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$71.74 -0.31 (-0.43%) At close · Aug 5
Market Cap
$3.00B
Shares
41.63M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$71.74 Open$72.42 Day$71.65–73.02 52W$50.20–81.65 Avg vol 30d462K Short int3.2M · 7.6% float · 7.5d Short vol47% Last earningsJul 31, 2026 DataJan 2020–Aug 2026 Filing10-Q · May 6

Up next

Next earnings call
Nov 3, 2026 Est · unconfirmed · in 13 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 6, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Bearish Fundamentals Excellent Quant / Vol Moderate
      Market backdrop VIX 15.8 · calm Equity put/call 0.46
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +16%
      above
      Price vs 50-day avg +16%
      above
      RSI (14) 66
      neutral
      MACD trend Positive
      52-week position 68%
      mid-range
      Momentum
      relative strength
      Very Strong
      1-month return +14%
      trailing
      6-month return +26%
      trailing
      YTD return +6%
      this year
      Relative strength +15%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bearish
      Trend (MA cross) No cross
      50d $62 › 200d $62 — 200d above 50d
      Institutional flow Distributing
      83 of 278 funds reported for Jun 30 · net -159.8K sh shares · +12 new
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      7.61% of float · ▲ +0.9% MoM · 7.5 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      278 holders — mid 3-yr range
      Squeeze score 72
      high risk · 0–100
      Fundamentals
      Excellent
      Revenue growth +21%
      Y/Y
      EPS growth +15%
      Y/Y
      Free cash flow $257.9M
      Valuation P/E 14
      in line
      Buyback $650.0M
      authorized
      Balance sheet $98.5M
      net cash
      Quant / Vol
      risk profile
      Moderate
      Volatility 43%
      annualized · 1-yr
      Max drawdown −36%
      past year
      ATR 3.4%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the 8-K filed Jul 30, 2026
      full-year 2026
      EPS Raised $5.95 – $6.05
      prior FY $4.92 midpoint +22.0% Y/Y
      fourth quarter
      EPS Lowered $1.65 – $1.75
      prior qtr $1.41 midpoint +20.6% QoQ
      2027
      EPS Maintained $8.10 – $8.30
      prior FY $4.92 midpoint +66.7% Y/Y
      Guided vs delivered · last 1 settled
      Earnings per share 2025
      guided $5.10
      $4.92 Miss −3.5%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      0 · 3 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +16% Bullish
      Price vs 50-day avg
      +16% Bullish
      RSI (14)
      66 Neutral
      MACD trend
      Positive Bullish
      52-week position
      68% Neutral
      Market signals — smart money & positioning
      Bearish · 2 of 6
      Trend (MA cross) No cross
      50d $62 › 200d $62 — 200d above 50d
      Institutional flow Distributing
      83 of 278 funds reported for Jun 30 · net -159.8K sh shares · +12 new
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      7.61% of float · ▲ +0.9% MoM · 7.5 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      278 holders — mid 3-yr range
      Price context
      position in its 52-week range
      52-wk low $50 Now $72 · 68% 52-wk high $82
      vs 200-day avg +16% vs 50-day avg +16%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Average deposits $8,414M 2Q 2026
      Average Fintech loans $1.39B 2Q 2026
      Ending Fintech loans $901.5M 2Q 2026
      Non-interest income as a percentage of total revenue 44.7% 2Q 2026
      Prepaid debit, and credit card gross dollar volume (GDV) $53,452,821K 2Q 2026
      Total prepaid, debit card, ACH, and other payment fees $32.5M 1Q 2026

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      TBBK
      Bancorp, Inc.
      this stock
      $3.00B +6.3% +15.2% 14.0 7.6%
      MFG
      Mizuho Financial Group Inc
      $130.35B +46.2% 0.1%
      HDB
      Hdfc Bank Ltd
      $122.47B -34.7% +15.2% 0.4%
      IBN
      Icici Bank Ltd
      $109.20B +2.9% 0.6%
      PNC
      Pnc Financial Services Group, Inc.
      $101.08B +25.2% +7.2% 14.6 1.7%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      282
      % held
      96.7%
      Reported
      83 of 278
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      300
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      3.2M
      Days to cover
      7.5d
      Change
      +28.6K sh
      View
      Short Volume
      Short vol %
      47%
      As of
      Aug 5, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      28
      Value
      $1.9K
      As of
      Jul 10, 2026
      View
      Off-Exchange
      Off-exchange %
      36.0%
      Week of
      Jun 29, 2026
      Off-exch Lit
      View
      Financials
      Financials
      Net income (FY)
      $228.2M
      EPS diluted
      $4.92
      View
      Buybacks
      Authorized · 3 programs
      $650.0M
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Aug 3, 2026
      This year
      8
      View
      Proposed Sales
      Value
      $269.2K
      Shares
      970
      Filed
      Apr 29, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 31, 2026
      View
      Investor Relations
      Latest news
      The Bancorp, Inc. and The Bancorp…
      Published
      Aug 3, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      TBBK +6.1% +13.8% +25.8% +7.0% +6.3%
      SPY +5.5% +3.3% +11.3% +3.1% +12.9%
      vs SPY +0.6% +10.6% +14.5% +3.9% -6.6%

      Capital returns

      Buyback programs · 3 active · as of Dec 31, 2025
      Authorized (total)
      $650.00M
      Spent (derived)
      Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1295401 CUSIP 05969A105 13F (30d) 72 filings 72 filers Visit website Investor relations