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WSFS · Wsfs Financial Corp

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$78.29 -0.33 (-0.42%)
Market Cap
$4.02B
Shares
51.09M

Price & Indicators

Indicators
Price
Panels
Event markers
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$78.62 Open$78.84 Day$78.27–79.24 52W close$50.35–82.29 Avg vol 30d395K Short int2.3M · 4.5% float · 6.9d Short vol64% Last earningsJul 24, 2026 DataJan 2020–Aug 2026 Filing10-Q · Aug 5

Up next

Next earnings call
Oct 23, 2026 Est · unconfirmed · in 8 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
Latest filing: 10-Q
filed Aug 5, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Buy Momentum Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Very Low
      Market backdrop VIX 15.2 · calm Equity put/call 0.64
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +16%
      above
      Price vs 50-day avg −0%
      below
      RSI (14) 41
      neutral
      MACD trend Negative
      52-week position 89%
      near high
      Momentum
      relative strength
      Strong
      1-month return −3%
      trailing
      6-month return +22%
      trailing
      YTD return +42%
      this year
      Relative strength +10%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $79 › 200d $68 — 50d above 200d
      Institutional flow Accumulating
      +6% holders QoQ · +62 funds added
      Insider flow Distributing
      Net -$286.1K over 90 days · 100% sells
      Short interest Rising
      4.47% of float · ▲ +5.1% MoM · 6.9 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      352 holders — near 3-yr high, broad support
      Squeeze score 64
      elevated · 0–100
      Fundamentals
      Excellent
      Revenue growth +50%
      Y/Y
      EPS growth +15%
      Y/Y
      Free cash flow $213.6M
      Valuation P/E 13.2
      in line
      Balance sheet $1.7B
      net cash
      Quant / Vol
      risk profile
      Very Low
      Volatility 23%
      annualized · 1-yr
      Max drawdown −15%
      past year
      ATR 1.7%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the 8-K filed Jul 23, 2026
      Net Charge-offs · FY 2026 Non-GAAP Initiated 0.15% – 0.25%
      ROA · FY 2026 at least 1.5%
      Prior guidance period ended · from the 8-K filed Jul 24, 2025
      Net Interest Margin · FY 2025 0.35% – 0.45%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 3 · 2
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +16% Bullish
      Price vs 50-day avg
      −0% Neutral
      RSI (14)
      41 Neutral
      MACD trend
      Negative Bearish
      52-week position
      89% Bullish
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $79 › 200d $68 — 50d above 200d
      Institutional flow Accumulating
      +6% holders QoQ · +62 funds added
      Insider flow Distributing
      Net -$286.1K over 90 days · 100% sells
      Short interest Rising
      4.47% of float · ▲ +5.1% MoM · 6.9 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      352 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      Range low $50 Now $79 · 89% Range high $82
      vs 200-day avg +16% vs 50-day avg 0%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Adjusted common equity Tier 1 capital non-GAAP 1.7B As of June 30, 2026 —
      Adjusted common equity Tier 1 capital ratio non-GAAP 11.12% As of June 30, 2026 —
      Adjusted net charge-offs (non-GAAP) non-GAAP $7.11M Three months ended June 30, 2026 —
      GAAP → non-GAAP reconciliation
      GAAP Net charge-offs (GAAP) 7.11M
      +0K Less: Recovery on previously charged-off loan
      = Adjusted net charge-offs (non-GAAP) 7.11M
      GAAP → non-GAAP reconciliation
      GAAP GAAP net income attributable to WSFS 84.4M
      +2.29M Plus/(less): Pre-tax adjustments: Realized/unrealized gain (loss) on equity investments, net, gain on sale of credit card portfo
      -539K (Less)/plus: Tax impact of pre-tax adjustments
      = Adjusted net income (non-GAAP) attributable to WSFS 86.15M
      Adjusted Private Wealth Management fee revenue non-GAAP 15.49M Three Months Ended June 30, 2026 —
      Adjusted Tier 1 leverage non-GAAP 9.96% As of June 30, 2026 —
      Adjusted total net credit costs (non-GAAP) non-GAAP $7.13M Three months ended June 30, 2026 —
      GAAP → non-GAAP reconciliation
      GAAP Total net credit costs (GAAP) 7.13M
      +0K Less: Recovery on previously charged-off loan
      = Adjusted total net credit costs (non-GAAP) 7.13M
      Average cash managed $1.25B 2Q 2026 —
      Cash Connect® adjusted net profit margin (non-GAAP) non-GAAP 15% Three months ended June 30, 2026 —
      Core earnings per share (non-GAAP) non-GAAP $1.66 Three months ended June 30, 2026 —
      GAAP → non-GAAP reconciliation
      GAAP Earnings per share (diluted)(GAAP) $1.63
      +$0.04 Pre-tax adjustments
      -$0.01 Tax impact of pre-tax adjustments
      = Core earnings per share (non-GAAP) $1.66
      GAAP → non-GAAP reconciliation
