SS&H Financial Advisors, Inc.

CIK

1911735

Location

TROY, MI

Portfolio Value

Small $319,878,374

Diversification

Diversified

Filing Date

Global Rank

#3,380 / 8,662 ▼ 65 · as of Dec 2025

Top Industry

Banks - Diversified 12.1%

3Y Alpha vs SPY

-0.8%

Period ended 6 months ago

Filed Jan 20, 2026 · 6mo

15 quarters · since Mar 2022

Clone Performance

Jul 2023–Jul 2026 · vs SPY

Hypothetical growth of cloning every reported 13F position and rebalancing on each filing, indexed to the same start.

Cloned portfolio

+72.3%

SPY

+76.5%

Annualised alpha

-1.0%

Max drawdown

−17.2%

Estimate. 13F holdings are quarter-lagged and long-only, so the clone rebalances about 45 days after each period end — when the filing becomes public — and excludes options and short positions. Past performance does not predict future results.

Portfolio Concentration

114 positions · as of Dec 31, 2025 · Δ vs Sep 30, 2025

Top Position

10.6%

−0.2 pts

Top 5

34.4%

−1.8 pts

Top 10

47.5%

−2.2 pts

HHI

348

Diversified−22

Portfolio Trend

15 quarters · across all stocks

Sector Breakdown

As of Dec 31, 2025

Sector	% Portfolio	Value	Positions
Technology	34.5%	$110,373,100	20
Financial Services	16.9%	$53,921,818	11
Healthcare	14.6%	$46,560,273	15
Industrials	9.9%	$31,508,366	21
Consumer Defensive	7.6%	$24,412,205	12
Consumer Cyclical	5.3%	$16,895,233	10
Communication Services	3.0%	$9,526,584	6
Unclassified	2.5%	$8,027,389	3
Utilities	2.2%	$6,977,994	7
Energy	2.0%	$6,274,035	6
Basic Materials	1.6%	$5,094,217	2
Real Estate	0.1%	$307,160	1

Last Quarter's Activity

Export CSV

Dec 31, 2025 vs Sep 30, 2025

Added To

Positions the filer increased

19 positions

Ticker	Company	Δ Shares	Shares	Value
PFE	Pfizer Inc	+28,043	112,943	$2,812,280
BMY	Bristol Myers Squibb Co	+13,450	69,350	$3,740,739
MRK	Merck & Co., Inc.	+12,200	65,293	$6,872,741
CRWV	CoreWeave, Inc.	+7,050	9,050	$648,070
ORCL	Oracle Corp	+4,560	47,650	$9,287,461
AMD	Advanced Micro Devices Inc	+4,000	7,550	$1,616,908
AMZN	Amazon Com Inc	+2,778	41,080	$9,482,085
AMGN	Amgen Inc	+2,700	18,003	$5,892,561
NFLX	Netflix Inc	+2,025	2,250	$210,960
MDT	Medtronic plc	+1,500	17,871	$1,716,688
BA	Boeing Co	+1,325	9,745	$2,115,834
CAT	Caterpillar Inc	+1,000	4,525	$2,592,236
CVX	Chevron Corp	+700	10,112	$1,541,169
SLB	Slb Limited/Nv	+600	51,886	$1,991,384
T	At&T Inc.	+500	134,906	$3,351,065
WMT	Walmart Inc.	+399	10,738	$1,196,320
BAC	Bank Of America Corp /De/	+275	67,783	$3,728,065
META	Meta Platforms, Inc.	+160	1,796	$1,185,521
IBM	International Business Machines Corp	+95	24,910	$7,378,591
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
LUMN	Lumen Technologies, Inc.	−10,000	46,943	$364,747
NKE	NIKE, Inc.	−6,000	4,218	$268,728
NVDA	Nvidia Corp	−4,090	133,291	$24,858,771
VZ	Verizon Communications Inc	−3,052	60,073	$2,446,773
VTRS	Viatris Inc	−1,048	56,911	$708,541
FLR	Fluor Corp	−1,000	44,600	$1,767,498
ZTS	Zoetis Inc.	−818	3,300	$415,206
MSFT	Microsoft Corp	−725	41,673	$20,153,896
CSCO	Cisco Systems, Inc.	−675	66,756	$5,142,214
LRCX	Lam Research Corp	−650	25,010	$4,281,211
PG	PROCTER & GAMBLE Co	−538	62,660	$8,979,804
BP	Bp PLC	−500	6,480	$225,050
GLW	Corning Inc /Ny	−500	62,517	$5,473,988
O	Realty Income Corp	−300	5,449	$307,160
GPN	Global Payments Inc	−300	3,795	$293,733
DRI	Darden Restaurants Inc	−255	3,600	$662,472
JPM	Jpmorgan Chase & Co	−250	105,290	$33,926,543
ABBV	AbbVie Inc.	−200	48,616	$11,108,269
JNJ	Johnson & Johnson	−200	16,946	$3,506,974
AAPL	Apple Inc.	−185	73,166	$19,890,908
MA	Mastercard Inc	−157	3,197	$1,825,103
GOOGL	Alphabet Inc.	−150	6,286	$1,967,518
MU	Micron Technology Inc	−150	20,615	$5,883,727
PEP	Pepsico Inc	−147	25,144	$3,608,666
MAIN	Main Street Capital CORP	−100	19,100	$1,153,449
No positions match the current search.

