ESNT · Essent Group Ltd. · Earnings Call Transcripts & Audio
Market Cap
$6.15B
Shares
89.88M
Essent Group Ltd. Earnings Call Transcripts
Quarterly earnings calls for Essent Group Ltd. (ESNT), with available speaker-labelled transcripts, captured audio replays, call highlights, 8-K earnings releases and periodic filings. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▼7.7%
$261.77M
$178.05M
'22 Q3
22-11-04
▼10.5%
$230.04M
$147.37M
'22 Q4
23-02-10
▼3.2%
$256.25M
$170.83M
'23 Q1
23-05-05
▲6.4%
$260.13M
$172.23M
'23 Q2
23-08-04
▲13.1%
$296.11M
$177.96M
'23 Q3
23-11-02
▲29.2%
$297.28M
$175.37M
'23 Q4
24-02-09
▲16.4%
$298.36M
$181.72M
'24 Q1
24-05-03
▲20.3%
$312.94M
$203.61M
'24 Q2
24-08-02
▲6.9%
$316.58M
$176.18M
'24 Q3
24-11-01
▲6.4%
$317.56M
$175.43M
'25 Q1
25-05-09
▲6%
$315.03M
$167.90M
'24 Q4
25-05-09
▲2%
$319.14M
$195.34M
'25 Q2
25-08-08
▼1.5%
$311.83M
$164.22M
'25 Q3
25-11-07
▼0.8%
$312.40M
$154.98M
'25 Q4
26-02-13
▲5.8%
$336.07M
$171.80M
'26 Q1
26-05-08
LATEST
▲13.6%
$362.69M
$189.71M
'26 Q2
26-08-07
Earnings call
FY26 · Q2
2026-08-07
Essent Group Ltd. (ESNT) Q2 2026 Earnings Call Transcript
Positive tone
Title / Tidal Growth Initiative
Housing Affordability & Origination Outlook
Investment Portfolio & Yield
Revenue
$362.69M
▲ 13.6% YoY Diluted EPS
$2.08
▲ 7.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-05-08
Essent Group Ltd. (ESNT) Q1 2026 Earnings Call Transcript
Positive tone
Mortgage insurance portfolio and credit quality
Title insurance adjacency
Defaults, cures, and macroeconomic environment
Revenue
$336.07M
▲ 5.8% YoY Diluted EPS
$1.82
▲ 7.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-02-13
Essent Group Ltd. (ESNT) Q4 2025 Earnings Call Transcript
Positive tone
Reinsurance Strategy and Essent Re
Capital Management and Shareholder Returns
Title Operations
Revenue
$312.40M*
▼ 0.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-11-07
Essent Group Ltd. (ESNT) Q3 2025 Earnings Call Transcript
Positive tone
Diversification and growth initiatives
Mortgage insurance portfolio and persistency
Capital return to shareholders
Revenue
$311.83M
▼ 1.5% YoY Diluted EPS
$1.67
▲ 1.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-08-08
Essent Group Ltd. (ESNT) Q2 2025 Earnings Call Transcript
Confident tone
Credit performance and portfolio quality
Persistency and interest rate environment
Essent Re and reinsurance strategy
Revenue
$319.14M
▲ 2% YoY Diluted EPS
$1.93
▲ 1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-05-09
Essent Group Ltd. (ESNT) Q4 2024 Earnings Call Transcript
Confident tone
Capital return
Essent Re third-party business
Persistency and rate environment
Revenue
$315.03M*
▲ 6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q1
2025-05-09
Essent Group Ltd. (ESNT) Q1 2025 Earnings Call Transcript
Positive tone
New insurance written and originations
Reinsurance transactions and Essent Re
Mortgage insurance portfolio and persistency
Revenue
$317.56M
▲ 6.4% YoY Diluted EPS
$1.69
▼ 0.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q3
2024-11-01
Essent Group Ltd. (ESNT) Q3 2024 Earnings Call Transcript
Positive tone
Default Rate and Seasonality
Expense Management and Operating Expenses
Persistency and Interest Rates
Revenue
$316.58M
▲ 6.9% YoY Diluted EPS
$1.65
▼ 0.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-08-02
Essent Group Ltd. (ESNT) Q2 2024 Earnings Call Transcript
Confident tone
Title business build-out
EssentEDGE and new business origination
