D. SCOTT NEAL, INC.
Clone Performance
Sep 2023–Apr 2026 · vs SPYHypothetical growth of buying every stock this filer reported holding, rebalancing on each filing and indexed to the same start. Option positions cannot be bought this way and are left out.
Estimate. 13F holdings are quarter-lagged, so the clone rebalances about 45 days after each period end — when the filing becomes public — and it excludes option and short positions. Returns use comparable raw closes and exclude dividends. Captured split ratios restate closes onto one basis; only an unusable ratio can exclude earlier closes for that listing. It tracks 100% of reported value on average across 10 quarters.D. SCOTT NEAL, INC. has stopped filing, so the simulation ends in Apr 2026 — where its last reported portfolio went stale — rather than trading that portfolio forward to today. Past performance does not predict future results.
Portfolio Concentration
44 tracked positions · as of Sep 30, 2025 · Δ vs Jun 30, 2025Portfolio Trend
Sector Breakdown
As of Sep 30, 2025| Sector | % Portfolio | Value |
|---|---|---|
| Unclassified | 44.4% | $76,523,744 |
| Financial Services | 25.9% | $44,621,449 |
| Technology | 22.7% | $39,152,125 |
| Industrials | 2.4% | $4,097,081 |
| Consumer Cyclical | 1.7% | $2,991,939 |
| Communication Services | 1.2% | $2,044,551 |
| Consumer Defensive | 0.7% | $1,225,773 |
| Healthcare | 0.7% | $1,225,036 |
| Energy | 0.2% | $285,708 |
| Real Estate | 0.1% | $215,760 |
Last Quarter's Activity
Export CSVTrimmed
Positions the filer reduced| Ticker | Company | Δ Shares | Shares | Value | Open |
|---|---|---|---|---|---|
| UNM | Unum Group | −7,166 | 257,423 | $20,022,360 | |
| IAU | Ishares Gold Trust | −6,232 | 67,117 | $4,884,103 | |
| NVDA | Nvidia Corp | −1,000 | 9,122 | $1,701,982 | |
| AJG | Arthur J. Gallagher & Co. | −951 | 56,663 | $17,550,796 | |
| GLD | Spdr Gold Trust | −861 | 101,674 | $36,142,056 | |
| SPY | Spdr S&P 500 ETF Trust | −710 | 6,211 | $4,137,643 | |
| ABT | Abbott Laboratories | −500 | 2,300 | $308,062 | |
| — | −358 | 255,877 | $0 | ||
| IBM | International Business Machines Corp | −312 | 2,150 | $606,644 | |
| QQQ | Invesco Qqq Trust, Series 1 | −309 | 51,460 | $30,895,039 | |
| XOM | ExxonMobil Holdings Corp | −100 | 2,534 | $285,708 | |
| KLAC | Kla Corp | −1 | 10,886 | $11,741,639 | |
| No positions match the current search. | |||||
Sold Out
Positions the filer fully exited| Ticker | Company | Shares | Value | Open |
|---|---|---|---|---|
| NVO | Novo Nordisk A S | 3,210 | $221,554 | |
| No positions match the current search. | ||||
| Ticker | Company | Type | Shares | Value (USD) | % of Portfolio | History |
|---|---|---|---|---|---|---|
| GLD |
Spdr Gold Trust
|
Reduced | 101,674 | $36,142,056 | 20.97% | |
| QQQ |
Invesco Qqq Trust, Series 1
|
Reduced | 51,460 | $30,895,039 | 17.92% | |
| UNM |
Unum Group
Financial Services
|
Reduced | 257,423 | $20,022,360 | 11.62% | |
| AJG |
Arthur J. Gallagher & Co.
Financial Services
|
Reduced | 56,663 | $17,550,796 | 10.18% | |
| FLEX |
Flex Ltd.
Technology
|
Added | 267,835 | $15,526,394 | 9.01% | |
| KLAC |
Kla Corp
Technology
|
Reduced | 10,886 | $11,741,639 | 6.81% | |
| IAU |
Ishares Gold Trust
|
Reduced | 67,117 | $4,884,103 | 2.83% | |
| MSFT |
Microsoft Corp
Technology
|
Held | 8,172 | $4,232,687 | 2.46% | |
| SPY |
Spdr S&P 500 ETF Trust
|
Reduced | 6,211 | $4,137,643 | 2.40% | |
| CAT |
Caterpillar Inc
Industrials
|
Held | 7,549 | $3,602,005 | 2.09% | |
| BRK-B |
Berkshire Hathaway Inc
Financial Services
|
Held | 5,719 | $2,875,170 | 1.67% | |
| REKR |
Rekor Systems, Inc.
