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ESNT

Essent Group Ltd.
$64.11 -0.49 (-0.76%) At close · Jul 8
Market Cap
$5.91B
Shares
92,152,860

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$64.11 Open$64.48 Day$63.55–64.50 52W$54.89–66.68 Avg vol 30d903K Short int2.5M · 2.7% float · 2.7d Short vol64% Last earningsMay 8, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 8
Equibles Rating blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Low
Market backdrop VIX 16.9 · calm Equity put/call 0.86
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +4%
above
Price vs 50-day avg +6%
above
RSI (14) 64
neutral
MACD trend Positive
52-week position 78%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Very Strong
1-month return +13%
trailing
6-month return +10%
trailing
YTD return −1%
this year
Relative strength +2%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $61 › 200d $61 — 200d above 50d
Institutional flow Accumulating
7 of 366 funds reported for Jun 30 · net +6.8K sh shares · +1 new
Insider flow Distributing
Net -$1.7M over 90 days · 100% sells
Short interest Rising
2.72% of float · ▲ +11.8% MoM · 2.7 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
366 holders — near 3-yr high, broad support
Squeeze score 38
low risk · 0–100
Fundamentals
Excellent
Revenue growth +1%
Y/Y
EPS growth +1%
Y/Y
Free cash flow $848.7M
Valuation P/E 9.1
below peers
Buyback $213.3M
remaining
Balance sheet $64.9M
net cash
Quant / Vol
risk profile
Low
Volatility 22%
annualized · 1-yr
Max drawdown −16%
past year
ATR 2.1%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Up next
Next earnings call
Aug 7, 2026 Est · unconfirmed · in 4 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 8, 2026
AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Technicals

      trend & momentum for long-term holders Buy
      0 · 4 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +4% Bullish
      Price vs 50-day avg
      +6% Bullish
      RSI (14)
      64 Neutral
      MACD trend
      Positive Bullish
      52-week position
      78% Neutral
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $61 › 200d $61 — 200d above 50d
      Institutional flow Accumulating
      7 of 366 funds reported for Jun 30 · net +6.8K sh shares · +1 new
      Insider flow Distributing
      Net -$1.7M over 90 days · 100% sells
      Short interest Rising
      2.72% of float · ▲ +11.8% MoM · 2.7 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      366 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $55 Now $64 · 78% 52-wk high $67
      vs 200-day avg +4% vs 50-day avg +6%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Mortgage new insurance written 11.1B Q1 2026
      common dividend $0.35 FY2026 call
      default rate 2.54% Q1 2026 call
      mortgage insurance expense ratio 17.4% Q1 2026 call
      persistency 84.7% Q1 2026 call
      trailing twelve-month operating cash flow $827M trailing twelve months call
      twelve-month persistency 84.7% Q1 2026 call
      weighted average FICO 747 Q1 2026 call
      weighted average original LTV 93% Q1 2026 call
      Common shares repurchased 9.9M full year 2025
      Mortgage Insurance new insurance written 11.8B Q4 2025

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Insurance - Specialty — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      ESNT
      Essent Group Ltd.
      this stock
      $5.91B -0.8% +1.5% 9.1 2.7%
      FNF
      Fidelity National Financial, Inc.
      $13.15B -8.5% +5.6% 17.4 3.1%
      RYAN
      Ryan Specialty Holdings, Inc.
      $10.89B -19.8% +21.3% 5.4%
      AXS
      Axis Capital Holdings Ltd
      $8.34B +5.8% +9.9% 8.5 2.7%
      FAF
      First American Financial Corp
      $7.13B +14.9% +21.6% 10.8 5.6%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      366
      % held
      86.9%
      Reported
      7 of 366
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      150
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      2.5M
      Days to cover
      2.7d
      Change
      +264.8K sh
      View
      Short Volume
      Short vol %
      64%
      As of
      Jul 8, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      24
      Value
      $1.5K
      As of
      May 20, 2026
      View
      Off-Exchange
      Off-exchange %
      41.8%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$1.7M
      Buyers / Sellers
      0 / 2
      Buyers Sellers
      View
      Congressional Trades Sell
      Member
      Lisa McClain
      Amount
      $1.0K–$15.0K
      Traded
      Jun 17, 2025
      View
      Financials
      Financials
      Revenue (FY)
      $1.3B
      Net income (FY)
      $690.0M
      EPS diluted
      $6.90
      View
      Buybacks
      Authorized
      $500.0M
      Remaining
      $213.3M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      May 8, 2026
      This year
      5
      View
      Proposed Sales
      Value
      $708.2K
      Shares
      11.0K
      Filed
      Jun 26, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      May 8, 2026
      View
      Investor Relations
      Latest news
      Essent Group Ltd. Announces First…
      Published
      May 8, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      ESNT -0.3% +12.8% +9.6% -0.3% -0.8%
      SPY -0.2% +0.8% +7.4% -0.2% +9.3%
      vs SPY -0.1% +12.0% +2.2% -0.1% -10.1%

      Capital returns

      Latest dividend
      $0.35 / share · ex Jun 1, 2026
      Raised 12.9%
      Paid (TTM)
      $0.70 / share · 2 payouts
      Dividend yield (TTM, derived)
      · history filling in
      Buyback program · as of Sep 30, 2024
      Authorized
      $500.00M
      Spent (derived)
      $286.70M
      Remaining
      $213.30M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1448893 CUSIP G3198U102 13F (30d) 9 filings 8 filers Visit website Investor relations