FinDec Wealth Services, Inc.

Registered adviser

CIK

1916066

Location

Stockton, CA

Portfolio Value

Micro $83,549,863

Diversification

Highly concentrated

Filing Date

Global Rank

#8,430 / 8,827 ▼ 49 · as of Jun 2026

Top Industry

Consumer Electronics 28.8%

Period ended 38 days ago

Filed Oct 30, 2026 · 8d

16 quarters · since Dec 2022

Regulatory profile

From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.

Holder type

Registered adviser

Form ADV roster, Nov 1, 2026

Form ADV adviser

CRD 311949

Roster of Nov 1, 2026

Regulatory AUM

$627,905,000

Main clients

Pension and profit sharing plans (78% of AUM)

Form ADV history

Monthly rosters from Dec 2019; each row is a run with the same figures, newest first.

Rosters	Regulatory AUM	Main clients
Apr 2026 to Nov 2026	$627,905,000	Pension and profit sharing plans (78%)
Apr 2025 to Mar 2026	$770,564,000	Pension and profit sharing plans (71%)
Mar 2024 to Mar 2025	$963,900,000	Pension and profit sharing plans (76%)
May 2023 to Feb 2024	$780,025,545	Pension and profit sharing plans (76%)
Apr 2023	$780,025,545	Pension and profit sharing plans (76%)
Apr 2022 to Mar 2023	$864,012,538	Pension and profit sharing plans (76%)

2 earlier changes not shown.

Portfolio style

Measured from the filed 13F common-share book for Jun 30, 2026, the newest measured quarter, never from the firm's own description.

Style

Concentrated

The top 10 positions are 97.8% of the book (60%+)

Turnover

Low turnover

4.1% over the last four quarters (under 30%)

Horizon

Long horizon

Value-weighted holding period 14.4 quarters (12+)

Closest benchmark: every 13F filer's combined book, active share 94.4%; sector active share 84.1% against the combined 13F book's sector weights.

Over time 15 measured quarters

How the bands are measured

Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.

Clone Performance

Build a hypothetical price-return history from this filer's public 13F holdings.

View clone backtest

Portfolio Concentration

30 tracked positions · as of Sep 30, 2026 · Δ vs Jun 30, 2026

Top Position

44.1%

+0.2 pts

Top 5

94.5%

−0.2 pts

Top 10

97.7%

−0.1 pts

HHI

2,752

Highly concentrated+8

Portfolio Trend

16 quarters · across all stocks

Sector Breakdown

As of Sep 30, 2026

Sector	% Portfolio	Value	Positions
Unclassified	97.0%	$81,056,759	24
Technology	1.8%	$1,501,865	3
Consumer Defensive	0.5%	$457,205	1
Consumer Cyclical	0.4%	$327,844	1
Real Estate	0.2%	$206,190	1

Last Quarter's Activity

Export CSV

Sep 30, 2026 vs Jun 30, 2026

Added To

Positions the filer increased

8 positions

Ticker	Company	Δ Shares	Shares	Value
DFCF	Dimensional Core Fixed Income ETF	+3,915	130,290	$5,227,234
DFAE	Dimensional Emerging Core Equity Market ETF	+2,715	55,719	$2,190,313
SCHG	Schwab U.S. Large-Cap Growth ETF	+454	334,987	$12,036,082
DFAI	Dimensional International Core Equity Market ETF	+318	173,921	$7,205,547
QQQ	Invesco Qqq Trust, Series 1	+311	599	$443,122
VOO	VANGUARD 500 INDEX FUND	+222	1,195	$837,527
BIV	Vanguard Bond Index Funds	+221	17,354	$1,264,412
VB	Vanguard Index Funds	+4	14,209	$4,042,318
No positions match the current search.

Trimmed

Positions the filer reduced

16 positions

Ticker	Company	Δ Shares	Shares	Value
CGCP	Capital Group Core Plus Income ETF	−17,714	659,000	$13,951,030
DFLV	Dimensional US Large Cap Value ETF	−9,273	267,259	$10,735,794
SCHF	Schwab International Equity ETF	−5,000	66,239	$1,819,585
SCHE	Schwab Emerging Markets Equity ETF	−1,174	26,419	$962,972
IHI	iShares U.S. Medical Devices ETF	−682	8,427	$431,041
VO	VANGUARD MID-CAP INDEX FUND	−432	55,099	$4,320,863
CGDV	Capital Group Dividend Value ETF	−361	10,462	$511,068
DFIV	Dimensional International Value ETF	−176	5,256	$293,600
NVDA	Nvidia Corp	−99	2,471	$564,326
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	−85	6,820	$2,552,316
DFAU	Dimensional US Core Equity Market ETF	−73	202,317	$10,593,318
AAPL	Apple Inc.	−46	2,153	$716,992
CGGO	Capital Group Global Growth Equity ETF	−40	5,961	$237,128
DFAT	Dimensional U.S. Targeted Value ETF	−40	5,092	$338,312
CGUS	Capital Group Core Equity ETF	−27	5,383	$239,543
DFSD	Dimensional Short-Duration Fixed Income ETF	−5	4,815	$223,762
No positions match the current search.

