted transactions ranging from $49.50 to $49.635 per share. The reporting person undertakes to provide full information regarding the number of shares sold at each separate price within the range upon request by the SEC staff, the issuer, or any security holder of the issuer.

The sale reported in this Form 4 was effected pursuant to a Share Repurchase Agreement between Enact Holdings, Inc. (the "Issuer") and Genworth Holdings, Inc. dated as of February 2, 2026 (the "Agreement"). A copy of the Agreement can be found as exhibit 99.4 to the Issuer's Form 8-K filed on February 3, 2026, on the SEC's website at: https://www.sec.gov/Archives/edgar/data/1823529/000182352926000003/february2026genworthenacts.htm

Represents a price per share determined pursuant to the terms of the Agreement, based on a weighted average price paid by the Issuer for purchases from third-parties.

Genworth Holdings, Inc. owns approximately 81% of the outstanding shares of common stock of the Issuer.

The sale reported in this Form 4 was effected pursuant to a Share Repurchase Agreement between Enact Holdings, Inc. (the "Issuer") and Genworth Holdings, Inc. dated as of February 2, 2026 (the "Agreement"). A copy of the Agreement can be found as exhibit 99.4 to the Issuer's Form 8-K filed on February 3, 2026, on the SEC's website at: https://www.sec.gov/Archives/edgar/data/1823529/000182352926000003/february2026genworthenacts.htm

Represents a price per share determined pursuant to the terms of the Agreement, based on a weighted average price paid by the Issuer for purchases from third-parties.

Genworth Holdings, Inc. owns approximately 81% of the outstanding shares of common stock of the Issuer.

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on June 18, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 13, 2027.

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on June 18, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 13, 2027.

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on June 18, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 13, 2027.

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on June 18, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 16, 2025.

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on June 18, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 13, 2027.

Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director.

Additional deferred stock units acquired pursuant to reinvestment terms under the director award agreement from a dividend paid on June 18, 2026, at $0.24 per share.

Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director.

Additional deferred stock units acquired pursuant to reinvestment terms under the director award agreement from a dividend paid on June 18, 2026, at $0.24 per share.

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on June 18, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 21, 2026.

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on June 18, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 16, 2025.

Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director.

Additional deferred stock units acquired pursuant to reinvestment terms under the director award agreement from a dividend paid on June 18, 2026, at $0.24 per share.

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on June 18, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 16, 2025.

Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director.

Additional deferred stock units acquired pursuant to reinvestment terms under the director award agreement from a dividend paid on June 18, 2026, at $0.24 per share.

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on June 18, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 21, 2026.

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on June 18, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 16, 2025.

Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director.

Additional deferred stock units acquired pursuant to reinvestment terms under the director award agreement from a dividend paid on June 18, 2026, at $0.24 per share.

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on June 18, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 21, 2026.

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on June 18, 2026.

Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 21, 2026.