8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 8-K

Current Report

Pursuant to Section 13 or 15(d) of the SecuritiesExchange Act of 1934

Date of Report (Date of earliest event reported):

July 10, 2025

The Bancorp, Inc.

(Exact name of registrant as specified in its charter)

Commission File Number: 000-51018

409 Silverside Road

Wilmington, DE 19809

(Address of principal executive offices, including zip code)

302-385-5000

(Registrant’s telephone number, including area code)

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[_] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[_] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[_] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[_] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2).

[_] Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. [_]

Expansion of Partnership with Block, Inc.

On July 10, 2025, The Bancorp, Inc. (the “Company”), through its wholly owned subsidiary, The Bancorp Bank, N.A. (the “Bank”), amended its Master Services Agreement dated December 12, 2023 with Block, Inc. (“Block”) by entering into a Card Issuing Addendum which provides for debit and prepaid card issuance and related services for Cash App customers. The initial term of the addendum is for a period of five (5) years. The Bank expects the expansion of these services to Block to begin in 2026 and will provide material updates on the program as it progresses through the implementation cycle.

Cautionary Statement Regarding Forward-LookingStatements

This Current Report on Form 8-K may contain“forward-looking” statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, and Section27A of the Securities Act of 1933, as amended. Forward-looking statements provide management’s current expectations of future eventsbased on certain assumptions and include any statement that does not directly relate to any historical or current fact. Sentences containingwords such as “believe,” “intend,” “plan,” “may,” “expect,” “should,”“could,” “anticipate,” “estimate,” “predict,” “project,” or their negatives,or other similar expressions of a future or forward-looking nature generally should be considered forward-looking statements. Forward-lookingstatements in this Current Report, such as statements relating to the expanded partnership with Block, are based on management’scurrent expectations and assumptions about future events that involve inherent risks and uncertainties. While the Company considers theseexpectations and assumptions to be reasonable, they are inherently subject to significant business, economic, competitive, regulatory,and other risks and uncertainties, most of which are difficult to predict and many of which are beyond the Company’s control. TheCompany undertakes no obligation to review or update any forward-looking statements, whether as a result of new information, future eventsor otherwise, unless required by law.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.