Gradient Capital Advisors, LLC

Registered adviser

CIK

1727917

Location

SAN DIEGO, CA

Portfolio Value

Small $418,785,993

Diversification

Diversified

Filing Date

Global Rank

#4,233 / 8,827 ▼ 68 · as of Jun 2026

Top Industry

Consumer Electronics 19.3%

Period ended 37 days ago

Filed Oct 21, 2026 · 16d

27 quarters · since Mar 2020

Regulatory profile

From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.

Holder type

Registered adviser

Form ADV roster, Nov 1, 2026

Form ADV adviser

CRD 168912

Roster of Nov 1, 2026

Regulatory AUM

$742,204,721

Main clients

Individuals and high net worth (97% of AUM)

Form ADV history

Monthly rosters from Dec 2019; each row is a run with the same figures, newest first.

Rosters	Regulatory AUM	Main clients
Mar 2026 to Nov 2026	$742,204,721	Individuals and high net worth (97%)
Mar 2025 to Feb 2026	$637,516,873	Individuals and high net worth (95%)
Mar 2024 to Feb 2025	$546,415,108	Individuals and high net worth (96%)
May 2023 to Feb 2024	$457,137,622	Individuals and high net worth (97%)
Mar 2023 to Apr 2023	$457,137,622	Individuals and high net worth (97%)
Apr 2022 to Feb 2023	$512,652,827	Individuals and high net worth (96%)

3 earlier changes not shown.

Portfolio style

Measured from the filed 13F common-share book for Jun 30, 2026, the newest measured quarter, never from the firm's own description.

Style

Concentrated

The top 10 positions are 68.6% of the book (60%+)

Turnover

Low turnover

8.4% over the last four quarters (under 30%)

Horizon

Long horizon

Value-weighted holding period 21.9 quarters (12+), a floor since 63.5% of the book was already held when coverage starts

Closest benchmark: every 13F filer's combined book, active share 68.9%; sector active share 60.7% against the combined 13F book's sector weights.

Over time 26 measured quarters

How the bands are measured

Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.

Clone Performance

Build a hypothetical price-return history from this filer's public 13F holdings.

View clone backtest

Portfolio Concentration

177 tracked positions · as of Sep 30, 2026 · Δ vs Jun 30, 2026

Top Position

17.7%

−2.0 pts

Top 5

54.4%

−0.8 pts

Top 10

68.2%

−0.4 pts

HHI

761

Diversified−50

Portfolio Trend

27 quarters · across all stocks

Sector Breakdown

As of Sep 30, 2026

Sector	% Portfolio	Value	Positions
Unclassified	71.7%	$300,138,066	111
Technology	14.0%	$58,798,120	19
Financial Services	5.6%	$23,350,453	14
Communication Services	3.6%	$15,215,968	5
Consumer Cyclical	2.0%	$8,255,737	6
Healthcare	0.9%	$3,911,844	7
Industrials	0.7%	$3,134,750	7
Energy	0.6%	$2,544,918	3
Real Estate	0.4%	$1,762,266	1
Consumer Defensive	0.3%	$1,426,583	3
Basic Materials	0.1%	$247,288	1