Technology
|
Held | 1,700,650 | $2,670,020 | 1.55% | |
| AAPL |
Apple Inc.
Technology
|
Added | 6,882 | $1,752,363 | 1.02% | |
| NVDA |
Nvidia Corp
Technology
|
Reduced | 9,122 | $1,701,982 | 0.99% | |
| RBCAA |
Republic Bancorp Inc /Ky/
Financial Services
|
Held | 21,000 | $1,517,250 | 0.88% | |
| GOOGL |
Alphabet Inc.
Communication Services
|
Held | 4,220 | $1,026,782 | 0.60% | |
| T |
At&T Inc.
Communication Services
|
Held | 36,040 | $1,017,769 | 0.59% | |
| HD |
Home Depot, Inc.
Consumer Cyclical
|
Held | 2,336 | $946,523 | 0.55% | |
| V |
Visa Inc.
Financial Services
|
Held | 2,550 | $870,519 | 0.50% | |
| MA |
Mastercard Inc
Financial Services
|
Held | 1,363 | $775,288 | 0.45% | |
| LOW |
Lowes Companies Inc
Consumer Cyclical
|
Held | 2,600 | $653,406 | 0.38% | |
| IBM |
International Business Machines Corp
Technology
|
Reduced | 2,150 | $606,644 | 0.35% | |
| JNJ |
Johnson & Johnson
Healthcare
|
Held | 3,100 | $574,802 | 0.33% | |
| RF |
Regions Financial Corp
Financial Services
|
Held | 21,434 | $565,214 | 0.33% | |
| TSLA |
Tesla, Inc.
Consumer Cyclical
|
Held | 1,254 | $557,678 | 0.32% | |
| PG |
PROCTER & GAMBLE Co
Consumer Defensive
|
Added | 3,617 | $555,752 | 0.32% | |
| AMZN |
Amazon Com Inc
Consumer Cyclical
|
Held | 2,339 | $513,574 | 0.30% | |
| MO |
Altria Group, Inc.
Consumer Defensive
|
Held | 7,102 | $469,158 | 0.27% | |
| MDY |
Spdr S&P Midcap 400 ETF Trust
|
Held | 780 | $464,903 | 0.27% | |
| GSK |
GSK plc
Healthcare
|
Held | 7,928 | $342,172 | 0.20% | |
| AVGO |
Broadcom Inc.
Technology
|
Added | 1,034 | $341,126 | 0.20% | |
| ORCL |
Oracle Corp
Technology
|
Held | 1,200 | $337,488 | 0.20% | |
| NKE |
NIKE, Inc.
Consumer Cyclical
|
Held | 4,600 | $320,758 | 0.19% | |
| ABT |
Abbott Laboratories
Healthcare
|
Reduced | 2,300 | $308,062 | 0.18% | |
| XOM |
ExxonMobil Holdings Corp
Energy
|
Reduced | 2,534 | $285,708 | 0.17% | |
| HON |
Honeywell International Inc
Industrials
|
Held | 1,285 | $270,492 | 0.16% | |
| GS |
Goldman Sachs Group Inc
Financial Services
|
Held | 300 | $238,905 | 0.14% | |
| MU |
Micron Technology Inc
Technology
|
NEW | 1,358 | $227,220 | 0.13% | |
| WM |
Waste Management Inc
Industrials
|
Held | 1,017 | $224,584 | 0.13% | |
| ESBA |
Empire State Realty OP, L.P.
Real Estate
|
Held | 29,000 | $215,760 | 0.13% | |
| BAC |
Bank Of America Corp /De/
Financial Services
|
NEW | 3,992 | $205,947 | 0.12% | |
| WMT |
Walmart Inc.
Consumer Defensive
|
NEW | 1,949 | $200,863 | 0.12% | |
| LPSN |
Liveperson Inc
Technology
|
Held | 25,107 | $14,562 | 0.01% | |
|
|
Reduced | 255,877 | $0 | 0.00% |
Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.