      GAAP Earnings per share (diluted) (GAAP) $1.63
      +$0.04 Plus/(less): Pre-tax adjustments: Realized/unrealized gain (loss) on equity investments, net, gain on sale of credit card portfo
      -$0.01 (Less)/plus: Tax impact of pre-tax adjustments
      +$0 Less: Impact of loan recovery (after-tax)
      = Core EPS excluding loan recovery (non-GAAP) $1.66
      Core fee revenue (non-GAAP) non-GAAP $92.2M Three months ended June 30, 2026 —
      Core net interest income (non-GAAP) non-GAAP $192.5M Three months ended June 30, 2026 —
      Core net revenue non-GAAP 284.7M Three Months Ended June 30, 2026 —
      Core net revenue (non-GAAP)(tax-equivalent) non-GAAP $285.23M Three months ended June 30, 2026 —
      Core net tangible income non-GAAP 88.92M Three Months Ended June 30, 2026 —
      Core return on average equity non-GAAP 12.65% Three Months Ended June 30, 2026 —
      GAAP → non-GAAP reconciliation
      GAAP GAAP return on average assets (ROA) 1.52%
      +0.04% Plus/(less): Pre-tax adjustments: Realized/unrealized gain (loss) on equity investments, net, gain on sale of credit card portfo
      -0.01% (Less)/plus: Tax impact of pre-tax adjustments
      +0% Less: Impact of loan recovery (after-tax)
      = Core ROA excluding loan recovery (non-GAAP) 1.55%
      Effective AOCI non-GAAP 549.02M Three Months Ended June 30, 2026 —
      Loan-to-deposit ratio 70% 2Q 2026 —
      Net interest margin before purchase accretion 3.84% 2Q 2026 —
      One-year repricing gap to total assets 6.45% June 30, 2026 —
      Portfolio Yield 2.8% As of June 30, 2026 —
      GAAP → non-GAAP reconciliation
      GAAP Net income (GAAP) 84.33M
      +26.8M Plus: Income tax provision
      +5.04M Plus/(less): Provision for (recovery of) credit losses
      = PPNR (non-GAAP) 116.17M
      Ratio of quarterly net charge-offs (recoveries) to average gross loans 0.21% 2Q 2026 —
      Tangible common book value per share non-GAAP $34.24 As of June 30, 2026 —
      Tangible common equity to tangible assets ratio including effective AOCI non-GAAP 9.83% As of June 30, 2026 —
      Total tangible assets (non-GAAP) non-GAAP $21.69B June 30, 2026 —
      GAAP → non-GAAP reconciliation
      GAAP Total assets (GAAP) 22.65B
      -962.45M Less: Goodwill and other intangible assets
      = Total tangible assets (non-GAAP) 21.69B
      Total tangible common equity (non-GAAP) non-GAAP $1.76B June 30, 2026 —
      GAAP → non-GAAP reconciliation
      GAAP Total stockholders’ equity of WSFS (GAAP) 2.72B
      -962.45M Less: Goodwill and other intangible assets
      = Total tangible common equity (non-GAAP) 1.76B
      Weighted average duration of the MBS portfolio 5.6 June 30, 2026 —
      ACL on loans and leases $180M 1Q 2026 —
      ACL Ratio 1.36% 1Q26 —
      Adjusted Tier 1 leverage ratio non-GAAP 10.14% 1Q26 —
      Adjusted total risk-based capital ratio non-GAAP 13.12% 1Q26 —
      Assets under management and administration 97.6B 1Q 2026 —
      Banking offices 87 1Q 2026 —
      C&I line utilization 37.7% 1Q26 —
      Capital returned to shareholders $94M 1Q26 —
      Cash Connect average cash managed $1.25B 1Q 2026 —
      Cash Connect Net profit margin 15.4% 1Q 2026 —
      Cash Connect ROA 2.38% 1Q 2026 —
      CET1 13.91% 1Q26 —
      Common equity to assets ratio 12.32% 1Q 2026 —
      Core EPS (non-GAAP) non-GAAP $1.68 Three months ended March 31, 2026 —
      Core fee revenue ratio (non-GAAP) non-GAAP 32.7% Three months ended March 31, 2026 —
      Core net revenue (non-GAAP) (tax-equivalent) non-GAAP 275.78M Three months ended March 31, 2026 —
      Delinquencies $100.7M 1Q 2026 —
      Net (recoveries) charge-offs on loans and leases -$3.5M 1Q 2026 —
      Net tangible income (non-GAAP) non-GAAP 89.61M Three months ended March 31, 2026 —
      GAAP → non-GAAP reconciliation
      GAAP GAAP net income attributable to WSFS $86.83M
      +$2.78M Tax effected amortization of intangible assets
      = Net tangible income (non-GAAP) $89.61M
      Nonperforming assets $87.8M 1Q 2026 —
      Number of Associates (FTEs) 2,348 Three months ended March 31, 2026 —
      Number of offices (branches, LPO's, operations centers, etc.) 114 Three months ended March 31, 2026 —
      PPNR non-GAAP $112.49M 1Q26 —
      Private Wealth Management fee revenue $15.9M 1Q 2026 —
      Ratio of allowance for credit losses to nonaccruing loans 240% 1Q 2026 —
      Ratio of quarterly net (recoveries) charge-offs to average gross loans -0.11% 1Q 2026 —
      Return on average tangible common equity non-GAAP 20.18% 1Q26 —
      Share repurchases $85M 1Q26 —
      Shares available for repurchase 10,123,977 1Q 2026 —
      Shares repurchased 1,319,626 1Q 2026 —
      TBV per share $33.71 1Q26 —
      Total Gross Loans $13.33B March 2026 —
      Total net credit costs $0.2M 1Q 2026 —
      Total offices 114 1Q 2026 —
      WSFS Institutional Services and BMT of DE fee revenue $34.2M 1Q 2026 —