Last Quarter's Activity

Export CSV

Sep 30, 2026 vs Jun 30, 2026

Added To

Positions the filer increased

25 positions

Ticker	Company	Δ Shares	Shares	Value
DFSD	Dimensional Short-Duration Fixed Income ETF	+23,950	281,134	$13,064,859
VTIP	VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES INDEX FUND	+11,955	181,736	$8,945,045
DFGP	Dimensional Global Core Plus Fixed Income ETF	+5,501	240,334	$12,479,583
IGSB	iShares 1-5 Year Investment Grade Corporate Bond ETF	+5,444	93,438	$4,786,828
VCSH	VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND	+5,444	185,513	$14,330,879
DFAR	Dimensional US Real Estate ETF	+3,806	223,034	$5,388,501
DGCB	Dimensional Global Credit ETF	+2,999	7,960	$413,179
DFEM	Dimensional Emerging Markets Core Equity 2 ETF	+2,880	225,037	$8,938,469
JPST	JPMorgan Ultra-Short Income ETF	+2,393	111,130	$5,597,618
BRK-B	Berkshire Hathaway Inc	+2,372	13,424	$6,684,480
BUFR	FT Vest Laddered Buffer ETF	+2,302	8,684	$325,389
VNQI	VANGUARD GLOBAL EX-U.S. REAL ESTATE INDEX FUND	+1,879	88,124	$3,747,032
VEA	Vanguard FTSE Developed Markets ETF	+1,577	115,859	$8,180,803
SCHD	Schwab U.S. Dividend Equity ETF	+1,423	149,170	$4,852,500
AVMC	Avantis U.S. Mid Cap Equity ETF	+1,409	28,416	$2,166,151
AVLV	Avantis U.S. Large Cap Value ETF	+1,364	5,327	$481,773
DFAX	Dimensional World ex. U.S. Core Equity 2 ETF	+1,298	148,327	$5,491,065
EMXC	iShares MSCI Emerging Markets ex China ETF	+1,065	41,570	$4,118,755
CRWD	CrowdStrike Holdings, Inc.	+936	1,298	$343,645
DFAI	Dimensional International Core Equity Market ETF	+580	16,179	$670,295
MU	Micron Technology Inc	+530	1,583	$1,686,069
GLDM	World Gold Trust	+501	26,048	$2,140,624
GOOGL	Alphabet Inc.	+483	26,672	$9,177,301
GLD	Spdr Gold Trust	+440	10,286	$3,917,320
SCHA	Schwab U.S. Small-Cap ETF	+358	40,145	$1,309,931
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
SCHF	Schwab International Equity ETF	−7,924	416,663	$11,445,732
SPDW	State Street(R) SPDR(R) Portfolio Developed World ex-US ETF	−4,601	304,861	$15,307,070
DFSV	Dimensional US Small Cap Value ETF	−4,567	205,225	$7,689,780
SCHM	Schwab U.S. Mid-Cap ETF	−4,019	296,458	$10,085,501
LRCX	Lam Research Corp	−3,772	11,852	$3,893,500
—		−3,578	22,757	$0
DFUV	Dimensional U.S. Marketwide Value ETF	−3,222	121,587	$6,687,285
SCHX	Schwab U.S. Large-Cap ETF	−3,214	256,606	$7,698,180
AAPL	Apple Inc.	−2,155	68,918	$22,951,072
FEOE	First Eagle Overseas Equity ETF	−2,022	8,774	$471,777
BSV	VANGUARD SHORT-TERM BOND INDEX FUND	−1,885	9,097	$695,010
DISV	Dimensional International Small Cap Value ETF	−1,741	89,998	$3,896,013
SCHV	Schwab U.S. Large-Cap Value ETF	−1,508	36,137	$1,203,723
SCHB	Schwab U.S. Broad Market ETF	−1,402	68,536	$2,008,790
VWO	VANGUARD EMERGING MARKETS STOCK INDEX FUND	−1,395	9,619	$570,502
DFLV	Dimensional US Large Cap Value ETF	−1,261	132,598	$5,326,461
VV	VANGUARD LARGE-CAP INDEX FUND	−1,053	23,773	$8,364,530
FEZ	State Street(R) SPDR(R) EURO STOXX 50(R) ETF	−951	14,265	$960,177
NEM	NEWMONT Corp	−944	2,144	$247,288
AMD	Advanced Micro Devices Inc	−871	3,895	$2,382,805
SLV	iShares Silver Trust	−794	22,785	$1,242,010
AVUV	Avantis U.S. Small Cap Value ETF	−754	11,913	$1,402,994
DFAE	Dimensional Emerging Core Equity Market ETF	−675	56,029	$2,202,499
SCHP	Schwab U.S. TIPS ETF	−674	20,053	$503,931
VO	VANGUARD MID-CAP INDEX FUND	−629	54,412	$4,266,989
No positions match the current search.

