TBBK · Bancorp, Inc.

Track TBBK — free

$48.81 -0.13 (-0.27%) At close · Oct 2

S&P 600 member Russell 2000 member Rebalance outlook locked

Market Cap

$2.06B

40.79M

Volume · Oct 2 457.05K Avg daily vol (3M) 482.57K

Up next

Next earnings call

Nov 3, 2026 Est · unconfirmed · in 4 wks

Latest filing: 10-Q

filed Aug 6, 2026

Q2 2026 earnings call transcript

call held Jul 31, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

View all 115 metrics

Revenue (TTM)

$672.07M

Trailing 12 months

Net income (TTM)

$231.94M

Trailing 12 months

Revenue growth YoY

-9.8%

Year over year

Operating margin

—

Trailing 12 months

P / E (TTM)

9.2

Trailing earnings · reciprocal yield 10.9%

FCF yield

11.3%

TTM · current market cap

Return on invested capital

—

Trailing 12 months

Net cash

—

Latest balance sheet

Dividend yield

—

Trailing 12 months

Shares change YoY

-11.4%

Year over year · fewer shares

Price change (1Y)

-34.6%

Trailing year

Short interest

7.0%

Latest settlement · 4.0 days to cover

View all 115 metrics

Equibles Rating

blended score · not investment advice

Overall

Sell

SellHoldBuy

Technical Sell Momentum Very Weak Sentiment Neutral Fundamentals Excellent Quant / Vol Very High

Market backdrop VIX 15.3 · calm Equity put/call 0.58

Technical

price trend

Sell

50 / 200-day cross No cross

Price vs 200-day avg −19%

below

Price vs 50-day avg −20%

below

RSI (14) 28

oversold

MACD trend Positive

52-week position 2%

near low

Volume (OBV) Confirms

volume backs price

Momentum

relative strength

Very Weak

1-month return −28%

trailing

6-month return −18%

trailing

YTD return −28%

this year

Relative strength −30%

vs S&P · 6-mo

Sentiment

smart money

Neutral

Trend (MA cross) No cross

50d $61 › 200d $60 — 50d above 200d

Institutional flow Accumulating

1 of 291 funds reported for Sep 30 · net +766 sh shares

Insider flow Distributing

Net -$220.2K over 90 days · 100% sells

Short interest Falling

6.97% of float · ▼ -9.8% MoM · 4.0 days cover

Volume signal Normal

Volume near normal

Institution breadth Steady

291 holders — mid 3-yr range

Squeeze score 48

elevated · 0–100

Fundamentals

Excellent

Revenue growth +21%

Y/Y

EPS growth +15%

Y/Y

Free cash flow $257.9M

Valuation P/E 9.5

below peers

Buyback $650.0M

authorized

Balance sheet $556.0M

net cash

Quant / Vol

risk profile

Very High

Volatility 47%

annualized · 1-yr

Max drawdown −40%

past year

ATR 3.8%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

what management promised — and delivered

Beat or met 2 of last 4

Latest guidance · from the 8-K filed Jul 30, 2026

full-year 2026

EPS Initiated $5.95 – $6.05

prior FY $4.92 midpoint +22.0% Y/Y

fourth quarter

EPS $1.65 – $1.75

prior qtr $1.45 midpoint +17.2% QoQ

2027

EPS $8.10 – $8.30

prior FY $4.92 midpoint +66.7% Y/Y

Guided vs delivered · last 4 settled

2024 guidance (EPS) 2024

guided $4.35

guided $4.35 $4.29 Miss −1.4%

Earnings per share 2023

guided $3.60

guided $3.60 $3.49 Miss −3.1%

2021 guidance 2021

guided $1.78

guided $1.78 $1.88 Beat +5.6%

Earnings per share full year 2020

guided $1.25

guided $1.25 $1.37 Beat +9.6%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Sell

3 · 3 · 1

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

−19% Bearish

Price vs 50-day avg

−20% Bearish

RSI (14)

28 Neutral

MACD trend

Positive Bullish

52-week position

2% Bearish

Volume (OBV)

Confirms Neutral

Market signals — smart money & positioning

Bullish · 2 of 6

Trend (MA cross) No cross

50d $61 › 200d $60 — 50d above 200d

Institutional flow Accumulating

1 of 291 funds reported for Sep 30 · net +766 sh shares

Insider flow Distributing

Net -$220.2K over 90 days · 100% sells

Short interest Falling

6.97% of float · ▼ -9.8% MoM · 4.0 days cover

Volume signal Normal

Volume near normal

Institution breadth Steady

291 holders — mid 3-yr range

Price context

position in its 52-week range

Range low $48 Now $49 · 2% Range high $80

vs 200-day avg -19% vs 50-day avg -20%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
Average deposits	$8.41B	Three months ended June 30, 2026 filing	—
Average loans and leases	$7.63B	Three months ended June 30, 2026 filing	—
Fintech as percentage of total average loan portfolio	18.2%	the second quarter of 2026 filing	—
Net interest margin	3.85%	Three months ended June 30, 2026 filing	—
Non-interest income: fintech fees	$40.9M	Three months ended June 30, 2026 filing	+14.7%

Prepaid, debit and credit card gross dollar volume (GDV)	$53.45B	Three months ended June 30, 2026 filing	—
Return on assets	2.51%	Three months ended June 30, 2026 filing	—
Return on equity	34.7%	Three months ended June 30, 2026 filing	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
TBBK Bancorp, Inc. this stock	$2.06B	-27.7%	+20.8%	9.5	7.0%
MFG Mizuho Financial Group Inc	$133.98B	+48.8%	—	—	0.1%
HDB Hdfc Bank Ltd	$118.26B	-38.9%	-3.2%	—	0.7%
CIXPF CaixaBank/ADR	$103.83B	+26.7%	—	—	0.1%
IBN Icici Bank Ltd	$100.21B	-7.9%	—	—	0.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

291

% held: 98.6%
Reported: 1 of 291
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

314

View

Short & Settlement

Short Interest Falling

Shares short

2.8M

Days to cover: 4.0d
Change: -307.5K sh

View

Short Volume

Short vol %

48%

As of: Oct 2, 2026

Short Total

View

Fails to Deliver

FTD shares

13.7K

Value: $690.5K
As of: Sep 11, 2026

View

Off-Exchange

Off-exchange %

35.3%

Week of: Aug 31, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net selling

Net (90d)

-$220.2K

Buyers / Sellers: 0 / 1

Buyers Sellers

View

Financials

Net income (FY)

$228.2M

EPS diluted: $4.92

View

Buybacks

Authorized · 3 programs

$650.0M

View

Filings

SEC Filings

Latest

8-K

Filed: Sep 4, 2026
This year: 10

View

Proposed Sales

Value

$220.0K

Shares: 3.1K
Filed: Aug 6, 2026

View

Earnings & Events

Webcasts

Last webcast

Jul 31, 2026

View

Investor Relations

Performance

	5D	20D	120D	MTD	YTD
TBBK	-3.5%	-28.0%	-18.0%	+1.4%	-27.7%
SPY	-0.2%	-0.5%	+12.2%	+0.9%	+12.9%
vs SPY	-3.3%	-27.5%	-30.2%	+0.4%	-40.6%

Capital returns

Buyback programs · 3 active · as of Dec 31, 2025

Authorized (total)

$650.00M

Spent (derived)

—

Remaining

—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1295401 CUSIP 05969A105 13F (30d) 10 filings 7 filers Visit website Investor relations

TBBK · Bancorp, Inc.

Price & Indicators

Up next

Metrics snapshot

Equibles Rating

Guidance & track record

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns