STEL
Stellar Bancorp, Inc.
$39.32
+0.01 (+0.03%)
At close · Jun 30
Market Cap
$2.00B
Shares
50,920,698
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Revenue
$6.28M
-2.3%
FY2025
Net Income
$102.87M
-10.5%
FY2025
Diluted EPS
$1.99
-7.4%
FY2025
Operating Cash Flow
$97M
-26.9%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $6.33M | $6.28M | $6.43M | $6.06M | $3.69M | — | — | — | — | — | — | — | |
| $577.25M | $574.47M | $602.4M | $590.82M | $322.99M | $253.18M | $241.76M | $153.4M | $135.76M | $116.66M | $109.95M | $105.53M | |
| $408.29M | $401.62M | $407.99M | $436.76M | $288.96M | $228.56M | $202.68M | $135.99M | $124.66M | $107.77M | $101.55M | $97.87M | |
| $21.4M | $21.79M | $23.05M | $24.56M | $20.35M | $8.56M | $8.16M | $18.63M | $14.25M | $14.2M | $15.75M | $14.97M | |
| $20.92M | $21.58M | $24.22M | $26.88M | $9.3M | $3.3M | $3.92M | $894K | $985K | $1.08M | $1.17M | $1.31M | |
| — | $29.64M | $32.03M | $34.47M | $14.25M | $7.55M | $7.64M | — | — | — | — | — | |
| — | — | $0 | $0 | $952K | $1.32M | $4.07M | — | — | $51K | $65K | — | |
| $187.87M | — | — | $154.06M | $34.04M | $24.62M | $39.08M | $17.41M | $11.1M | $8.89M | $8.41M | $7.65M | |
| $130.2M | $127.78M | $144.96M | $161.88M | $62.52M | $99.89M | $55.97M | $62.09M | $58.65M | $44.02M | $39.22M | $34.93M | |
| $25.06M | $24.91M | $29.96M | $31.39M | $11.09M | $18.34M | $10.44M | $11.57M | $11.36M | $16.45M | $12.01M | $10.79M | |
| $105.14M | $102.87M | $115M | $130.5M | $51.43M | $81.55M | $45.53M | $50.52M | $47.29M | $27.57M | $27.21M | $24.14M | |
| — | 1637.57% | 1788.54% | 2152% | 1393.82% | — | — | — | — | — | — | — | |
| $118.51M | $155.27M | $107.73M | $155.67M | -$110.07M | $65.36M | $75.07M | $55.88M | $44.7M | $28.1M | $24.87M | $23.79M | |
| USD/shares | — | $1.99 | $2.15 | $2.45 | $1.48 | $2.85 | $1.57 | $2.03 | $1.90 | $1.23 | $1.23 | $1.07 |
| USD/shares | — | $1.99 | $2.15 | $2.45 | $1.47 | $2.82 | $1.56 | $2.02 | $1.89 | $1.22 | $1.22 | $1.06 |
| shares | — | 51.76M | 53.47M | 53.23M | 34.74M | 28.66M | 28.96M | 24.93M | 24.86M | 22.46M | 22.05M | 22.46M |
| shares | — | 51.81M | 53.51M | 53.31M | 35.01M | 28.87M | 29.14M | 25.05M | 25.02M | 22.57M | 22.24M | 22.68M |
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2015–FY2025: $139.54M in buybacks, $145.57M in dividends.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against the industry, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
—
EV/EBIT
—
P/E (TTM)
19.09×
Banks - Regional median 12.94×
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Product & Service (USD)
| Component | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
|---|---|---|---|---|---|---|
| Deposit Account Service Charge Fee | $4,766,000 | $2,856,000 | $1,671,000 | $1,530,000 | — | — |
| Deposit Account Nonsufficient Funds Fee And Overdraft Charges | $1,298,000 | $834,000 | $464,000 | — | — | — |
| Interchange Fees | — | — | $4,200,000 | $3,831,000 | $3,720,000 | $3,741,000 |
| Deposit Account Nonsufficient Funds Fee | — | — | $464,000 | $404,000 | — | — |
| Deposit Account | — | — | $5,082,000 | $5,026,000 | $6,554,000 | $6,281,000 |
| Financial Service Other | — | — | $1,666,000 | $2,747,000 | $2,691,000 | $1,755,000 |
Key facts
CIK
1473844
CUSIP
858927106
13F (30d)
13 filings
12 filers
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