RF&L WEALTH MANAGEMENT, LLC

CIK

1965915

Location

ACTON, MA

Portfolio Value

Micro $14,050,938

Diversification

Diversified

Filing Date

Global Rank

#7,583 / 8,232 ▼ 1089

Top Industry

Drug Manufacturers - General 36.6%

3Y Alpha vs SPY

+4.0%

Period ended 2 months ago

Filed Apr 14, 2026 · 2mo

14 quarters · since Dec 2022

Clone Performance

Jun 2023–Jun 2026 · vs SPY

Hypothetical growth of cloning every reported 13F position and rebalancing on each filing, indexed to the same start.

Cloned portfolio

+94.4%

SPY

+76.3%

Annualised alpha

+4.0%

Max drawdown

−20.6%

Estimate. 13F holdings are quarter-lagged and long-only, so the clone rebalances about 45 days after each period end — when the filing becomes public — and excludes options and short positions. Past performance does not predict future results.

Portfolio Concentration

17 positions · as of Mar 31, 2026 · Δ vs Dec 31, 2025

Top Position

22.1%

+9.3 pts

Top 5

64.6%

+16.4 pts

Top 10

84.4%

+8.5 pts

HHI

1,094

Diversified+410

Portfolio Trend

14 quarters · across all stocks

Sector Breakdown

As of Mar 31, 2026

Sector	% Portfolio	Value	Positions
Healthcare	42.5%	$5,969,965	3
Technology	25.0%	$3,512,326	3
Financial Services	9.5%	$1,334,478	3
Consumer Defensive	6.1%	$861,911	1
Consumer Cyclical	4.2%	$588,912	2
Utilities	3.3%	$468,315	1
Unclassified	2.8%	$394,756	1
Energy	2.6%	$364,144	1
Communication Services	2.1%	$292,160	1
Real Estate	1.9%	$263,971	1

Last Quarter's Activity

Export CSV

Mar 31, 2026 vs Dec 31, 2025

Added To

Positions the filer increased

No qualifying positions this quarter.

Trimmed

Positions the filer reduced

14 positions

Ticker	Company	Δ Shares	Shares	Value
OHI	Omega Healthcare Investors Inc	−24,772	6,024	$263,971
AMZN	Amazon Com Inc	−23,922	1,837	$382,591
AAPL	Apple Inc.	−23,284	4,735	$1,201,695
NVDA	Nvidia Corp	−14,373	10,910	$1,902,704
MSFT	Microsoft Corp	−9,269	1,102	$407,927
ABBV	AbbVie Inc.	−8,286	8,720	$1,896,512
JPM	Jpmorgan Chase & Co	−6,023	977	$287,394
CVX	Chevron Corp	−6,000	1,760	$364,144
COST	Costco Wholesale Corp /New	−3,000	865	$861,911
TSLA	Tesla, Inc.	−597	555	$206,321
GOOGL	Alphabet Inc.	−357	1,016	$292,160
GL	Globe Life Inc.	−277	3,626	$504,630
LLY	ELI LILLY & Co	−161	3,369	$3,098,705
BRK-B	Berkshire Hathaway Inc	−100	1,132	$542,454
No positions match the current search.

New Positions

Positions the filer opened this quarter

No qualifying positions this quarter.

Sold Out

Positions the filer fully exited

10 positions

Ticker	Company	Shares	Value
META	Meta Platforms, Inc.	8,385	$5,534,854
WMT	Walmart Inc.	29,509	$3,287,597
CRWD	CrowdStrike Holdings, Inc.	4,500	$2,109,420
UNH	Unitedhealth Group Inc	5,114	$1,688,182
KO	Coca Cola Co	17,130	$1,197,558
QCOM	Qualcomm Inc/De	4,906	$839,171
NFLX	Netflix Inc	8,532	$799,960
PFE	Pfizer Inc	18,500	$460,650
XOM	Exxon Mobil Corp	3,405	$409,757
UBER	Uber Technologies, Inc	2,500	$204,275
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

17 positions · $14,050,938 total · as of Mar 31, 2026

All sectors Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Real Estate Technology Utilities

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
LLY	ELI LILLY & Co Healthcare	Reduced	3,369	-161	$3,098,705	−18.3%	22.05%
NVDA	Nvidia Corp Technology	Reduced	10,910	-14,373	$1,902,704	−59.6%	13.54%
ABBV	AbbVie Inc. Healthcare	Reduced	8,720	-8,286	$1,896,512	−51.2%	13.50%
AAPL	Apple Inc. Technology	Reduced	4,735	-23,284	$1,201,695	−84.2%	8.55%
ABT	Abbott Laboratories Healthcare	Held	9,494	0	$974,748	−18.1%	6.94%
COST	Costco Wholesale Corp /New Consumer Defensive	Reduced	865	-3,000	$861,911	−74.1%	6.13%
BRK-B	Berkshire Hathaway Inc Financial Services	Reduced	1,132	-100	$542,454	−12.4%	3.86%
GL	Globe Life Inc. Financial Services	Reduced	3,626	-277	$504,630	−7.6%	3.59%
SO	Southern Co Utilities	Held	4,852	0	$468,315	+10.7%	3.33%
MSFT	Microsoft Corp Technology	Reduced	1,102	-9,269	$407,927	−91.9%	2.90%
SPY	Spdr S&P 500 ETF Trust	Held	607	0	$394,756	−4.6%	2.81%
AMZN	Amazon Com Inc Consumer Cyclical	Reduced	1,837	-23,922	$382,591	−93.6%	2.72%
CVX	Chevron Corp Energy	Reduced	1,760	-6,000	$364,144	−69.2%	2.59%
GOOGL	Alphabet Inc. Communication Services	Reduced	1,016	-357	$292,160	−32.0%	2.08%
JPM	Jpmorgan Chase & Co Financial Services	Reduced	977	-6,023	$287,394	−87.3%	2.05%
OHI	Omega Healthcare Investors Inc Real Estate	Reduced	6,024	-24,772	$263,971	−80.7%	1.88%
TSLA	Tesla, Inc. Consumer Cyclical	Reduced	555	-597	$206,321	−60.2%	1.47%