New Positions

Positions the filer opened this quarter

2 positions

Ticker	Company	Shares	Value
RH	Rh	2,000	$358,300
DOV	DOVER Corp	1,100	$214,764
No positions match the current search.

Sold Out

Positions the filer fully exited

2 positions

Ticker	Company	Shares	Value
GLTR	abrdn Precious Metals Basket ETF Trust	2,000	$330,900
GEV	GE Vernova Inc.	500	$307,450
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

114 positions · $319,878,374 total · as of Dec 31, 2025

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Real Estate Technology Utilities

Showing 1–50 of 114 positions by value · page 1 of 3

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
JPM	Jpmorgan Chase & Co Financial Services	Reduced	105,290	-250	$33,926,543	+1.9%	10.61%
NVDA	Nvidia Corp Technology	Reduced	133,291	-4,090	$24,858,771	−3.0%	7.77%
MSFT	Microsoft Corp Technology	Reduced	41,673	-725	$20,153,896	−8.2%	6.30%
AAPL	Apple Inc. Technology	Reduced	73,166	-185	$19,890,908	+6.5%	6.22%
ABBV	AbbVie Inc. Healthcare	Reduced	48,616	-200	$11,108,269	−1.7%	3.47%
AMZN	Amazon Com Inc Consumer Cyclical	Added	41,080	+2,778	$9,482,085	+12.7%	2.96%
ORCL	Oracle Corp Technology	Added	47,650	+4,560	$9,287,461	−23.4%	2.90%
PG	PROCTER & GAMBLE Co Consumer Defensive	Reduced	62,660	-538	$8,979,804	−7.5%	2.81%
IBM	International Business Machines Corp Technology	Added	24,910	+95	$7,378,591	+5.4%	2.31%
MRK	Merck & Co., Inc. Healthcare	Added	65,293	+12,200	$6,872,741	+54.2%	2.15%
AMGN	Amgen Inc Healthcare	Added	18,003	+2,700	$5,892,561	+36.4%	1.84%
MU	Micron Technology Inc Technology	Reduced	20,615	-150	$5,883,727	+69.3%	1.84%
SPGI	S&P Global Inc. Financial Services	Held	11,887	0	$5,877,036	+7.4%	1.84%
GLD	Spdr Gold Trust	Held	14,049	0	$5,567,759	+11.5%	1.74%
GLW	Corning Inc /Ny Technology	Reduced	62,517	-500	$5,473,988	+5.9%	1.71%
CSCO	Cisco Systems, Inc. Technology	Reduced	66,756	-675	$5,142,214	+11.5%	1.61%
SHW	Sherwin Williams Co Basic Materials	Held	15,030	0	$4,870,170	−6.4%	1.52%
GE	General Electric Co Industrials	Held	14,959	0	$4,607,820	+2.4%	1.44%
LRCX	Lam Research Corp Technology	Reduced	25,010	-650	$4,281,211	+24.6%	1.34%
BMY	Bristol Myers Squibb Co Healthcare	Added	69,350	+13,450	$3,740,739	+48.4%	1.17%