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      WSFS
      Wsfs Financial Corp
      this stock
      		$4.02B +42.3% +50.2% 13.2 4.5%
      MFG
      Mizuho Financial Group Inc
      		 $126.71B +42.8% — — 0.1%
      HDB
      Hdfc Bank Ltd
      		 $121.39B -36.6% +15.2% — 0.5%
      IBN
      Icici Bank Ltd
      		 $105.45B +1.2% — — 0.7%
      USB
      US Bancorp De
      		 $97.85B +17.7% +4.4% 12.5 1.6%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      352
      % held
      92.7%
      Net QoQ
      +249.7K sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      355
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      2.3M
      Days to cover
      6.9d
      Change
      +111.3K sh
      View
      Short Volume
      Short vol %
      64%
      As of
      Aug 26, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      5.7K
      Value
      $445.9K
      As of
      Jul 21, 2026
      View
      Off-Exchange
      Off-exchange %
      37.7%
      Week of
      Jul 20, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$286.1K
      Buyers / Sellers
      0 / 1
      Buyers Sellers
      View
      Congressional Trades Sell
      Member
      Lisa McClain
      Amount
      $1.0K–$15.0K
      Traded
      Oct 31, 2025
      View
      Financials
      Financials
      Revenue (FY)
      $963.9M
      Net income (FY)
      $287.3M
      EPS diluted
      $5.09
      View
      Buybacks
      Authorized
      shares 1.1M
      View
      Filings
      SEC Filings
      Latest
      10-Q
      Filed
      Aug 5, 2026
      This year
      10
      View
      Proposed Sales
      Value
      $286.1K
      Shares
      3.5K
      Filed
      Jul 28, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 24, 2026
      View
      Investor Relations
      Latest news
      Morningstar DBRS Confirms “A” Rat…
      Published
      Jul 31, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      WSFS -1.5% -2.5% +22.4% -2.0% +42.3%
      SPY -0.4% +5.0% +12.4% +2.6% +12.3%
      vs SPY -1.1% -7.5% +9.9% -4.5% +30.0%

      Capital returns

      Latest dividend
      $0.20 / share · ex Aug 7, 2026
      Raised 17.6%
      Paid (TTM)
      $0.74 / share · 4 payouts
      Dividend yield (TTM, derived)
      0.94%
      Buyback program · as of Dec 31, 2015
      Authorized
      shares 1.06M
      Spent (derived)
      —
      Remaining
      —

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 828944 CUSIP 929328102 13F (30d) 306 filings 292 filers Visit website Investor relations

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