New Positions

Positions the filer opened this quarter

1 positions

Ticker	Company	Shares	Value	Open
MSFT	Microsoft Corp	430	$220,547
No positions match the current search.

Sold Out

Positions the filer fully exited

3 positions

Ticker	Company	Shares	Value
DFAS	Dimensional U.S. Small Cap ETF	2,495	$205,438
GOOG	Alphabet Inc.	578	$204,224
SOUN	Soundhound Ai, Inc.	15,000	$97,050
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

30 tracked positions · $83,549,863 total · filing declares 30 positions · $83,549,647 · as of Sep 30, 2026

All sectors Consumer Cyclical Consumer Defensive Real Estate Technology

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
CGCP	Capital Group Core Plus Income ETF	Reduced	659,000	-17,714	$13,951,030	−7.5%	16.70%
SCHG	Schwab U.S. Large-Cap Growth ETF	Added	334,987	+454	$12,036,082	+6.3%	14.41%
DFLV	Dimensional US Large Cap Value ETF	Reduced	267,259	-9,273	$10,735,794	−1.8%	12.85%
DFAU	Dimensional US Core Equity Market ETF	Reduced	202,317	-73	$10,593,318	+1.3%	12.68%
DFAI	Dimensional International Core Equity Market ETF	Added	173,921	+318	$7,205,547	+0.6%	8.62%
DFCF	Dimensional Core Fixed Income ETF	Added	130,290	+3,915	$5,227,234	−2.0%	6.26%
VO	VANGUARD MID-CAP INDEX FUND	Reduced	55,099	-432	$4,320,863	−3.4%	5.17%
VB	Vanguard Index Funds	Added	14,209	+4	$4,042,318	−6.1%	4.84%
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	Reduced	6,820	-85	$2,552,316	−0.1%	3.05%
DFAE	Dimensional Emerging Core Equity Market ETF	Added	55,719	+2,715	$2,190,313	+2.8%	2.62%
SCHF	Schwab International Equity ETF	Reduced	66,239	-5,000	$1,819,585	−7.8%	2.18%
BIV	Vanguard Bond Index Funds	Added	17,354	+221	$1,264,412	−3.8%	1.51%
SCHE	Schwab Emerging Markets Equity ETF	Reduced	26,419	-1,174	$962,972	−3.8%	1.15%
VOO	VANGUARD 500 INDEX FUND	Added	1,195	+222	$837,527	+25.3%	1.00%
AAPL	Apple Inc. Technology	Reduced	2,153	-46	$716,992	+12.7%	0.86%
NVDA	Nvidia Corp Technology	Reduced	2,471	-99	$564,326	+9.7%	0.68%
CGDV	Capital Group Dividend Value ETF	Reduced	10,462	-361	$511,068	−4.2%	0.61%
PEP	Pepsico Inc Consumer Defensive	Held	3,608	0	$457,205	−6.4%	0.55%
QQQ	Invesco Qqq Trust, Series 1	Added	599	+311	$443,122	+108.9%	0.53%
IHI	iShares U.S. Medical Devices ETF	Reduced	8,427	-682	$431,041	−4.2%	0.52%
DFAT	Dimensional U.S. Targeted Value ETF	Reduced	5,092	-40	$338,312	−5.7%	0.40%
SCHX	Schwab U.S. Large-Cap ETF	Held	11,071	0	$332,130	+1.9%	0.40%
TSLA	Tesla, Inc. Consumer Cyclical	Held	924	0	$327,844	−15.6%	0.39%
DFIV	Dimensional International Value ETF	Reduced	5,256	-176	$293,600	+0.1%	0.35%
CGGR	Capital Group Growth ETF	Held	5,645	0	$267,742	+0.5%	0.32%
CGUS	Capital Group Core Equity ETF	Reduced	5,383	-27	$239,543	−0.5%	0.29%
CGGO	Capital Group Global Growth Equity ETF	Reduced	5,961	-40	$237,128	−6.7%	0.28%
DFSD	Dimensional Short-Duration Fixed Income ETF	Reduced	4,815	-5	$223,762	−2.8%	0.27%
MSFT	Microsoft Corp Technology	NEW	430	NEW	$220,547	NEW	0.26%
PSA	Public Storage Real Estate	Held	729	0	$206,190	−11.1%	0.25%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.