New Positions

Positions the filer opened this quarter

6 positions

Ticker	Company	Shares	Value
AMP	Ameriprise Financial Inc	5,876	$2,893,048
PLTR	Palantir Technologies Inc.	1,824	$341,179
IBIT	iShares Bitcoin Trust ETF	5,258	$248,913
MRK	Merck & Co., Inc.	1,553	$225,666
PFE	Pfizer Inc	7,912	$225,650
ACN	Accenture plc	1,177	$215,826
No positions match the current search.

Sold Out

Positions the filer fully exited

8 positions

Ticker	Company	Shares	Value
DFAT	Dimensional U.S. Targeted Value ETF	134,622	$9,410,077
DFAC	Dimensional U.S. Core Equity 2 ETF	26,013	$1,153,936
XLU	State Street(R) Utilities Select Sector SPDR(R) ETF	6,096	$276,392
TJX	Tjx Companies Inc	1,497	$226,795
SO	Southern Co	2,166	$207,307
NXPI	NXP Semiconductors N.V.	733	$205,994
BSMU	Invesco BulletShares 2030 Municipal Bond ETF	9,381	$205,622
VCIT	VANGUARD INTERMEDIATE-TERM CORPORATE BOND INDEX FUND	2,479	$204,889
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

177 tracked positions · $418,785,993 total · filing declares 179 positions · $433,025,873 · as of Sep 30, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Real Estate Technology

