Clear Retirement Advice LLC

Pension

CIK

2112984

Location

SAN MATEO, CA

Portfolio Value

Micro $14,134,934

Diversification

Moderately concentrated

Filing Date

Global Rank

#7,951 / 8,605 ▲ 180 · as of Mar 2026

Top Industry

Consumer Electronics 40.9%

3Y Alpha vs SPY

-44.3%

Period ended 3 months ago

Filed Apr 28, 2026 · 2mo

2 quarters · since Dec 2025

Clone Performance

Feb 2026–Jul 2026 · vs SPY

Hypothetical growth of cloning every reported 13F position and rebalancing on each filing, indexed to the same start.

Cloned portfolio

-7.2%

SPY

+10.0%

Annualised alpha

-44.2%

Max drawdown

−14.9%

Estimate. 13F holdings are quarter-lagged and long-only, so the clone rebalances about 45 days after each period end — when the filing becomes public — and excludes options and short positions. Past performance does not predict future results.

Portfolio Concentration

14 positions · as of Mar 31, 2026 · Δ vs Dec 31, 2025

Top Position

38.4%

−2.8 pts

Top 5

80.6%

+2.2 pts

Top 10

93.9%

−0.6 pts

HHI

2,133

Moderately concentrated−121

Portfolio Trend

2 quarters · across all stocks

Sector Breakdown

As of Mar 31, 2026

Sector	% Portfolio	Value	Positions
Unclassified	59.9%	$8,462,665	3
Technology	16.4%	$2,321,417	1
Financial Services	10.9%	$1,536,047	4
Consumer Cyclical	5.2%	$740,619	3
Communication Services	3.9%	$545,501	1
Healthcare	1.9%	$264,484	1
Industrials	1.9%	$264,201	1

Last Quarter's Activity

Export CSV

Mar 31, 2026 vs Dec 31, 2025

Added To

Positions the filer increased

3 positions

Ticker	Company	Δ Shares	Shares	Value
AAPL	Apple Inc.	+6,000	9,147	$2,321,417
SGOL	abrdn Gold ETF Trust	+2,025	121,677	$5,429,227
V	Visa Inc.	+89	2,003	$605,386
No positions match the current search.

Trimmed

Positions the filer reduced

1 positions

Ticker	Company	Δ Shares	Shares	Value	Open
IAU	Ishares Gold Trust	−386	27,961	$2,465,041
No positions match the current search.

New Positions

Positions the filer opened this quarter

1 positions

Ticker	Company	Shares	Value	Open
BRK-B	Berkshire Hathaway Inc	423	$202,701
No positions match the current search.

Sold Out

Positions the filer fully exited

No qualifying positions this quarter.

Portfolio Positions

Compact Export CSV View 13F filing

14 positions · $14,134,934 total · as of Mar 31, 2026

All sectors Communication Services Consumer Cyclical Financial Services Healthcare Industrials Technology

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
SGOL	abrdn Gold ETF Trust	Added	121,677	+2,025	$5,429,227	+10.5%	38.41%
IAU	Ishares Gold Trust	Reduced	27,961	-386	$2,465,041	+7.1%	17.44%
AAPL	Apple Inc. Technology	Added	9,147	+6,000	$2,321,417	+171.3%	16.42%
V	Visa Inc. Financial Services	Added	2,003	+89	$605,386	−9.8%	4.28%
SPY	Spdr S&P 500 ETF Trust	Held	874	0	$568,397	−4.6%	4.02%
GOOGL	Alphabet Inc. Communication Services	Held	1,897	0	$545,501	−8.1%	3.86%
MA	Mastercard Inc Financial Services	Held	1,029	0	$514,150	−12.5%	3.64%
AZO	Autozone Inc Consumer Cyclical	Held	89	0	$300,622	−0.4%	2.13%
JNJ	Johnson & Johnson Healthcare	Held	1,082	0	$264,484	+18.1%	1.87%
FAST	Fastenal Co Industrials	Held	5,694	0	$264,201	+15.6%	1.87%
TJX	Tjx Companies Inc /De/ Consumer Cyclical	Held	1,433	0	$228,850	+4.0%	1.62%
CB	Chubb Ltd Financial Services	Held	656	0	$213,810	+4.4%	1.51%
HD	Home Depot, Inc. Consumer Cyclical	Held	642	0	$211,147	−4.4%	1.49%
BRK-B	Berkshire Hathaway Inc Financial Services	NEW	423	NEW	$202,701	NEW	1.43%