Housing market outlook and home prices
Revenue
$312.94M
▲ 20.3% YoY Diluted EPS
$1.91
▲ 18.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-05-03
Essent Group Ltd. (ESNT) Q1 2024 Earnings Call Transcript
Confident tone
Credit quality and portfolio performance
Persistency and higher interest rates
EssentEDGE scoring and lender relationships
Revenue
$298.36M
▲ 16.4% YoY Diluted EPS
$1.70
▲ 6.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-02-09
Essent Group Ltd. (ESNT) Q4 2023 Earnings Call Transcript
Confident tone
Forbearance, defaults and cure rate noise
Reinsurance and Essent Re
Capital return to shareholders
Revenue
$297.28M*
▲ 29.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-11-02
Essent Group Ltd. (ESNT) Q3 2023 Earnings Call Transcript
Revenue
$296.11M
▲ 13.1% YoY Diluted EPS
$1.66
▲ 0% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-08-04
Essent Group Ltd. (ESNT) Q2 2023 Earnings Call Transcript
Revenue
$260.13M
▲ 6.4% YoY Diluted EPS
$1.61
▼ 25.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-05-05
Essent Group Ltd. (ESNT) Q1 2023 Earnings Call Transcript
Revenue
$256.25M
▼ 3.2% YoY Diluted EPS
$1.59
▼ 36.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-02-10
Essent Group Ltd. (ESNT) Q4 2022 Earnings Call Transcript
Revenue
$230.04M*
▼ 10.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-11-04
Essent Group Ltd. (ESNT) Q3 2022 Earnings Call Transcript
Revenue
$261.77M
▼ 7.7% YoY Diluted EPS
$1.66
▼ 9.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-08-05
Essent Group Ltd. (ESNT) Q2 2022 Earnings Call Transcript
Revenue
$244.41M
▲ 0.5% YoY Diluted EPS
$2.16
▲ 52.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-05-06
Essent Group Ltd. (ESNT) Q1 2022 Earnings Call Transcript
Revenue
$264.61M
▲ 8.1% YoY Diluted EPS
$2.52
▲ 108.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-02-11
Essent Group Ltd. (ESNT) Q4 2021 Earnings Call Transcript
Revenue
$256.92M*
▲ 3.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-11-05
Essent Group Ltd. (ESNT) Q3 2021 Earnings Call Transcript
Revenue
$283.54M
▲ 16.7% YoY Diluted EPS
$1.84
▲ 65.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-08-06
Essent Group Ltd. (ESNT) Q2 2021 Earnings Call Transcript
Revenue
$243.26M
▲ 3% YoY Diluted EPS
$1.42
▲ 846.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-05-07
Essent Group Ltd. (ESNT) Q1 2021 Earnings Call Transcript
Revenue
$244.80M
▲ 7% YoY Diluted EPS
$1.21
▼ 20.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-02-19
Essent Group Ltd. (ESNT) Q4 2020 Earnings Call Transcript
Revenue
$247.20M*
▲ 8.1% YoY Diluted EPS
$1.10
▼ 26.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-11-06
Essent Group Ltd. (ESNT) Q3 2020 Earnings Call Transcript
Revenue
$243.04M
▲ 7.4% YoY Diluted EPS
$1.11
▼ 24.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-08-07
Essent Group Ltd. (ESNT) Q2 2020 Earnings Call Transcript
Revenue
$236.08M
▲ 11.4% YoY Diluted EPS
$0.15
▼ 89.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-05-08
Essent Group Ltd. (ESNT) Q1 2020 Earnings Call Transcript
Revenue
$228.84M
▲ 14.1% YoY Diluted EPS
$1.52
▲ 16.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-02-14
Essent Group Ltd. (ESNT) Q4 2019 Earnings Call
Revenue
$228.76M*
▲ 18.5% YoY Diluted EPS
$1.49
▲ 13.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 earnings calls
Key facts
CIK
1448893
CUSIP
G3198U102
13F (30d)
218 filings
202 filers
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