Showing 1–50 of 177 positions by value · page 1 of 4

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
IVV	iShares Core S&P 500 ETF	Reduced	51,950	-420	$39,785,907	+1.4%	9.50%
AAPL	Apple Inc. Technology	Reduced	68,918	-2,155	$22,951,072	+11.6%	5.48%
SPDW	State Street(R) SPDR(R) Portfolio Developed World ex-US ETF	Reduced	304,861	-4,601	$15,307,070	−1.8%	3.66%
VCSH	VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND	Added	185,513	+5,444	$14,330,879	+0.7%	3.42%
DFSD	Dimensional Short-Duration Fixed Income ETF	Added	281,134	+23,950	$13,064,859	+6.4%	3.12%
DFGP	Dimensional Global Core Plus Fixed Income ETF	Added	240,334	+5,501	$12,479,583	−2.4%	2.98%
SCHF	Schwab International Equity ETF	Reduced	416,663	-7,924	$11,445,732	−2.7%	2.73%
SCHM	Schwab U.S. Mid-Cap ETF	Reduced	296,458	-4,019	$10,085,501	−9.0%	2.41%
GOOGL	Alphabet Inc. Communication Services	Added	26,672	+483	$9,177,301	−1.9%	2.19%
VTIP	VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES INDEX FUND	Added	181,736	+11,955	$8,945,045	+4.9%	2.14%
DFEM	Dimensional Emerging Markets Core Equity 2 ETF	Added	225,037	+2,880	$8,938,469	−1.0%	2.13%
VV	VANGUARD LARGE-CAP INDEX FUND	Reduced	23,773	-1,053	$8,364,530	−2.0%	2.00%
VEA	Vanguard FTSE Developed Markets ETF	Added	115,859	+1,577	$8,180,803	+0.5%	1.95%
SCHX	Schwab U.S. Large-Cap ETF	Reduced	256,606	-3,214	$7,698,180	+0.7%	1.84%
DFSV	Dimensional US Small Cap Value ETF	Reduced	205,225	-4,567	$7,689,780	−5.5%	1.84%
JPM	Jpmorgan Chase & Co Financial Services	Reduced	22,427	-264	$7,419,524	−0.1%	1.77%
NVDA	Nvidia Corp Technology	Reduced	32,009	-298	$7,310,215	+13.1%	1.75%
MSFT	Microsoft Corp Technology	Reduced	13,462	-233	$6,904,659	+35.2%	1.65%
DFUV	Dimensional U.S. Marketwide Value ETF	Reduced	121,587	-3,222	$6,687,285	−2.6%	1.60%
BRK-B	Berkshire Hathaway Inc Financial Services	Added	13,424	+2,372	$6,684,480	+20.9%	1.60%
JPST	JPMorgan Ultra-Short Income ETF	Added	111,130	+2,393	$5,597,618	+1.8%	1.34%
DFAX	Dimensional World ex. U.S. Core Equity 2 ETF	Added	148,327	+1,298	$5,491,065	+1.4%	1.31%
DFAR	Dimensional US Real Estate ETF	Added	223,034	+3,806	$5,388,501	−6.0%	1.29%
DFLV	Dimensional US Large Cap Value ETF	Reduced	132,598	-1,261	$5,326,461	+0.6%	1.27%
SCHD	Schwab U.S. Dividend Equity ETF	Added	149,170	+1,423	$4,852,500	+3.6%	1.16%
IGSB	iShares 1-5 Year Investment Grade Corporate Bond ETF	Added	93,438	+5,444	$4,786,828	+3.8%	1.14%
VXUS	Vanguard Total International Stock ETF	Reduced	55,821	-393	$4,742,552	−1.3%	1.13%
VOO	VANGUARD 500 INDEX FUND	Reduced	6,571	-448	$4,605,351	−4.5%	1.10%
TSLA	Tesla, Inc. Consumer Cyclical	Reduced	12,563	-609	$4,457,478	−19.5%	1.06%
META	Meta Platforms, Inc. Communication Services	Reduced	5,889	-306	$4,270,585	+22.4%	1.02%
VO	VANGUARD MID-CAP INDEX FUND	Reduced	54,412	-629	$4,266,989	−3.8%	1.02%
EMXC	iShares MSCI Emerging Markets ex China ETF	Added	41,570	+1,065	$4,118,755	−0.6%	0.98%
GLD	Spdr Gold Trust	Added	10,286	+440	$3,917,320	+8.0%	0.94%
DISV	Dimensional International Small Cap Value ETF	Reduced	89,998	-1,741	$3,896,013	+5.8%	0.93%
LRCX	Lam Research Corp Technology	Reduced	11,852	-3,772	$3,893,500	−42.5%	0.93%
VNQI	VANGUARD GLOBAL EX-U.S. REAL ESTATE INDEX FUND	Added	88,124	+1,879	$3,747,032	−3.1%	0.89%
VUG	VANGUARD GROWTH INDEX FUND	Added	40,822	+179	$3,678,470	+5.1%	0.88%
AVGO	Broadcom Inc. Technology	Reduced	10,460	-341	$3,673,447	−10.0%	0.88%
VB	Vanguard Index Funds	Reduced	12,557	-233	$3,572,340	−7.9%	0.85%
AMP	Ameriprise Financial Inc Financial Services	NEW	5,876	NEW	$2,893,048	NEW	0.69%
TSM	Taiwan Semiconductor Manufacturing Co Ltd Technology	Reduced	5,909	-65	$2,695,626	−5.5%	0.64%
CSCO	Cisco Systems, Inc. Technology	Reduced	24,289	-119	$2,614,225	−8.8%	0.62%
VTV	VANGUARD VALUE INDEX FUND	Reduced	11,178	-308	$2,415,342	−3.5%	0.58%
AMZN	Amazon Com Inc Consumer Cyclical	Reduced	9,680	-165	$2,411,772	+2.8%	0.58%
AMD	Advanced Micro Devices Inc Technology	Reduced	3,895	-871	$2,382,805	−13.9%	0.57%
AVDV	Avantis International Small Cap Value ETF	Added	20,844	+48	$2,279,916	+6.4%	0.54%
DFAE	Dimensional Emerging Core Equity Market ETF	Reduced	56,029	-675	$2,202,499	−3.4%	0.53%
AVMC	Avantis U.S. Mid Cap Equity ETF	Added	28,416	+1,409	$2,166,151	−0.1%	0.52%
VBR	VANGUARD SMALL-CAP VALUE INDEX FUND	Reduced	9,287	-208	$2,145,575	−7.0%	0.51%
GLDM	World Gold Trust	Added	26,048	+501	$2,140,624	+5.5%	0.51%

Showing the top 50 of 177 positions. Create a free account to see every position, past quarters, search, filters and CSV export.

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.