BAC	Bank Of America Corp /De/ Financial Services	Added	67,783	+275	$3,728,065	+7.0%	1.17%
UNP	Union Pacific Corp Industrials	Held	15,738	0	$3,640,514	−2.1%	1.14%
PEP	Pepsico Inc Consumer Defensive	Reduced	25,144	-147	$3,608,666	+1.6%	1.13%
JNJ	Johnson & Johnson Healthcare	Reduced	16,946	-200	$3,506,974	+10.3%	1.10%
ABT	Abbott Laboratories Healthcare	Held	27,433	0	$3,437,080	−6.5%	1.07%
T	At&T Inc. Communication Services	Added	134,906	+500	$3,351,065	−11.7%	1.05%
V	Visa Inc. Financial Services	Held	9,246	0	$3,242,664	+2.7%	1.01%
PFE	Pfizer Inc Healthcare	Added	112,943	+28,043	$2,812,280	+30.0%	0.88%
MCK	Mckesson Corp Healthcare	Held	3,400	0	$2,788,986	+6.2%	0.87%
CL	Colgate Palmolive Co Consumer Defensive	Held	35,213	0	$2,782,531	−1.2%	0.87%
KO	Coca Cola Co Consumer Defensive	Held	39,556	0	$2,765,359	+5.4%	0.86%
HII	Huntington Ingalls Industries, Inc. Industrials	Held	8,120	0	$2,761,368	+18.1%	0.86%
COST	Costco Wholesale Corp /New Consumer Defensive	Held	3,155	0	$2,720,682	−6.8%	0.85%
CAT	Caterpillar Inc Industrials	Added	4,525	+1,000	$2,592,236	+54.1%	0.81%
AFL	Aflac Inc Financial Services	Held	22,616	0	$2,493,866	−1.3%	0.78%
VZ	Verizon Communications Inc Communication Services	Reduced	60,073	-3,052	$2,446,773	−11.8%	0.76%
TSCO	Tractor Supply Co /De/ Consumer Cyclical	Held	48,186	0	$2,409,781	−12.1%	0.75%
ACN	Accenture plc Technology	Reduced	8,898	-50	$2,387,333	+8.2%	0.75%
LLY	ELI LILLY & Co Healthcare	Held	2,034	0	$2,185,899	+40.8%	0.68%
BA	Boeing Co Industrials	Added	9,745	+1,325	$2,115,834	+16.4%	0.66%
SLB	Slb Limited/Nv Energy	Added	51,886	+600	$1,991,384	+13.0%	0.62%
GOOGL	Alphabet Inc. Communication Services	Reduced	6,286	-150	$1,967,518	+25.8%	0.62%
EMR	Emerson Electric Co Industrials	Held	14,400	0	$1,911,168	+1.2%	0.60%
DE	Deere & Co Industrials	Held	3,979	0	$1,852,503	+1.8%	0.58%
NEE	Nextera Energy Inc Utilities	Held	22,893	0	$1,837,850	+6.3%	0.57%
MA	Mastercard Inc Financial Services	Reduced	3,197	-157	$1,825,103	−4.3%	0.57%
SPY	Spdr S&P 500 ETF Trust	Held	2,656	0	$1,811,179	+2.4%	0.57%
FLR	Fluor Corp Industrials	Reduced	44,600	-1,000	$1,767,498	−7.9%	0.55%
MDT	Medtronic plc Healthcare	Added	17,871	+1,500	$1,716,688	+10.1%	0.54%
AMD	Advanced Micro Devices Inc Technology	Added	7,550	+4,000	$1,616,908	+181.5%	0.51%